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You're not dumb. You do the normal money-saving things …
You're a regular at the clearance rack. You don't eat lunch out too much. And you meticulously selected the perfect combo of streaming services to watch your favs for as cheap as possible.
But there are some tips you may not know (yet) — and that's a good thing! Because once you see some of the areas where you can cut your costs, you could find some extra cash in your pocket sooner than you think.
Skipping This Card: Earn a $200 bonus for spending $500
Spend just $500 in the first 3 months from account opening with the Chase Freedom Unlimited®(Rates and fees) and you could earn a $200 bonus. That's one of the best spend-to-bonus ratios we've ever seen. The bonus is worth almost half the spend.
No complicated requirements. Apply here, and if you get approved, hit $500 spend in the first 3 months, earn $200. Boom. You can also earn cash back on everything you buy: 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.
Need to finance a big purchase or knock out high-interest debt? You also get 0% intro APR on purchases and balance transfers for 15 months from account opening. After the intro period, the APR is 18.49% - 27.99% Variable. This card is a sleeper hit with insane value and NO annual fee. Good or excellent credit (typically 670 or higher) is recommended.
Click here to apply now and earn your $200 bonus
Spending $1,000s to Repair Water Damage: How Ohio homeowners are preventing roof rot, mold, and foundation damage for good
Most homeowners think of gutters as just a cleaning chore. The bigger risk is what happens when they clog. Overflowing gutters can lead to water damage, roof rot, mold, even foundation problems, the kind of repairs that run into the thousands.
If you own a home in Ohio, HomeBuddy offers a powerful, one-of-a-kind gutter guard built to prevent exactly that. Their micromesh filter keeps common debris out, so your gutters stay clear and your home stays protected. And because it actually works, you may be able to stop hiring gutter cleaners altogether. The company will even clean out and realign your gutters before they install.
Don't waste money on cheap, ineffective guards that claim to be clog-free. This one's built to last.
See if you qualify today: Click the link below, enter your ZIP code and home info, and a representative will reach out to schedule a free estimate.
High-Interest Debt: See if your credit card debt is eligible for this debt relief program
If you have a lot of credit card debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to resolve your debt once and for all?
ClearOne Advantage can help.1 <p>ClearOne Advantage, LLC is a debt settlement company, not a lender, loan broker, creditor, credit services organization, or debt collector. ClearOne Advantage, LLC does not assume or pay any debts; receive, hold or control funds belonging to consumers; or provide bankruptcy, legal, accounting or tax advice. You should review full program terms and conditions before enrolling. To the extent that any aspect of the debt settlement services relies on or results in the consumer’s failure to make timely payments to the consumer’s creditors or debt collectors, the use of the debt settlement services: (1) Will likely adversely affect the consumer’s creditworthiness; (2) May result in the consumer being subject to collections or being sued by creditors or debt collectors; and (3) May increase the amount of money the consumer owes due to the accrual of fees and interest by creditors or debt collectors. Not available in all states. Some third-party fees may apply. C.P.D. Reg. No. T.S. 12-03822.</p> <p>ClearOne Advantage is not a credit services organization, and we do not make any claims regarding improvement of a consumer’s credit scores. Entering into a debt settlement program could adversely affect your credit score.</p> If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives may be able to help you resolve your debt for less than you owe — with one low monthly program payment.
Best of all? There are zero upfront fees, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions and get connected with a caring representative. The consultation is completely free and only takes a few minutes to see if you qualify!
See if your $30k+ in credit card debt is eligible for ClearOne Advantage
Weight Loss: Save as much as 80% on weight loss meds
If you're finally ready to lose weight, GLP-1s, like Semaglutide and Tirzepatide, could help you shed up to 14.9% of your body weight.2 <p><a href="https://www.nejm.org/doi/full/10.1056/NEJMoa2032183">Source</a>. Based on a mean result from the STEP 1 clinical trial (Wilding et al., NEJM 2021) of semaglutide 2.4 mg over 68 weeks, used alongside diet and exercise. Individual results will vary. GLP-1 medications require a prescription.</p> And this company we found called ReadyRX gets them to you at around 80% less than name brands.
It might sound crazy, but ReadyRX operates on a cash-only basis and no insurance is required. This is one of the ways they’re able to provide up to 80% off the typical cost of weight-loss medications like Ozempic® and Zepbound®. (You can pay via credit cards, including Visa and Mastercard.)
