18 Weird Little Hacks Costco Shoppers Should Know

Member-Only Benefits You Might Not Know About

1. Costco has updated its hours to give Executive members early access on select days. You can now start shopping an hour before other members — Monday through Friday from 9:00 a.m. to 10:00 a.m., and Saturday from 9:00 a.m. to 9:30 a.m.
2. Love going to the movies? You can buy movie tickets at select Costco locations and at Costco.com, where you can enjoy a member-only price.
3. You could score big savings on your next vacation with Costco. Costco Travel offers vacation packages, cruises, rental cars, hotel stays, and more to members at a great price. Plus, you could find gift cards for a variety of activities to save even more, from theme park tickets to city exploration passes.
4. Buying and installing new tires at Costco has long-term benefits. The installation package includes lifetime maintenance services, including pressure checks, tire balancing and rotations, and flat repairs. Costco also uses nitrogen instead of compressed air for inflation, which retains better tire pressure over time.
5. Your membership could qualify you for discounts with various Costco partners. For example, you could get 25% off a Budget Truck rental.
6. With Costco Next, members can shop for products directly from third-party suppliers while enjoying Costco-level discounts.

Amazon Prime members, get a $150 Amazon Gift Card instantly loaded into your account upon approval!

If you're an Amazon Prime member, apply for the Prime Visa(Rates and fees) credit card here and you can get a $150 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance upon approval (get an instant decision within 15 seconds).¹ <p class="">If you respond via the Internet, the majority of applications are responded to in less than 15 seconds. Your actual response time may vary depending on the Internet connection and volume of submitted requests. We may not be able to give you an immediate answer in every instance.</p>

There is no extra work or spending requirement and no annual fee! 

The Prime Visa credit card also lets you earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% on all other purchases.

If you spend a good amount on Amazon this card could be worth $100s in cash back every year.  Don't delay — apply today! 

Good or excellent credit (typically 670 or higher) is recommended.

Click here to apply for the Prime Visa credit card today and get an instant decision in 15 seconds

Get your personalized retirement plan 100% free

Studies have found that individuals with a financial plan were 3.7x more likely to claim that they're very confident in reaching their goals.² <p>Source: Charles Schwab Modern Wealth Survey 2024</p>

Our new tool builds you an intelligent, 100% free personalized financial plan that could help grow your net worth. You get instant access to a unique financial plan and exclusive offers that could help you grow financially.

Here's how to get started: 

1. Click the link below. 
2. You will be asked a few questions — enter your email, employment status, and phone number. 
3. Verify your identity through Plaid (name, DOB, social security, etc). 

From there answer a few questions related to your investable assets, retirement accounts, debts, and more to help customize your plan. This service costs nothing and it even tells you how much you can expect to see your net worth grow — down to the dollar — by implementing the suggestions.

Click here and enter your info to get your 100% free financial plan

Don’t pay a CENT to contractors for home repairs until you do this

Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. Choice Home Warranty makes it so you might be able to save $100s in home repairs!

They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down from routine wear and tear.

Think of it like this: Say your furnace breaks down during a cold snap. Instead of paying up to $3,000 for repairs, you may only need to pay a $100 service fee with Choice Home Warranty, and the tech comes over and fixes it right away. This could save you up to $2,900 almost instantly!

Choose a plan here and you can still lock in their ultra-low 2026 rates (for a limited time). Then, whenever a covered system in your home breaks down, all you have to do is make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.³ <p>CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. In the event that CHW makes such payment, CHW will provide written notification of the basis for the amount of the payment. First Month Free with purchase of any single payment home warranty plan. The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.</p>

Choose a plan from Choice Home Warranty here and lock in 2026 rates

P.S. Use the links above and you’ll get $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears.

Costco Members: This card could be worth $100s in cash back every year

The Chase Freedom Unlimited^®(Rates and fees) lets you earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening. This is an incredible offer from Chase!

In addition to the welcome offer, this card lets you earn cash back on everything you buy. Earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases — including Costco purchases!

