9 Money Moves Many Car Owners in America Could Make Today

Last updated April 8, 2025 | By FinanceBuzz Editors

If you own a car, and you live in the United States … then this might be a huge deal for you.

If you didn't already know, there are more than a few powerful money moves available to you (as soon as today) that could benefit your financial life significantly.

Take a look at the list below to get started:

Ohio Drivers: Say Goodbye to High Auto Insurance Rates if You Live in These Zip Codes

Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.

Our new tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $233 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.

I used our new tool and now I’m able to pay just $50 a month for two cars.Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this new tool and compare and score same-day savings, here’s what to do:

Click the link below and enter your zip code, date of birth, and phone number.
Answer a few questions about your car’s make and model to get matched with top offers.
You will get a phone call from an agent and they’ll set it up for you right away.

Compare rates now and score same-day savings today!

I can hardly believe I waited so long to do this, but I’m glad I finally did. It takes two minutes. Super fast. You have to trust me on this. Just try it out.

Turn your home’s value into extra cash

If you want to pay a large expense now, like a home improvement project or credit card debt, you may have considered using your home equity as leverage to borrow a large sum of money.

But with interest rates rising in recent years, a cash-out refinance or home equity loan may not make financial sense.

Here’s a potential solution: Get a home equity line of credit (HELOC) instead.

Using LendingTree’s simple HELOC matching tool¹ <p>LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2024 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply. </p> (yes, the company from the commercials), you can compare rates and see what works for you.

How a home equity line of credit is different: Your line of credit acts similar to a credit card, where you can withdraw funds when you need them, and you’re only responsible for minimum monthly payments for what’s called the “draw period,” which is usually 10 years. After this borrowing period ends, you pay off the rest of your balance during an extended repayment period, which is usually 20 years.

Plus, as a revolving line of credit, rates are usually variable, so you won’t be locked into a fixed rate if they ever go lower.

To get started:

Check out LendingTree’s HELOC matching tool.
Answer a few questions.
Be matched with personalized offers for you.

Visit LendingTree

Pay no interest on qualifying balance transfers until 2027

Imagine getting 21 months from account opening on qualifying balance transfers with an intro 0% APR (then APR is 17.24%, 23.74%, or 28.99% Variable) . Sounds great — right? You could dramatically change your financial picture with this industry-leading low-interest card - the Wells Fargo Reflect^® Card (Rates and fees).

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high-interest debt to this card with a 0% intro APR for 21 months from account opening on qualifying balance transfers. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest! After the intro period, the APR is 17.24%, 23.74%, or 28.99% Variable.

The best part? There's no annual fee with the Wells Fargo Reflect^® Card.

Click here to Apply Now to the Wells Fargo Reflect^® Card

Save potentially $1,000 or more on home insurance

If you want better or more affordable home insurance, there is ONE thing you should never skip in the process of finding a policy: Getting multiple options from a variety of home insurance providers.

Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house just by switching. And yes, you can switch your home insurance at any time.

Provide Home Insurance is a company that matches you with home insurance options from a variety of lenders to meet your home insurance needs … including lower overall cost or better overall coverage.

Just answer a few questions, and they will find options that are right for you. And heads up — the insurance company you choose may call you. Do NOT ignore the call, as they want to work with you to find the best rate possible.

Enter your zip code to get started

Earn a $300 bonus offer when you open and fund this powerful account

We hate to tell you this, really. But if you aren’t using Bank of America Advantage Banking, you could be missing out on extra cash. Don’t worry though … it's easy to fix.

Earn a $300 bonus when you open an account through the Bank of America promotional page. This offer is available online only and may not be available if you leave this page, visit bankofamerica.com, visit a Bank of America Financial center, or if you call the bank. See offer page for more details. Bank of America, N.A. Member FDIC.

Besides potentially earning a nice bonus, you’ll also get access to Bank of America’s highly-rated mobile apps, thousands of ATMs and financial centers, 24/7 security with Total Security Protection® and fraud monitoring, and much more.

This is practically passive income and a great way to supercharge your earnings. Hurry, this is a limited-time offer and is only valid through 5/31/2025.

Open a Bank of America Advantage Banking account here

Don’t pay a CENT to contractors for home repairs until you do this

Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. Choice Home Warranty makes it so you might be able to save $100s in home repairs!

They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down from routine wear and tear.

Think of it like this: Say your air conditioning unit breaks down during a heatwave. Instead of paying $1,500 for repairs, you may only need to pay a $100 service fee with Choice Home Warranty, and their techs come and fix it ASAP. This could save you $1,400 almost instantly!

Choose a plan here and you can still lock in their ultra-low 2024 rates (for a limited time). Then, whenever a covered system in your home breaks down, all you have to do is make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.² <p>CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. In the event that CHW makes such payment, CHW will provide written notification of the basis for the amount of the payment. First Month Free with purchase of any single payment home warranty plan. The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.</p>

Choose a plan from Choice Home Warranty here and lock in 2024 rates

P.S. Use the links above and you’ll get $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears.

Get life insurance and protect your loved ones

Life insurance is not something many of us want to think about, but we all want to protect the ones we love.

Imagine if you were suddenly gone tomorrow: Would your family be able to afford your mortgage? Would your children be forced to quit pursuing a degree or your spouse forced to work longer before retirement?

You may sense it's time to shop for life insurance but haven't yet because it's an intimidating and painful process. Financebuzz has a quick and easy solution.

Just fill in a few details about yourself and Financebuzz instantly connects you with ways to get your quote — allowing you to find an affordable life insurance policy without the headache.

The good news? You can get a free quote online after you answer few simple questions.

If you're concerned about being unprotected going into a certain age, take a few minutes to see policy rates today.

Get a free quote instantly

Never pay for covered car repairs again

You’re a money-savvy car owner. You scored a great price for your car and shopped around for a low auto insurance rate too.

With Endurance's auto protection plan, you can continue to be money-smart as your car ages and incurs increased upkeep costs.

Let’s face it: Maintaining a car five or ten years old can be costly, and those expenses often start around the time your manufacturer’s warranty expires.

Endurance helps cover many of those costs, and they have different coverage plans, so you can pick the best one for your situation.

Even better news? Elite features come free for one year: