11 Dumbest Things Smart People Waste Money On

Last updated July 2, 2026 | By Team FBZ

You're not dumb. You do the normal money-saving things …

You're a regular at the clearance rack. You don't eat lunch out too much. And you meticulously selected the perfect combo of streaming services to watch your favs for as cheap as possible.

But there are some tips you may not know (yet) — and that's a good thing! Because once you see some of the areas where you can cut your costs, you could find some extra cash in your pocket sooner than you think.

High-Interest Debt: Ask this company to pay off your credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $20,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!¹ Clients who complete the program and settle all debts typically save around 45% before fees or 20% including fees over 24–48 months, based on enrolled debts. “Debt-free” applies only to enrolled credit cards, personal loans, and medical bills. Not mortgages, car loans, or other debts. Average program completion time is 24–48 months; not all debts are eligible, and results vary as not all clients complete the program due to factors like insufficient savings. We do not guarantee specific debt reductions or timelines, nor do we assume debt, make payments to creditors, or offer legal, tax, bankruptcy, or credit repair services. Consult a tax professional or attorney as needed. Services are not available in all states. Participation may adversely affect your credit rating or score. Nonpayment of debt may result in increased finance and other charges, collection efforts, or litigation. Read all program materials before enrolling. National Debt Relief’s fees are based on a percentage of enrolled debt. All communications may be recorded or monitored for quality assurance. In certain states, additional disclosures and licensing apply. ©️ 2009–2025 National Debt Relief LLC. National Debt Relief (NMLS #1250950, CA CFL Lic. No. 60DBO-70443) is located at 180 Maiden Lane, 28th Floor, New York, NY 10038. All rights reserved. <a href="https://www.nationaldebtrelief.com/licenses/">Click here</a> for additional state-specific disclosures and licensing information.

Try National Debt Relief

On average, debt settlement saves clients around 32% of their enrolled debt after fees, according to a 2023 study by the Association for Consumer Debt Relief. The consultation costs nothing. People who enroll and complete the program could be debt-free in 24 to 48 months.

Sources: Association for Consumer Debt Relief (2023)

Set up direct deposit and complete qualifying activities - pocket $400

If you aren't banking with Truist, you're missing out on a boost of extra cash just by following a few simple steps.

Earn a bonus of $400 after you open a new Truist One Checking account online between March 26, 2026 and July 9, 2026 using promo code AFL400TR1Q226.² Terms and Conditions for Truist One Checking Affiliate $400 Online Offer Q2 2026: AFL400TR1Q226 Offer Information: Open a new Truist One Checking account online from 3/26/26 through 7/9/26, complete the following activities within 120 days of the account opening and earn $400. You must open the account online and enter the promo code to be eligible to participate in the promotion. • Receive at least two qualifying direct deposits* totaling $2,000 or more AND • Complete at least 20 qualifying debit card purchases** within 120 days of account opening. All debit purchases must be posted to your account to qualify. Account must be opened online. Enrollment in the promotion is required at the time of account opening using promo code AFL400TR1Q226. Please refer to the Account Opening and Enrollment section below for full instructions. *A qualifying direct deposit is an electronic credit (greater than $5.00) deposited into your new checking account via ACH. Person to person payments (such as Zelle®), Real Time Payments (RTP), pre-authorized transfers made from one account to another, or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits. **Qualifying debit card purchases include any purchase made with a Truist debit card and posted to the new checking account within 120 days of account opening. ATM withdrawals using your debit card are not qualifying transactions. Zelle® transactions are not qualifying transactions. Bank fees are not included. Offer Eligibility: Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 3/26/25 are not eligible to participate. Offer valid for Truist One Checking accounts only. Primary account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer available only to US residents with a valid US taxpayer identification number. The qualifying checking account must be opened online and have a physical address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC. Reward Processing: The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. Promotion is only applicable once per checking account and per client. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient. Reward Forfeiture: Reward forfeiture will occur if: (1) the new checking account is changed to an account type not included in this client offer (2) the new checking account has a $0.00 or negative available balance or is restricted at the time Truist verifies the qualification requirements have been met or (3) the new checking account is closed at the time of payout. An account is considered restricted if it has a temporary or permanent block that prevents credits from posting to the account. Truist verification will occur one time after the qualification requirements are initially met. Other Terms: Minimum opening deposit is $50. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. Truist reserves the right, in its sole discretion: 1) to prohibit a reward payout for any offers claimed through third-party websites with no affiliation or prior authorization from Truist; and 2) to disqualify any account if Truist suspects accounts are being opened for the purpose of exploiting this promotional offer. All standard account terms and conditions apply. Account Opening & Enrollment Instructions: To open and enroll your new account in the promotion, visit the offer website and click on “Open an account online.” Enter AFL400TR1Q226 into the promo code field provided, review the offer Terms and Conditions, and then select “Accept this offer”. Accounts opened without the promo code applied will not be eligible to participate in the offer. Once enrolled in the promotion, clients may receive promotional updates via the email address provided or by calling 800.709.8700. Version 3 02182026 AFL400TR1Q226 ©2026 Truist Financial Corporation. TRUIST, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.  All rights reserved. Truist Bank, 214 N Tryon St., Charlotte, NC 28202 To earn the $400 bonus, your account needs to receive at least 2 qualifying direct deposits totaling $2,000 or more and complete 20 qualifying debit card purchase transactions within 120 days of account opening. The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. Terms apply.

