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Debt is a universal struggle. High interest credit cards, hospital bills, or student loans, car payments — everyone knows the challenge. If you feel like you’re drowning in it, you’re not alone. A recent study shows that over 80% of Americans are in debt.
So how do you get out of it?
Crushing your debt is easier than you might think, as long as you have the right plan. It'll take some work and dedication, but we're here to help. Below you'll find 6 clever ways you wouldn't normally consider to help you crush your debt.
Imagine how great it will feel when you no longer have it looming overhead!
Borrow up to $50k to finally crush your debt
Debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you never make progress because of the interest.Solution: A personal loan.
Yes … it seems counterintuitive. But a personal loan could help you get out of credit card and other debt faster,* without any drastic life changes. With help from Personal Loan Pro, you could consolidate your debt (with potentially way less interest) in one simple monthly payment.
If your credit is over 600 and you earn $30k+ per year, get started while rates are still low. It won’t affect your credit score to check your rate, and you could borrow up to $50,000 to pay off your debt ASAP.
Get out of $10,000 or more in debt
If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?
National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly payment.
Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!
Cancel your car insurance
We've got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.
This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. On average, we find around $500 a year in savings for drivers. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.
Oh, and it's also free. And come on — you can't tell us you don't want to save up to $500. To find out if you're losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.
Access up to 17.5% of the value of your home without extra debt
Pulling cash out of your home could help you pay off debt or fund home renovations. But depending on how you do it, it could also add extra debt while increasing your monthly payments or interest.
Unison is a new way to unlock the cash in your home without taking on more debt. You could get cash from your home’s current value by working with Unison, who receive a share of your home’s potential appreciation in the future. And there’s no extra debt.
Enter your address here and see if your home qualifies. They’ll tell you the estimated max amount you can access, usually up to 17.5% of the value of your home. If you apply and are approved, you could access funds in as little as 3 days once you sign your offer letter and closing package. 1
Ask this company to pay off your tax debt
Tax debt is overwhelming. It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained from it. And it’s even worse when the IRS starts calling you and sending letters about wage garnishment and huge fines.
Even if you want to pay it off, it’s scary enough to stop you from ever making progress.
Easy Tax Relief is designed specifically to help you get out of tax debt faster and could even eliminate some of the debt you owe. While most tax companies just put you on a payment plan and file your taxes for you, Easy Tax Relief communicates with the IRS for you, and can help you pay off your tax debt faster while potentially reducing what you owe.
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National Debt Relief Benefits
- No upfront fees
- One-on-one evaluation with a debt counseling expert
- For people with $10,000 in unsecured debts and up