How To Transfer Chase Points To United

If you have a Chase credit card eligible for point transfers, such as the Chase Sapphire Preferred^® Card, you can easily transfer Chase Ultimate Rewards points to a United MileagePlus account.

Points transfer at a 1:1 ratio from Chase to United and can take up to seven business days to complete. But in my experience, transfers to United often take a few minutes or less.

Let’s explore how you can convert Chase points to United miles so you can make valuable United redemptions.

Key takeaways

• Only three Chase credit cards — Chase Sapphire Preferred, Chase Sapphire Reserve^®, and Ink Business Preferred^® Credit Card — allow you to transfer your points to Chase transfer partners.
• Transferring Chase points to travel partners is a one-way street. Once you transfer your points to United or another partner, you can’t transfer them back.
• You can transfer Chase points in increments of 1,000. You need a minimum of 1,000 Chase points to do a points transfer.
• You can only transfer Chase points to yourself or one authorized user on your account. That means you can only transfer Chase points to your own United account or the account of an authorized user on your Chase account.

How to transfer Chase points to United

1. Create a United MileagePlus account

You need a United MileagePlus account before transferring your Chase points to United. This is United’s loyalty program, where your Ultimate Rewards points will be converted to United miles.

Here’s how to create a United account:

1. Navigate to United.com and select the “Sign In” option. Then, choose “Create a MileagePlus account.”
   

   

    
2. Go through the account creation process by inputting your name, date of birth, email address, and other required information.
3. At the end, you must provide a password and five security questions. When you’re ready, select “Agree and create account.”

2. Transfer your points from Chase to United through your online account

Now that you have a United MileagePlus account, it’s time to transfer points from Chase to United. Here’s how to get started:

1. Log in to your Chase account using a web browser.
2. Select your applicable Chase card account and navigate to the Ultimate Rewards landing page by selecting “Redeem” next to your Ultimate Rewards points total.

3. Click on the “Travel” dropdown menu at the top and select the “Transfer points to partners” option.

4. Find and select United Airlines from the available options.
5. Select “Transfer Points.”
6. Enter your United MileagePlus membership number and select “Next.”

7. Enter how many points you want to transfer in increments of 1,000.
   
8. Review the transfer details to make sure everything is correct, then click “Submit.”

How to book award travel with United

Navigate to United.com and enter your itinerary details. Make sure you have “Book with miles” selected. I also like to select “Flexible dates,” so I can see many dates and options at once. Click on “Find flights” to start your search.

If you haven’t already done so, you’ll be prompted to log in to your United account at this point. However, you can close the login window and continue your search without logging in. You will eventually have to log in to book a United award flight.

Since I chose the “Flexible dates” option on a one-way flight, I have a full month of award pricing to look through. This gives me an easily-scannable view of the cheapest award flights available for my itinerary.

Selecting a date will give me a breakdown of the available flights that day, including partner flights. I can quickly browse the different options and choose my preferred flight and fare class.

Keep in mind that United has a flight award deals page on its website where you can browse featured award itineraries. If you have some flexibility with your travel dates and destinations, this could be a good way to find some great deals.

For example, you could fly one way from Chicago to Zurich for as little as 30,000 miles.

Recommended Chase cards for United miles

Card	Welcome offer	Rewards rate	Annual fee
Chase Sapphire Preferred® Card 4.9 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening	5X points on travel purchased through Chase Travel℠; 3X points on dining, select streaming services, and online groceries; 2X points on all other travel purchases, and 1X points on all other purchases	$95
United℠ Explorer Card 4.7 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.	Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open (limited time offer)	2 miles per dollar spent on dining, hotel stays, and United purchases and 1 mile per dollar on all other purchases	$95 (waived first year)
Chase Sapphire Reserve® 5.0 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening	5X points on flights and 10X points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually; 3X points on other travel and dining & 1X points per dollar on all other purchases	$550

The Chase Sapphire Preferred and Chase Sapphire Reserve earn flexible Chase points that can be transferred to United or other travel partners.

The United Explorer Card earns United miles directly from eligible purchases, so there’s no need to do any transfers. It also provides a free first checked bag for you and a companion on eligible flights, which could come in handy for frequent United travelers.

For more options, compare credit cards to find the right card for you.

FAQ

How to transfer Chase points to United: bottom line

You can transfer Chase points to a United MileagePlus account with an eligible Chase card. You can only transfer points to your own United account or an authorized user's account using your Chase card.

Overall, it’s a simple process that shouldn’t take more than a few minutes once you get used to it. However, I don’t recommend doing this sort of transfer unless you have a specific redemption in mind (because you can’t transfer rewards back to Chase from United).

For more ways to earn Chase points and other valuable currencies, check out the best travel credit cards.

Great for Flexible Travel Rewards

Chase Sapphire Preferred^® Card

4.9

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Chase Sapphire Preferred^® Card

Apply Now

Current Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

Annual Fee

$95

Rewards Rate

5X points on travel purchased through Chase Travel℠; 3X points on dining, select streaming services, and online groceries; 2X points on all other travel purchases, and 1X points on all other purchases

Benefits and Drawbacks

Benefits

• Generous welcome offer valued at $750 when redeemed via Chase Travel
• High rewards on dining and bookings via Chase Travel
• 25% more value when redeeming points for travel through Chase Ultimate Rewards
• Up to $50 in annual statement credits for hotel stays booked through Chase Travel
• Receive valuable travel protections like trip delay reimbursement and primary rental car insurance

Drawbacks

• Has a $95 annual fee
• Doesn’t offer airport lounge access or premium travel perks like Global Entry or TSA PreCheck credit
• Doesn't offer bonus points on groceries or gas

Card Details

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
• Member FDIC