We receive compensation from the products and services mentioned in this story. Learn more about how we make money and our editorial policies. Learn more.

Earn Cash Back at Costco With One of These Cards

CREDIT CARDS - CASHBACK CREDIT CARDS
The right card in your wallet could save you $100s a year, so you can get more from your Costco trips.
Last updated March 12, 2024 | By FinanceBuzz Editors

If you love shopping at Costco, then these credit cards could be perfect for you. You can make the most of your Costco trips by choosing a credit card with exceptional cash back rewards. That means you could keep more money in your wallet for even more of your favorite Costco products. Pro tip: Costco only accepts Visa credit cards for purchases.

Earn 2% cash rewards at grocery stores and Costco

Wells Fargo Active Cash® Card
Wells Fargo Active <span class='whitespace-nowrap'>Cash<sup>®</sup></span> Card
5.0
on Wells Fargo's secure website
More Details +

The Wells Fargo Active Cash® Card(Rates and fees) is a powerful rewards card that allows you to earn unlimited 2% cash rewards on purchases — including on groceries, even at warehouse stores like Costco.

New cardholders can also earn a one-time cash rewards bonus — $200 cash rewards bonus after spending $500 in purchases in the first 3 months!

If you’re looking for a powerful rewards card that offers an extended intro APR period, look no further, the Wells Fargo Active Cash® Card checks that box too! This card also offers an intro APR of 0% for 15 months from account opening on purchases and qualifying balance transfers (then 20.24%, 25.24%, or 29.99% Variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.

The best part? There's no annual fee.

Click here to apply for the Wells Fargo Active Cash® Card now.


Other cards that are great for Costco shoppers

Bank of America® Unlimited Cash Rewards credit card

unlimited 1.5% cash back + $200 cash rewards bonus

4.5


Life is hectic enough. The last thing you need on your plate is to try to remember which categories you can earn cashback rewards on. Thankfully, with the Bank of America® Unlimited Cash Rewards credit card, you don’t have to!

You can earn a competitive unlimited 1.5% cash back on all purchases. It’s that simple! There is no limit to your earning potential, and cash rewards don’t expire as long as your account stays open. Redemption is easy, too, as you can turn your cashback rewards in for statement credits, deposits into an eligible Bank of America checking or savings account, or credit into eligible Merrill investment accounts.

The cash rewards don’t stop there, as you can earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

Looking to maximize your rewards on a large purchase soon? You could save hundreds in interest thanks to a 0% intro APR for 15 billing cycles on purchases and qualifying balance transfers made in the first 60 days (then 18.24% - 28.24% Variable).

Annual fee: $0 

Click here to apply for the Bank of America® Unlimited Cash Rewards credit card now.

Capital One Venture Rewards Credit Card

EARN 2 miles per dollar on every purchase, every day + 75,000 miles

4.7


If you love travel, you'll want the Capital One Venture Rewards Credit Card(Rates and fees) in your wallet! Cardholders can enjoy incredible travel perks with this versatile card.

This card offers a lucrative introductory bonus - new cardholders can earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening. That welcome offer equates to $750 in travel rewards! You can also earn 2 miles per dollar on every purchase, every day, 5 miles per dollar on hotels and rental cars booked through Capital One Travel and 5 miles per dollar on Capital One Entertainment purchases through 12/31/25.

Plus, this credit card is one of the easiest to use in terms of rewards redemptions, you can enjoy lots of flexibility when redeeming points to book memorable trips.

Note that this credit card does include an annual fee of $95, but with the welcome offer, it's more than worth it. This is truly an exceptional credit card for travelers.

Purchase and Transfer APR: 19.99% - 29.99% (Variable)

Click here to apply for the Capital One Venture Rewards Credit Card now.

Bank of America® Customized Cash Rewards credit card

up to 3% cash back On The Category Of Your Choice

4.4


Whether you love to travel, shop online, or work on home improvement projects, you can maximize your cashback rewards with the Bank of America® Customized Cash Rewards credit card.

With this powerful rewards card, you can earn 3% cash back in the category of your choice and 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and 1% on all other purchases. For the top rate, categories include: dining, drugstores, gas, home improvement/furnishings, online shopping, or travel.

Plus, you can take advantage of a competitive welcome bonus as you can earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening!

You can also save big on interest with a generous 0% intro APR for 15 billing cycles on purchases and qualifying balance transfers made in the first 60 days (then 18.24% - 28.24% Variable).

Annual fee: $0

Click here to apply for the Bank of America® Customized Cash Rewards credit card now.

Chase Freedom Unlimited®

up to 5% cash back + 0% intro APR for 15 months

4.7


Searching for a credit card that combines cash back rewards and a long 0% introductory APR period? You'll want to check out the Chase Freedom Unlimited® Card!

Cardholders can earn 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases. It's no wonder why this is considered one of the leading cards on the market.

And you don’t want to overlook the extended 0% intro APR period: New cardholders can enjoy an extended 0% intro APR period on purchases and balance transfers for the first 15 months. That means you can take a break from paying interest until June 2025 - That's over a year of interest-free purchases and balance transfers! After the intro period, the APR is 20.49% - 29.24% Variable.

Annual Fee: $0

Click here to apply for Chase Freedom Unlimited® now.

Lucrative, Flat-Rate Cash Rewards

5.0

Wells Fargo Active Cash® Card

Current Offer

$200 cash rewards bonus after spending $500 in purchases in the first 3 months

Annual Fee

$0

Rewards Rate

Earn 2% cash rewards on purchases

Benefits and Drawbacks
Card Details

Want to learn how to make an extra $200?

Get proven ways to earn extra cash from your phone, computer, & more with Extra.

You will receive emails from FinanceBuzz.com. Unsubscribe at any time. Privacy Policy

  • Vetted side hustles
  • Exclusive offers to save money daily
  • Expert tips to help manage and escape debt