6 Easiest Ways to Save and Earn Extra Money This Year

Last updated Aug 15, 2018 | By Team FBZ

FinanceBuzz is reader-supported. We may receive compensation from the products and services mentioned in this story, but the opinions are the author's own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about how we make money and our editorial policies.

Whether you’re broke a week from payday or want to save up for a vacation, you could probably use some extra cash.

Luckily, there are plenty of ways to add money to your bank account from home. All you need is an internet connection and a little bit hustle to take advantage of these money-making tips.

Here are six ways to start making extra dough:

1. Start Investing (It’s Easier Than You Might Think)

A lot of people get scared off from investing because it sounds intimidating or like you need a lot of money to start, but I promise you, it’s super simple to get started these days. Plus, it’s one of the most effective ways to grow wealth.

Stash is a good example of an easy place to get started. For as little as $5, you can make your first investment in two minutes and learn how to become a confident investor over time. Plus, you’ll have access to over 40 different investment options, so you can invest in what matters to you most.

Good news! When you sign up through FinanceBuzz, you’ll receive a $5 bonus after your first investment.

2. Earn By Participating in Surveys

Online surveys are an easy way to earn money and rewards in your spare time. Sure, it probably won’t make you a millionaire, but every penny counts! Plus, most surveys are fun and can be done while watching Netflix or standing in line at the grocery store.

  • Survey Junkie surveys are easy and quick to complete. Once you’ve taken enough surveys to earn 1,000 points, you can cash out your rewards for through Paypal or redeem points for gift cards.
  • Swagbucks is more than just a survey site. You can also earn rewards by watching movie trailers, shopping online, playing games, and more.
  • Harris Poll pays up to $4 for each completed survey, which usually takes around 20 minutes to finish. They also host larger panels locally from time to time which pays up to $75 for 2 to 4 hours of participation.
  • InboxDollars offers short, daily surveys, free trial offers, and entertaining videos you can watch to earn rewards. They’ll even give you a free $5 signup bonus.

3. Never Pay More Than Necessary

Paribus is a tool that gives you money back for making purchases online. Once you’ve signed up (it’s free!), Paribus scans through your email archives for receipts from one of its monitored online retailers. It tracks the price on those merchants and helps you get a refund anytime there is a price drop. 

It’s always nice to unexpectedly get money back.

4. Get the ‘Best Checking Account in America’

Money Magazine named the Aspiration Summit Account the ‘Best Checking Account in America.’ Here’s why it’s so great:

  • Aspiration offers high interest rates on checking accounts. The national average checking account earns 0.01% – you could earn 100 times more interest by signing up with Aspiration.
  • You can use any ATM you want and get unlimited ATM fee reimbursements.
  • They charge no monthly service fees and no minimum balance requirement.
  • They’re do-gooders. 10% of their revenue goes to charity.

5. Know What You’re Paying For

Do you know where your money is going? It’s easy to sign up for a subscription service and forget about the charges after you’re no longer using it. Digging through old transactions and emails can be a pain but you may be losing money over it! 

Instead, you can keep track of everything with Trim. After you sign up and connect your bank account, the app analyzes transactions and recurring payments and will notify you of what you might not know you’re paying for. It also gives you the option to cancel subscriptions you no longer want.

6. Get Clever with Cash Back

Most people don’t know this but you can earn cash back on many of the items you plan to buy. Sites like Ebates even give you a free $10 gift card to Target, Walmart, Macy’s, or Kohl’s, when you sign up as a new member and earn your first cash-back rebate. There is a 30 day wait, but it’s free money!


23 Legit Ways to Make Extra Cash

Why Am I Broke? 10 Candid Reasons Why and How to Fix It

11 Numbers That Will Terrify You Into Saving for Retirement Right This Minute