6 Things To Do If You’re Barely Scraping By Financially

Last updated April 16, 2024 | By FinanceBuzz Editors

You’ve got just enough money in your bank account to last until Friday … but then Monday rolls around, and you’re in the same situation. Again.

Food. Bills. Rent. Gas. They dry up every bit of your take-home pay.

But it doesn’t have to be this hard. With a few smart moves, you could supplement your income — without doing much extra “work,” or even getting a side job!

Here’s what to do:

Ask this company to pay off your credit card debt

Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.

National Debt Relief is designed specifically to help you get out of credit card debt faster, without having to make drastic life changes. With National Debt Relief, you could pay off your credit card debt (with potentially way less interest) in one simple monthly payment.¹

How to get National Debt Relief to pay off your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can immediately assist you in paying off your debt, but only if you schedule the assessment.

Try it

Pay no interest on balance transfers until January 2026

Imagine getting 21 months with 0% interest on a balance transfer. Sounds great — right? You could dramatically change your financial picture with this industry-leading low-interest card - the Citi Simplicity^® Card.

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 21 months. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

It doesn't just stop with balance transfers though. Cardholders also get a generous intro APR of 0% for 12 months on purchases. After the intro period for purchases and balance transfers, the APR is 19.24% - 29.99% (Variable).

The best part? There's no annual fee with the Citi Simplicity^® Card(Rates and fees).

Click here to Apply Now to the Citi Simplicity^® Card

Don’t pay a CENT to contractors for home repairs until you do this

If you’ve ever paid even a cent to a contractor or service tech to fix an issue at your home, then you know how frustrating the inevitable bill can be. You’ve got other bills to pay, groceries to buy, a mortgage to afford — and home repairs just suck your money away.

This unique home protection plan could help you stop spending tons of money to fix your house. But … is something like this even legit? Yes, it is. But you need to use it correctly.

The truth: These plans cover specific items in your home (that you choose) that break down from routine wear and tear. And they could help you keep potentially $1,000s of dollars in your pocket. Most plans are really affordable, too, and worth the peace of mind.

If you want to get one for your home, this company is offering $50 off and 1 month free.² They’ve covered more than 2,000,000 homes across the USA and have thousands of 5-star ratings from their customers.

Get $50 off and 1 month free with this link

Earn $200 cash rewards bonus with this incredible card

There's a credit card that's making waves with its amazing bonus and benefits. The Wells Fargo Active Cash^® Card (Rates and fees) has no annual fee and you can earn $200 after spending $500 in purchases in the first 3 months.

The Active Cash Card puts cash rewards back into your wallet. Cardholders can earn unlimited 2% cash rewards on purchases — easy! That's one of the best cash rewards options available.

This card also offers an intro APR of 0% for 15 months from account opening on purchases and qualifying balance transfers (then 20.24%, 25.24%, or 29.99% Variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.

The best part? There's no annual fee.

Click here to apply now.