For a limited time, the Capital One VentureOne Rewards Credit Card(Rates and fees) is offering one of the easiest welcome offers we've seen on a travel card this year: Enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn a 20,000 miles bonus once you spend $500 on purchases within the first 3 months from account opening.
Why We Love This Powerful Credit Card
The Capital One VentureOne Rewards Credit Card makes a great everyday card thanks to the ability to earn unlimited rewards on every purchase and an intro APR period that lasts over a year, all with no annual fee.
Benefits and perks:
- Limited-time, new cardholder bonus: Enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening (limited time offer)
- Long intro APR period: With this card, you'll get a long no-interest period — 0% intro APR on purchases and balance transfers for 15 months! (Balance transfer fee applies, 19.24% - 29.24% (Variable) APR after intro period.).
- Unlimited rewards in all categories: Earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.
- Plenty of redemption options: You can redeem your miles for statement credits, cash back, gift cards, or travel booked through Capital One Travel. Plus, you can transfer your miles to 15+ travel partners.
- No annual or foreign transaction fee: Keep more money in your pocket thanks to a $0 annual fee and no foreign transaction fee.
>> Click here to apply for the Capital One VentureOne Rewards Credit Card.
Bottom Line: Who Is This Card Best For?
The Capital One VentureOne Rewards Credit Card is a great choice for anyone who:
- Has at least good credit: We recommend having a good or excellent credit score to increase your chances of approval for the Capital One VentureOne.
- Wants to get out of debt: You're not going to find many cards offering 0% intro APR on purchases and balance transfers for 15 months (balance transfer fee applies), especially with cards offering rewards. You have well over a year to pay down debt or finance large purchases without interest, which could translate to a boatload of savings on top of the rewards you could earn on purchases. After the intro period, the go-to APR is 19.24% - 29.24% (Variable).
- Is looking for simple but powerful rewards: There are no categories to track or activate, and no spending caps on reward rates — just spend and earn up to 5 miles per dollar.
>> Click here to apply now and start earning the 20,000 miles welcome bonus
Frequently Asked Questions
Have questions about no interest credit cards? We've answered the most common ones below to help you choose the right card for you.
If you can pay off your credit card before the promotional period ends, a 0% intro APR credit card can be worth it. Some of these cards might also be able to earn you bonus cash back on certain new purchases. However, a plan to pay off the credit card is important if you want to save money on interest and get rid of your debt faster.
Anyone who qualifies can take advantage of a 0% intro APR offer, so the list of the type of people who can benefit from one is long. However, here are two specific examples in which a 0% intro APR offer can make a significant difference:
- People with crippling credit card debt: If you’re struggling to get ahead on paying down your credit card debt, high interest rates could be part of the problem. If you can qualify for a balance transfer credit card, you can remove interest costs from the equation, at least for a time, while you focus on eliminating your debt.
- People with emergency expenses: If you’ve lost a job, experienced a short-term disability, or dealt with expensive car or home repairs, a 0% intro APR credit card can help you cover the cost of your emergency expenses and give you time to pay for them interest-free.
When your 0% intro APR promotional period ends, your account APR will change to its regular APR, which was set when your account was opened. This may be a variable APR that takes into account your creditworthiness, or it may be a fixed APR. If you pay off your balance in full every month, you’ll continue to be able to use the card interest-free. But if you carry a balance from month to month, you’ll pay interest on that balance.
APR, or annual percentage rate, is a number that expresses how much you’ll pay for borrowing money, including interest, fees, and other charges. An interest rate is how much interest you’re charged for borrowing money. The APR and interest rate for credit cards are basically the same thing, but these rates are typically different for loans.