Barclaycard Ring® Mastercard®

Barclaycard Ring® Mastercard®
Credit Needed Good - Excellent

Why We Like It

The Barclaycard Ring® Mastercard® is a highly-rated balance transfer credit card with low ongoing APR.

• Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply

• Low 14.24% variable APR on purchases and cash advances

• NEW - Control Your Card - Instantly secure your accounts by locking your cards with Barclays SecurHold™, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app

• No annual fee

• No foreign transaction fees

• International Chip and PIN

Card Details

Purchase APR 14.24% Variable
Intro Purchase APR N/A
Intro Purchase Period N/A
Balance Transfer APR 14.24% Variable
Intro Balance Transfer APR 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR
Intro Balance Transfer Period Within 45 days of account opening
Balance Transfer Fee Promotional Balance Transfers that post to your account within 45 days of account opening: Either $5 or 2% of the amount of each transfer, whichever is greater. For Balance Transfers that post to your account after 45 days of account opening: $0
Cash Advance APR 14.24% Variable
Cash Advance Fee $3 for each cash advance
Late Payment Fee Up to $37
Foreign Transaction Fee None
Annual Fee $0
View Terms