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2026 AWARD WINNER Best for Simple Travel Rewards
Capital One Venture Rewards Credit Card

Limited Time Offer: Earn 75,000 miles + $300 Capital One Travel credit — worth over $1,000 toward travel

  • Limited Time Offer: Earn 75,000 miles after spending only $4,000 on purchases in your first 3 months from account opening, plus enjoy a $300 Capital One Travel credit — worth over $1,000 toward travel!
  • Earn unlimited 2 miles per dollar miles on every purchase, every day.
  • Transfer miles to 15+ airline and hotel programs. No blackout dates, miles never expire for the life of the account.
Updated September 16, 2026

on Capital One's secure website

on Capital One's secure website


Our 2026 Award Winner for Best Card for Simple Travel Rewards, the Capital One Venture Rewards Credit Card (Rates and fees) lets you earn an outstanding 75,000 miles after spending only $4,000 on purchases in your first 3 months from account opening, plus enjoy a $300 Capital One Travel credit. This offer is worth over $1,000 toward travel!

On top of the bonus, this might be one of the best times to apply for the Capital One Venture Rewards Credit Card as it has several outstanding benefits including:

  • $300 hotel credit welcome offer: Put it toward hotel and vacation rental bookings. That's worth more than three times the $95 annual fee.
  • Unlimited 2 miles per dollar: Earn 2 miles per dollar on every purchase, every day. No categories to track, no caps, and your miles don't expire for the life of the account.
  • Strong miles on travel: Earn 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel. 
  • Travel credits and perks: Receive up to a $120 statement credit every four years as reimbursement for your Global Entry or TSA PreCheck application fee and complimentary Hertz Five Star status1 — perks typically reserved for much higher annual fee cards.
  • Elevated hotel stays: Get a $50 experience credit on every Lifestyle Collection hotel or vacation rental booking, plus room upgrades, early check-in, and late checkout when available.

Not to mention all the valuable perks this card already had. 

Limited-Time Offer
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2026 AWARD WINNER Best for Simple Travel Rewards
4.7
info

on Capital One's secure website

Intro APR
Purchases:
N/A, N/A
Balance Transfers:
N/A, N/A
Regular APR
19.49% - 28.49% (Variable)
Annual Fee
$95
Rewards Rate
2X - 5X info
Miles
Why We Like It
  • Limited-Time Offer: Earn 75,000 miles after you spend $4,000 in the first 3 months, plus enjoy a $300 Capital One Travel credit — worth over $1,000 toward travel.
  • Every purchase with this card earns strong, flat-rate miles with no categories to manage and no caps, and transfer partners can push the value even higher.
  • Earn 5 miles per dollar, with the top rate on hotels, vacation rentals and rental cars booked through Capital One Travel, transferable to 15+ loyalty programs including: Air Canada Aeroplan, Air France/KLM Flying Blue, British Airways, Turkish Airlines Miles&Smiles, and more.
  • Up to a $120 Global Entry or TSA PreCheck® credit, $50 Lifestyle Collection credit, and Hertz Five Star status1 — with no foreign transaction fee.

on Capital One's secure website

Recommended Credit info
Good to Excellent (670 - 850)
Card Details


What you need to know:

The Capital One Venture Rewards Credit Card (Rates and fees) is a travel rewards card built around one simple earn rate: 2 miles per dollar on everything you buy, with no categories to track and no spending caps. The low $95 annual fee could be offset with perks, but where the card separates itself is redemption flexibility. You can use miles to cover any travel purchase, transfer them to 15+ airline and hotel loyalty programs, or cash them out. Miles don't expire for the life of the account.

