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Top Credit Cards for Gas

The right card in your wallet could help you can get more from your trips to the gas station.
Last updated Sept. 23, 2022 | By Greg Van Horn

If high gas prices are making you cringe, you're not alone. Luckily, there are some exceptional credit cards that can ease the pain. You can make the most of your trips to the gas station with cashback rewards and other amazing benefits from the credit cards below.

Explore our expert-reviewed credit cards to earn rewards or cash back on gas. You'll find some of these credit cards also include stellar cashback rewards in other categories and no annual fee. You may even choose a credit card with a lucrative welcome bonus offer and other perks.

Read about our top credit cards for filling up your tank and choose the best one for you.

Bank of America® Customized Cash Rewards credit card

With the Bank of America® Customized Cash Rewards credit card, you can automatically receive 3% cash back on the category of your choice; 2% cash back at grocery stores and wholesale clubs (on the first $2,500 spent each quarter in the 2% and 3% categories combined); and 1% cash back on all other purchases. So, you get the power and flexibility to customize your card and maximize your rewards according to how you shop. You can choose gas as the category of your choice to maximize your gas savings.

Plus, new cardholders also can get a one-time cash bonus — earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. That's more money in your wallet for surging gas prices and other essentials.

This card also offers a 0% intro APR for 18 billing cycles for any qualifying balance transfers made in the first 60 days (transfer fee $10 or 3%, whichever is greater). After the intro period, the APR is 16.24% - 26.24% variable.

The best part? There's no annual fee.

Annual Fee: $0

Click here to apply now for the Bank of America® Customized Cash Rewards credit card

Wells Fargo Active Cash® Card

When it comes to rewards credit cards, sorting through the hundreds of options can be overwhelming. And if you’re new to credit cards, the idea of juggling multiple cards or monitoring ever-changing spending categories can be downright stressful.

That’s why the Wells Fargo Active Cash® Card Rates and Fees is such a smart choice. You can earn unlimited 2% cash rewards on eligible purchases  — easy! That's one of the best cash rewards options available. 

Plus, new cardholders can get a one-time cash rewards bonus$200 cash rewards bonus after spending $1,000 in the first 3 months. Use your card just for essentials at the gas station or grocery stores, and you can easily meet the spending requirement.

The best part? There's no annual fee.

Click here to apply now

Citi Custom Cash℠ Card

The Citi Custom Cash℠ Card automatically offers you a 5% rewards rate on purchases in your top eligible spending category each billing cycle (up to the first $500 spent, and then 1% cash back after that). You don't need to keep track of rotating bonus categories — as your spending changes, the 5% category changes to match it each billing cycle. 

New cardholders can also earn $200 cash back when they spend $1,500 in first 6 months. So between the cash back and welcome offer, this can card help you keep more cash in your wallet.

Even better? You get all these perks with no annual fee.

Annual Fee: $0

Learn How to Apply for the Citi Custom Cash℠ Card

U.S. Bank Altitude® Connect Visa Signature® Card

With the U.S. Bank Altitude® Connect Visa Signature® Card, you can earn 5X points on hotels and car rentals booked through the Altitude Rewards Center; 4X points on travel and gas stations; 2X points on grocery stores, grocery delivery, dining, and streaming services; and 1X points on all other purchases. The best part is that those are unlimited rewards with no cap!

Plus, you can earn 50,000 points when you spend at least $2,000 in the first 4 months. That bonus is worth $500 redeemable towards travel, gift cards, cash back, and more.

With 4X points on travel and gas stations and that huge bonus offer, filling up the tank won't feel so bad after all.

Annual Fee: $95 (waived first year)

Learn How to Apply for the U.S. Bank Altitude® Connect Visa Signature® Card

Costco Anywhere Visa® Card by Citi 

If you're a Costco lover, then the Costco Anywhere Visa® Card by Citi is for you. You can reap the rewards of cash back at both Costco and its gas stations, You can receive 4% cash back on eligible gas and EV charging purchases (up to $7,000), 3% on restaurant and travel purchases, 2% on all other Costco purchases, and 1% on everything else.

There are some important things to note for this credit card. First, you must already be a Costco member to enjoy the benefits of this credit card. Second, the cash back can only be redeemed once a year. But with such a high cashback rate, it's worth the wait and can save you lots of money on gas.

One of the best parts about this card? There's no annual fee.

Annual Fee: $0

Learn How to Apply for the Costco Anywhere Visa® Card by Citi

Bottom Line

The Bank of America® Customized Cash Rewards credit card is the perfect credit card to save on gas and other essentials with customizable cash back rewards, no annual fee, and a one-time cash bonus.

  • Intro APR: 0% introductory APR on purchases for 18 billing cycles then 16.24% - 26.24% variable. 
  • No annual fee: $0 annual fee.
  • Cash back rewards: 3% cash back on the category of your choice; 2% cash back at grocery stores and wholesale clubs (on the first $2,500 spent each quarter in the 2% and 3% categories combined); and 1% cash back on all other purchases
  • One-time bonus: New cardholders can get one-time cash bonus — earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Balance transfers: 0% APR for 18 billing cycles for any qualifying balance transfers made in the first 60 days then 16.24% - 26.24% variable.

» Click here to apply now and start earning cash back on gas

Great for Cash Back + Custom Rewards

Bank of America® Customized Cash Rewards credit card

Benefits

Card Details

  • Earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Up to 3% cash back in one category of your choice
  • Long intro APR on purchases and qualifying balance transfers
  • No annual fee
  • Apply Now
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
  • No annual fee and no expiration on rewards.
  • New longer intro period! 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Apply Now

on Bank of America’s secure website

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Intro APR

0% intro APR for 18 billing cycles on purchases and qualifying balance transfers, then 16.24% - 26.24% variable

Annual Fee

$0

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Why we like it

  • 0% intro APR for 18 billing cycles on purchases and qualifying balance transfers, then 16.24% - 26.24% variable APR
  • $200 early spend bonus
  • Earn 3% cash back on the category of your choice; 2% cash back at grocery stores and wholesale clubs (on the first $2,500 spent each quarter in the 2% and 3% categories combined); and 1% cash back on all other purchases
  • $0 annual fee
  • Apply Now


Author Details

Greg Van Horn Greg Van Horn is the founder and CEO of FinanceBuzz. A serial technology entrepreneur, he has built and scaled over a dozen multiple-million dollar digital companies in the last 15 years.