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7 Incredible Budgeting Apps: Take Control of Your Money and Supercharge Your Savings

SAVING & SPENDING - BUDGETING & EXPENSES
Last updated July 18, 2024 | By FinanceBuzz Editors
man looking at phone

Budgeting just sounds so un-fun. It conjures up images of penny pinching and math. (So much math!)

But, budgeting doesn't have to be like that. Not now, not with all the great new apps that make budgeting a breeze. With just a few clicks, you'll be on your way to taking control of your finances and building your savings. 

Let's take a look...

Get the one budgeting app that truly does it all

Ever look at your bank account and wonder where your paycheck went? *Poof,* it's gone … and you have NO idea how you spent it all so quickly.

A budgeting app like Rocket Money could end this problem for you.

Now, some insider info: They *do* have a free version of the app ... but the real money-saving power is found in their premium subscription.

Select a premium subscription when you sign up, and you’ll unlock features that actually save you the most money possible. Like their “Cancellation Concierge,” which helps to cancel subscriptions for you. (It’s pay-what-you-want for premium, too — as little as $4 a month!)

With your premium subscription, you’ll also be able to create unlimited budgets, see your full credit report, and get automatic “smart savings” that help you grow your savings on autopilot.

Download Rocket Money

Get rid of $25,000 in credit card debt

The amount of outstanding debt you have is an important factor in your credit score. If you have a lot of credit card debt or you've been missing payments, it could be negatively impacting your credit score.

Freedom Debt Relief can work with your creditors to reduce credit card debt and get your finances back on track without needing a loan.

You could resolve your credit card debt in as little as 24-48 months with one low monthly payment, even if you don’t have great credit. The sooner you get your debt under control, the sooner you could start to work on improving your credit.

Freedom Debt Relief is America's largest debt company and has settled over $17 billion in debt and served over 1,000,000 clients. Take action now and start working toward a debt free future.

Check eligibility from Freedom Debt Relief

Earn a $400 bonus with this checking account

We hate to tell you this, really. But if you aren’t banking with Truist Bank, you’re missing out on extra cash. Don’t worry though … it’s easy to fix.

Earn a $400 bonus when you open a new Truist One Checking account online between February 28, 2024 and October 30, 2024 using promo code TRUIST400AFL24. Terms apply.1

Complete the following within 90 days of account opening:

  • Receive at least one qualifying direct deposit of $500 or more.
  • Complete at least 15 qualifying debit card purchases.

This is practically passive income and a great way to supercharge your earnings.

Plus, you can enjoy other benefits like no overdraft fees, a $100 negative balance buffer,2 and automatic upgrades for access to growing perks.

Open your new Truist One Checking account here

Get the budgeting app with automatic analysis and personalized tips

Creating a budget that factors in everything from credit cards to daily purchases to monthly expenses can be painfully complex — even when you can see it all in one place.

That’s where the Albert budgeting app3comes in. With Albert, you get an automatic analysis of your transactions to help you maximize your money and savings.

Take back control with the power of Albert’s automatic analysis features:

  • Suggestions on where you could be saving.
  • Alerts to monthly fees or bill increases.
  • See your subscriptions listed out so you can cancel unwanted ones.

Try Albert for 30 days before you’re charged: Subscription starts at $9.99 per month (which is worth it for what it could do for your money).

Just imagine the stress lifted off your shoulders when you’re on top of your finances with Albert.

Download Albert

Get the personal finance app people are flocking to since Mint shut down

If you’re like most people, you don’t have extra hours to track your money and budget to the fullest. That means you could miss opportunities to save and grow your bank account.

The personal finance app Monarch could help with that problem. (You may have heard it’s the best alternative to Mint since it shut down. Those rumors are true.)

The Monarch app is like your personal finance guardian. It gives you an eagle-eye view of your money so you can track your cash flow, tackle your debt, analyze your investments, and more.

That means you’ll be set up to take control of your finances and build your savings faster.

Don’t take our word for it. The Monarch app is rated 4.8 and 4.9 out of 5 on Android and iPhone, respectively.

Just enter your email to get started. Then, set up your free 7-day trial and link your accounts quickly and securely.

Pricing: Monarch is a paid subscription, but you could easily offset that cost by improving your budgeting and savings. And there’s a zero-risk trial to test-drive it.

Sign up for Monarch

Rocket Money Benefits

  • Helps to find and cancel subscriptions
  • Slash your monthly phone, cable, and internet bills
  • Save an average of up to $720 a year