6 Moves to Make Before You File Your Taxes

Last updated Jan 21, 2021 | By FinanceBuzz Editors

FinanceBuzz is reader-supported. We may receive compensation from the products and services mentioned in this story, but the opinions are the author's own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about how we make money and our editorial policies.

2021 is finally here. That means new goals, a fresh perspective — and of course, tax season.

The good news? You might be getting a refund soon. The bad news? It’s could take a few months until you get it. Thankfully, the beginning of the year is a perfect opportunity to get ahead on your finances and start building security for your future.

While you wait for your W2 to arrive and you get ready to file your taxes, there are moves you can make today that will help you make 2021 your best financial year yet. 



Get $10 to start investing in Amazon, Tesla, and other companies

Stock shares in companies you may trust, such as Amazon or other companies can be very expensive for beginning investors to buy.

The good news is that Stash allows you to start investing with just $5 or less and you can buy fractional shares so you can afford to get a piece of companies that are household names4. You can also find useful tools and guides to help build you a portfolio.

As a bonus, Stash will give you $10 to invest after you deposit $5 or more into your personal portfolio.1

Want even more tools and guidance? If you choose the Stash+ plan2 when signing up, you can earn 2x stock rewards when you spend on eligible purchases!5

Sign up for Stash now

Leave your family up to $1,500,000 (starting at just $10/month)

If you're young and healthy, you might not be thinking about term life insurance yet, but you should be. Life insurance companies look at a number of factors including your age, health, and weight to determine the rate you'll pay for coverage. Generally, the younger and healthier you are, the lower the rate.

Bestow can help you find term life insurance policies with up to $1.5 million in coverage starting at just $10/month. You can apply online and get a decision in just five minutes. The best part: you might not even need to take a medical exam.

If you are between 18 and 59 years old, have never had a felony, and are generally in good health, get a free quote today.

Get a quote from Bestow now

See how you could find $2,076 in extra tax savings this year

If you're a side hustler, gig worker, freelancer, small business owner, or solopreneur, you know what a hassle it is to keep track of all your expenses for taxes. You don't want to miss anything, but you're also not sure if that Spotify membership or latte should really be expensed.

Keeper Tax can help you discover tax write-offs among your purchases. The average Keeper Tax member finds $2,076 in extra tax savings annually.

How it works: Just connect your financial accounts and Keeper Tax will automatically scan your past purchases for tax write-offs. They'll match you with a (human) bookkeeper who will help monitor your purchases. There's no manual entry, no categorization, and no receipts needed.

Over 50,000 people have saved over $40M on their taxes with Keeper Tax's help.

See what you might be missing

Turn your $500 into $1,000 without even thinking about it

Wouldn't it be nice to double your savings? Having some extra money in your emergency fund is a good feeling.

If you need a little boost for your savings, consider Digit. It's like your smart financial assistant, dedicated to helping you achieve your financial goals. Just tell Digit what your goal is — maybe it's paying off credit card debt, saving for a vacation, or building that emergency fund — then let their sophisticated algorithms do the rest.

Digit will analyze your spending habits then automatically move the perfect amount to your secure Digit account. You'll start saving without even thinking about it or changing your lifestyle.

Digit has already helped its users save over $4 billion dollars!

Sign up for Digit here

Save the $250 you'll probably pay in bank fees this year

Bank fees are annoying, so stop paying them.3 There are no monthly fees~ with the Chime mobile appno minimum balance fees, and they even offer fee-free overdraft — up to $200*.

And no fees~ doesn't mean no features. With Chime, you can build your savings faster by automatically rounding up your purchases, plus get paid up to two days early when you use direct deposit^.

Apply online in just two minutes — there's no credit check required.

Sign up for Chime now

Trim up to $720 from your bills with the budgeting app that does it all

Ever look at your bank account and wonder where your paycheck went? Poof, it's gone and you're not exactly sure where you spent it. A budgeting app like Truebill can help you take control of your money — spend intentionally on the things you value and stop throwing money away on unimportant things.

Once you have a complete picture of your finances, it's easy to see ways to save. And Truebill can help make those potential savings a reality. Their expert negotiators can call the cable company and phone company to help lower your bills. They'll also help you cancel unwanted subscriptions and put that money back in your bank account where it belongs.

Truebill has already helped save its members over $50,000,000 on their bills without much time and effort.

Download Truebill now

Bonus: Get smarter about money in just 5 minutes a day

"Wealthy" is all about numbers. "Worthy" is a mindset. If you’re the type of person who’s passionate about growing your net worth and becoming financially independent, then you belong in Worthy — our brand-new personal finance community.

Join Worthy, and you’ll get expert advice on earning more, investing smarter, and saving for the life you want - right in your inbox, for free! Stay up-to-date on the latest news and trends that could impact your wallet, and get access to exclusive insider content and special offers.

Sign up now and join thousands of people who are getting smarter about money every day with Worthy.

Ready to get smarter?

Stash Benefits

  • Get $10 to make your first investment
  • Invest in stocks, bonds, and ETFs
  • Fractional shares available
  • Start investing with just $1

Author Details

FinanceBuzz Editors The editors at FinanceBuzz are a team of personal finance professionals dedicated to providing readers with accurate, helpful advice.