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5 Incredible Budgeting Apps: Take Control of Your Money and Supercharge Your Savings

SAVING & SPENDING - BUDGETING & EXPENSES
Last updated May 23, 2024 | By FinanceBuzz Editors
man looking at phone

Budgeting just sounds so un-fun. It conjures up images of penny pinching and math. (So much math!)

But, budgeting doesn't have to be like that. Not now, not with all the great new apps that make budgeting a breeze. With just a few clicks, you'll be on your way to taking control of your finances and building your savings. 

Let's take a look...

Get the one budgeting app that truly does it all

Ever look at your bank account and wonder where your paycheck went? *Poof,* it's gone … and you have NO idea how you spent it all so quickly.

A budgeting app like Rocket Money could end this problem for you.

Now, some insider info: They *do* have a free version of the app ... but the real money-saving power is found in their premium subscription.

Select a premium subscription when you sign up, and you’ll unlock features that actually save you the most money possible. Like their “Cancellation Concierge,” which helps to cancel subscriptions for you. (It’s pay-what-you-want for premium, too — as little as $4 a month!)

With your premium subscription, you’ll also be able to create unlimited budgets, see your full credit report, and get automatic “smart savings” that help you grow your savings on autopilot.

Download Rocket Money

Get rid of $25,000 in credit card debt

The amount of outstanding debt you have is an important factor in your credit score. If you have a lot of credit card debt or you've been missing payments, it could be negatively impacting your credit score.

Freedom Debt Relief can work with your creditors to reduce credit card debt and get your finances back on track without needing a loan.

You could resolve your credit card debt in as little as 24-48 months with one low monthly payment, even if you don’t have great credit. The sooner you get your debt under control, the sooner you could start to work on improving your credit.

Freedom Debt Relief is America's largest debt company and has settled over $17 billion in debt and served over 1,000,000 clients. Take action now and start working toward a debt free future.

Check eligibility from Freedom Debt Relief

Take advantage of historically high rates to grow your wealth

Are your savings just sitting around, not earning much interest? It's time to make a change and put your money to work for you! With CloudBank 24/7, you can earn more interest on your money today ... while keeping your cash OUT of the stock market.

Here’s their secret: CloudBank 24/7 amplifies your money by doing what many banks refuse to do … paying you a rare 5.24% APY (annual percentage yield)12 on your cash.

When you deposit your money into this high-yield savings account, you can supercharge your emergency fund, short-term savings, return on cash, and more with interest income generated from their high 5.24% APY payout.

The best part? There are no fees, you can withdraw your money at any time, and opening an account takes as little as 3 minutes. CloudBank 24/7 is FDIC-insured through Third Coast Bank SSB and cybersecurity is a top priority, ensuring your data is kept safe.

Limited Time Bonus: Earn up to $2,000 when you refer friends and family to Raisin. Visit site to learn more.

Click here to open a CloudBank 24/7 online savings account

Earn cash back on everyday purchases like rent, groceries, and gas

Want to earn cash back on your everyday purchases without using a credit card? With the Discover®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!3

With no credit check to apply and no monthly fees to worry about, you can earn cash when you pay your rent, buy groceries, or get gas — up to an extra $360 a year!

👉Important: To get the most out of this rare offer, start making purchases with your new debit card within 45 days of opening your account. You’re paying your bills anyway, so why miss out on the ability to earn cash back?

This generous checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, and over 60K fee-free ATMs.

Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score. (Just remember to use your new card within 45 days!)

Start earning cash back on essential purchases by applying here

Get the budgeting app with automatic analysis and personalized tips

Creating a budget that factors in everything from credit cards to daily purchases to monthly expenses can be painfully complex — even when you can see it all in one place.

That’s where the Albert budgeting app4comes in. With Albert, you get an automatic analysis of your transactions to help you maximize your money and savings.

Take back control with the power of Albert’s automatic analysis features:

  • Suggestions on where you could be saving.
  • Alerts to monthly fees or bill increases.
  • See your subscriptions listed out so you can cancel unwanted ones.

Try Albert for 30 days before you’re charged: Subscription starts at $9.99 per month (which is worth it for what it could do for your money).

Just imagine the stress lifted off your shoulders when you’re on top of your finances with Albert.

Download Albert

Rocket Money Benefits

  • Helps to find and cancel subscriptions
  • Slash your monthly phone, cable, and internet bills
  • Save an average of up to $720 a year

Want to learn how to make an extra $200?

Get proven ways to earn extra cash from your phone, computer, & more with Extra.

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