Capital One VentureOne Rewards Credit Card
Earn a 20,000 Miles Bonus While Paying Low Interest For 15 Months
- Lengthy low intro APR period on both purchases and balance transfers
- Incredible cash back rewards and generous welcome offer
- No annual fee
Updated March 5, 2026
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What you'll like about it
INTRO OFFER
20,000 Miles
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
REWARDS RATE
5X
Miles on hotels and rental cars booked through Capital One Travel
1.25X
Miles per dollar on every purchase
INTRO APR
0% intro APR for 15 months on purchases and balance transfers
REGULAR APR
18.49% - 28.49% (Variable)
ANNUAL FEE
$0
RECOMMENDED CREDIT SCORE
670 - 850
(Good to Excellent)
Our Take
OVERVIEW
The Capital One VentureOne Rewards Credit Card is an ideal choice for occasional travelers who want travel rewards without an annual fee. You can earn 1.25 miles per dollar on every purchase, every day while enjoying 0% intro APR for purchases and balance transfers for 15 months — into 2027! Note that a balance transfer fee applies, and after the intro period, the go-to APR is 18.49% - 28.49% (Variable). You can also enjoy a bonus worth $200 towards travel to get a head start on your next vacation.
PROS
- Intro APR offer on purchases and balance transfers, rare for a travel card
- Simple flat-rate rewards, as you can earn 1.25 miles per dollar on every purchase, every day
- Low-spending threshold to receive a welcome bonus worth $200 towards travel
- Flexible reward redemption, including transfer option to over 15 airline and hotel partners
- $0 annual fee and no foreign transaction fee
CONS
- Doesn't offer premium travel perks like lounge access
- Fewer bonus categories
- Miles have a fixed value when redeemed through Capital One, but may be worth more if transferred
4.0
FinanceBuzz rating
Excellent for travel + intro purchase and balance transfer perks
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4.0
Intro APR
Purchases:
0%, 15 months
0%, 15 months
Balance Transfers:
0%, 15 months;
Balance transfer fee applies0%, 15 months;
Regular APR
18.49% - 28.49% (Variable)
Annual Fee
$0
Rewards Rate
1.25X - 5X
Miles
Why We Like It
Card Details
Card Details
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- $0 annual fee and no foreign transaction fees
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.49% - 28.49% variable APR after that; balance transfer fee applies
- Top rated mobile app