7 Brilliant Ways to Build Wealth After 50

Pay no interest on qualifying balance transfers into 2028

Imagine getting 21 months from account opening on qualifying balance transfers with an intro 0% APR (then APR is 17.49%, 23.99%, or 28.24% Variable). Sounds great — right? You could dramatically change your financial picture with this industry-leading low-interest card - the Wells Fargo Reflect^® Card (Rates and fees).

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high-interest debt to this card with a 0% intro APR for 21 months from account opening on qualifying balance transfers. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest! After the intro period, the APR is 17.49%, 23.99%, or 28.24% Variable.

The best part? There's no annual fee with the Wells Fargo Reflect^® Card.

Click here to Apply Now to the Wells Fargo Reflect^® Card

Turn your home’s value into extra cash

If you want to pay a large expense now, like a home improvement project or credit card debt, you may have considered using your home equity as leverage to borrow a large sum of money.

But with interest rates rising in recent years, a cash-out refinance or home equity loan may not make financial sense.

Here’s a potential solution: Get a home equity line of credit (HELOC) instead.

Using LendingTree’s simple HELOC matching tool¹ <p>LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2026 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply. </p> (yes, the company from the commercials), you can compare rates and see what works for you.

How a home equity line of credit is different: Your line of credit acts similar to a credit card, where you can withdraw funds when you need them, and you’re only responsible for minimum monthly payments for what’s called the “draw period,” which is usually 10 years. After this borrowing period ends, you pay off the rest of your balance during an extended repayment period, which is usually 20 years.

Plus, as a revolving line of credit, rates are usually variable, so you won’t be locked into a fixed rate if they ever go lower.

To get started:

1. Check out LendingTree’s HELOC matching tool.
2. Answer a few questions.
3. Be matched with personalized offers for you.

Visit LendingTree

Set up direct deposit - pocket up to $500

If you aren't banking with Bank of America, you could be missing out on a huge boost of extra cash just by following a few simple steps.

Earn a bonus of up to $500 when you open a Bank of America Advantage Banking account through this page by September 30, 2026, and set up and receive Qualifying Direct Deposits into your new account within 90 days of account opening. Your bonus amount will be based on the total amount of your qualifying direct deposits received in the first 90 days.

This is practically passive income and a great way to supercharge your earnings. It basically takes no extra work at all other than following the steps above.

Open your account and earn up to a $500 bonus