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8 Must-Have Investing Apps for December 2022

Last updated Dec. 5, 2022 | By FinanceBuzz Editors

As technology advances, so do day to day processes. With everything moving online, shouldn’t your investing follow? It’s 2022 and you can handle all your financial needs from your phone.

We’ve put together a list of five apps that are completely changing the way we think about investing.

Get up to $600 when you invest in a new Merrill account

With Merrill Edge® Self-Directed, you could get up to $600 when you invest in a new account. And you can make unlimited $0 online stock, ETF, and option trades 4 .

Here’s how to get up to $600: Click here and press “get started” on the next page. Then, choose an eligible investment account, and make a qualifying deposit.

Bonus: Open a Bank of America checking account and make instant transfers to your Merrill Edge® Self-Directed investing account.

Get started

Get up to $1,000 in stock when you open and fund this account with $10

Secret: you don't need a thousand dollars to buy thousand dollar stocks. With SoFi Active Invest, 6 you can start investing in companies like Apple, Amazon, Tesla, Nike, and Google with just $5.

That’s because SoFi Active Invest offers a new method of investing with something called “fractional shares”… a fancy term that just means you can buy pieces of those thousand dollar stocks with as little as five bucks.

This method lets you build wealth without needing a ton of money or forking over your entire paycheck. It also means you can diversify your portfolio.

BONUS: Open and fund an Active Invest account with $10, and SoFi will give you up to $1,000 in stock.

Open an account

Get up to $300 in stock with this new app

Secret: you don't need a thousand dollars to buy thousand dollar stocks. With Public, you can start investing in companies like Apple, Amazon, Tesla, Nike, and Google.

That’s because Public offers a new method of investing with something called “fractional shares”… a fancy term that just means you can buy pieces of those thousand dollar stocks with as little as one buck.

This method lets you build wealth without needing a ton of money or forking over your entire paycheck. It also means you can diversify your portfolio.

BONUS: Use the code BUZZERY and Public will give you up to $300 in stock after you sign up and make a qualifying deposit into your approved account. 7

Sign up for Public

Build passive income with shares of rental homes

Secret: You don’t have to be an Airbnb host to build passive income with rental properties.

Ark7 is a new way of building wealth by investing in high-quality, professionally managed rental properties … without having to buy the whole property yourself.

Sign up for free here and make sure you confirm your email so you get access to the properties. Then, simply choose properties you like and invest in shares of them. The investment minimum is as little as $20.

Ark7 investors have earned between 2.71% to 6.09% annualized distributions from monthly income alone, based on figures from October 2022. If applicable, you’ll receive monthly distributions straight to your account.

Get started

Get a free stock valued between $5 to $200

Robinhood is a great option for both new traders and seasoned investors.

With Robinhood it’s completely free to buy and trade stocks, options, and more. All trading is commission-free with no account minimums or maintenance fees. They’ll even give you a free stock in a company like Apple, Sprint, or Ford.

Sign up using the link below and Robinhood will add 1 free share of stock (valued between $5 to $200) to your account when your brokerage application is approved.

Sign up for Robinhood now

Invest for your kids nearly on autopilot

UNest is an app that makes it easy to invest for your kids.

This means you can start building a nest egg for college or their first car — both of which could be very expensive, especially by the time they’re ready for them. But with UNest, you could already have the money set aside … without even thinking about it!

Start by downloading the app here. It takes minutes to set up and you can invest as little as $25 to start. You can invest in professionally managed ETF portfolios, and you can buy popular cryptocurrencies like Bitcoin, Ethereum, and more.

You can also receive money from friends and family to your kid’s account. And you can even earn rewards when you purchase products from within the UNest app.

Download UNest here

Invest in Apple, Tesla, or Amazon for just $1

Once you’ve paid all your essential monthly bills, take a look at what’s left in your bank account and come up with an investing strategy. Even if it’s not a lot of money, don’t let that stop you – you can start investing with just $1.

Stash is a great place for beginning investors to get started. You can invest in fractional shares (partial shares) in companies that are household names like Apple, Tesla, and Amazon. A single share of some companies could cost hundreds or even thousands of dollars, but with fractional shares you can invest with as little as $1.

If you're thinking about saving for retirement, you can start investing in an IRA and enjoy the tax benefits that come with retirement accounts. Stash also offers tools and guidance to help you along the way.

As a bonus, Stash will give you $10 towards your first investment after you sign up and deposit $5 or more into your personal portfolio. 8

Sign up for Stash now

Build passive income with multifamily real estate

Savvy investors know there’s no such thing as truly passive income. There’s always some sort of work you need to do.

If you want to invest in real estate, that work can either be a huge headache … or it could hardly be a thought.

Enter Trion Properties.

If you’re an accredited investor, a minimum investment of $50,000 could help you start building passive income with multifamily real estate. You'll get access to coveted real estate deals without the headache of being a landlord or buying complete properties.

Although past success isn’t always an indicator of future returns, Trion Properties has generated an average internal rate of return (IRR) in excess of 25% since its inception in 2005.

Create an account with your name and email address

Merrill Edge Benefits

  • Get up to $600 when you invest in a new Merrill account
  • Make unlimited $0 online stock, ETF, and options trades 4
  • Trade stocks, options, and ETFs of your choice
  • Connect your Merrill investing and Bank of America banking accounts
  • Get help online, over the phone, or in person