And it gets better (really): This card also gives you 0% intro APR on purchases and balance transfers for 15 months. That means you could finance large purchases or pay down high-interest debt for over a year. After the intro period, the APR is 18.24% - 27.74% Variable. Oh, and the annual fee is $0. It's almost a no-brainer to apply. Click below to get started.

Good or excellent credit (typically 670 or higher) is recommended.

Click here to Apply Now to the Chase Freedom Unlimited^®

Make Sure You’re Always Getting The Best Deals at Costco

1. If you see an asterisk on a price sign at a Costco warehouse, that typically means the item will not be replenished once it’s sold out. If the item caught your eye, you’ll probably want to snag it now while you can.
2. Each Costco warehouse carries around 4,000 items, allowing them to buy in large quantities and passing the savings down to you. But you can find even more items at Costco.com, which also offers online-only savings.
3. All members have access to the Costco Savings booklet, which contains savings on a large variety of items. The best part? There is no coupon clipping required — savings are applied directly at checkout.
4. Pay attention to prices! Prices ending in .79 typically have been marked down from regular-priced items, which end in .99. Odd pricing, such as .79, .49, or .89 could indicate items Costco got a deal on from the manufacturer. Prices ending in .88 or .00 typically mean managers have reduced the price to clear out inventory. This could also mean the item is discontinued or won’t be restocked.

Ohio residents, save big on new windows

Old windows drive up your home's electric bill. But if you live in Ohio and your windows are 5+ years old, you could save big.

Renewal by Andersen is actively helping homeowners score huge savings. Their certified master professionals install high-quality, energy-efficient windows that could help reduce energy bills and improve comfort.

They make it extremely easy to upgrade your windows with financing options available and special limited-time offers. The entire process is hassle free.

1. You own your home.
2. Your windows are 5+ years old.
3. You live in an available ZIP code.

BONUS: For a limited time, buy one get one 40% OFF.⁴ <p>DETAILS OF OFFER: Offer expires 12/31/2025. Not valid with other offers or prior purchases. Buy one (1) window or entry/patio door, get one (1) window or entry/patio door 40% off, and 12 months no money down, no monthly payments, no interest when you purchase four (4) or more windows or entry/patio doors between 9/30/2025 and 12/31/2025. 40% off windows and entry/patio doors are less than or equal to lowest cost window or entry/patio door in the order. Additional $200 off your entire purchase, minimum purchase of 4 required, taken after initial discount(s), when you purchase by 12/31/2025. Subject to credit approval. 12-month Promo Period: while no payments are due, interest accrues but is waived if the loan is paid in full before the Promo Period expires. Any unpaid balance owed after the Promo Period, plus accrued interest, will be paid in installments based on the terms disclosed in the customer's loan agreement. Financing is provided by various financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Savings comparison based on purchase of a single unit at list price. Available at participating locations and offer applies throughout the service area. See your local Renewal by Andersen location for details. License numbers available at renewalbyandersen.com/license. Some Renewal by Andersen locations are independently owned and operated. See Renewal by Andersen® Products and Installation Transferable Limited Warranty for detail "Renewal by Andersen" and all other marks where denoted are trademarks of Andersen Corporation. ©2025 Andersen Corporation. All rights reserved.</p> Plus, get $200 off your purchase!⁴ <p>DETAILS OF OFFER: Offer expires 12/31/2025. Not valid with other offers or prior purchases. Buy one (1) window or entry/patio door, get one (1) window or entry/patio door 40% off, and 12 months no money down, no monthly payments, no interest when you purchase four (4) or more windows or entry/patio doors between 9/30/2025 and 12/31/2025. 40% off windows and entry/patio doors are less than or equal to lowest cost window or entry/patio door in the order. Additional $200 off your entire purchase, minimum purchase of 4 required, taken after initial discount(s), when you purchase by 12/31/2025. Subject to credit approval. 12-month Promo Period: while no payments are due, interest accrues but is waived if the loan is paid in full before the Promo Period expires. Any unpaid balance owed after the Promo Period, plus accrued interest, will be paid in installments based on the terms disclosed in the customer's loan agreement. Financing is provided by various financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Savings comparison based on purchase of a single unit at list price. Available at participating locations and offer applies throughout the service area. See your local Renewal by Andersen location for details. License numbers available at renewalbyandersen.com/license. Some Renewal by Andersen locations are independently owned and operated. See Renewal by Andersen® Products and Installation Transferable Limited Warranty for detail "Renewal by Andersen" and all other marks where denoted are trademarks of Andersen Corporation. ©2025 Andersen Corporation. All rights reserved.</p>

See if your credit card debt is eligible for this debt relief program

If you have a lot of debt, getting rid of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it may get to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get rid of unsecured debt?

