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Do you shop at Costco? If so, you already understand the joy of saving money and finding a great deal. But you're probably overlooking some other simple ways to be smart with your money.
Don't worry, though. We compiled a list of genius money hacks that could help your hard-earned dollars go even further. It might not be as good as a $1.50 hot dog meal, but we're sure you'll find something helpful.
Make Sure You’re Always Getting The Best Deals at Costco
- If you see an asterisk on a price sign at a Costco warehouse, that typically means the item will not be replenished once it’s sold out. If the item caught your eye, you’ll probably want to snag it now while you can.
- Each Costco warehouse carries around 4,000 items, allowing them to buy in large quantities and passing the savings down to you. But you can find even more items at Costco.com, which also offers online-only savings.
- All members have access to the Costco Savings booklet, which contains savings on a large variety of items. The best part? There is no coupon clipping required — savings are applied directly at checkout.
- Pay attention to prices! Prices ending in .79 typically have been marked down from regular-priced items, which end in .99. Odd pricing, such as .79, .49, or .89 could indicate items Costco got a deal on from the manufacturer. Prices ending in .88 or .00 typically mean managers have reduced the price to clear out inventory. This could also mean the item is discontinued or won’t be restocked.
Cancel your car insurance
Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.
This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.
I used Insurify and now I’m able to pay just $51 a month for two cars.1 <p>Actual savings and coverage options vary based on factors such as driving history, location, and insurer policies. The rates shown in this example may not reflect what every user will qualify for.</p> Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this tool and compare and potentially score same-day savings, here’s what to do:
- Click the link below and enter your zip code, date of birth, and phone number.
- Answer a few questions about your car’s make and model to get matched with top offers.
- Choose the best quote for you and lock it in before rates go up.
Compare rates now and see if you could score same-day savings today!
I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.
Pay no interest until 2026
Imagine getting an introductory 15 months with 0% intro APR on a big purchase or balance transfer (APR then 18.24% - 27.24% Variable). Sounds great — right? You could dramatically change your financial picture with one of the industry-leading low-interest cards — the Discover it® Cash Back(Rates and fees).
Cardholders get a generous intro APR of 0% for 15 months on purchases (APR then 18.24% - 27.24% Variable) — that means you can cover bills, large purchases, or whatever you need to charge and not pay interest until 2026!
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR for 15 months on balance transfers (APR then 18.24% - 27.24% Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!
The best part? The Discover it® Cash Back card is accepted by 99% of merchants, boasts an exceptional cash back rewards rate, and there's no annual fee.
Member-Only Benefits You Might Not Know About
- Love going to the movies? You can buy movie tickets at select Costco locations and at Costco.com, where you can enjoy a member-only price.
- You could score big savings on your next vacation with Costco. Costco Travel offers vacation packages, cruises, rental cars, hotel stays, and more to members at a great price. Plus, you could find gift cards for a variety of activities to save even more, from theme park tickets to city exploration passes.
- Buying and installing new tires at Costco has long-term benefits. The installation package includes lifetime maintenance services, including pressure checks, tire balancing and rotations, and flat repairs. Costco also uses nitrogen instead of compressed air for inflation, which retains better tire pressure over time.
- Your membership could qualify you for discounts with various Costco partners. For example, you could get 25% off a Budget Truck rental.
- With Costco Next, members can shop for products directly from third-party suppliers while enjoying Costco-level discounts.
This plan protects select Ohio homes from many expensive appliance and home repairs (see if you qualify)
Everyone gets home insurance, because it is required … this should be too!
This company could help you save $1,000s on home repairs before they even happen. It’s kind of shocking. Instead of paying a $1,500 bill to fix something like your AC, you just pay the monthly plan price and a $100 service fee for covered appliances and they come fix it.
As a writer for FinanceBuzz, I got a home warranty like this myself. It protected my washing machine after it broke down, which could have cost a ton. But mostly, it put my mind at ease. I got great protection, and I don’t really have to manage it.
