7 Dead Simple Ways to Earn Cash Back and Save Money When You Shop

Last updated Feb. 2, 2023 | By FinanceBuzz Editors
woman in holiday sweater shopping online

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The holiday season brings with it fancy gifts, delicious meals, and sparkling decorations – all of which can mean a hefty hit to your wallet.

But did you know you might be losing money every time you shop this holiday season?

Lucky for you, there are apps out there to help you earn cash back and other rewards with every purchase you make… and if you’re not using them, you might be missing out big time.

From finding you the best deals and promo codes across the web to getting cash back and earning free gift cards, these 7 apps put money back in your wallet this holiday season.

Turn a photo of your receipt into an Amazon gift card

Every time you spend money at major retailers this holiday season — whether you’re buying groceries, gifts, or decor — there’s an app that lets you earn gift cards from pictures of your receipts.

All you need is your phone and the Fetch app. After you're done shopping, just snap a photo of your receipt. Your photo earns points. Then you can redeem those points for gift cards at popular stores like Amazon, Target, and Home Depot. 

Shopping online? No problem. Fetch works with eReceipts too!

BONUS: You'll get 2,000 points bonus when you enter this referral code: BUZZ before you scan your first receipt.

Sign up for Fetch today

Get cash back for your shopping (and a $20 bonus)

Whether you do your holiday shopping online or in person this year, now you can get real cash back on many of the things you buy.

Ibotta pays you real money on your everyday purchases like pet supplies, groceries, and clothing. Download their free app to receive offers and earn cash back at hundreds of retailers like Walmart, Target, Petco, and grocery stores.

Ibotta has paid out over $600 million in cash rewards to more than 35 million users since its founding in 2012.

BONUS: Sign up now and get a $20 welcome bonus for using the app!

Sign up for Ibotta


  • Earn cash back rewards - up to 10% - when you spend with your debit card
  • Up to 3.00% APY interest (up to 83 times higher than Big Banks) 2
  • Unlimited fee-free withdrawals at 55,000+ ATMs
  • Deposits are FDIC insured