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You’ve got your own place (finally!) and the last thing you want to do is move back in with your parents. But you’re short on cash and rent is due! Don’t worry, we’ve all been there and we’re here to help.
We've done our research and found some of the best options to help you pay your rent. Some of these apps will help you save so you're not in a jam next month. Others will help you earn some extra cash to pad your wallet right away.
The companies on this list are legit - they're all real companies that do what they say they'll do. And they're upfront about costs. Most are free, but if they're not, their pricing is honest.
Let's take a look...
Get out of $20,000 or more of credit card debt
Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.
Accredited Debt Relief is designed specifically to help you get out of credit card debt faster (and for less), without having to make drastic life changes. With Accredited Debt Relief, you could reduce your monthly credit card payments by up to 40% or more and be debt free in 24-48 months.
How to get Accredited Debt Relief to lower your debt: Sign up for a free quote here. (Do not skip this step!) By getting a free, no-obligation quote and speaking with a consolidation specialist, they can immediately assist you in paying off your debt and calculating reduced monthly payments. They’ll let you know right away how much you might be able to save … but only if you request a quote.
Pay no interest on balance transfers until nearly 2026
Imagine getting 18 months with 0% intro APR on a balance transfer. Sounds great — right? You could dramatically change your financial picture with this industry-leading card - the Citi Double Cash® Card.
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 18 months. After the intro period for balance transfers, the APR is 19.24% - 29.24% (Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!
It doesn't stop with balance transfers though. Cardholders can also earn double cash back — 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. The best part - you can redeem your cash back as direct deposit, a statement credit, or even a mailed check! You can turn your everyday purchases into cash back and make a dent in your debt, regular bills, or save for the future.
The best part? There's no annual fee with the Citi Double Cash® Card(Rates and fees).
Click here to apply here for the Citi Double Cash® Card
Don’t pay a CENT to contractors for home repairs until you do this
If you’ve ever paid even a cent to a contractor or service tech to fix an issue at your home, then you know how frustrating the inevitable bill can be. You’ve got other bills to pay, groceries to buy, a mortgage to afford — and home repairs just suck your money away.
This unique home protection plan could help you stop spending tons of money to fix your house. But … is something like this even legit? Yes, it is. But you need to use it correctly.
The truth: These plans cover specific items in your home (that you choose) that break down from routine wear and tear. And they could help you keep potentially $1,000s of dollars in your pocket. Most plans are really affordable, too, and worth the peace of mind.
If you want to get one for your home, this company is offering $50 off and 1 month free.1 They’ve covered more than 2,000,000 homes across the USA and have thousands of 5-star ratings from their customers.
Ask this company to pay off your late tax debt
Past-due tax debt is overwhelming.
It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.
Easy Tax Relief is designed specifically to help you get out of tax debt faster and could even eliminate or reduce some of the debt you owe.
While most tax companies just put you on a payment plan and file your taxes for you, Easy Tax Relief talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.
Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.
Earn $200 cash rewards bonus with this incredible card
There's a credit card that's making waves with its amazing bonus and benefits. The Wells Fargo Active Cash® Card(Rates and fees) has no annual fee and you can earn $200 after spending $500 in purchases in the first 3 months.
The Active Cash Card puts cash rewards back into your wallet. Cardholders can earn unlimited 2% cash rewards on purchases — easy! That's one of the best cash rewards options available.
This card also offers an intro APR of 0% for 15 months from account opening on purchases and qualifying balance transfers (then 20.24%, 25.24%, or 29.99% Variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.
The best part? There's no annual fee.
You’ll need good or excellent credit (typically 670 or higher) to qualify.
Cancel your car insurance
We've got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.
This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $500 or more per year when they save! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.
Oh, and it's also free. And come on — you can't tell us you don't want to save up to $500. To find out if you're losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.
Earn up to $700 with these checking and savings accounts
We hate to tell you this, really. But if you aren’t banking with U.S. Bank, you’re missing out on extra cash. Don’t worry though … it’s easy to fix.
Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 27, 2024. Member FDIC.
Earn up to $500 with a new U.S. Bank Smartly® Checking when you complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App.
- Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300, or $10,000 or more to earn $500.
Earn up to $200 with a new Standard Savings account:
- Make new money deposit(s) totaling $15,000 or more by July 17, 2024.
- Maintain that balance until October 31, 2024.
This is practically passive income and a great way to supercharge your earnings.
Hurry, this is a limited-time offer and is only valid through June 27, 2024. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
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National Debt Relief Benefits
- No upfront fees2
- One-on-one evaluation with a debt counseling expert
- For people with $7,500 in unsecured debts and up