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You're not dumb. You do the normal money-saving things …
You're a regular at the clearance rack. You don't eat lunch out too much. And you meticulously selected the perfect combo of streaming services to watch your favs for as cheap as possible.
But there are some tips you may not know (yet) — and that's a good thing! Because once you see some of the areas where you can cut your costs, you could find some extra cash in your pocket sooner than you think.
Spending $1,000s to Repair Water Damage: How Ohio homeowners are preventing roof rot, mold, and foundation damage for good
Most homeowners think of gutters as just a cleaning chore. The bigger risk is what happens when they clog. Overflowing gutters can lead to water damage, roof rot, mold, even foundation problems, the kind of repairs that run into the thousands.
If you own a home in Ohio, HomeBuddy offers a powerful, one-of-a-kind gutter guard built to prevent exactly that. Their micromesh filter keeps common debris out, so your gutters stay clear and your home stays protected. And because it actually works, you may be able to stop hiring gutter cleaners altogether. The company will even clean out and realign your gutters before they install.
Don't waste money on cheap, ineffective guards that claim to be clog-free. This one's built to last.
See if you qualify today: Click the link below, enter your ZIP code and home info, and a representative will reach out to schedule a free estimate.
Skipping This Card: Earn a $200 bonus for spending $500
Spend just $500 in the first 3 months from account opening with the Chase Freedom Unlimited®(Rates and fees) and you could earn a $200 bonus. That's one of the best spend-to-bonus ratios we've ever seen. The bonus is worth almost half the spend.
No complicated requirements. Apply here, and if you get approved, hit $500 spend in the first 3 months, earn $200. Boom. You can also earn cash back on everything you buy: 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.
Need to finance a big purchase or knock out high-interest debt? You also get 0% intro APR on purchases and balance transfers for 15 months from account opening. After the intro period, the APR is 18.24% - 27.74% Variable. This card is a sleeper hit with insane value and NO annual fee. Good or excellent credit (typically 670 or higher) is recommended.
High-Interest Debt: See if your credit card debt is eligible for this debt consolidation program
If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it may get to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?
Accredited Debt Relief can help. If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives may be able to help you significantly reduce your debt — with one low monthly program payment.
Best of all? There are zero upfront fees, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions and get connected with a caring representative. The consultation is completely free and only takes a few minutes to see if you qualify!1 <p><i>© 2025 Accredited Debt Relief. Please note that all calls may be recorded or monitored for quality assurance and training purposes.</i></p> <p><i>Accredited Debt Relief is a DBA of Beyond Finance, LLC. Beyond Finance, LLC provides debt consolidation services. Our clients who make all monthly program payments pay approximately 55% of their enrolled debt upon successful program completion, before program fees. Fees are based on a percentage of your enrolled debt at the time of starting the program and range from 15%-25% of your enrolled debt. Programs range from 24-48 months. On average, clients must save approximately 40%-50% of each debt due to an enrolled creditor before a bona fide settlement offer will be made. On average, clients receive their first settlement within 4-6 months of enrollment and approximately every 3-6 months thereafter from when the prior debt was settled. Not all Clients complete the program. Estimates are based on prior results and may not match your results. We cannot guarantee that your debts will be resolved for a specific amount or percentage or within a specific timeframe. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting, legal advice or credit repair services. Program is not available in all states; fees may vary by state. The use of debt consolidation services will likely adversely affect your credit. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase from the accrual of fees and interest. Clients may withdraw from the program at any time without penalty and receive all funds from their dedicated account, other than funds earned by the company or fees paid to third-party service providers, as may be applicable. Read and understand all program materials prior to enrolling. Certain types of debts are not eligible for enrollment. Some creditors are not eligible for enrollment because they do not negotiate with debt consolidation companies.</i></p> <p><i>Testimonials reflect the individuals' opinions and may not be illustrative of all individual experiences.</i></p>
See if your $30k+ in credit card debt is eligible for Accredited Debt Relief
Home Insurance: Switch your home insurance and you could save a ton of money
If you have home insurance, you need to see the recent rates available to you. There’s a good chance you’ll want to switch your policy if you see a better rate.