Skip the surgeries, diets, and expensive costs of weight loss. Start your journey with GLP-1s at around 80% less than name-brand prices. Plus, your plan is guided by board-certified doctors, 100% online. No insurance required and no hidden fees.
ReadyRX has 5,000+ members and holds a 4.8/5 rating on Trustpilot. They even back their plans with a 28-week weight loss guarantee. All medications are compounded in the USA through FDA-registered pharmacies and 3rd party lab tested.
Limited time offer: Right now, get $100 off your first month with code LMS26.
Take the quiz to get up to 80% off weight loss medications starting at $179/month ($6/day)
Diversify your hard-earned retirement savings with gold
GoldTrustGuide is actively helping Americans find greater retirement security with precious metal investments like gold. In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold increased by 25%.3 <p><a href="https://www.forbes.com/sites/conormurray/2026/01/28/gold-price-surpasses-record-5300-amid-weakening-dollar-fed-independence-concerns/">Source</a></p> They match you with top-rated providers offering physical gold and silver IRAs with a proven track record during unstable markets.4 <p>Investments carry risk, including loss of principal. Past performance is not a guarantee of future performance.</p>
Protect your savings today in 3 easy steps:
- Answer 4 quick questions on your goals and timeline.
- Get matched instantly with a top-rated provider suited to your goals.
- Speak to a specialist for a free, no-obligation consultation.
They hold a Top Rated designation from the Business Consumer Alliance and earn a 4.7-star rating on Trustpilot and 4.8 stars on Google. Get your free Gold IRA match today.
Credit Card Debt: Pay no interest into 2028 with this no annual fee card
If you're struggling to pay down high interest debt (or you're planning a major purchase this year), this might be the exact thing you need. There's a card that allows you to pause credit card interest into 2028 ... and the best part is that it could be easier than you think.
Discover it® Cash Back (Rates and fees) is an extremely powerful card that gives you 0% intro APR for an astounding 15 months on purchases and balance transfers. (Then APR is 17.74% - 26.74% (Variable); Balance transfer fee applies.) That's right, you could finance large purchases you've been sitting on without paying massive interest. Or, transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges ... all with no annual fee.
But it doesn't end there. The Discover it® Cash Back card also lets you earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases. Plus, Discover will match all the cash back you’ve earned at the end of your first year.
Limited Time Offer: Earn a $250 Bonus with this no annual fee card
Right now the Chase Freedom Flex®(Rates and fees) lets you earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening (limited-time offer).
In addition to this welcome offer, this card lets you earn cash back on everything you buy. Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! Plus, earn 5% cash back on travel purchased through Chase Travel℠, 3% on dining and drugstores, and 1% on all other purchases.
And it gets better (really): This card also gives you 0% intro APR on purchases and balance transfers for 15 months. That means you could finance large purchases or pay down high-interest debt for over a year. After the intro period, the APR is 18.49% - 27.99% Variable. Oh, and the annual fee is $0.
It's almost a no-brainer to apply — this card might the best-in-class amongst similarly-featured credit cards, especially with the bonus.
Good or excellent credit (typically 670 or higher) is recommended.
Tax Debt: Ask this company to help you pay off your late tax debt
Past-due tax debt is overwhelming.
It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.
Alleviate Tax is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.
While most tax companies just put you on a payment plan and file your taxes for you, Alleviate Tax talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.
Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.
Expensive Home Repairs: This plan protects select Ohio homes from many expensive appliance and home repairs (lock in your ultra-low rate)
Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. If you live in Ohio and own your home, Choice Home Warranty could make it so you don’t have to pay $1,000s on home repairs anymore.
They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down. Just make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.5 <p>CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. In the event that CHW makes such payment, CHW will provide written notification of the basis for the amount of the payment. First Month Free with purchase of any single payment home warranty plan. The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.</p>
Choose a plan here and you could still lock in their ultra-low 2026 rates for a limited time. You could tap into immense savings for nearly any system or appliance in your home that’s covered.
Not everyone is eligible for this plan so here’s how to check:
- Click the link below and enter your zip code.
- Answer a few simple questions.
- See if your home qualifies and lock in your rate.
Choose a plan here and and see if you’re eligible for $50 off and 1 month free
P.S. We negotiated a special deal for FinanceBuzz readers who sign up using the link above. Use it this week to get $50 off and 1 month free. We don’t know how long it will last, so take advantage of it today before it disappears.
