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The Chase Sapphire Preferred® Card(Rates and fees) is a great travel card because of its relatively easy way to earn rewards on everyday purchases and its generous welcome bonus. Unlock incredible value with the Chase Sapphire Preferred® Card whether you're booking flights, hotels, or transferring points to travel partners.
2025 award winner Best Overall Travel Credit Card
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Why We Like It
Card Details
What you need to know:
The Chase Sapphire Preferred® Card is already a very popular travel rewards card thanks to all of the perks it offers, all for a modest $95 annual fee. Beyond a great welcome bonus and tiered reward rates, one of the biggest benefits of the Sapphire Preferred is its flexible range of point redemption options. Not only are points worth up to 1.5X more when redeemed through Chase Travel℠, but you can also transfer points to a number of travel loyalty programs.
Benefits and perks:
- Amazing earnings: Earn 5X points on travel purchased through Chase Travel℠; 3X points on dining, select streaming services, and online groceries; 2X points on all other travel purchases, and 1X points on all other purchases. Each year on your card anniversary, you will also earn bonus points equal to 10% of the total purchases you made in the previous year.
- Valuable travel benefits: Enjoy complimentary travel protections, such as trip delay reimbursement, baggage delay insurance, trip cancellation and interruption insurance, travel accident insurance, travel and emergency assistance, roadside assistance, and primary auto rental collision damage waivers.
- 1:1 point transfer: You have the option to transfer your points to a number of leading travel loyalty programs, including airlines like JetBlue, Southwest, and United and hotels such as Hyatt and Marriott.
- No foreign transaction fees: The Chase Sapphire Preferred® Card has no foreign transaction fees, making it a great choice for international travelers. And, because it's a Visa, it's more likely to be accepted by retailers than other card networks.
- Immense partner value: You'll also get access to a DoorDash Dashpass subscription (a value of $120/year) when you activate by Dec 31, 2027 and 5X points on eligible Peloton equipment and accessory purchases over $150 with a max earn of 25,000 points through Dec 31, 2027.
Apply for the Chase Sapphire Preferred® Card
Redeem your points when and how you want
Every purchase you make earns you what Chase refers to as Ultimate Rewards points. There is no limit to the number of points you can earn, and points won't expire as long as your account remains open.
There are plenty of redemption options through Chase's Ultimate Rewards portal, including cash back, gift cards, experiences, and more. But to get the most value, the points you earn with this bonus (and beyond) are worth up to 1.5X more when redeemed for travel through Chase Travel℠. While points are usually worth 1 cent each, if you redeem through the Chase Travel℠ program, they're worth up to 1.5 cents each because you get an up to 50% bonus.
Even better: You can transfer points seamlessly to numerous popular travel loyalty programs such as British Airways Executive Club, United MileagePlus, and Marriott Bonvoy — connecting you to destinations around the world like Europe, Peru, Japan, and more. Depending on the program and the availability of airfare or hotel stays, you could redeem your points for as much as 1.6 cents each — that's 60% more value! This option is a great way to maximize your travel rewards and book directly with some of your favorite airlines and hotels.
The sheer value of this card is a no-brainer - Apply to the Chase Sapphire Preferred® Card today.
Bottom Line: Who Is This Card Best For?
The Chase Sapphire Preferred® Card is a great choice for anyone who:
- Is looking for a low-cost travel rewards card: While some premium travel reward cards can have annual fees ranging as high as $500 or more, the Chase Sapphire Preferred® Card only has an annual fee of $95. With the amazing intro offer, high reward rates, and range of added perks, many travelers can easily get enough benefits to cover the annual cost. Plus, there are no foreign transaction fees.
- Has another Chase card: If you have another Chase card like the Chase Freedom Unlimited®, Chase Freedom Flex®, or Chase Sapphire Reserve®, you can combine your earned Ultimate Rewards points. You can strategically use these cards based on the reward rates to maximize points earned.
- Has at least a good to excellent credit score: We recommend having a good or excellent credit score to increase your chances of approval.
>> Click here to apply now and start earning the 75,000 bonus points early spend bonus
2025 award winner
Best Overall Travel Credit Card
Benefits Card Details Intro Offer
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Annual Fee $95 Why we like it
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