The best way to check for up-to-date rates: Get multiple policy quotes from a variety of home insurance providers. Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house.
Provide Home Insurance is a company that matches you with a variety of home insurance options to meet your home insurance needs … including lower overall cost or better overall coverage.
Just answer a few questions, and they will find options that are right for you.
Tax Debt: Ask this company to help you pay off your late tax debt
Past-due tax debt is overwhelming.
It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.
Alleviate Tax is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.
While most tax companies just put you on a payment plan and file your taxes for you, Alleviate Tax talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.
Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.
Hefty Debt Payments: Check if you qualify to resolve your credit card debt for less than you owe
Your budget is tight as it is without worrying about hefty credit card debt. Not to mention how you could ever retire on it.
Put your mind to rest. National Debt Relief's program is available to people with $30,000 or more in credit card debt, medical bills, collections, or personal loans. Their certified debt specialists could negotiate with your creditors, and you may be able to resolve your debt for less than you owe.
No upfront fees. Free consultation. It takes just a few minutes to see if you qualify.
See if your $30k+ in credit card debt qualifies for National Debt Relief
On average, debt settlement saves clients around 32% of their enrolled debt after fees, according to a 2023 study by the Association for Consumer Debt Relief. The consultation costs nothing. People who enroll and complete the program could be debt-free in 24 to 48 months.
Sources: Association for Consumer Debt Relief (2023)
Market Volatility: Help protect your savings from stock market volatility with gold
The economy feels more fragile by the day. Debt, tariffs, and general instability have investors on edge. But now, JPMorgan projects gold could surge to $4,000/ounce.2 <p>Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses.</p> That could mean trouble for traditional portfolios, but potential for you if you position yourself ahead of the curve.
U.S. Gold Bureau helps Americans protect and grow their retirement savings with gold and silver. They’ve delivered 2 billion+ in precious metals, earned an A+ BBB rating, and offer a BuyBack Guarantee — they buy back any metals they sell at transparent prices.
With a Gold IRA, you can roll over part of your retirement account (like a 401(k) or IRA) into physical gold tax and penalty-free. You'll even receive up to $20,000 in FREE gold with qualifying purchases.3 <p>This offer is valid with a minimum purchase of $30,000 in qualifying precious metals for a retirement account. For every $30,000 in eligible metals purchased, you will receive one (1) 1/10 oz Gold American Eagle bullion coin, up to a total maximum retail value of $20,000 in gold. The specific gold product may vary based on availability. If the advertised product is unavailable at the time of order, it will be substituted with a product of similar quality and value. Processing for retirement account funding may take approximately 2–3 weeks. Limit one time offer per household address. This offer cannot be combined with other promotions or discounts. It is valid for individuals only and eligibility is determined solely by USGB and is not guaranteed. This offer is subject to change or termination at any time without prior notice. Additional terms and exclusions may apply.</p>
Get started with gold: Download U.S. Gold Bureau’s IRA investors kit. There's no cost to request it, but doing so could help protect everything you've worked for. (Minimums apply: You should have at least $30,000 to invest.)
Take control of your savings nowCredit Card Debt: Pay no interest into 2027 with this no annual fee card
If you're struggling to pay down high interest debt (or you're planning a major purchase this year), this might be the exact thing you need. There's a card that allows you to pause credit card interest into 2027 ... and the best part is that it could be easier than you think.
Discover it® Cash Back (Rates and fees) is an extremely powerful card that gives you 0% intro APR for an astounding 15 months on purchases and balance transfers. (Then APR is 17.49% - 26.49% (Variable); Balance transfer fee applies.) That's right, you could finance large purchases you've been sitting on without paying massive interest. Or, transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges ... all with no annual fee.
But it doesn't end there. The Discover it® Cash Back card also lets you earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases. Plus, Discover will match all the cash back you’ve earned at the end of your first year.