Freedom Debt Relief could help. If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their certified debt specialists may be able to help you resolve your debt for less than you owe — with one low monthly deposit.

Best of all? There are zero upfront settlement fees, and you could reduce debt in as little as 24-48 months⁵ <p>Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states, including New Jersey, and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.</p> . To get started, just answer a few simple questions and get connected with a Certified Debt Consultant. It only takes a few minutes to see if you qualify, and the consultation is completely free!

See if your $30k+ in credit card debt is eligible for Freedom Debt Relief

Ohio homeowners, borrow from your home’s equity to pay down high-interest debt

Home equity loans are surging in popularity with homeowners with great credit to pay down high-interest debt quickly or make home improvements. 

This popular program lets you tap into $70,000 or more fast, without affecting your mortgage rate or getting into more high interest debt. The best part is you can actually keep your current mortgage rate by getting a home equity loan with this genius program!

No hassle. No expensive fees.

Calculate your equity amount and lock in your rate today!

How to get started:

1. Check out LendingTree’s Home Equity matching tool.⁶ <p>LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2024 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply. </p>
2. Answer a few questions about your home.
3. Lock in your personalized rate and payment.

670+ Credit Score: Compare real offers for $0

Pay no interest into 2027

Imagine getting an introductory 15 months with 0% intro APR on a big purchase or balance transfer (APR then 17.49% - 26.49% Variable). Sounds great — right? You could dramatically change your financial picture with one of the industry-leading low-interest cards — the Discover it^® Cash Back(Rates and fees).

Cardholders get a generous intro APR of 0% for 15 months on purchases (APR then 17.49% - 26.49% Variable) — that means you can cover bills, large purchases, or whatever you need to charge and not pay interest into 2027! 

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR for 15 months on balance transfers (APR then 17.49% - 26.49% Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

The best part? The Discover it^® Cash Back card is accepted by 99% of merchants (according to the February 2025 issue of the Nilson Report), boasts an exceptional cash back rewards rate, and there's no annual fee.

Click here to Apply Now

Save potentially $1,000 or more on home insurance

If you want better or more affordable home insurance, there is ONE thing you should never skip in the process of finding a policy: Getting multiple options from a variety of home insurance providers.

Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house just by switching. And yes, you can switch your home insurance at any time.

Provide Home Insurance is a company that matches you with home insurance options from a variety of lenders to meet your home insurance needs … including lower overall cost or better overall coverage.

Just answer a few questions, and they will find options that are right for you. And heads up — the insurance company you choose may call you. Do NOT ignore the call, as they want to work with you to find the best rate possible.

Enter your zip code to get started

Costco Members: This card could be worth $100s in cash back every year — earn 5% on gas at Costco and more (seriously!) 

If you're a Costco member, apply for the Costco Anywhere Visa^® Card by Citi here and you could earn $100s of dollars in cash back from basic everyday purchases. Just spend like normal and you could easily earn cash back. And, there's no annual fee! 

This card is especially good for gas and restaurants purchases, and you can earn amazing cash back across the board: Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter; 3% on restaurants and eligible travel purchases; 2% on all other purchases from Costco and Costco.com; and 1% on all other purchases.

If you're a Costco member and shop there even once a month, this card could be worth $100s every year. It's almost a no-brainer to apply. Click below to get started.

Click here to Apply Now to the Costco Anywhere Visa^® Card by Citi

Earn a $400 bonus with this checking account

We hate to tell you this, really. But if you aren’t banking with Truist Bank, you’re missing out on extra cash. Don’t worry though … it’s easy to fix.

New checking clients can earn a $400 bonus when you open a new Truist One Checking account online between October 30, 2025 and March 25, 2026 using promo code AFL400TR1Q425.⁷ <p><b><u>Terms and Conditions for Truist One Checking $400 Affiliate Online Offer Q4 2025 and Q1 2026:</u>&nbsp;AFL400TR1Q425<br><br></b></p> <p><b><u>Offer Information</u></b>: Open a new Truist One Checking account <b><u>online&nbsp;</u></b>from 10/30/25 through 3/25/26, complete the following activities within 120 days of the account opening and earn $400. You must open the account online and enter the promo code to be eligible to participate in the promotion.</p><br> <p>• Receive at least two qualifying direct deposits* totaling $2,000 or more <b>AND</b></p> <p>• Complete at least 20 qualifying debit card purchases** within 120 days of account opening. All debit purchases must be posted to your account to qualify.</p><br> <p>Account must be opened online. Enrollment in the promotion is required at the time of account opening using promo code <b>AFL400TR1Q425</b>. Please refer to the Account Opening and Enrollment section below for full instructions.</p><br> <p>*A qualifying direct deposit is an electronic credit (greater than $5.00) deposited into your new checking account via ACH. Person to person payments (such as Zelle®), Real Time Payments (RTP), pre-authorized transfers made from one account to another, or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits.</p><br> <p>**Qualifying debit card purchases include any purchase made with a Truist debit card and posted to the new checking account within 120 days of account opening. ATM withdrawals using your debit card are not qualifying transactions. Zelle® transactions are not qualifying transactions. Bank fees are not included.</p><br> <p><b><u>Offer Eligibility</u></b>: Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 10/30/24 are not eligible to participate. Offer valid for Truist One Checking accounts only. Primary account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer available only to US residents with a valid US taxpayer identification number. The qualifying checking account must be opened online and have a physical address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.</p><br> <p><b><u>Reward Processing</u></b>: The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. Promotion is only applicable once per checking account and per client. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient.</p><br> <p><b><u>Reward Forfeiture</u></b>: Reward forfeiture will occur if: (1) the new checking account is changed to an account type not included in this client offer (2) the new checking account has a $0.00 or negative available balance or is restricted at the time Truist verifies the qualification requirements have been met or (3) the new checking account is closed at the time of payout. An account is considered restricted if it has a temporary or permanent block that prevents credits from posting to the account. Truist verification will occur one time after the qualification requirements are initially met.</p><br> <p><b><u>Other Terms</u></b>: Minimum opening deposit is $50. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. Truist reserves the right, in its sole discretion: 1) to prohibit a reward payout for any offers claimed through third-party websites with no affiliation or prior authorization from Truist; and 2) to disqualify any account if Truist suspects accounts are being opened for the purpose of exploiting this promotional offer. All promotional payouts will be processed no later than 3/31/27 at which point this promotion (and any related disbursements) will be considered final, and no further disbursements will be made. All standard account terms and conditions apply.</p><br> <p><b><u>Account Opening &amp; Enrollment Instructions</u></b>: To open and enroll your new account in the promotion, visit the offer website and click on “Open an account online.” Enter <b>AFL400TR1Q425</b> into the promo code field provided, review the offer Terms and Conditions, and then select “Accept Offer”. Accounts opened without the promo code applied will not be eligible to participate in the offer. Once enrolled in the promotion, clients may receive promotional updates via the email address provided or by calling 800.709.8700.</p><br> <p class="">Version 3 09162025 <b>AFL400TR1Q425</b></p>

To earn the $400 bonus, your account needs to receive at least 2 qualifying direct deposits totaling $2,000 or more and complete 20 qualifying debit card purchase transactions within 120 days of account opening. Terms apply.

This is a great way to supercharge your earnings.

