6 Ways You Can Take Your Dream Trip, Debt-Free

Last updated May 4, 2021 | By FinanceBuzz Editors
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Love traveling, but hate the cost that comes with it? You’re not alone. We all want to escape daily life for a little while and just kick back and explore someplace beautiful.

The only problem? It can be hard to save up the money you need for your dream trip. It’s easy to end up going into debt — even if only a little — just to get a trip in. And when you finally get home, the high of a week or two away is blotted out as you pay off the debt from your trip over the next few months.

Luckily, we have a few ideas that can help you avoid taking on debt just to go on your dream trip — and they’re way easier than you think!

Find money-saving deals when you shop online

Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.

Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, they will automatically add the best available coupon code from their extensive database to help you save cash. And before you check out at favorite stores like Amazon, Target, and more, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.

Capital One Shopping is free to use and won't show you ads. Add it today and stop overpaying!1

Get Capital One Shopping now

Save up to $500 on car insurance

Car insurance can be expensive, so you want to make sure you're not overpaying on your current premium. 

FinanceBuzz has made it easy to search and compare quotes. Think of it as Kayak, but for car insurance.

We can help match you to insurance carriers and regional agencies to help you save on your car insurance. FinanceBuzz can save drivers up to $500 per year compared to their current insurance premiums. That's extra money you can use for plane tickets, accommodation, and more! 

It takes less than 5 minutes to fill out the form and you'll receive a list of matches that show you online, email, and potentially phone quotes.

Click here to get started

Get $10 to start investing in Tesla, Amazon, Apple, and other companies

Once you've paid all your essential monthly bills, you may want to take a look at what's left in your bank account and come up with an investing strategy. Even if it's not a lot of money, you don't have to let that stop you — you can start investing with $5 or less.

Stash was built to help beginner investors get started. You can buy fractional shares (partial shares) in companies that are household names like Apple, Google, Amazon, and more4. Normally a single share of these companies could cost hundreds or even thousands of dollars, but you only need as little as $5 to get started with Stash.

If you're thinking about saving for retirement, you can start investing in an IRA and enjoy the tax benefits that come with retirement accounts. Stash also offers tools and guidance to help you along the way.

As a bonus, Stash will give you $10 to invest after you deposit $5 or more into your personal portfolio.2

Want even more tools and guidance? If you choose the Stash+ plan3 when signing up, you can earn 2x stock rewards when you spend on eligible purchases!5

Sign up for Stash now

Earn money online by taking surveys

Did you know you can earn money taking online surveys? It's true! 

You can help brands improve their products and services AND get paid for your sharing your opinion. Survey Junkie pays you instantly via Paypal to fill out surveys. You can earn up to $45 per survey. 

6 million members and an A+ rating with the BBB can’t be wrong – join the crowd and get started earning money!

Sign up for Survey Junkie here

Ditch your debit card and start earning rewards that you can use for travel

If you're still using your debit card for your everyday purchases, you're missing out on huge rewards that you could use for travel. With the Chase Freedom Unlimited, you can earn Chase Ultimate Rewards points — one of the most flexible and valuable kinds of points — to book your dream trip.

The best part? There's no annual fee. When you use your credit card for everyday purchases, you can rack up points to use for your next trip in no time. 

If you're ready to ditch your debit card, the Chase Freedom Unlimited credit card lets you earn a $200 cash back bonus after spending $500 in the first 3 months, plus earn 5% cash back on grocery store purchases (not including target or walmart; up to $12,000 in the first year) and 3% back on dining and drugstore purchases plus 1.5% back on all other purchases. 

Learn how to apply

Earn even more cash back to put towards your next trip 

If you don't want to go the route of redeeming points for travel, you could start earning cashback rewards instead. But if you're still using your debit card, you're missing out on up to 3% cash back.

If you're ready to start earning cash back for travel and you have a credit score over 700, the Blue Cash Everyday® Card from American Express credit card could be a good choice. Earn $100 cash back (in the form of a statement credit) after spending $2,000 in the first 6 months; plus, earn 20% back on Amazon.com purchases in the first 6 months, for up to $150 back, and 3% cash back on U.S. supermarkets (up to $6,000 per year, after that 1%). Add that all up and you've got the potential to earn huge cash back (in the form of statement credits) that you can use to fund your next adventure! Terms Apply

The best part? There's NO annual fee! 

Learn how to apply


Capital One Shopping Benefits

  • Capital One Shopping searches thousands of merchants to see if you're getting a great deal
  • Don't miss out on a better price
  • Search and apply coupon codes automatically
  • Custom price drop alerts for products you've viewed or purchased