Bank of America^® Travel Rewards credit card

This Travel Card Could Help You Skip Interest Until 2028

• Long introductory APR for both purchases and balance transfers
• Earn unlimited points on every purchase with no annual fee
• Flexible travel redemption options and no foreign transaction fees

Updated November 10, 2026

Apply Now

on Bank of America's secure website

Apply Now

on Bank of America's secure website

You don't have to pick between a real break from intro interest and a rewards card that pays for travel. With the Bank of America^® Travel Rewards credit card, you can enjoy 0% intro APR on purchases for 15 billing cycles and 0% intro APR on qualifying balance transfers for 15 billing cycles for any balance transfers made in the first 60 days (then 17.74% - 27.74% Variable APR). The annual fee is $0, and the foreign transaction fee is 0%. Plus, earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.

Excellent for balance transfers and easy travel rewards redemption

Bank of America^® Travel Rewards credit card

Apply Now

4.4

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Apply Now

on Bank of America's secure website

Intro APR

Purchases:
0%, 15 billing cycles

Balance Transfers:
0%, 15 billing cycles for any balance transfers made in the first 60 days

Regular APR

17.74% - 27.74% Variable

Annual Fee

$0

Rewards Rate

1.5X - 3X Earn 3 points per $1 spent on travel purchases booked through BofA Travel and 1.5 points per $1 spent on everyday purchases

Points

Why We Like It

• A travel rewards card with a strong intro APR offer: Enjoy 0% intro APR for 15 billing cycles on qualifying balance transfers and purchases (Then APR is 17.74% - 27.74% Variable)
• Earn 25,000 bonus miles when you spend $1,000 in the first 90 days of account opening 
• No annual fee, plus an astounding rewards rate: earn 3 points per $1 spent on travel purchases booked through BofA Travel and 1.5 points per $1 spent on everyday purchases

Apply Now

on Bank of America's secure website

Recommended Credit FinanceBuzz credit ranges are a variation of FICO®️ scores, one of many types of credit score lenders may use when considering your credit card application.

Good to Excellent (670 - 850)

Card Details

Card Details

• 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
• Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
• Earn 3 points per $1 spent on travel purchases booked through BofA Travel.
• Turn daily purchases into everyday wins. Simply use your Travel Rewards credit card for the things you already buy - from gifts to getaways - BofA Rewards™ members earn more points.
• Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
• Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.
• 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.74% - 27.74% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
• This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

Apply Now

on Bank of America's secure website

What we love about the Bank of America^® Travel Rewards credit card

It can be rare to find a travel rewards card that also offers an intro APR, but with the Bank of America^® Travel Rewards credit card, you could take a break from high-interest payments until 2028 thanks to a 0% intro APR for 15 billing cycles on purchases and 15 billing cycles for any balance transfers made in the first 60 days (APR then 17.74% - 27.74% Variable).

You can also stack rewards at the same time with the ability to earn an unlimited 3 points per $1 spent on travel purchases booked through BofA Travel and 1.5 points per $1 spent on everyday purchases. It's super simple — with no spending categories to track or activate, you can earn the same rate buying groceries or indulging on a night out.

More benefits and perks

• Fewer fees: This card has no annual fee and no foreign transaction fees.

• A bonus worth 25% of its spending threshold: Earn 25,000 bonus points after you make at least $1,000 in purchases in the first 90 days of account opening — that's worth a $250 statement credit toward travel or dining purchases.

• Travel and dining rewards: Redeem points for a statement credit to pay for travel or dining purchases. This includes flights, hotel stays, car and vacation rentals, and more where and when you want — you're not limited to specific websites with blackout dates or restrictions. Or redeem for purchases at restaurants, including takeout.
• Other reward options: While redeeming points for travel or dining purchases will give you the maximum value, you also have the option to redeem for cash rewards or gift cards.
• A chance to earn even more points: If you're a BofA Rewards™ member, you can earn up to 75% more points on every purchase.
• Travel and purchase protections: You also have access to Visa Signature benefits, like extended warranty, lost luggage insurance, and travel cancellation and interruption insurance.

Recommended Credit Score FinanceBuzz credit ranges are a variation of FICO®️ scores, one of many types of credit score lenders may use when considering your credit card application.

Good

670-739

Excellent

740-850

Apply online for the Bank of America^® Travel Rewards credit card now

How The Bank of America^® Travel Rewards credit card Stacks Up

With its unlimited flat-rate points on every purchase, strong welcome bonus, and lengthy intro APR on both purchases and balance transfers, our experts think the Bank of America^® Travel Rewards credit card (Rates and fees) is tough to beat for travelers who don't want to sacrifice a low-interest period for rewards. But how does it stack up against the competition? See a side-by-side comparison below.

