/static/images/financebuzz.png)
/images/2020/10/02/adobestock_178544739_1200x628.jpg)
/images/2019/12/06/smart_strategies_to_save_money_on_car_insurance.jpg)
/images/2020/08/19/adobestock_172743438_1200x628.jpg)
Having bad credit today doesn't doom you to have bad credit forever. It just means you've got a little work to do in order to see your credit score rise. By taking control of your finances and making smart moves, better credit can be in your future.
Luckily, there are new tools that can help you build better credit. Some could even help you improve your credit score today. We've rounded up some of our favorite ideas for anyone who is ready for better credit.
Increase your credit scores instantly, for free
Your credit scores affect whether you can get approved for a loan, a credit card, or even a new job. Usually it can take weeks or months to improve your credit scores, but there's an innovative new feature that could help you raise your FICO® Scores2 instantly.
Experian Boost™ can help you get credit for making on-time payments for your phone and utility bills. The process takes just minutes and if qualifying payments are identified, you can include this positive information in your Experian credit file. (Don't worry: If you have any negative marks, those won't count against you.)
Since launching, Experian Boost has collectively increased FICO® Scores across America by over 10 million points. It's 100% free and new potential credit scores take effect immediately.
Boost your credit an estimated 53-187 points
If you want to buy a house, car, or make any other important purchase, it pays to have good credit. But what if you have damaging errors on your report, keeping your scores down? Credit help might be a good option to consider.
If you would like to fix your credit, and raise your score, The Credit People could help. They’re experts in credit help and know the laws and steps you need to take to improve your credit easily and efficiently.
Instead of charging wild fees, they keep their service simple — it costs just $79 per month — and they offer a 100% money-back guarantee. Most clients see results in less than 60 days, meaning your credit could go up an estimated 53-187 points in just two months.
Crush your debt with a historically low interest loan
If you’re looking for a chunk of change and earn more than $20,000/year, a personal loan could be a good option.
Our partner AmOne will match you with loan providers to fit your specific needs. In only 2 minutes, you could get matched for a loan up to $50,000 and rates as low as 2.49%.
Why not see if you qualify? It will NOT affect your credit score.
Bonus: Cancel your car insurance
We’ve got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there’s something much better.
This new tool from FinanceBuzz can tell you if you’re overpaying for your car insurance in just a few clicks. On average, we find around $500 a year in savings for drivers. And once you try it out, you’ll never have to look for affordable insurance again because we find you the lowest rates that other companies can’t match.
Oh, and it’s also free. And come on — you can’t tell us you don’t want to save up to $500. To find out if you’re losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you’re overpaying. It takes less than 2 minutes.
/images/2020/05/20/experian-logo.png){kind=logo}
Experian Boost Benefits
- Get credit for making on-time payments for your utility bills and streaming services
- 100% free and new credit scores take effect immediately
- Get your credit scores for free
- © 2021 Experian