Interest: Stop getting ripped off by high interest debt payments
If you have credit card debt, you know that paying your bill each month is anxiety-inducing … and sometimes close to impossible with what you have in the bank.
If that’s you, this tool could help. It can match you with loan providers that could help you pay off your debt quickly.
Think about it this way: For example, $30,000 in credit card debt at 25% APR will cost you $622.60 every single month in interest alone. But, with a rate as low as 6.49% (possible through this tool), you’d only pay about $160.44 interest.
That’s over $460 a month you’d get to keep for yourself in this scenario! Even better, you don’t need a perfect credit score, and checking for loans won’t affect your credit.
Truthfully, this tool exists to help you get ahead in life. The company behind it is trusted by millions and has been featured by The New York Times, CNN, Fox News and more. See options in a matter of minutes — it’s certainly worth a shot if you’re feeling suffocated by debt.
See if your $30K+ credit card debt is eligible for options with this tool
Advisor Fees: You could be overpaying for your retirement planning
Fees matter. High fees can cut into your returns and affect your overall nest egg. But the ways fees are levied vary. Some are “fee only,” charging a flat rate regardless of usage. Others take a percentage of all assets under management. Some earn commissions directly from mutual funds or other financial products, which presents a significant conflict of interest.
This free matching quiz helps Americans get matched with up to three fiduciary advisors who serve their area so they can compare and decide which advisor to work with.
Home Equity: Ohio Homeowners borrow from your home’s equity to pay down high-interest debt
Home equity loans are surging in popularity with homeowners with great credit to pay down high-interest debt quickly or make home improvements.
The best part is you can actually keep your current mortgage rate by getting a home equity loan with this genius program!
No hassle. No expensive fees.
Calculate your equity amount and lock in your rate today!
How to get started:
- Check out LendingTree’s Home Equity matching tool.4 <p>LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2026 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply. </p>
- Answer a few questions about your home.
- Lock in your personalized rate and payment.
Overpaying on Windows: Ohio residents save big on new windows
Old windows drive up your home's electric bill. But if you live in Ohio and your windows are 5+ years old, you could save big.
Renewal by Andersen is actively helping homeowners score huge savings. Their certified master professionals install high-quality, energy-efficient windows that could help reduce energy bills and improve comfort.
They make it extremely easy to upgrade your windows with financing options available and special limited-time offers. The entire process is hassle free.
Get started now if you check these 3 boxes:- You own your home.
- Your windows are 5+ years old.
- You live in an available ZIP code.
BONUS: For a limited time, buy one get one 40% OFF.5 <p>DETAILS OF OFFER: Offer expires 12/31/2025. Not valid with other offers or prior purchases. Buy one (1) window or entry/patio door, get one (1) window or entry/patio door 40% off, and 12 months no money down, no monthly payments, no interest when you purchase four (4) or more windows or entry/patio doors between 9/30/2025 and 12/31/2025. 40% off windows and entry/patio doors are less than or equal to lowest cost window or entry/patio door in the order. Additional $200 off your entire purchase, minimum purchase of 4 required, taken after initial discount(s), when you purchase by 12/31/2025. Subject to credit approval. 12-month Promo Period: while no payments are due, interest accrues but is waived if the loan is paid in full before the Promo Period expires. Any unpaid balance owed after the Promo Period, plus accrued interest, will be paid in installments based on the terms disclosed in the customer's loan agreement. Financing is provided by various financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Savings comparison based on purchase of a single unit at list price. Available at participating locations and offer applies throughout the service area. See your local Renewal by Andersen location for details. License numbers available at renewalbyandersen.com/license. Some Renewal by Andersen locations are independently owned and operated. See Renewal by Andersen® Products and Installation Transferable Limited Warranty for detail "Renewal by Andersen" and all other marks where denoted are trademarks of Andersen Corporation. ©2025 Andersen Corporation. All rights reserved.