This is a great way to supercharge your earnings. It basically takes no extra work at all other than following the steps above. Plus, your new account offers benefits like no overdraft fee and options to avoid a monthly maintenance fee on top of the bonus.

Open your account and earn a $400 bonus

Protecting Your Home From Water Damage: How Ohio homeowners are preventing roof rot, mold, and foundation damage for good

Most homeowners think of gutters as just a cleaning chore. The bigger risk is what happens when they clog. Overflowing gutters can lead to water damage, roof rot, mold, even foundation problems, the kind of repairs that run into the thousands.

If you own a home in Ohio, HomeBuddy offers a powerful, one-of-a-kind gutter guard built to prevent exactly that. Their micromesh filter keeps common debris out, so your gutters stay clear and your home stays protected. And because it actually works, you may be able to stop hiring gutter cleaners altogether. The company will even clean out and realign your gutters before they install.

Don't waste money on cheap, ineffective guards that claim to be clog-free. This one's built to last.

See if you qualify today: Click the link below, enter your ZIP code and home info, and a representative will reach out to schedule a free estimate.

See if you qualify

Tax Debt: Ask this company to help you pay off your late tax debt

Past-due tax debt is overwhelming.

It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.

Alleviate Tax is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.

While most tax companies just put you on a payment plan and file your taxes for you, Alleviate Tax talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Answer a few questions to get started

Advisor Fees: You could be overpaying for your retirement planning

Fees matter. High fees can cut into your returns and affect your overall nest egg. But the ways fees are levied vary. Some are “fee only,” charging a flat rate regardless of usage. Others take a percentage of all assets under management. Some earn commissions directly from mutual funds or other financial products, which presents a significant conflict of interest.

This free matching quiz helps Americans get matched with up to three fiduciary advisors who serve their area so they can compare and decide which advisor to work with.

Skipping This Card: Earn a $200 bonus for spending $500

Spend just $500 in the first 3 months from account opening with the Chase Freedom Unlimited^®(Rates and fees) and you could earn a $200 bonus. That's one of the best spend-to-bonus ratios we've ever seen. The bonus is worth almost half the spend.

No complicated requirements. Apply here, and if you get approved, hit $500 spend in the first 3 months, earn $200. Boom. You can also earn cash back on everything you buy: 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.

Need to finance a big purchase or knock out high-interest debt? You also get 0% intro APR on purchases and balance transfers for 15 months from account opening. After the intro period, the APR is 18.24% - 27.74% Variable. This card is a sleeper hit with insane value and NO annual fee. Good or excellent credit (typically 670 or higher) is recommended.

