You could be missing out on $1,000s, and you might not even realize it.
Sure, you might know about some senior discounts at diners or retail stores. But what you might not know is there are a number of lesser-known programs that can help slash bills, reduce insurance costs, and unlock powerful financial perks — right now.
We pulled together some of the most valuable money moves for 2025. Cut expenses, boost your retirement, and recession-proof your finances. But act fast — we don't know how long these programs will last!
Get major discounts from top retailers
/images/2025/03/07/3.png)
Goodwill Senior Discount: Discounts ranging from 10% to 20% off on select days.
Kohl's Senior Day: 15% discount every Wednesday for customers aged 60 and above.
Walgreens Seniors Day: Walgreens offers a Seniors Day once a month where customers aged 55 and older can receive 20% off eligible, regular-price items. The specific day varies, so it's recommended to check with your local Walgreens for details.
Amazon Prime Senior Discount: Discounted Prime membership for seniors who are recipients of qualifying government assistance programs such as Medicaid or SSI. This membership provides access to all Prime benefits at a reduced monthly cost.
Pay less when you stay at hotels and dine out
/images/2025/03/07/6.png)
Best Western Senior Discounts: Minimum 10% discount on room rates for guests aged 55 and over.
Denny's Senior Discount: Special discounted menu for guests aged 55 and above. Additionally, AARP members receive 15% off their total bill at participating locations.
AMC Theatres Senior Pricing: Discounted ticket prices for seniors aged 60 and above.
Lower the price of your travel costs
/images/2025/03/07/8.png)
Greyhound Senior Discount: 5% discount on fares for passengers aged 62 and older. This discount is available on cross-border routes.
Amtrak Senior Discounts: 10% discount on most rail fares to travelers aged 65 and older.
National Park Service Senior Pass: For a one-time fee of $80, U.S. citizens or permanent residents aged 62 and older can obtain a lifetime Senior Pass. This pass grants access to over 2,000 federal recreation sites, including national parks and wildlife refuges.
AT&T Senior Nation Plan: AT&T offers the Senior Nation plan for customers aged 65 and older. This plan includes discounted rates on nationwide calls and is designed specifically for basic phones (not smartphones).
Special discounts and offers from our paid advertisers - terms & conditions apply:
Advisor Fees: You could be overpaying for your retirement planning
Fees matter. High fees can cut into your returns and affect your overall nest egg. But the ways fees are levied vary. Some are “fee only,” charging a flat rate regardless of usage. Others take a percentage of all assets under management. Some earn commissions directly from mutual funds or other financial products, which presents a significant conflict of interest.
This free matching quiz helps Americans get matched with up to three fiduciary advisors who serve their area so they can compare and decide which advisor to work with.
Avoid Paying for Major Home Repairs: This plan helps protect seniors in select Virginia homes from many expensive appliance and home repairs (see if you qualify)
Everyone talks about home insurance, but hardly anyone talks about this. If you’re a senior, you live in Virginia, and you own your home, you could save $1,000s on home repairs without much work at all.
American Home Shield is currently helping homeowners slash appliance repair bills. Instead of paying $1,000s, you pay for a monthly plan and a simple one-time service fee per covered repair.
Getting a monthly plan could help you tap into immense savings for nearly any system or appliance in your home that’s covered.
Not everyone is eligible for this plan so here’s how to check:- Click the link below and enter your name, address, phone number and email.
- Hit the “Get Free Quote” button.
- If you qualify, select a plan.
Use this card to pay no interest for 15 months (yes, it is kind of remarkable)
Imagine getting 15 months with 0% intro APR on purchases and balance transfers (APR then 17.49% - 26.49% (Variable); Balance transfer fee applies). Sounds great — right? You could dramatically change your financial picture with one of the industry-leading no-interest cards - the Discover it® Cash Back (Rates and fees) - and pay no interest into 2027 on purchases and balance transfers!
If you want to kick high-interest credit card debt to the curb, this is one of the leading cards available. Transfer high-interest debt to this card with a 0% intro APR for 15 months on balance transfers (APR then 17.49% - 26.49% (Variable). Cardholders also get a generous intro APR of 0% for 15 months on purchases (APR then 17.49% - 26.49% (Variable)). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!
The best part? The Discover it® Cash Back is accepted by 99% of merchants (according to the February 2025 issue of the Nilson Report), boasts an exceptional cash back rewards rate, and has no annual fee.
Scams and Fraud: American adults lost $47 billion to scams and fraud in 2025
That's right. According to a new report, American adults lost $47 billion to scams and identity fraud in 2025.
