Earn a 20,000 Miles Bonus While Paying Low Interest For 15 Months
- Lengthy low intro APR period on both purchases and balance transfers
- Incredible cash back rewards and generous early spend bonus
- No annual fee
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The Capital One VentureOne Rewards Credit Card (Rates and fees) is a top pick by FinanceBuzz's credit card experts because of its simple rewards rate and long 0% intro APR for purchases and balance transfers for 15 months (Balance transfer fee applies, 18.49% - 28.49% (Variable) APR after intro period)— all with no annual fee.
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0%, 15 months
0%, 15 months;
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- $0 annual fee and no foreign transaction fees
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.49% - 28.49% variable APR after that; balance transfer fee applies
- Top rated mobile app
Why We Love This Powerful Credit Card
The Capital One VentureOne Rewards Credit Card makes a great everyday card thanks to the ability to earn unlimited rewards on every purchase and an intro APR period that lasts over a year, all with no annual fee.
Benefits and perks:
- New cardholder early spend bonus: Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.
- Long intro APR period: With this card, you'll get a long no-interest period — 0% intro APR on purchases and balance transfers for 15 months! (Balance transfer fee applies, 18.49% - 28.49% (Variable) APR after intro period.)
- Unlimited rewards in all categories: Earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.
- Plenty of redemption options: You can redeem your miles for statement credits, cash back, gift cards, or travel booked through Capital One Travel. Plus, you can transfer your miles to 15+ travel partners.
- No annual or foreign transaction fee: Keep more money in your pocket thanks to a $0 annual fee and no foreign transaction fee.
>> Click here to apply for the Capital One VentureOne Rewards Credit Card.
How the Capital One VentureOne Rewards Credit Card Stacks up
With its generous early spend bonus, simple rewards structure, and lengthy intro APR offer, our experts think the Capital One VentureOne Rewards Credit Card (Rates and fees) is tough to beat. But how does it stack up against the competition? See a side-by-side comparison below.
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0%, 15 months
0%, 15 months;
Credit Score
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0%, 15 billing cycles
0%, 15 billing cycles for any balance transfers made in the first 60 days
Credit Score
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0%, 15 months
0%, 15 months;
Credit Score
Bottom Line: Who Is This Card Best For?
The Capital One VentureOne Rewards Credit Card is a great choice for anyone who:
- Has at least good credit: We recommend having a good or excellent credit score to increase your chances of approval for the Capital One VentureOne.
- Wants to get out of debt: You're not going to find many cards offering 0% intro APR on purchases and balance transfers for 15 months (balance transfer fee applies), especially with cards offering rewards. You have well over a year to pay down debt or finance large purchases without interest, which could translate to a boatload of savings on top of the rewards you could earn on purchases. After the intro period, the go-to APR is 18.49% - 28.49% (Variable).
- Is looking for simple but powerful rewards: There are no categories to track or activate, and no spending caps on reward rates — just spend and earn up to 5 miles per dollar.
>> Click here to apply now and start earning the 20,000 miles welcome offer
Intro Offer
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Annual Fee $0 Why we like it
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Other Cards You Might Like:
The Capital One VentureOne Rewards Credit Card is hard to beat with its incredible cash back rewards, generous early spend bonus, and $0 annual fee. But, if you want to consider other options, here are some contenders:
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0%, 15 billing cycles
0%, 15 billing cycles for any balance transfers made in the first 60 days
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
- Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
- Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
- This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
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0%, 15 months
0%, 15 months;
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
- Redeem cash back for any amount. No annual fee.
- Get a 0% intro APR for 15 months on purchases. Then 17.49% to 26.49% Standard Variable Purchase APR applies, based on credit worthiness.
- Terms and conditions apply.