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Bottom Line
The Wells Fargo Active Cash® Card is a great choice for almost everyone. Cardholders can benefit from a generous welcome bonus, earn 2% cash rewards on purchases, and 0% intro APR for 15 months from account opening on qualifying balance transfers and new purchases — all without an annual fee.
- Intro APR: Enjoy a 0% introductory APR on purchases for 15 months from account opening then 20.24%, 25.24%, or 29.99% Variable APR thereafter. You also get a 0% intro APR for 15 months from account opening on qualifying balance transfers then 20.24%, 25.24%, or 29.99% Variable APR thereafter.
- No annual fee: The Active Cash card has a $0 annual fee, which is perfect for someone looking to pay down debt, not add to it.
- Welcome bonus: $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Cash rewards: Cardmembers earn 2% cash rewards on purchases. If you love earning cash rewards but prefer to avoid the hassle of tracking spending categories, the Wells Fargo Active Cash® Card card could be a good option for you.
- Access to FICO score: When you’re trying to pay down debt and build credit, it’s important to know where you stand. With Wells Fargo Credit Close-Up℠ cardholders own the skills to help understand and track their FICO Score, raise it, or maintain it.
- Cell phone protection: Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).
» Click here to apply now and pay 0% interest until July 2025
Benefits
Card Details
- $200 cash rewards bonus after spending $500 in purchases in the first 3 months
- Earn unlimited 2% cash rewards on purchases
- Intro APR on purchases and qualifying balance transfers
- $0 annual fee
- Apply Now
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
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Intro Offer
$200 cash rewards bonus after spending $500 in purchases in the first 3 months
Annual Fee
$0
Why we like it
How we chose these cards
FinanceBuzz evaluated a selection of cards from our partners, looking at various criteria including the annual fee, earning potential, and bonus offers. We did not review all cards in the category and compensation was considered when evaluating and ordering the cards.