Benefits and perks:

  • Amazing earnings: Earn 2 miles per dollar on every purchase, every day, 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel and 5 miles per dollar on Capital One Entertainment purchases. 
  • Flexible redemption: Use your miles to cover any recent travel purchase, book directly through Capital One Travel, redeem for cash back or gift cards, or transfer to 15+ travel loyalty programs.
  • Statement credits: Receive up to a $120 statement credit every four years for a Global Entry or TSA PreCheck application fee, a perk usually reserved for cards with much higher annual fees.
  • Hotel and rental perks: You'll get a $300 stays credit towards hotel and vacation rental bookings in your first cardholder year with the limited-time welcome offer.  You can also get a $50 experience credit on every Lifestyle Collection hotel or vacation rental booking, plus complimentary Wi-Fi and room upgrades, early check-in, and late checkout when available.
  • No foreign transaction fees: The Capital One Venture Rewards Credit Card (Rates and fees) has no foreign transaction fees, making it a great choice for international travelers. And, because it's a Visa, it's more likely to be accepted by retailers than other card networks.
  • Rental car status: Eligible cardholders get complimentary Hertz Five Star status. Skip the counter and choose from a wider selection of cars.

Recommended Credit Score info
Good
670-739
Excellent
740-850


» Apply for the Capital One Venture Rewards Credit Card

How the Capital One Venture Rewards Credit Card stacks up

The limited time offer for 75,000 miles + $300 Capital One Travel credit + a $300 hotel credit makes the Capital One Venture Rewards Credit Card tough to beat — especially when combined with a strong rewards rate and extensive travel partner network. How does it stack up against the competition? See a side-by-side comparison below.

Capital One Venture Rewards Credit Card
4.7
info
Apply Now

on Capital One's secure website

Reward Rate info
2X - 5X Miles
Welcome bonus info
75,000 Miles + $300 Capital One Travel credit
Intro APR
Purchases:
N/A, N/A
Balance Transfers:
N/A, N/A
Regular APR
19.49% - 28.49% (Variable)
Annual Fee
$95
Recommended
Credit Score info
Good to Excellent
Chase Sapphire Preferred® Card
4.9
info
Apply Now

on Chase's secure website

Reward Rate info
1X - 5X Points
Welcome bonus info
75,000 Points
Intro APR
Purchases:
N/A, N/A
Balance Transfers:
N/A, N/A
Regular APR
19.24% - 27.49% Variable
Annual Fee
$95
Recommended
Credit Score info
Good to Excellent
Bank of America® Travel Rewards credit card
4.4
info
Apply Now

on Bank of America's secure website

Reward Rate info
1.5X - 3X Points
Welcome bonus info
25,000 Points
Intro APR
Purchases:
0%, 15 billing cycles
Balance Transfers:
0%, 15 billing cycles for any balance transfers made in the first 60 days
Regular APR
17.49% - 27.49% Variable
Annual Fee
$0
Recommended
Credit Score info
Good to Excellent


Bottom Line: Who Is This Card Best For?

The Capital One Venture Rewards Credit Card (Rates and fees) is a great choice for anyone who:

  • Wants to earn a massive bonus (limited time offer): This offer is worth over $1,000 toward travel — earn an outstanding 75,000 miles after spending only $4,000 on purchases in your first 3 months from account opening + enjoy a $300 hotel credit. 
  • Prefers travel rewards without tracking categories: Earn 2 miles per dollar on every purchase, every day. There's nothing to activate, no rotating categories, and no earning caps. If you don't want to think about which card to pull out, this is the one.
  • Travels more than once a year: The $300 hotel credit with the welcome offer, $50 Lifestyle Collection credit, up to $120 in Global Entry or TSA PreCheck credit, an Hertz Five Star status could cover the $95 annual fee on a single trip.
  • Has at least a good to excellent credit score: We recommend having a good or excellent credit score to increase your chances of approval.

» Click here to apply now and start earning the 75,000 miles and enjoy a $300 hotel credit

Financebuzz awards badge
2026 AWARD WINNER Best for Simple Travel Rewards
  • Easy rewards program and highly flexible travel redemptions
  • No foreign transaction fees
  • Valuable travel protections
  • Generous early spend bonus
  • Apply Now
  • LIMITED-TIME OFFER: Enjoy $300 to use on hotel and vacation rental bookings through Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening – that’s more than $1,000 in travel value
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Top rated mobile app
Capital One Venture Rewards Credit Card
4.7
info

on Capital One's secure website

Read Card Review

Intro Offer

LIMITED-TIME OFFER: Enjoy $300 to use on hotel and vacation rental bookings through Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening – that’s more than $1,000 in travel value

Annual Fee

$95

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Why we like it