Barclaycard Ring® Mastercard®

Barclaycard Ring® Mastercard®
Credit Needed Good - Excellent

Why We Like It

The Barclaycard Ring® Mastercard® is a highly-rated balance transfer credit card with one of the lowest ongoing APRs available.

Enjoy a 0% intro APR for 15-months on balance transfers made within 45 days of account opening. After that, a variable 13.99% APR will apply.

• Low 13.99% variable APR on purchases and cash advances

• No annual fee

• No foreign transaction fees

• International Chip and PIN

Card Details

Purchase APR 13.99% Variable
Intro Purchase APR n/a
Intro Purchase Period n/a
Balance Transfer APR 13.99% Variable
Intro Balance Transfer APR 0% intro APR for 15-months on balance transfers made within 45 days of account opening. After that, a variable 13.99% APR
Intro Balance Transfer Period Within 45 days of account opening
Balance Transfer Fee Balance Transfers that post to the account within 45 days of account opening: Either $5 or 2% of the amount of each transfer, whichever is greater. Balance Transfers that post to the account after 45 days of account opening: $0
Cash Advance APR 13.99% Variable
Cash Advance Fee $3 for each cash advance
Late Payment Fee Up to $27
Foreign Transaction Fee None
Annual Fee $0
View Terms

Editorial Disclosure

Opinions expressed here are author's alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any of these entities.