Click here to apply now and earn your $200 bonus

Market Volatility: Diversify your hard-earned retirement savings with gold

You've spent your whole life building up your retirement savings, but market volatility and inflation could be threatening everything you've worked so hard for.

Patriot Gold Group is actively helping Americans like you find greater retirement security with precious metal investments. They offer everything from physical ownership to IRAs in gold and silver that have a proven track record during unstable markets.

In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold actually increased by 25%.³ <a href="https://www.forbes.com/sites/conormurray/2026/01/28/gold-price-surpasses-record-5300-amid-weakening-dollar-fed-independence-concerns/">Source</a>

Take control of your legacy today in 3 easy steps:

Request your FREE IRA investor's kit and see if you qualify for no fees for life on your precious metals IRA.⁴ <a href="https://www.patriotgoldgroup.com/precious-metal-ira/">Source</a>
Speak to a dedicated specialist about the best option for you.
Transfer or invest to better diversify your portfolio.

You're in good hands, as they boast an A+ rating with the BBB, have been named the #1 gold IRA dealer by Consumer Affairs for 10 years running, and are trusted by over 100,000 Americans with an "Excellent" 5-star TrustPilot rating. If you have at least $20,000 to invest, take control of your savings now.

Expensive Financial Plans: Get your personalized financial plan 100% free

Studies have found that individuals with a financial plan were 3.7x more likely to claim that they're very confident in reaching their goals.⁵ Source: Charles Schwab Modern Wealth Survey 2024

Our new tool builds you an intelligent, 100% free personalized financial plan that could help grow your net worth. You get instant access to a unique financial plan and exclusive offers that could help you grow financially.

Here's how to get started:

1. Click the link below.
2. You will be asked a few questions — enter your email, employment status, and phone number.
3. Verify your identity through Plaid (name, DOB, social security, etc).

From there answer a few questions related to your investable assets, retirement accounts, debts, and more to help customize your plan. This service costs nothing and it even tells you how much you can expect to see your net worth grow — down to the dollar — by implementing the suggestions.

Click here and enter your info to get your 100% free financial plan

Overpaying on Windows: Ohio residents save big on new windows

Old windows drive up your home's electric bill. But if you live in Ohio and your windows are 5+ years old, you could save big.

Renewal by Andersen is actively helping homeowners score huge savings. Their certified master professionals install high-quality, energy-efficient windows that could help reduce energy bills and improve comfort.

They make it extremely easy to upgrade your windows with financing options available and special limited-time offers. The entire process is hassle free.

Get started now if you check these 3 boxes:

You own your home.
Your windows are 5+ years old.
You live in an available ZIP code.

Complete this short questionnaire to get started

BONUS: For a limited time, buy one get one 40% OFF.⁶ DETAILS OF OFFER: Offer expires 12/31/2025. Not valid with other offers or prior purchases. Buy one (1) window or entry/patio door, get one (1) window or entry/patio door 40% off, and 12 months no money down, no monthly payments, no interest when you purchase four (4) or more windows or entry/patio doors between 9/30/2025 and 12/31/2025. 40% off windows and entry/patio doors are less than or equal to lowest cost window or entry/patio door in the order. Additional $200 off your entire purchase, minimum purchase of 4 required, taken after initial discount(s), when you purchase by 12/31/2025. Subject to credit approval. 12-month Promo Period: while no payments are due, interest accrues but is waived if the loan is paid in full before the Promo Period expires. Any unpaid balance owed after the Promo Period, plus accrued interest, will be paid in installments based on the terms disclosed in the customer's loan agreement. Financing is provided by various financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Savings comparison based on purchase of a single unit at list price. Available at participating locations and offer applies throughout the service area. See your local Renewal by Andersen location for details. License numbers available at renewalbyandersen.com/license. Some Renewal by Andersen locations are independently owned and operated. See Renewal by Andersen® Products and Installation Transferable Limited Warranty for detail "Renewal by Andersen" and all other marks where denoted are trademarks of Andersen Corporation. ©2025 Andersen Corporation. All rights reserved. Plus, get $200 off your purchase!⁶ DETAILS OF OFFER: Offer expires 12/31/2025. Not valid with other offers or prior purchases. Buy one (1) window or entry/patio door, get one (1) window or entry/patio door 40% off, and 12 months no money down, no monthly payments, no interest when you purchase four (4) or more windows or entry/patio doors between 9/30/2025 and 12/31/2025. 40% off windows and entry/patio doors are less than or equal to lowest cost window or entry/patio door in the order. Additional $200 off your entire purchase, minimum purchase of 4 required, taken after initial discount(s), when you purchase by 12/31/2025. Subject to credit approval. 12-month Promo Period: while no payments are due, interest accrues but is waived if the loan is paid in full before the Promo Period expires. Any unpaid balance owed after the Promo Period, plus accrued interest, will be paid in installments based on the terms disclosed in the customer's loan agreement. Financing is provided by various financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Savings comparison based on purchase of a single unit at list price. Available at participating locations and offer applies throughout the service area. See your local Renewal by Andersen location for details. License numbers available at renewalbyandersen.com/license. Some Renewal by Andersen locations are independently owned and operated. See Renewal by Andersen® Products and Installation Transferable Limited Warranty for detail "Renewal by Andersen" and all other marks where denoted are trademarks of Andersen Corporation. ©2025 Andersen Corporation. All rights reserved.

