8 Moves If You Want to Stop Living Paycheck to Paycheck

MAKE MONEY - SIDE HUSTLES
Last updated May 23, 2023 | By FinanceBuzz Editors

We may receive compensation from the products and services mentioned in this story, but the opinions are the author's own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about how we make money and our editorial policies.

Living paycheck to paycheck can mean sleepless nights spent wondering how you'll cover your bills if something unexpected happens. Even if you're an expert at timing your bill payments so nothing bounces, it's still SUPER stressful.

Ready to break the cycle of living paycheck to paycheck (and finally sleep soundly again)? We've got some simple moves you can make today to start earning and saving more. Let's do this!

Get out of $25,000 in debt

The amount of outstanding debt you have is an important factor in your credit score. If you have a lot of debt or you've been missing payments, it could be negatively impacting your credit score. Freedom Debt Relief can work with your creditors to reduce debt and get your finances back on track without needing a loan. 

You could resolve your debt in as little as 24-481 months with one low-interest monthly payment, even if you don’t have great credit. The sooner you get your debt under control, the sooner you could see an improvement in your credit.

Freedom Debt Relief is America's largest debt company and has settled over $16 billion in debt and served over 750,000 clients. Take action now and start working toward a debt free future.

Get your quote from Freedom Debt Relief

Earn $200 cash rewards bonus with this incredible card

There's a credit card that's making waves with its amazing bonus and benefits. The Wells Fargo Active Cash® Card Rates and fees has no annual fee and you can earn $200 after spending $500 in purchases in the first 3 months.

The Active Cash Card puts cash back into your wallet. Cardholders can earn unlimited 2% cash rewards on purchases — easy! That's one of the best cash rewards options available.

This card also offers an intro APR of 0% for 15 months from account opening on purchases and qualifying balance transfers (then 19.99%, 24.99%, or 29.99% variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.

The best part? There's no annual fee.

Click here to apply now.

Ask this company to pay off your late tax debt

Each year, the IRS forgives millions in unpaid taxes. If you have more than $10,000 in tax debt, or have 3+ years of unfiled taxes, you could get forgiveness too. You might be eligible to lower the amount you owe, or eliminate your tax debt completely.

Tax Defense Network could help you lower or get out of your tax debt for good. They’re well respected in the industry, hold an A+ BBB rating, and have been recognized for their ethical standards when dealing with tax debt.While most tax companies just put you on a payment plan and file your taxes for you, Tax Defense Network talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Fill out this form to get started

Pay no interest on balance transfers until March 2025

Imagine getting 21 months with 0% interest on a balance transfer. Sounds great — right? You could dramatically change your financial picture with this industry-leading low-interest card - the Citi Simplicity® Card.

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 21 months. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

It doesn't just stop with balance transfers though. Cardholders also get a generous intro APR of 0% for 12 months on purchases. After the intro period for purchases and balance transfers, the APR is 18.99% - 29.74% (Variable).

The best part? There's no annual fee.

Click here to Apply Now

Borrow up to $50k to finally crush your debt

Looking for some cash to pay off credit card debt? A personal loan could help.

Our partner AmOne will match you with loan providers to fit your specific needs. Just fill out one quick application and they’ll show you multiple loan offers. There's no application fee and no minimum credit score needed to apply.

Why not check if you qualify? As long as you’re approved, you could receive your loan as early as the next business day.

Get a loan offer here

Stop wasting money on overpriced car insurance

We've got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.

This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $500 or more per year when they save! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.

Oh, and it's also free. And come on — you can't tell us you don't want to save up to $500. To find out if you're losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.

See if you're overpaying

Freedom Debt Relief Benefits

  • Recommended for unsecured debts $27,000 and higher
  • Resolve your debt in as little as 24 - 48 months
  • They've helped save their clients over $15 billion
  • Over 850,000 customers and counting