If you're finding yourself in a bit of a financial rut, it's time to do something about it. It might seem like a daunting task, but by taking one small step each day for the next 10 days you can start beefing up that bank account.
So if you're ready to start building up your savings, conquer the 10 day challenge and be on your way to bigger savings.
Day 1 - Open a High Interest Savings Account (do this right now!)
Time: 8 minutes
First things first, if you don't have a bank account you need to sign up for one right now. Even if you do have an account, chances are you are earning close to nothing in interest.
Instead, open a high interest savings account and earn up to 100x more interest per month than standard accounts. You read that right - up to 100 times more interest each month, without having to lift a finger. Sign up today!
Day 2 - Get Paid to Drive Your Car Around
Time: 12 minutes
If you enjoy meeting new people and creating your own schedule, signing up to drive with Lyft can be a great way to make extra money.
It's worth a try to see if you like it – some drivers have had so much success that it's become their main income source!
To be eligible, you must be at least 21 years old, have a car to drive, have three years of driving experience, an in-state driver’s license, a clean driving record, and be able to pass a criminal background check.
Driving for Uber is also another great option. The amount you can earn depends on factors like, where you live, how often you decide to drive, the time of year, and so on.
Day 3 - Host a Guest in Your Spare Bedroom
Time: 12 minutes
Have an extra room to spare in your home?
You could earn a seriously generous income by signing up as a host for Airbnb.
Whether you make your space available year-round or just list it for a few weekends throughout the year, you will have complete control over your home and 24/7 support from Airbnb.
Day 4 - Stop the (Cash) Bleeding
Time: 3 minutes
Remember that dog toy subscription box you signed up for? Or the music streaming service you haven't listened to in months?
You might still be paying for old subscription services that you no longer use - and that could be costing you hundreds of dollars per month.
Trim will help you cut the fat and put that money back in your pocket. They've already saved their members over $8 million!
Open an account today and see how much you could be missing out on.
Day 5 - Get Paid to Deliver Food to People
Time: 8 minutes
UberEATS is a great program where you earn money for food delivery.
You get to set your own schedule (hello, flexibility!) and earn money by picking up food from local restaurants and delivering it to people in your area.
Depending on where you're located, you may be able to deliver food by car, bike, or scooter.
Easy, fun, and you can even get paid instantly if you join Uber's Instant Pay program!
Day 6 - Stay on Top of Your Spending
Time: 7 minutes
The people behind Cinch are on a mission to provide a holistic overview of your finances (and how to make them work harder for you) in an unbiased way.
Using their smart tools, they provide guidance on present and future money moves, just like a financial adviser without the cost.
Open an account today and finally get a better hold of your finances.
Day 7 - Win up to $10,000 with Virtual Scratch Off Tickets
Time: 2 minutes
Wouldn't that be a great way to fatten your wallet?
Lucktastic let's you scratch off virtual lottery tickets every day for free! Try your luck at winning $1 up to $10,000. You can also earn tokens to enter other competitions and play games.
If you have an Android phone, sign up with this link.
If you have an Apple iPhone, sign up with this link.
Day 8 - Start an Online Business
Time: 30 minutes
Do you have an idea for a product or brand you want to build? Thousands of people around the country are making passive income selling products online. This is one of our favorite ways to make extra money each month.
Shopify makes setting up your own online business simple. You can get setup with one of their store templates and be selling in minutes.
Day 9 - Earn Passive Income
Time: 3 minutes
Imagine getting a check in the mail every few months for just holding a little bit of money in an account. Sounds amazing, right?
With Fundrise, an investment of as little as $500 can start earning you passive income through quarterly distributions. You'll get to invest in some of the hottest real estate deals without the headaches that come with being a landlord.
It takes less than 5 minutes to create an account with your email and password, and you don't have to invest a dime until you know it's right for you. Be sure to confirm your account by clicking the link in the email they send you.
The investments do come with risk. Fundrise has paid distributions every quarter since at least Q2 2016, but your payment is never guaranteed.
For the service, you’ll pay a 0.85% annual asset management fee and a 0.15% annual investment advisory fee.
Day 10 - Make Your Money Work for You
Time: 11 minutes
Now that you have some extra money in your pocket, start putting that money to good use.
Stash takes the guesswork out of investing and can help you select a simple set of portfolios that reflect your goals, interests, and beliefs. With a minimum investment as little as $5 and a $1 monthly fee for balances under $5,000 (the first month is free), this app lets you choose exactly where to put your money while leaving the complicated investment terms out of it.
Right now, FinanceBuzz has teamed up with Stash to fund your first investment, so you’ll get a $5 bonus to get started!
If you've made it through all 10 days - congratulations! Taking control of your finances is a major accomplishment and you deserve