5 Best Budgeting Apps: Take Control of Your Money and Supercharge Your Savings

Last updated Nov 11, 2020 | By FinanceBuzz Editors
man looking at phone

FinanceBuzz is reader-supported. We may receive compensation from the products and services mentioned in this story, but the opinions are the author's own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about how we make money and our editorial policies.

Budgeting just sounds so un-fun. It conjures up images of penny pinching and math. (So much math!)

But, budgeting doesn't have to be like that. Not now, not with all the great new apps that make budgeting a breeze. With just a few clicks, you'll be on your way to taking control of your finances and building your savings. 

Let's take a look...

Get the one budgeting app that truly does it all

Ever look at your bank account and wonder where your paycheck went? Poof, it's gone and you're not exactly sure where you spent it. A budgeting app like Truebill can help you take control of your money — spend intentionally on the things you value and stop throwing money away on unimportant things.

Once you have a complete picture of your finances, it's easy to see ways to save. And Truebill can help make those potential savings a reality. Their expert negotiators can call the cable company and phone company to help lower your bills. They'll also help you cancel unwanted subscriptions and put that money back in your bank account where it belongs.

Truebill has already helped save its members over $50,000,000 on their bills without much time and effort.

Download Truebill now

Build your emergency fund without breaking a sweat

Budgeting isn't easy. It can be oh so tempting to spend on today's wants versus tomorrow's goals.

If you need a little help prioritizing saving, consider Digit. It's like your smart financial assistant, dedicated to helping you achieve your financial goals. Just tell Digit what your goal is — maybe it's paying off credit card debt, saving for a vacation, or finally building that emergency fund — then let their sophisticated algorithms do the rest.

Digit will analyze your spending habits then automatically move the perfect amount to your secure Digit account. You'll start saving without even thinking about it or changing your lifestyle.

Digit has already helped its users save over $2.5 billion dollars!

Download Digit now

Turn a photo of your grocery receipt into an Amazon gift card

Even if you're on a tight budget, what’s one expense that won't go away? Your grocery bill.

Now you can get rewarded for your grocery bills with an app that lets you earn gift cards from pictures of your grocery receipts.

All you need is your phone and the Fetch app. After you're done shopping, just snap a photo of your receipt. Your photo earns points. Then you can redeem those points for gift cards at popular stores like Amazon, Target, and Home Depot.

BONUS: You'll get 2,000 points bonus when you enter this referral code: BUZZ before you scan your first receipt.

Sign up for Fetch today

Budget better & start investing in Apple or Tesla for just $1

Even if you don't have a lot of money to invest, don't let that stop you — you can start investing with just $1. With Stash, you can buy fractional shares (partial shares) in companies that are household names like Apple, Google, and Amazon. Normally a single share of these companies would cost hundreds or even thousands of dollars, but you only need $1 to get started with Stash.

Stash is not only a great place for beginning investors to get started, it's also an app that can help you take control of all your finances. You can use their advanced technology to build healthy spending, saving, and investing habits. Set your savings goals and let Stash automatically round up your purchases to effortlessly save. It's amazing how fast that spare change can add up!

For a limited time Stash will give you $5 to invest when you make your first investment.1

Sign up for Stash now

Save up to $500 on car insurance

Car insurance can be expensive, so you want to make sure you're not overpaying on your current premium.

FinanceBuzz has made it easy to search and compare quotes. Think of it as Kayak, but for car insurance.

We can help match you to insurance carriers and regional agencies to help you save on your car insurance. FinanceBuzz can save drivers up to $500 per year compared to their current insurance premiums.

It takes less than 5 minutes to fill out the form and you'll receive a list of matches that show you online, email, and potentially phone quotes.

Click here to get started

See how you could find $2,076 in extra tax savings this year

If you're a side hustler, gig worker, freelancer, or solopreneur, you know what a hassle it is to keep track of all your expenses for taxes. You don't want to miss anything, but you're also not sure if that Spotify membership or latte should really be expensed.

Keeper Tax can help you discover tax write-offs among your purchases. The average Keeper Tax member finds $2,076 in extra tax savings annually.

How it works: Just connect your financial accounts and Keeper Tax will automatically scan your past purchases for tax write-offs. They'll match you with a (human) bookkeeper who will help monitor your purchases. There's no manual entry, no categorization, and no receipts needed.

Over 50,000 people have saved over $40M on their taxes with Keeper Tax's help.

See what you might be missing

Bonus: Get smarter about money in just 5 minutes a day

"Wealthy" is all about numbers. "Worthy" is a mindset. If you’re the type of person who’s passionate about growing your net worth and becoming financially independent, then you belong in Worthy — our brand-new personal finance community.

Join Worthy, and you’ll get expert advice on earning more, investing smarter, and saving for the life you want - right in your inbox, for free! Stay up-to-date on the latest news and trends that could impact your wallet, and get access to exclusive insider content and special offers.

Sign up now and join thousands of people who are getting smarter about money every day with Worthy.

Ready to get smarter?


Stash Benefits

  • Get $5 to make your first investment
  • Invest in stocks, bonds, and ETFs
  • Fractional shares available
  • Start investing with just $1