Here’s what to do:
- Click the link below and enter your zip code to see if you qualify.
- Answer a few questions about your home.
- Choose the best plan for you and see how much you could save.
Complete the questionnaire to get a free quote
I can’t believe I waited so long to get a plan like this. Trust me, just check it out.
Borrow from your home's equity to help you get through 2025
If you own your home, a cash-out refinance from Rocket Mortgage2 <p>Rocket Mortgage, LLC; NMLS #3030; <a href="https://www.nmlsconsumeraccess.org/">https://www.nmlsconsumeraccess.org/</a>. Equal Housing Lender. Licensed in 50 states.</p> could help you consolidate your debt. You could pull money out of your home without a second mortgage or HELOC … meaning you could tackle your debt head-on while eliminating multiple monthly payments.
For example, let's say you're able to take out $50,000 with a cash-out refinance. You use $20,000 to pay off high-interest debt and $30,000 for home renovations, lowering your total monthly payments and increasing your home's value. That's a win-win.
See how much could be available to you:Visit Rocket Mortgage and click “Take cash out.” Then use the simple calculator to estimate how much cash you could get out of your home.
Ask this company to pay off your credit card debt
If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?
National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.
Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 12-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!3 <p>Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 12 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.</p>
Save Instantly with Cash App Card: Save at places you already shop — in stores and online, and unlock access to exclusive events, presales, and more.
Get your free4 <p>Free Cash App Cards come in black or white.</p> Cash App Card. Choose a card style, then customize it with exclusive stamps, emojis, or even draw on it.
Get exclusive perks and instant discounts on everyday spending in person and online.
Say goodbye to hidden fees and overdraft fees.5 <p>No fee overdraft coverage of up to $200. Overdraft coverage and additional Cash App provided benefits are available when you direct deposit at least $300 each month.</p>
Cash App has 4.8/stars and is an Editor's Choice on the App Store!
Costco Shoppers Love These Hacks To Save More Money
- Invest in a vacuum sealer if you enjoy buying meat at Costco. You can easily seal extra portions and store them in the freezer for months, ensuring those initial savings don’t go to waste.
- If you have the space, a good chest freezer can help you make the most of your Costco hauls. Besides meat, you could store frozen fruit for smoothies, load it up with meal-prepped breakfast burritos, or stock up on muffins for a quick snack — they freeze great.
- Go shopping with friends, family, or a neighbor. Buy and split items you’ll both use to take advantage of the bulk savings, especially if you’re a small household or have limited storage space.
- For commonly used non-perishables like supplements or dry goods, stock up on items while they’re on sale. Some items go on sale in rotation, so take advantage of these deals to get what you need until the next sale happens.
- If you’re an Executive member, you can cash out your annual return check instead of using it towards your next purchase. This can help you earn more towards your next annual 2% reimbursement check.
Earn $200 cash rewards bonus with this incredible card
There's a credit card that's making waves with its amazing bonus and benefits. The Wells Fargo Active Cash® Card(Rates and fees) has no annual fee and you can earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
The Active Cash Card puts cash rewards back into your wallet. Cardholders can earn unlimited 2% cash rewards on purchases — easy! That's one of the best cash rewards options available.
This card also offers an intro APR of 0% for 12 months from account opening on purchases and qualifying balance transfers (then 19.24%, 24.24%, or 29.24% Variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.
The best part? There's no annual fee.
Earn cash back on everyday purchases with this rare account
Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!6 <p>See website for details.</p>
With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!
This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.
Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.
Save potentially $1,000 or more on home insurance in Columbus
We have some unfortunate news: You might be throwing away $1,000s on expensive home insurance for no reason.
If you want better or more affordable home insurance, there is ONE thing you should never skip in the process of finding a policy: Getting multiple options from a variety of home insurance providers with our new home savings tool.
Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house just by switching. And yes, you can switch your home insurance at any time starting today.
The best part is it's free to check! Just answer a few questions and enter your zip, email, and phone number to see if a lower rate is in your future.