Expensive Home Repairs: This plan helps protect select Ohio homes from many expensive appliance and home repairs (see if you qualify)

Everyone talks about home insurance, but hardly anyone talks about this. If you live in Ohio and own your home, you could save $1,000s on home repairs without much work at all.

American Home Shield is currently helping homeowners slash appliance repair bills. Instead of paying $1,000s, you pay for a monthly plan and a simple one-time service fee per covered repair.

Getting a monthly plan could help you tap into immense savings for nearly any system or appliance in your home that’s covered.

Not everyone is eligible for this plan so here’s how to check:

Click the link below and enter your name, address, phone number and email.
Hit the “Get Free Quote” button.
If you qualify, select a plan.

Complete this short form to see if you qualify

P.S. Use the link above, and you'll get 50% off your first year on select plans!⁷ Discounts for individual consumers may vary between 30-50%. Pricing available to new members for first-year ShieldGold™ and ShieldSilver™️base plans only.

Debt: Let banks compete to help you get out of debt

If you really want to get out of debt, you can let banks compete against each other to help you out. It can be nearly impossible and anxiety-inducing to make debt payments all on your own, but this clever site lets banks compete to assist you.

It’s called LendingTree⁸ LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2026 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply. , and they can match you with loan providers that compete to give you personalized rates and offers for your situation and could help you pay off your debt quickly.

Think about it this way: For example, $30,000 in credit card debt at 25% APR will cost you $622.60 every single month in interest alone. But, with a rate as low as 6.50% APR (possible through LendingTree’s lenders that compete for your business), you’d only pay $160.69 interest.

That’s over $460 a month you’d get to keep for yourself in this scenario!⁹ This example shows how lower rates could reduce monthly interest costs. Even better, you don’t necessarily need a perfect credit score (credit requirements vary by lender) and checking for loans won’t affect your credit.

Truthfully, this company exists to help you get ahead in life. They have a 4.5/5 rating on TrustPilot with more than 15,000 verified reviews, and you can see your options quickly. It’s certainly worth a shot if you’re feeling suffocated by debt.

See if your $30K+ credit card debt is eligible for options with LendingTree

Overpaying for ED Meds: Get ED meds as low as $0.87/pill

The cost of name brand ED meds (like Viagra) can be as high as $3,000 a month without insurance. Ouch. But this company we found makes it easy for seniors to get practically the exact same medication — for as low as $0.87/pill. That’s significantly cheaper!

This new company does not accept insurance and operates on a “cash pay” basis, which is how they keep costs so low, even for seniors. (You can still pay via credit card.) Pharmacies are U.S.- based and dispense only FDA-approved ED medication for your safety and peace of mind. They are trusted by 41,933+ customers.