Apply Now

Bank of America® Travel Rewards credit card

4.4

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Apply Now

on Bank of America's secure website

Intro APR

Purchases:
0%, 15 billing cycles

Balance Transfers:
0%, 15 billing cycles for any balance transfers made in the first 60 days

Regular APR

17.74% - 27.74% Variable

Reward Rate Earn 3 points per $1 spent on travel purchases booked through BofA Travel and 1.5 points per $1 spent on everyday purchases

1.5X - 3X Points

Welcome bonus Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases

25,000 Points

Annual Fee

$0

Recommended
Credit Score FinanceBuzz credit ranges are a variation of FICO®️ scores, one of many types of credit score lenders may use when considering your credit card application.

Good to Excellent

Apply Now

Chase Freedom Unlimited®

4.7

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Apply Now

on Chase's secure website

Rates and fees

Intro APR

Purchases:
0%, 15 months

Balance Transfers:
0%, 15 months

Regular APR

18.49% - 27.99% Variable

Reward Rate Earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases

1.5% - 5% Cash Back

Welcome bonus Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening

$200 Bonus

Annual Fee

$0

Recommended
Credit Score FinanceBuzz credit ranges are a variation of FICO®️ scores, one of many types of credit score lenders may use when considering your credit card application.

Good to Excellent

Apply Now

Bank of America® Customized Cash Rewards credit card

4.5

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Apply Now

on Bank of America's secure website

Intro APR

Purchases:
0%, 15 billing cycles

Balance Transfers:
0%, 15 billing cycles for any balance transfers made in the first 60 days

Regular APR

17.74% - 27.74% Variable

Reward Rate Earn 6% cash back for the first year in the category of your choice, 2% at grocery stores and wholesale clubs, and unlimited 1% on all other purchases. After the first year from account opening, you'll earn 3% cash back on purchases in your choice category. Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum

1% - 6% Cash back

Welcome bonus Earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

$200

Annual Fee

$0

Recommended
Credit Score FinanceBuzz credit ranges are a variation of FICO®️ scores, one of many types of credit score lenders may use when considering your credit card application.

Good to Excellent

Bottom Line: Who Is This Card Best For?

The Bank of America^® Travel Rewards credit card is a great choice for anyone who:

• Doesn't want to choose between an intro APR and travel rewards: This card is almost a no-brainer for this exact reason. If you want a do-it-all card that offers a long, low intro APR on purchases and qualifying balance transfers ... plus travel rewards ... this just might be the perfect choice for you.
• Wants to save money on high-interest debt: It's hard to beat a reward card that also offers 0% intro APR for 15 billing cycles for any balance transfers made in the first 60 days (APR then 17.74% - 27.74% Variable).
• Needs to pay off a large purchase over time: You can buy now and pay over time before interest kicks in with 0% intro APR for 15 billing cycles on purchases (APR then 17.74% - 27.74% Variable).
• Is a Bank of America member: You can earn up to 75% more points on purchases if you're a BofA Rewards™ member.
• Loves to dine out or travel: Points are worth the most when redeemed for a statement credit on travel or dining purchases. Plus, points don't expire as long as your account remains open, so you can save up and take a vacation for nearly free. 

» Click here to apply for the Bank of America^® Travel Rewards credit card now

Easy-to-Earn Unlimited Rewards

Bank of America^® Travel Rewards credit card

Benefits Card Details

• $0 annual fee
• Simple, flat-rate rewards
• Flexible redemption options
• Potential for up to a 75% rewards bonus for BofA Rewards™ members
• Apply Now

• 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
• Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
• Earn 3 points per $1 spent on travel purchases booked through BofA Travel.
• Turn daily purchases into everyday wins. Simply use your Travel Rewards credit card for the things you already buy - from gifts to getaways - BofA Rewards™ members earn more points.
• Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
• Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.
• 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.74% - 27.74% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
• This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.

4.4

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Apply Now

on Bank of America's secure website

Read Card Review

Intro Offer

Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases

Annual Fee

$0

+ -

Why we like it

• Enjoy 0% intro APR for 15 billing cycles for purchases and 0% intro APR for 15 billing cycles for any balance transfers made in the first 60 days (then 17.74% - 27.74% Variable APR)

• Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases

• No annual fee, plus earn 3 points per $1 spent on travel purchases booked through BofA Travel and 1.5 points per $1 spent on everyday purchases

• Apply Now