</p> Plus, get $200 off your purchase!5 <p>DETAILS OF OFFER: Offer expires 12/31/2025. Not valid with other offers or prior purchases. Buy one (1) window or entry/patio door, get one (1) window or entry/patio door 40% off, and 12 months no money down, no monthly payments, no interest when you purchase four (4) or more windows or entry/patio doors between 9/30/2025 and 12/31/2025. 40% off windows and entry/patio doors are less than or equal to lowest cost window or entry/patio door in the order. Additional $200 off your entire purchase, minimum purchase of 4 required, taken after initial discount(s), when you purchase by 12/31/2025. Subject to credit approval. 12-month Promo Period: while no payments are due, interest accrues but is waived if the loan is paid in full before the Promo Period expires. Any unpaid balance owed after the Promo Period, plus accrued interest, will be paid in installments based on the terms disclosed in the customer's loan agreement. Financing is provided by various financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Savings comparison based on purchase of a single unit at list price. Available at participating locations and offer applies throughout the service area. See your local Renewal by Andersen location for details. License numbers available at renewalbyandersen.com/license. Some Renewal by Andersen locations are independently owned and operated. See Renewal by Andersen® Products and Installation Transferable Limited Warranty for detail "Renewal by Andersen" and all other marks where denoted are trademarks of Andersen Corporation. ©2025 Andersen Corporation. All rights reserved.</p>
Weight Loss: Save as much as 80% on weight loss meds
If you're finally ready to lose weight, GLP-1s, like Semaglutide and Tirzepatide, could help you shed up to 14.9% of your body weight.6 <p><a href="https://www.nejm.org/doi/full/10.1056/NEJMoa2032183">Source</a>. Based on a mean result from the STEP 1 clinical trial (Wilding et al., NEJM 2021) of semaglutide 2.4 mg over 68 weeks, used alongside diet and exercise. Individual results will vary. GLP-1 medications require a prescription.</p> And this company we found called ReadyRX gets them to you at around 80% less than name brands.
It might sound crazy, but ReadyRX operates on a cash-only basis and no insurance is required. This is one of the ways they’re able to provide up to 80% off the typical cost of weight-loss medications like Ozempic® and Zepbound®. (You can pay via credit cards, including Visa and Mastercard.)
Skip the surgeries, diets, and expensive costs of weight loss. Start your journey with GLP-1s at around 80% less than name-brand prices. Plus, your plan is guided by board-certified doctors, 100% online. No insurance required and no hidden fees.
ReadyRX has 5,000+ members and holds a 4.8/5 rating on Trustpilot. They even back their plans with a 28-week weight loss guarantee. All medications are compounded in the USA through FDA-registered pharmacies and 3rd party lab tested.
Limited time offer: Right now, get $100 off your first month with code LMS26.
Take the quiz to get up to 80% off weight loss medications starting at $179/month ($6/day)
Pay no interest on balance transfers into 2027
Imagine getting 15 months with 0% intro APR on balance transfers (APR then 18.24% - 27.74% Variable). Sounds great — right? You could dramatically change your financial picture with this industry-leading low-interest card - the Chase Freedom Unlimited®(Rates and fees).
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 15 months. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest! After the intro period, the APR is 18.24% - 27.74% Variable.
The best part? The annual fee is $0.
Not earning up to 5% cash back at gas stations, transportation (including airlines), and drug stores when you activate this incredible offer
There's a credit card that's making waves with its amazing welcome bonus and benefits. Apply for the Discover it® Cash Back (Rates and fees) and you can earn up to 5% cash back at gas stations, transportation (including airlines), and drug stores now to September 30th, 2026, on up to $1,500 in purchases when you activate.
There's no annual fee — plus, you'll earn 1% cash back on all other purchases automatically. The generous welcome offer provides top-notch cash back rewards since Discover will match all the cash back you’ve earned at the end of your first year.
This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 17.49% - 26.49% (Variable) (balance transfer fee applies). That means you could use this card to fund large purchases or even help tackle your debt. If you're traveling this summer or want to earn more on beauty essentials, this card is practically a no-brainer!