To get started: Take a short assessment to get matched with the right medication for your needs. It takes about 60 seconds. No in-person visits needed, and medications are prescribed by licensed doctors. Shipping is also free and discreet on any prescription.

BONUS: New customers get an extra $10 off their first purchase using the link below.

Get ED meds here for as low as $0.87/pill

Home Insurance: Switch your home insurance and you could save a ton of money

If you have home insurance, you need to see the recent rates available to you. There’s a good chance you’ll want to switch your policy if you see a better rate.

The best way to check for up-to-date rates: Get multiple policy quotes from a variety of home insurance providers. Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house.

Provide Home Insurance is a company that matches you with a variety of home insurance options to meet your home insurance needs … including lower overall cost or better overall coverage.

Just answer a few questions, and they will find options that are right for you.

Enter your zip code to get started

Home Equity: Tap your home equity before you ever get a loan

If you need cash, you do not need to get a personal or payday loan. If you’re a smart homeowner, use this tool instead before you do anything else. It finds companies offering homeowners reliable access to extra cash.

LendingTree's network of lenders specialize in HELOCs (home equity line of credit). A HELOC is like a credit card that lets you access cash from your home, possibly without crazy interest rates. No, it’s not for everyone. But it’s a 100% legit way to leverage the value of your home to get extra cash, with few downsides.

Get started by using LendingTree’s free simple HELOC matching tool. The key to making a HELOC work is comparing rates and terms, and this tool does that for you. Answer a few questions and you can compare options in a few minutes.⁸ LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2026 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply.

Getting quotes and checking rates doesn't affect your credit. You could qualify as long as your credit score is 620 or higher and you have equity in your home.

See how much cash you could get

Scams and Fraud: American adults lost $47 billion to scams and fraud in 2025

That's right. According to a new report, American adults lost $47 billion to scams and identity fraud in 2025.

But you can safeguard your data with all-in-one scam and fraud protection services from Aura which comes with up to $1,000,000.00 in identity theft insurance¹⁰ The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the <a href="https://www.aura.com/legal/insurance-summary-of-benefits">Summary of Benefits</a>. per adult, to cover eligible losses and fees should you experience them.

Plans start at $7 per month, and you can choose a family plan that outmatches most others — including Dark Web monitoring to scour data breaches and leaks for your sensitive personal data — such as Social Security numbers (SSN), Medicare information, and phone numbers.

Before you make your next online purchase, protect what you’ve built for a fraction of what it could cost you if your data were compromised.

Save up to 68% when you sign up for protection today!

Buying crypto on a sketchy exchange: Instead you can buy, sell, and hold crypto on a platform with the safeguards of a bank

Most people's first experience with crypto involves a sketchy exchange, confusing transfers, and zero confidence in their money. But with SoFi®, you can buy, sell, and hold crypto on a platform with the safeguards of a bank.

SoFi is the first nationally chartered consumer bank in the U.S. to offer crypto.¹¹ CRYPTOCURRENCY AND OTHER DIGITAL ASSETS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE Cryptocurrency and digital assets are not insured by the FDIC, not bank guaranteed, and may lose value. See account agreement for additional terms and conditions They’re regulated by the OCC, the same agency behind JPMorgan Chase and Bank of America. You buy Bitcoin, Ethereum, and 20+ other cryptos directly from your FDIC-insured SoFi Checking and Savings account. One app. No wiring money to some third-party platform. No account fees.

Open a SoFi Crypto account

Credit Card Debt: Pay no interest into 2027 with this no annual fee card

If you're struggling to pay down high interest debt (or you're planning a major purchase this year), this might be the exact thing you need. There's a card that allows you to completely pause credit card interest into 2027 ... and the best part is that it could be easier than you think.

Discover it^® Cash Back (Rates and fees) is an extremely powerful card that gives you 0% intro APR for an astounding 15 months on purchases and balance transfers. (Then APR is 17.49% - 26.49% Variable.) That's right, you could finance large purchases you've been sitting on without paying massive interest. Or, transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges ... all with no annual fee.

