6 Simple Ways to Help Improve Your Credit Score

Start improving your credit history with this new card

The Secured Chime Credit Builder Visa® Credit Card lets you build credit with everyday purchases and on-time payments. And it works even if you don’t have any credit history or you have bad credit history.¹

Just apply for Chime Credit Builder and move your direct deposit bank account to your Credit Builder secured account. Then, add money and spend with it like normal.¹

Unsure if Chime Credit Builder actually works? Most users see an average FICO® Score increase of 30 points.² The card has no interest, no annual fee, no credit check to apply, and no minimum security deposit.³

Get started

See if your credit score is wrong

You could try to fix it yourself, but the process can be time-consuming, and it’s not always easy to know where to start.

Credit Saint could help. They offer a free credit consultation to help you understand your score and get your financial life on the mend. They’ll dive deep into your credit history, fighting damages you disagree with.

If you decide to sign up for their service, they’ll press the creditors who put them there to correct those inaccuracies. Their most popular service, the “clean slate,” offers unlimited challenges to the 3 credit bureaus for $119.99 per month.

They’ll even help you create a plan to build positive credit, hopefully unlocking more financial opportunities for you in as little as 45 days.

If not, Credit Saint offers a 90-day money back guarantee — meaning you could get a full refund if nothing is changed in your credit report.

Get your free credit consultation

Ask these expert attorneys to help fix your credit

Disturbing: A new investigation from Consumer Reports reveals that 34% of Americans have found glaring errors on their credit report … errors that are not their fault.

You can dispute these errors at any time (since they affect your score), but the bigger issue is filing the disputes yourself and actually winning.

While some companies may ignore disputes you submit yourself, they may be more likely to respond to a powerful attorney from Safeport Law who knows exactly what to say and who to talk to.

Request a free consultation with Safeport Law here by providing your name, email address, phone number, and state.⁴

Services cost $99.99 per month, plus a one-time $99 initial work fee. You may cancel as soon as you feel your credit is healthy again.

Get help fixing your credit by starting with a free consultation here

BONUS: Get the one budgeting app that truly does it all

Ever look at your bank account and wonder where your paycheck went? *Poof,* it's gone … and you have NO idea how you spent it all so quickly.

A budgeting app like Rocket Money could end this problem for you.

Now, some insider info: They *do* have a free version of the app ... but the real money-saving power is found in their premium subscription.

Select a premium subscription when you sign up, and you’ll unlock features that actually save you the most money possible. Like their “Cancellation Concierge,” which automatically cancels subscriptions for you. (It’s pay-what-you-want for premium, too — as little as $3 a month!)

With your premium subscription, you’ll also be able to create unlimited budgets, see your full credit report, and get automatic “smart savings” that help you grow your savings on autopilot.

Download Rocket Money