Plus, you can enjoy other benefits like no overdraft fee, a Balance Buffer for eligible clients,⁸ <p>The Balance Buffer is only available with Truist One Checking and allows clients to overdraw their account up to $100. There is no decision required as this feature is automatically available when a client qualifies.</p> <p>To <b><u>INITIALLY QUALIFY</u></b> for the Balance Buffer, the requirements below must be met:</p> <ul> <li>Account must be opened for a minimum of 35 calendar days</li> <li>Account must be funded with a positive balance</li> <li>A single direct deposit of at least $100 made within the last 35 calendar days</li> </ul> <p>To <b><u>REMAIN QUALIFIED</u></b> for the Balance Buffer, the requirement below must be met:</p> <ul> <li>A single direct deposit of at least $100 made within the last 35 calendar days.&nbsp; <b>After qualifying, if 35 calendar days pass without a Direct Deposit of at least $100, you will no longer have access to the Balance Buffer.</b></li> </ul> <p>For accounts that qualify for the Balance Buffer, once the account is overdrawn by $100, additional transactions will typically be declined or returned.</p> <p class="">For accounts that qualify for the Balance Buffer and also have Overdraft Protection, Truist will use the Balance Buffer first.&nbsp; If the account has neither, transactions that exceed the account balance will typically be declined or returned.</p> and automatic upgrades for access to growing perks.

Earn $200 cash rewards bonus with this incredible card

There's a credit card that's making waves with its amazing bonus and benefits. The Wells Fargo Active Cash^® Card(Rates and fees) has no annual fee and you can earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.

The Active Cash Card puts cash rewards back into your wallet. Cardholders can earn unlimited 2% cash rewards on purchases — easy! That's one of the best cash rewards options available.

This card also offers an intro APR of 0% for 12 months from account opening on purchases and qualifying balance transfers (then 18.49%, 24.49%, or 28.49% Variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.

The best part? There's no annual fee.

Click here to apply now.

Don't miss this: Amazon Prime members get a $150 Amazon Gift Card + up to 5% back! 

If you regularly shop at Amazon or Whole Foods, this may be one of the best offers you're going to see all year. Apply for the Prime Visa(Rates and fees) credit card here — you can get a $150 Amazon Gift Card loaded directly onto your Amazon account's Gift Card Balance upon approval.

There's no annual fee for this card, no extra work or spending requirement to get the $150 bonus, and you could get an approval decision extremely fast. Get an instant decision within 15 seconds¹ <p class="">If you respond via the Internet, the majority of applications are responded to in less than 15 seconds. Your actual response time may vary depending on the Internet connection and volume of submitted requests. We may not be able to give you an immediate answer in every instance.</p> and you could use this gift card immediately if approved.

Plus, earn up to 5% back on Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel purchases with an eligible Prime membership Recommended credit: Good or excellent (typically 670 or higher). 

Click here to apply for the Prime Visa credit card today and get an instant decision within 15 seconds

Earn up to 5% cash back at grocery stores and wholesale clubs with this incredible card (unlock up to $1,070 in value over the next year!)

There's a credit card that's making waves with its amazing welcome bonus and benefits. Apply for the Discover it^® Cash Back(Rates and fees) and you can earn up to 5% cash back at grocery stores and wholesale clubs now to March 31, 2026, on up to $1,500 in purchases when you activate. 

There's no annual fee, and Discover will match all the cash back you’ve earned at the end of your first year. This generous welcome offer and the top-notch cash back rewards provides an estimated $1,070 value in the first year!⁹ <p class="">These values are based on the <a href="https://financebuzz.com/financebuzz-credit-card-valuation">FinanceBuzz Credit Card Rewards Valuation Model</a>, which takes a look at rewards earned via spending, the welcome offer, and the annual fee. We used a valuation of 1 cent/point unless otherwise stated above. These are estimated values - your actual earnings will depend on how much you spend and in what categories.<br></p>  Plus, you'll earn 1% cash back on all other purchases automatically. The welcome offer combined with the up to 5% cash back reward rate could be worth up to 10% cash back in the first year!

This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 17.49% - 26.49% Variable. That means you could use this card to fund large purchases or even potentially get out of debt. If you shop at Costco even once a month, this card is practically a no-brainer!

Click here to apply now for the Discover it^® Cash Back.