But it doesn't end there. The Discover it^® Cash Back card also lets you earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases. Plus, Discover will match all the cash back you’ve earned at the end of your first year. This practically doubles its value at the end of your first year.

Apply now for the Discover it^® Cash Back card

Weight Loss: Save as much as 80% on weight loss meds

If you’re finally ready to lose weight, GLP-1s — like Semaglutide & Tirzepatide — burn fat fast.¹² The FDA has not evaluated compounded medications for safety, quality, or efficacy. GLP-1 medications are prescription drugs that should be taken and monitored under the supervision of a licensed health care professional. GLP-1 medications carry serious risks, including risks of thyroid C-cell tumors (which includes thyroid cancer) and medullary thyroid carcinoma (MTC). Please visit the Remedy Meds website for more details. And this company we found called Remedy Meds gets them to you 80% cheaper!

It might sound crazy, but Remedy Meds operates on a cash-only basis and does not accept insurance. This is how they’re able to provide up to 80% off the typical cost of weight-loss medications like Ozempic® and Zepbound®. (You can pay via credit cards, including Visa and Mastercard.)

Skip the surgeries, diets, and expensive costs of weight loss. Get real results with GLP-1s at 80% less than name brands! Plus, get access to U.S.-based doctors 24/7 when you go through Remedy Meds. No insurance is required and there are no hidden fees.

Dr. Ritu Chopra (from the show "The Doctors") says this is the future of weight loss. Join now before prices go up! You could get pre-approved in as little as 2 minutes.

Limited Time Offer: Right now you can get $120 off your first order!

Take the quiz to get up to 80% off weight loss medications starting at $179/month ($6/day)

Overpaying on a New Shower: Ohio residents, see if you could save on a walk-in shower upgrade

Design your perfect shower without breaking the bank. If you live in Ohio and your bathroom is stuck in the past, it's time for an upgrade you'll actually use every day.

HomeBuddy connects you with pre-screened local pros who install modern walk-in showers built around your style, your space, and your needs.

Skip the runaround. Get matched with a contractor and secure a free estimate in minutes. No pressure. No hassle.

Get started now if you check these 3 boxes:

You own your home.
You're ready to ditch the old tub.
You live in an available ZIP code.

Get your free estimate to get started

Skipping This Credit Card Bonus: Earn a bonus worth $250 to use toward your next flight or hotel

If you're planning a trip, apply for the Bank of America^® Travel Rewards credit card here and you can earn 25,000 bonus points after spending $1,000 in the first 90 days of account opening. That's worth $250 toward travel!

There is no extra work beyond the spending requirement to earn the early spend bonus, no annual fee, and no foreign transaction fee. The Bank of America^® Travel Rewards credit card also lets you earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center and 1.5 points per $1 spent on everyday purchases.

Redeem points for a statement credit toward travel and dining purchases, gift cards, cash back, or merchandise. If you travel even once a year this card could be worth it and could net you $100s in rewards to use toward travel. Don't delay - apply today!

Recommended for good or excellent credit.

Click here to apply for the Bank of America^® Travel Rewards credit card now

Paying too Much on Your Mortgage: Save $28,000 over the life of your mortgage

Too many buyers overpay on their mortgage without even knowing it. Rates and fees vary wildly from lender to lender, but nobody has time to call around and compare, so they might just accept the first offer and hope for the best. Now there's a free service that does the hard part for you.

It's called Own Up, and it compares mortgage offers from a network of top-rated lenders so they compete for your business and you can pick a great deal.¹³ Own Up is a mortgage lead-generation and comparison service. RateGravity, Inc. d/b/a Own Up arranges introductions to participating lenders but does not make loans or credit decisions. Own Up is compensated by participating lenders. Own Up matches you with participating lenders based on your profile. Lender participation varies and does not guarantee multiple offers or competitive bidding. Not all lenders, products, or shopping experiences are available, and availability may vary by consumer profile and loan program. Rates, terms, and availability vary. Lender ratings reflect consumer reviews and/or third-party data. RateGravity, Inc. d/b/a Own Up NMLS #1450805. For consumer information, visit <a href="https://www.nmlsconsumeraccess.org">www.nmlsconsumeraccess.org.</a> You fill out a quick 5-minute profile (no hard credit pull),¹⁴ Exploring options with Own Up does not require a hard credit inquiry; however, a lender may require a hard inquiry and additional personal information, including a Social Security number, to proceed with an application. get matched with top-rated lenders, and see the comparison side by side.¹⁵ Shopping experiences is offered to select customers only, your interaction with Own Up might not include shopping experience. Not all lenders or products are available, and availability may vary by consumer profile and loan program. Rates, terms, and availability vary.

