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Saving up $1,000 in your checking account is a big milestone. But leaving the money in checking likely doesn't make much sense since most checking accounts pay minimal or no interest.
Once you've worked hard to amass $1,000, you want to put your money to work for you. Here are eight money moves you can make to get the most bang for your buck and get on the path towards a bright financial future.
Prepare for market volatility by diversifying with gold
Precious metals values are inversely correlated with the stock market and the dollar. When one goes down, the other usually goes up. If you want to protect your retirement funds, having diversified investments may help you weather market swings.
Lear Capital is a reputable precious metals dealer that has specialized in precious metals IRAs for 25 years with over $3 billion in precious metals transactions since 1997. They have a AAA rating with the Business Consumer Alliance, and they make it simple to transfer funds from your current retirement account (like a 401(k) or IRA) into a precious metal IRA. And they have a 24-hour risk free purchase guarantee.
And if you get this free precious metals investor kit, you’ll learn how diversifying with gold could help shield you from the pain of rising interest rates, an unstable dollar, and a shaky stock market.
After you download the kit, a Lear Capital precious metals expert will follow up over the phone. Though they don’t give investment advice, they could shed light on some surprising facts about diversifying your portfolio with precious metals.
Diversify your portfolio with gold
Pay no interest on balance transfers until December 2024
Imagine getting 21 months with 0% interest on a balance transfer. Sounds great — right? You could dramatically change your financial picture with this industry-leading low-interest card - the Citi Simplicity® Card.
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 21 months. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!
It doesn't just stop with balance transfers though. Cardholders also get a generous intro APR of 0% for 12 months on purchases. After the intro period for purchases and balance transfers, the APR is 18.49% - 29.24% (variable).
The best part? There's no annual fee.
Earn a $200 cash rewards bonus with this incredible card
The Wells Fargo Active Cash® Card is a powerful rewards card that offers an extended intro APR period. New cardholders can earn a one-time cash rewards bonus — $200 cash rewards bonus after spending $1,000 in the first 3 months AND earn unlimited 2% cash rewards on purchases!
If you’re looking for a powerful rewards card that offers an extended intro APR period, look no further, the Wells Fargo Active Cash® Card checks both of those boxes!
This card also offers an intro APR of 0% for 15 months from account opening on purchases and qualifying balance transfers (then 19.49%, 24.49%, or 29.49% variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.
The best part? There's no annual fee.
Click here to apply for the Wells Fargo Active Cash® Card now.
Stop wasting money on overpriced car insurance
We've got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.
This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $500 or more per year when they save! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.
Oh, and it's also free. And come on — you can't tell us you don't want to save up to $500. To find out if you're losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.
No annual fee & 0% Intro APR
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Current Offer
Long introductory APR period on balance transfers
Annual Fee
$0
Benefits
- 0% intro APR on balance transfers for 21 months, then 18.49% - 29.24% (variable) APR
- 0% intro APR on purchases for 12 months, then 18.49% - 29.24% (variable) APR
- FICO Credit Score monitoring
- No late fee, penalty rate, or annual fees
Drawbacks
- No signup bonus
- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.49% - 29.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is an introductory balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for balances transfers completed within 4 months of account opening.
- Stay protected with Citi® Quick Lock