Interest: Stop getting ripped off by high interest debt payments
If you have credit card debt, you know that paying your bill each month is anxiety-inducing … and sometimes close to impossible with what you have in the bank.
If that’s you, a company called LendingTree6 <p>Terms and conditions apply. Rates subject to change. LendingTree, LLC. NMLS# 1136.</p> wants to help. They can match you with loan providers that could help you pay off your debt quickly.
Think about it this way: For example, $30,000 in credit card debt at 25% APR will cost you $622.60 every single month in interest alone. But, with a rate as low as 6.50% APR (possible through LendingTree’s lenders), you’d only pay $160.69 interest.
That’s over $460 a month you’d get to keep for yourself in this scenario! Even better, you don’t need a perfect credit score, and checking for loans won’t affect your credit.
Truthfully, this company exists to help you get ahead in life. They have a 4.5/5 rating on TrustPilot with more than 15,000 verified reviews, and you can see your options in a matter of minutes. It’s certainly worth a shot if you’re feeling suffocated by debt.
See if your $30K+ credit card debt is eligible for options with LendingTree
Overpaying on Windows: Ohio residents save big on new windows
Old windows drive up your home's electric bill. But if you live in Ohio and your windows are 5+ years old, you could save big.
Renewal by Andersen is actively helping homeowners score huge savings. Their certified master professionals install high-quality, energy-efficient windows that could help reduce energy bills and improve comfort.
They make it extremely easy to upgrade your windows with financing options available and special limited-time offers. The entire process is hassle free.
Get started now if you check these 3 boxes:- You own your home.
- Your windows are 5+ years old.
- You live in an available ZIP code.
BONUS: For a limited time, buy one get one 40% OFF.7 <p>DETAILS OF OFFER: Offer expires 12/31/2025. Not valid with other offers or prior purchases. Buy one (1) window or entry/patio door, get one (1) window or entry/patio door 40% off, and 12 months no money down, no monthly payments, no interest when you purchase four (4) or more windows or entry/patio doors between 9/30/2025 and 12/31/2025. 40% off windows and entry/patio doors are less than or equal to lowest cost window or entry/patio door in the order. Additional $200 off your entire purchase, minimum purchase of 4 required, taken after initial discount(s), when you purchase by 12/31/2025. Subject to credit approval. 12-month Promo Period: while no payments are due, interest accrues but is waived if the loan is paid in full before the Promo Period expires. Any unpaid balance owed after the Promo Period, plus accrued interest, will be paid in installments based on the terms disclosed in the customer's loan agreement. Financing is provided by various financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Savings comparison based on purchase of a single unit at list price. Available at participating locations and offer applies throughout the service area. See your local Renewal by Andersen location for details. License numbers available at renewalbyandersen.com/license. Some Renewal by Andersen locations are independently owned and operated. See Renewal by Andersen® Products and Installation Transferable Limited Warranty for detail "Renewal by Andersen" and all other marks where denoted are trademarks of Andersen Corporation. ©2025 Andersen Corporation. All rights reserved.</p> Plus, get $200 off your purchase!7 <p>DETAILS OF OFFER: Offer expires 12/31/2025. Not valid with other offers or prior purchases. Buy one (1) window or entry/patio door, get one (1) window or entry/patio door 40% off, and 12 months no money down, no monthly payments, no interest when you purchase four (4) or more windows or entry/patio doors between 9/30/2025 and 12/31/2025. 40% off windows and entry/patio doors are less than or equal to lowest cost window or entry/patio door in the order. Additional $200 off your entire purchase, minimum purchase of 4 required, taken after initial discount(s), when you purchase by 12/31/2025. Subject to credit approval. 12-month Promo Period: while no payments are due, interest accrues but is waived if the loan is paid in full before the Promo Period expires. Any unpaid balance owed after the Promo Period, plus accrued interest, will be paid in installments based on the terms disclosed in the customer's loan agreement. Financing is provided by various financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Savings comparison based on purchase of a single unit at list price. Available at participating locations and offer applies throughout the service area. See your local Renewal by Andersen location for details. License numbers available at renewalbyandersen.com/license. Some Renewal by Andersen locations are independently owned and operated. See Renewal by Andersen® Products and Installation Transferable Limited Warranty for detail "Renewal by Andersen" and all other marks where denoted are trademarks of Andersen Corporation. ©2025 Andersen Corporation. All rights reserved.</p>
Home Insurance: Switch your home insurance and you could save a ton of money
If you have home insurance, you need to see the recent rates available to you. There’s a good chance you’ll want to switch your policy if you see a better rate.
