Love traveling, but hate the cost that comes with it? You’re not alone. We all want to escape daily life for a little while and just kick back and explore someplace beautiful.
The only problem? It can be hard to save up the money you need for your dream trip. It’s easy to end up going into debt — even if only a little — just to get a trip in. And when you finally get home, the high of a week or two away is blotted out as you pay off the debt from your trip over the next few months.
Luckily, we have a few ideas that can help you avoid taking on debt just to go on your dream trip — and they’re way easier than you think!
Pocket Over $750 Toward Your Next Vacation
There are a lot of reasons the Chase Sapphire Preferred credit card is considered one of the best travel cards available, but the current 60,000 point sign-up bonus makes it a must-have for any traveler. That huge sign-up bonus is worth $750.00 when redeemed for travel through Chase Ultimate Rewards.
Plus, you can turn all your spending into even more rewards that you can use for a much-needed vacation. Earn 5X points on Lyft rides and travel booked through Chase Ultimate Rewards; 3X points on eligible dining, select streaming services, and online grocery purchases; 2X points on travel; and 1X points per $1 on all other eligible purchases.
The Chase Sapphire Preferred offers other amazing ongoing benefits including complimentary insurance coverage like baggage delay insurance, trip cancellation insurance, trip interruption insurance, and primary auto rental collision damage waivers.
Now, back to that killer bonus: don't forget you can earn 60,000 points after spending $4,000 on purchases in the first 3 months!
Find money-saving deals when you shop online
Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.
Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, it'll scour the internet for coupon codes to help you save cash. And before you check out at favorite stores like Amazon, Target, and more, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.
Capital One Shopping is free to use and won't show you ads. Add it today and stop overpaying! 1
Save up to $500 on car insurance
Car insurance can be expensive, so you want to make sure you're not overpaying on your current premium.
FinanceBuzz has made it easy to search and compare quotes. Think of it as Kayak, but for car insurance.
We can help match you to insurance carriers and regional agencies to help you save on your car insurance. FinanceBuzz can save drivers up to $500 per year compared to their current insurance premiums. That's extra money you can use for plane tickets, accommodation, and more!
It takes less than 5 minutes to fill out the form and you'll receive a list of matches that show you online, email, and potentially phone quotes.
Get $10 to start investing in Tesla, Amazon, Apple, and other companies
Once you've paid all your essential monthly bills, you may want to take a look at what's left in your bank account and come up with an investing strategy. Even if it's not a lot of money, you don't have to let that stop you — you can start investing with $5 or less.
Stash was built to help beginner investors get started. You can buy fractional shares (partial shares) in companies that are household names like Apple, Google, Amazon, and more 2 . Normally a single share of these companies could cost hundreds or even thousands of dollars, but you only need as little as $5 to get started with Stash.
If you're thinking about saving for retirement, you can start investing in an IRA and enjoy the tax benefits that come with retirement accounts. Stash also offers tools and guidance to help you along the way.
As a bonus, Stash will give you $10 to invest after you deposit $5 or more into your personal portfolio. 3
Want even more tools and guidance? If you choose the Stash+ plan 4 when signing up, you can earn 2x stock rewards when you spend on eligible purchases! 5
Earn money online by taking surveys
Did you know you can earn money taking online surveys? It's true!
You can help brands improve their products and services AND get paid for your sharing your opinion. Survey Junkie pays you via Paypal to fill out surveys. You can earn up to $45 per survey.
20 million members and an A+ rating with the BBB can’t be wrong – join the crowd and get started earning money!
Add up to $300 a month in passive income storing other people's stuff
Have extra space and want to make money off it? Maybe you’ve got an unused driveway, garage, basement, shed, or parking spot. If it’s just sitting there, you could turn that unused space into passive income every single month… without ever lifting a finger.
Neighbor is a website that lets you rent out your unused space to make extra money on autopilot. Seriously. You just sign up on their site, list what space you have available, and people in your city can rent out your unused space to store their stuff, while paying you a premium for the storage.
The entire process works seamlessly and money is deposited into your account automatically. You don’t even need to move anything — your renters will move their stuff in (and out) on their own, while you collect a sweet paycheck month after month. Oh, and you’re protected by up to $1 million in liability insurance too. Sign up today to see how much you could earn.
Bonus: Build wealth better than the 1%
The 1% doesn’t deserve all the riches. So why do we keep letting it happen?
Worthy is an email newsletter that teaches you how to invest smarter, earn more money, and live the life you want. It’s for the rebellious, the radical, the 99%er who fights like hell to earn their keep. Easily consumed in less than 5 minutes a day, you’ll get the latest financial resources, news, and money trends that could impact your wallet for years to come.