But you can safeguard your data with all-in-one scam and fraud protection services from OmniWatch, which comes with up to $2,000,000.00 in identity theft insurance,1 <p>Restrictions and exclusions apply, <a href="https://app.omniwatch.com/insurance-disclosure">click here to read full details of insurance coverage</a>. Residents of New York receive $1 million of coverage and are not eligible for ransomware or scam protection coverage. <a href="https://app.omniwatch.com/insurance-disclosure-ny">Click here for New York insurance summary</a>.</p> to cover eligible losses and fees should you experience them.
Plans start at $11.99 per month and can include comprehensive protection like 24/7 monitoring and alerts, dark web scanning to identify breached personal data (like your SSN and banking info), antivirus and VPN apps for device security, and expert restoration services at no extra cost.
Right now Omniwatch is offering a free dark web scan to check for vulnerabilities. Before you make your next online purchase, protect what you’ve built for a fraction of what it could cost you if your data were compromised.
Weight Loss: Save as much as 80% on weight loss meds
If you’re finally ready to lose weight, GLP-1s — like Semaglutide & Tirzepatide — burn fat fast.2 <p>The FDA has not evaluated compounded medications for safety, quality, or efficacy. GLP-1 medications are prescription drugs that should be taken and monitored under the supervision of a licensed health care professional. GLP-1 medications carry serious risks, including risks of thyroid C-cell tumors (which includes thyroid cancer) and medullary thyroid carcinoma (MTC). Please visit the Remedy Meds website for more details.</p> And this company we found called Remedy Meds gets them to you 80% cheaper!
It might sound crazy, but Remedy Meds operates on a cash-only basis and does not accept insurance. This is how they’re able to provide up to 80% off the typical cost of weight-loss medications like Ozempic® and Zepbound®. (You can pay via credit cards, including Visa and Mastercard.)
Skip the surgeries, diets, and expensive costs of weight loss. Get real results with GLP-1s at 80% less than name brands! Plus, get access to U.S.-based doctors 24/7 when you go through Remedy Meds. No insurance is required and there are no hidden fees.
Dr. Ritu Chopra (from the show "The Doctors") says this is the future of weight loss. Join now before prices go up! You could get pre-approved in as little as 2 minutes.
Limited Time Offer: Right now you can get $120 off your first order!
Take the quiz to get up to 80% off weight loss medications starting at $179/month ($6/day)
Cell Phone Plans: Get a premium 5G plan for $15/month
Mint 55+ is currently giving seniors a premium phone plan for $15/month for the first three months. It comes with 5GB of high-speed data and FREE Activation Support. No catch, no hoops to jump through, no annoying paperwork. Just a great perk of being a senior.
Sign up fully online here. There are no retail stores and no extra overhead so they can pass savings on to you. Mint Mobile runs on 5G from T-Mobile and high-speed data is included on all plans.
You also don’t need to be trapped by a long-term contract, and there are higher data plan options if you need it for just a few dollars more a month. You can even bring your own phone and number. If your phone is unlocked, sign up for this $15/month deal.
Mint 55+: Pay just $15/month for premium cell service
P.S. Mint gives you assistance with canceling your previous carrier and even bringing your current number over to Mint.
Tax Debt: Ask this company to help you pay off your late tax debt
Past-due tax debt is overwhelming.
It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.
Alleviate Tax is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.
While most tax companies just put you on a payment plan and file your taxes for you, Alleviate Tax talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.
Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.
Home Equity: Virginia homeowners nearing retirement, borrow from your home’s equity to pay down high-interest debt
Home equity loans are surging in popularity with homeowners with great credit to pay down high-interest debt quickly or make home improvements.
The best part is you can actually keep your current mortgage rate by getting a home equity loan with this genius program!
No hassle. No expensive fees.
Calculate your equity amount and lock in your rate today!
How to get started:
- Check out LendingTree’s Home Equity matching tool.3 <p>LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2026 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply. </p>
- Answer a few questions about your home.
- Lock in your personalized rate and payment.
See if your credit card debt is eligible for this debt relief program
If you have a lot of debt, getting rid of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it may get to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get rid of unsecured debt?
Freedom Debt Relief could help. If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their certified debt specialists may be able to help you resolve your debt for less than you owe — with one affordable monthly deposit.
Best of all? There are zero upfront settlement fees, and you could reduce debt in as little as 24-48 months4 <p>Freedom Debt Relief (FDR) enrolls only unsecured debts, such as unsecured loans and credit cards. Any claims including “debt-free” statements are only referring to enrolled debt. FDR is not a loan and does not provide relief for federally backed student loans or secured debt, such as auto loans or mortgages. All estimates for FDR’s services are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms, including your ability to maintain your program deposits. FDR’s services are estimated to resolve your debt faster and for a lower amount than your current monthly minimum payments. Not all FDR clients are able to complete their program for various reasons, including their ability to save sufficient funds. FDR does not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. FDR is not a lender, creditor, or debt collector and is not a credit repair organization and does not provide or offer services or advice to repair, modify, or improve your credit. FDR does not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice. FDR’s services are not available in all states and some programs may be offered through a law firm for legal services. FDR’s fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. The use of FDR services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements FDR obtains on your behalf resolve the entire account, including all accrued fees and interest. It is expected that you read and understand all program materials prior to enrollment. C.P.D. Reg. No. T.S.12-03825.</p> . To get started, just answer a few simple questions and get connected with a Certified Debt Consultant. It only takes a few minutes to see if you qualify, and the consultation is completely free!
