Barclaycard Ring® Mastercard®
Why We Like It
The Barclaycard Ring® Mastercard® is a highly-rated balance transfer credit card with one of the lowest ongoing APRs available.
Enjoy a 0% intro APR for 15-months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply.
• Low 14.24% variable APR on purchases and cash advances
• No annual fee
• No foreign transaction fees
• International Chip and PIN
|Purchase APR||14.24% Variable|
|Intro Purchase APR||n/a|
|Intro Purchase Period||n/a|
|Balance Transfer APR||14.24% Variable|
|Intro Balance Transfer APR||0% intro APR for 15-months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply.|
|Intro Balance Transfer Period||Within 45 days of account opening|
|Balance Transfer Fee||Balance Transfers that post to the account within 45 days of account opening: Either $5 or 2% of the amount of each transfer, whichever is greater. Balance Transfers that post to the account after 45 days of account opening: $0|
|Cash Advance APR||14.24% Variable|
|Cash Advance Fee||$3 for each cash advance|
|Late Payment Fee||Up to $27|
|Foreign Transaction Fee||None|
Opinions expressed here are author's alone, not those of any credit card issuer, and have not been reviewed, approved or otherwise endorsed by any of these entities.