Your 40s (and beyond) is a great time to get serious about building your wealth. There's a good chance your career is taking off and you're earning more money than you ever have before. With upcoming expenses like college and retirement looming, investing smartly and saving money are more important than ever.
Now is the time to make sure you're putting that money to work for you.
Turn your savings into passive income
Wealthfront is a new app that lets you earn up to 15x more interest on your money today ... while keeping your cash OUT of the stock market. How? Wealthfront powers your money by doing what most banks refuse to do … paying you a rare 4.80% APY1 on your cash.
To get started, download the app here and create your account.
When you deposit your money into a Wealthfront Cash Account,2 you can supercharge your emergency fund, short-term savings, return on cash, and more with interest income generated from their high 4.80% APY payout. There are no fees and you can withdraw your money at any time. You can open your account with a deposit as low as $1.
Wealthfront has over 570K trusted clients, over $35 billion in assets managed, and an App Store rating of 4.8/5 stars as of June 2023.
Prepare for market volatility by diversifying with gold
Precious metals values are inversely correlated with the stock market and the dollar. When one goes down, the other usually goes up. If you want to protect your retirement funds, having diversified investments may help you weather market swings.
Lear Capital is a reputable precious metals dealer that has specialized in precious metals IRAs for 25 years with over $3 billion in precious metals transactions since 1997. They have a AAA rating with the Business Consumer Alliance, and they make it simple to transfer funds from your current retirement account (like a 401(k) or IRA) into a precious metal IRA. And they have a 24-hour risk free purchase guarantee.
And if you get this free precious metals investor kit, you’ll learn how diversifying with gold could help shield you from the pain of rising interest rates, an unstable dollar, and a shaky stock market.
After you download the kit, a Lear Capital precious metals expert will follow up over the phone. Though they don’t give investment advice, they could shed light on some surprising facts about diversifying your portfolio with precious metals.
Earn $200 in gift cards or travel rewards with this incredible card
There's a credit card that's making waves with its amazing bonus and benefits. The Citi Rewards+® Card has no annual fee and you can earn 20,000 points after spending $1,500 in purchases in the first 3 months, redeemable for $200 in gift cards or travel rewards at thankyou.com.
The Rewards+ Card turns everyday purchases into lucrative rewards that can be redeemed for travel, gift cards, and more. Cardholders can earn up to 2X points — easy! Earn 2X points at supermarkets and gas stations (on the first $6,000 in purchases per year, then 1X points thereafter), and 1X points on all other purchases. Plus, for a limited time, earn 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on the Citi Travel℠ portal through June 30, 2024. That's one of the best reward options available.
This card also offers an intro APR of 0% for 15 months on purchases and qualifying balance transfers (then 18.74% to 28.74% (variable)). Which is great for someone who wants a break from high interest rates, while still earning rewards.
The best part? There's no annual fee.
Ask this company to pay off your credit card debt
Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.
National Debt Relief is designed specifically to help you get out of credit card debt faster, without having to make drastic life changes. With National Debt Relief, you could pay off your credit card debt (with potentially way less interest) in one simple monthly payment.
How to get National Debt Relief to pay off your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can immediately assist you in paying off your debt, but only if you schedule the assessment.
Stop wasting money on overpriced car insurance
We've got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.
This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $500 or more per year when they save! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.
Oh, and it's also free. And come on — you can't tell us you don't want to save up to $500. To find out if you're losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.