As technology advances, so do day to day processes. With everything moving online, shouldn’t your banking follow? It’s 2021 and you can invest, bank and even lower your monthly bills – all from your phone.
We’ve put together a list of five apps that are completely changing the way we think about banking.
Get $10 to Start Investing in Tesla, Amazon, Apple, and other companies
Stock shares in companies you may trust, such as Apple or Amazon, can be very expensive for beginning investors to buy.
The good news is, Stash allows you to start investing with as little as $5 and you can buy fractional shares so you can afford to get a piece of companies that are household names5. You can also find useful tools and guides to help build your portfolio.
As a bonus, Stash will give you $10 to invest after you deposit $5 or more into your personal portfolio.1
Want even more tools and guidance? If you choose the Stash+ plan2 when signing up, you can earn 2x stock rewards when you spend on eligible purchases!6
Save the $250 you'll probably pay in bank fees this year
Bank fees are annoying, so stop paying them.7 There are no hidden fees~ with the Chime mobile banking app — no monthly fees~, no minimum balance fees, and they even offer fee-free overdraft — up to $200*.
And no fees~ doesn't mean no features. With Chime, you can build your savings faster by automatically rounding up your purchases, plus get paid up to two days early when you use direct deposit^.
Apply online in just two minutes — there's no credit check required.
Get paid $150 to ditch your debit card
If you’re using your old debit card for everything, you are probably missing out on serious cash, rewards, and benefits. With an Aspiration Spend & Save account, you’ll get $150 for opening a new debit card - just open an account, use your Aspiration debit card to make at least $1,000 in purchases within 60 days and you’ll get $150!3
You’ll also be eligible for up to 10% cash back on purchases and 1% APY on your balance – that’s 14x the national average interest rate.4
Not to mention unlimited fee-free withdrawals at over 55,000 ATMs. Best of all there’s no minimum credit score!
Bonus: Save an average of $560/year on car insurance in Virginia
Are you staying home and driving less? If you answered yes, you've got an opportunity to lower your auto insurance premiums. With driving and auto insurance claims down, insurance companies are offering discounts.
With Insure.com, you fill out one simple form, and in minutes, you'll get a selection of personalized quotes. You'll be able to see the best prices from top insurance companies, all in one place, then pick the one that saves you the most for the coverage you want.
On average, drivers save $560/year when they use Insure.com.