See if your $30k+ in credit card debt is eligible for Freedom Debt Relief
On average, debt settlement saves clients around 32% of their enrolled debt after fees, according to a 2023 study by the Association for Consumer Debt Relief. The consultation costs nothing. People who enroll and complete the program could reduce debt in as little as 24 to 48 months.
Sources: Association for Consumer Debt Relief (2023)
Overpaying on Windows: Virginia seniors could save big on new windows
Old windows drive up your home's electric bill. But if you live in Virginia and your windows are 5+ years old, you could save $1,000s.
Renewal by Andersen is actively helping senior homeowners score these huge savings. Their certified experts install energy-efficient windows that can cut monthly bills and instantly upgrade your home’s comfort and value. If your windows are aging, this is one of the fastest ways to lock in huge savings.
Slash the cost of new windows by tapping into Renewal by Andersen’s seasonal promotions (see BONUS below), high-impact per-window discounts, special financing offers, and qualifying ENERGY STAR® tax credits most homeowners never even realize they can claim.
Get started now if you check these 3 boxes:
- You own your home.
- Your windows are 5+ years old.
- You live in an available ZIP code.
Complete this short form and access up to 40% off!
BONUS: For a limited time, buy one get one 40% OFF.5 <p>DETAILS OF OFFER: Offer expires 12/31/2025. Not valid with other offers or prior purchases. Buy one (1) window or entry/patio door, get one (1) window or entry/patio door 40% off, and 12 months no money down, no monthly payments, no interest when you purchase four (4) or more windows or entry/patio doors between 9/30/2025 and 12/31/2025. 40% off windows and entry/patio doors are less than or equal to lowest cost window or entry/patio door in the order. Additional $200 off your entire purchase, minimum purchase of 4 required, taken after initial discount(s), when you purchase by 12/31/2025. Subject to credit approval. 12-month Promo Period: while no payments are due, interest accrues but is waived if the loan is paid in full before the Promo Period expires. Any unpaid balance owed after the Promo Period, plus accrued interest, will be paid in installments based on the terms disclosed in the customer's loan agreement. Financing is provided by various financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Savings comparison based on purchase of a single unit at list price. Available at participating locations and offer applies throughout the service area. See your local Renewal by Andersen location for details. License numbers available at renewalbyandersen.com/license. Some Renewal by Andersen locations are independently owned and operated. See Renewal by Andersen® Products and Installation Transferable Limited Warranty for detail "Renewal by Andersen" and all other marks where denoted are trademarks of Andersen Corporation. ©2025 Andersen Corporation. All rights reserved.</p> Plus, get $200 off your purchase!5 <p>DETAILS OF OFFER: Offer expires 12/31/2025. Not valid with other offers or prior purchases. Buy one (1) window or entry/patio door, get one (1) window or entry/patio door 40% off, and 12 months no money down, no monthly payments, no interest when you purchase four (4) or more windows or entry/patio doors between 9/30/2025 and 12/31/2025. 40% off windows and entry/patio doors are less than or equal to lowest cost window or entry/patio door in the order. Additional $200 off your entire purchase, minimum purchase of 4 required, taken after initial discount(s), when you purchase by 12/31/2025. Subject to credit approval. 12-month Promo Period: while no payments are due, interest accrues but is waived if the loan is paid in full before the Promo Period expires. Any unpaid balance owed after the Promo Period, plus accrued interest, will be paid in installments based on the terms disclosed in the customer's loan agreement. Financing is provided by various financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Savings comparison based on purchase of a single unit at list price. Available at participating locations and offer applies throughout the service area. See your local Renewal by Andersen location for details. License numbers available at renewalbyandersen.com/license. Some Renewal by Andersen locations are independently owned and operated. See Renewal by Andersen® Products and Installation Transferable Limited Warranty for detail "Renewal by Andersen" and all other marks where denoted are trademarks of Andersen Corporation. ©2025 Andersen Corporation. All rights reserved.</p>
Virginia seniors could save big on a new bathroom
If your bathroom is outdated, not built for how you live, and feels dirty no matter how much you clean it, this is for you. If you live in Virginia and you want to finally have the bathroom of your dreams, it could save you $1,000s.
