Best Travel Credit Cards of 2020

Last updated Jan 27, 2020 | By FinanceBuzz Editors

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Special Offer

Earn 60,000 points after spending $4,000 on purchases in the first 3 months

Why We Like It

The Chase Sapphire Preferred is an excellent choice for anyone who loves to travel and dine out. Easily redeem your points through the Chase Ultimate Rewards Portal for 25% more value. 

Other perks include primary rental car insurance, trip delay reimbursement, purchase protection, and more.

Earn 2X points per dollar spent on travel and at restaurants worldwide and 1 point per $1 on all other eligible purchases. 


Credit Needed: Good - Excellent

Special Offer

Earn 50,000 points after spending $4,000 on purchases in the first 3 months

Why We Like It

The Chase Sapphire Reserve is top-rated credit card for frequent travelers who can take advantage of its generous travel benefits and high point-earning potential. 

Card benefits include a $300 annual travel credit, primary rental car insurance, Priority Pass lounge access, reimbursement for TSA PreCheck or Global Entry, and more. 

Earn 3X points on travel, and at restaurants & 1 point per $1 spent on everything else. Cardmembers receive 50% more value when redeeming rewards for travel through the Chase Ultimate Rewards portal. For example, 50,000 points are worth $750 toward travel.

Credit Needed: Excellent

Special Offer

Earn 50,000 bonus miles after spending $3,000 in the first 3 months

Why We Like It

The Capital One Venture Rewards is one of the most flexible credit cards when it comes to redeeming miles for travelers.

Cardmembers will enjoy up to $100 credit for Global Entry or TSA PreCheck fees, automatic travel accident insurance, and no foreign transaction fees.

Earn unlimited 2X miles on every purchase, every day.

Credit Needed: Good - Excellent

Special Offer

Earn 60,000 points after spending $5,000 in the first 3 months

Why We Like It

The Platinum Card from American Express is a top-rated premium rewards charge card for those looking for generous travel benefits and luxury add-ons. 

Cardmembers can enjoy Uber VIP status and free rides in the U.S. (up to $200 per year), access to Centurion and Priority Pass airport lounges,  reimbursement for Global Entry or TSA PreCheck, and more. 

Earn 5X points on eligible flight and hotel purchases and 1 point per $1 on all other eligible purchases. Terms apply.



Credit Needed: Good - Excellent

Special Offer

Earn 140,000 points after spending $3,000 in the first 3 months

Why We Like It

The IHG Rewards Club Premier Credit Card features generous rewards for travelers who enjoy staying at IHG properties.

Cardmembers receive a free night after each account anniversary year, plus a free night when redeeming points for a stay of four nights or longer. You'll enjoy Platinum Elite status as long as you're a cardholder.

Earn 25X points per $1 spent on stays at IHG hotels and resorts and 2X points at gas stations, grocery stores, and restaurants.


Credit Needed: Good - Excellent