Thnk about it this way: On a $400,000 mortgage at 7.00%, you'd pay over $558,000 in interest over 30 years. Drop that rate just half a percent to 6.50% and you'd pay around $510,000. That's $48,000 back in your pocket, just from shopping around for a better rate.¹⁶ For illustration purposes only. Rates shown are not offers of credit.

Own Up customers save on average $28,000 over the life of their loan,¹⁷ Savings are not guaranteed. Results vary based on borrower qualifications, loan terms, fees, and market conditions. See <a href="https://www.ownup.com/methodology">ownup.com/methodology</a> to see how the savings were calculated. and it costs you absoloutely nothing to find out what you'd save.

Own Up is 100% free — there’s no direct consumer fee for Own Up’s service. Own Up is compensated by lenders, not consumers. See what you could qualify for at the link below before you lock in a rate you might regret.

Check your rate in 5 minutes (free)

Hefty Debt Payments: Check if you qualify to resolve your credit card debt for less than you owe

Your budget is tight as it is without worrying about hefty credit card debt. Not to mention how you could ever retire on it.

Put your mind to rest. National Debt Relief's program is available to people with $30,000 or more in credit card debt, medical bills, collections, or personal loans. Their certified debt specialists could negotiate with your creditors, and you may be able to resolve your debt for less than you owe.

No upfront fees. Free consultation. It takes just a few minutes to see if you qualify.

See if your $30k+ in credit card debt qualifies for National Debt Relief

Sources: Association for Consumer Debt Relief (2023)

Pay no interest on balance transfers into 2027

Imagine getting 15 months with 0% intro APR on balance transfers (APR then 18.24% - 27.74% Variable). Sounds great — right? You could dramatically change your financial picture with this industry-leading low-interest card - the Chase Freedom Unlimited^®(Rates and fees).

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 15 months. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest! After the intro period, the APR is 18.24% - 27.74% Variable.

The best part? The annual fee is $0.

Click here to Apply Now to the Chase Freedom Unlimited^®

Not earning up to 5% cash back at gas stations, transportation (including airlines), and drug stores: Unlock up to $1,070 in value over the next year with this incredible card!

There's a credit card that's making waves with its amazing welcome bonus and benefits. Apply for the Discover it^® Cash Back (Rates and fees) and you can earn up to 5% cash back at gas stations, transportation (including airlines), and drug stores now to September 30th, 2026, on up to $1,500 in purchases when you activate.

There's no annual fee, and Discover will match all the cash back you’ve earned at the end of your first year. This generous welcome offer and the top-notch cash back rewards provides an estimated $1,070 value in the first year!¹⁸ These values are based on the <a href="https://financebuzz.com/financebuzz-credit-card-valuation">FinanceBuzz Credit Card Rewards Valuation Model</a>, which takes a look at rewards earned via spending, the welcome offer, and the annual fee. We used a valuation of 1 cent/point unless otherwise stated above. These are estimated values - your actual earnings will depend on how much you spend and in what categories. Plus, you'll earn 1% cash back on all other purchases automatically. The welcome offer combined with the up to 5% cash back reward rate could be worth up to 10% cash back in the first year!

This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 17.49% - 26.49% Variable. That means you could use this card to fund large purchases or even potentially get out of debt. If you're traveling this summer or want to earn more on beauty essentials, this card is practically a no-brainer!

Click here to apply now for the Discover it^® Cash Back.