The best way to check for up-to-date rates: Get multiple policy quotes from a variety of home insurance providers. Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house.
Provide Home Insurance is a company that matches you with a variety of home insurance options to meet your home insurance needs … including lower overall cost or better overall coverage.
Just answer a few questions, and they will find options that are right for you.
Advisor fees: You could be overpaying for your retirement planning
Fees matter. High fees can cut into your returns and affect your overall nest egg. But the ways fees are levied vary. Some are "fee only," charging a flat rate regardless of usage. Others take a percentage of all assets under management. Some earn commissions directly from mutual funds or other financial products, which presents a significant conflict of interest.
This free matching quiz helps Americans get matched with fiduciary advisors who serve their area, so they can compare and decide which advisor to work with.
Paying Full Price on Travel and Restaurants: Not retired? You can still join AARP for massive discounts and your first year is just $15
Think AARP is only for retirees? It isn't. Anyone 18 or older can join, and your first year costs just $15 (about $1.25 a month)! An AARP membership gets you massive discounts on:
- Restaurants (save up to $450 per year!)
- Airfare, hotels, cruises and rental cars
- Meal deliveries
- UPS shipping
- Eyeglasses and even prescriptions that aren't covered by insurance
Plus you'll also get insider info on health and wellness and you can add a partner for free. That’s twice the perks and potentially hundreds saved for just $15. It basically pays for itself.
Joining takes about two minutes:
- Click the link below, choose your free welcome gift, and select "Join Today"
- Create your account by answering a few quick questions
- Start enjoying your discounts and perks!
Join AARP for only $15 your first year (renews at $20/yr). Start saving today.
Hefty Debt Payments: Check if you qualify to settle your credit card debt for less than you owe
Your budget is tight as it is without worrying about hefty credit card debt. Not to mention how you could ever retire on it.
Put your mind to rest. National Debt Relief's program is available to people with $30,000 or more in credit card debt, medical bills, collections, or personal loans. Their certified debt specialists could negotiate with your creditors, and you may be able to settle your debt for less than you owe.
No upfront fees. Free consultation. It takes just 30 seconds to see if you qualify.
See if your $30k+ in credit card debt qualifies for National Debt Relief
Home Equity: Tap your home equity before you ever get a loan
If you need cash, you do not need to get a personal or payday loan. If you’re a smart homeowner, use this tool instead before you do anything else. It finds companies offering homeowners reliable access to extra cash.
LendingTree's network of lenders specialize in HELOCs (home equity line of credit). A HELOC is like a credit card that lets you access cash from your home, possibly without crazy interest rates. No, it’s not for everyone. But it’s a 100% legit way to leverage the value of your home to get extra cash, with few downsides.
Get started by using LendingTree’s free simple HELOC matching tool. The key to making a HELOC work is comparing rates and terms, and this tool does that for you. Answer a few questions and you can compare options in a few minutes.6 <p>Terms and conditions apply. Rates subject to change. LendingTree, LLC. NMLS# 1136.</p>
Getting quotes and checking rates doesn't affect your credit. You could qualify as long as your credit score is 620 or higher and you have equity in your home.
Pay no interest on balance transfers into 2028
Imagine getting 15 months with 0% intro APR on balance transfers (APR then 18.49% - 27.99% Variable). Sounds great — right? You could dramatically change your financial picture with this industry-leading low-interest card - the Chase Freedom Unlimited®(Rates and fees).
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 15 months. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest! After the intro period, the APR is 18.49% - 27.99% Variable.
The best part? The annual fee is $0.
Not earning up to 5% cash back at restaurants and on entertainment and utilities when you activate this incredible offer
There's a credit card that's making waves with its amazing welcome bonus and benefits. Apply for the Discover it® Cash Back (Rates and fees) and you can earn up to 5% cash back at restaurants and on entertainment and utilities now to December 31, 2026, on up to $1,500 in purchases when you activate.
There's no annual fee — plus, you'll earn 1% cash back on all other purchases automatically. The generous welcome offer provides top-notch cash back rewards since Discover will match all the cash back you’ve earned at the end of your first year.
This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 17.74% - 26.74% (Variable) (balance transfer fee applies). That means you could use this card to fund large purchases or even help tackle your debt. If you're traveling this summer or want to earn more on beauty essentials, this card is practically a no-brainer!