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2026 AWARD WINNER Best Overall Travel Credit Card
Chase Sapphire Preferred® Card

Earn 100,000 bonus points — worth up to $1,500 towards travel

  • Limited-Time Offer: Earn 100,000 bonus points after spending only $5,000 on purchases in your first 3 months from account opening. 
  • Strong rewards rate on travel, dining, select streaming services, and online groceries.
  • Flexible point redemption options, with a large travel partner network.
Updated July 1, 2026

on Chase's secure website

on Chase's secure website


Our 2026 Award Winner for Best Overall Travel Credit Card, Chase Sapphire Preferred® Card (Rates and fees) just got even better. It now comes with a massive limited-time offer worth $1,500 toward travel, plus several outstanding new benefits. Limited-time offers like this don't tend to last, so it's worth acting while the elevated bonus is here.

Limited-Time Offer
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2026 AWARD WINNER Best Overall Travel Credit Card
4.9
info

on Chase's secure website

Welcome Bonus
75,000 Points
100,000 Points
info
Rewards Rate
1X - 5X info
Points
Annual Fee
$95
Why We Like It
  • Popular travel card with perks like up to $100 in statement credits each account anniversary for hotel stays booked through Chase Travel℠ , statement credit for TSA PreCheck, Global Entry, or NEXUS application fee, and valuable travel protections

  • Amazing welcome offer valued at up to $1,500 when redeemed via Chase Travel℠, where points are worth up to 1.5x more

  • Solid rewards rate on travel, dining, top streaming services, and eligible online groceries

on Chase's secure website

Recommended Credit info
Good to Excellent (670 - 850)
Card Details

What you need to know:

The Chase Sapphire Preferred® Card is already a very popular travel rewards card thanks to all of the perks it offers, all for a modest $95 annual fee. Beyond a great welcome bonus and tiered reward rates, one of the biggest benefits of the Sapphire Preferred is its flexible range of point redemption options. Not only are points worth up to 1.5X more when redeemed through Chase Travel℠, but you can also transfer points to a number of travel loyalty programs.

Benefits and perks:

  • Amazing earnings: Earn 5X points on travel purchased through Chase Travel℠; 3X points on dining, vacation homes, gas & EV charging, top streaming services, and online groceries (excluding Walmart, Target, and wholesale clubs); 2X points on all other travel purchases, and 1X points on all other purchases. 
  • Valuable travel benefits: Enjoy complimentary travel protections, such as trip delay reimbursement, baggage delay insurance, trip cancellation and interruption insurance, travel accident insurance, travel and emergency assistance, roadside assistance, and primary auto rental collision damage waivers.
  • 1:1 point transfer: You have the option to transfer your points to a number of leading travel loyalty programs, including airlines like JetBlue, Southwest, and United and hotels such as Marriott. 
  • Statement credits: Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel - that alone is enough to offset the $95 annual fee. You also get up to $120 in statement credits for TSA PreCheck, Global Entry, or NEXUS application fee every four years — a perk typically reserved for much higher annual fee cards.
  • No foreign transaction fees: The Chase Sapphire Preferred® Card has no foreign transaction fees, making it a great choice for international travelers. And, because it's a Visa, it's more likely to be accepted by retailers than other card networks.
  • Immense partner value: You'll get access to a DoorDash Dashpass subscription (a value of $120/year) when you activate by Dec 31, 2027, and a year of complimentary Apple TV when activated by December 31, 2026 - a value of $156. You also get 5X points on eligible Peloton equipment and accessory purchases over $150 with a max earn of 25,000 points through Dec 31, 2027.

Recommended Credit Score info
Good
670-739
Excellent
740-850


Apply for the Chase Sapphire Preferred® Card

How The Chase Sapphire Preferred® Card Stacks up

With its strong rewards rates, generous welcome bonus, and extensive travel partner network, our experts think the Chase Sapphire Preferred® Card (Rates and fees) is tough to beat. But how does it stack up against the competition? See a side-by-side comparison below.

Chase Sapphire Preferred® Card
4.9
info
Apply Now

on Chase's secure website

Reward Rate info
1X - 5X Points
Welcome bonus info
100,000 Points
Intro APR
Purchases:
N/A, N/A
Balance Transfers:
N/A, N/A
Regular APR
19.24% - 27.49% Variable
Annual Fee
$95
Recommended
Credit Score info
Good to Excellent
Bank of America® Travel Rewards credit card
4.4
info
Apply Now

on Bank of America's secure website

Reward Rate info
1.5X - 3X Points
Welcome bonus info
25,000 Points
Intro APR
Purchases:
0%, 15 billing cycles
Balance Transfers:
0%, 15 billing cycles for any balance transfers made in the first 60 days
Regular APR
17.49% - 27.49% Variable
Annual Fee
$0
Recommended
Credit Score info
Good to Excellent
Chase Freedom Unlimited®
4.7
info
Apply Now

on Chase's secure website

Reward Rate info
1.5% - 5% Cash Back
Welcome bonus info
$200 Bonus
Intro APR
Purchases:
0%, 15 months
Balance Transfers:
0%, 15 months
Regular APR
18.24% - 27.74% Variable
Annual Fee
$0
Recommended
Credit Score info
Good to Excellent


Bottom Line: Who Is This Card Best For?

The Chase Sapphire Preferred® Card is a great choice for anyone who:

  • Is looking for a low-cost travel rewards card: While some premium travel reward cards can have annual fees ranging as high as $500 or more, the Chase Sapphire Preferred® Card only has an annual fee of $95. With the amazing intro offer, high reward rates, and range of added perks, many travelers can easily get enough benefits to cover the annual cost. Plus, there are no foreign transaction fees.
  • Has another Chase card: If you have another Chase card like the Chase Freedom Unlimited®, Chase Freedom Flex®, or Chase Sapphire Reserve®, you can combine your earned Ultimate Rewards points. You can strategically use these cards based on the reward rates to maximize points earned.
  • Has at least a good to excellent credit score: We recommend having a good or excellent credit score to increase your chances of approval.

>> Click here to apply now and start earning the 100,000 bonus points early spend bonus

Financebuzz awards badge
2026 AWARD WINNER Best Overall Travel Credit Card
  • Generous welcome offer valued at up to $1,500 when redeemed via Chase Travel℠
  • High rewards on dining and bookings via Chase Travel
  • Up to 1.5x more value when redeeming points for travel through Chase Travel
  • Up to $100 in statement credits each account anniversary year for hotel stays booked through Chase Travel
  • Receive valuable travel protections like trip delay reimbursement and primary rental car insurance
  • Apply Now
  • Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases
  • Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $156.
  • Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
  • Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
  • Transfer points to leading airline and hotel loyalty programs
  • Member FDIC
Chase Sapphire <span class='whitespace-nowrap'>Preferred<sup>®</sup></span> Card
4.9
info

on Chase's secure website

Read Card Review

Intro Offer

Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Annual Fee

$95

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Why we like it