RemodelYourHome is actively helping senior homeowners score huge savings on a new bathroom. They connect you with top local vendors who compete to offer their best deals without sacrificing quality, so you get great pricing and great results.
Slash the cost of a new bathroom by taking advantage of limited-time offers that make upgrading your bathroom surprisingly more affordable.
You might be eligible if you check these 3 boxes:
- You own your home.
- Your bathroom hasn’t been remodeled for 5+ years.
- Your ZIP code qualifies.
Bonus: For a limited time you could get up to 20% off your bathroom remodel when you fill out the form at the link below.
Hearing Aids: Get a 45-day no-risk trial for these revolutionary German-engineered hearing aids
Have you noticed voices sounding muffled or find yourself asking “what?” more often? Hearing conversations clearly makes all the difference, whether it’s sharing laughs with family or catching every word with friends. The good news? There’s a simple way to bring back the clarity.
Horizon IX hearing aids by hear.com offer crystal-clear speech understanding using advanced German technology. These nearly invisible, medical-grade devices provide twice the speech clarity of competitors, even in noisy places.
The aids connect to a simple smartphone app that makes them easy to set up and use. Plus, Horizon IX lasts up to 19 hours on a single charge, so no more dead batteries.
hear.com is trusted by over 500,000 customers worldwide, has an A+ rating with the Better Business Bureau and a 4.9/5 rating at Consumer Affairs, and is known for their award-winning customer service.
We recommend at least a 680+ credit score in order to qualify for flexible financing. Click below and enter some information including your phone number. They will contact you via phone and take care of getting everything set up.
Get a 45-day no-risk trial and see if you qualify for flexible financing
Home Insurance: If your income is limited, switch your home insurance and you could save a ton of money
If you have home insurance, you need to see the recent rates available to you. There’s a good chance you’ll want to switch your policy if you see a better rate.
The best way to check for up-to-date rates: Get multiple policy quotes from a variety of home insurance providers. Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house.
Provide Home Insurance is a company that matches you with a variety of home insurance options to meet your home insurance needs … including lower overall cost or better overall coverage.
Just answer a few questions, and they will find options that are right for you.
Overpaying for ED Meds: Seniors can get ED meds as low as $0.87/pill
The cost of name brand ED meds (like Viagra) can be as high as $3,000 a month without insurance. Ouch. But this company we found makes it easy for seniors to get practically the exact same medication — for as low as $0.87/pill. That’s significantly cheaper!
This new company does not accept insurance and operates on a “cash pay” basis, which is how they keep costs so low, even for seniors. (You can still pay via credit card.) Pharmacies are U.S.- based and dispense only FDA-approved ED medication for your safety and peace of mind. They are trusted by 41,933+ customers.
To get started: Take a short assessment to get matched with the right medication for your needs. It takes about 60 seconds. No in-person visits needed, and medications are prescribed by licensed doctors. Shipping is also free and discreet on any prescription.
BONUS: New customers get an extra $10 off their first purchase using the link below.
Restaurants & Meal Delivery: Take advantage of massive discounts at restaurants and meal delivery companies
Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on:
- Restaurants (save up to $450 per year!)
- Meal deliveries
- Airfare, Hotels, Cruises and Rental Cars
- Eyeglasses and even prescriptions that aren’t covered by insurance
Plus you’ll also get insider info on retirement planning, job listings, caregiving.
How to become a member today:
- Click the link below, select your free gift, and click “Join Today”
- Create your account (important!) by answering a few simple questions
- Start enjoying your discounts and perks!
Get 25% off your AARP membership, making it just $15 the first year with auto-renewal
BONUS: Diversify your hard-earned retirement savings with gold
You’ve spent your whole life building up your retirement savings, but market volatility and inflation could be threatening everything you’ve worked so hard for.
American Hartford Gold is actively helping Americans like you find greater retirement security with precious metal investments. They offer everything from physical ownership to IRAs in gold and silver that have a proven track record during unstable markets.
In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold actually increased by 25%.6 <p>Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses.</p>
Take control of your legacy today in 3 easy steps:
- Request your FREE Gold IRA guide.
- Speak to a dedicated specialist about the best option for you.
- Transfer or invest to better diversify your portfolio.
You're in good hands, as they boast an A+ rating with the BBB, are ranked #1 gold company on the Inc. 5000 list, and are exclusively endorsed by Bill O’Reilly. Take control of your savings and download your FREE Gold IRA Guide to get started.
0%, 15 months
0%, 15 months;
- Get a 0% intro APR for 15 months on purchases and balance transfers; balance transfer fee applies. Then 17.49% to 26.49% Standard Variable Purchase APR applies, based on credit worthiness
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases
- Redeem cash back for any amount. No annual fee
- Terms and conditions apply
/images/2025/01/23/discover_it_cash_back_card_art_gold.png)