Do you shop at Costco? If so, you already understand the joy of saving money and finding a great deal. But you're probably overlooking some other simple ways to be smart with your money.
Don't worry, though. We compiled a list of genius money hacks that could help your hard-earned dollars go even further. It might not be as good as a $1.50 hot dog meal, but we're sure you'll find something helpful.
Make Sure You’re Always Getting The Best Deals at Costco
- If you see an asterisk on a price sign at a Costco warehouse, that typically means the item will not be replenished once it’s sold out. If the item caught your eye, you’ll probably want to snag it now while you can.
- Each Costco warehouse carries around 4,000 items, allowing them to buy in large quantities and passing the savings down to you. But you can find even more items at Costco.com, which also offers online-only savings.
- All members have access to the Costco Savings booklet, which contains savings on a large variety of items. The best part? There is no coupon clipping required — savings are applied directly at checkout.
- Pay attention to prices! Prices ending in .79 typically have been marked down from regular-priced items, which end in .99. Odd pricing, such as .79, .49, or .89 could indicate items Costco got a deal on from the manufacturer. Prices ending in .88 or .00 typically mean managers have reduced the price to clear out inventory. This could also mean the item is discontinued or won’t be restocked.
Pay no interest on balance transfers until 2027
Imagine getting an intro 0% APR for 21 months from date of account opening on balance transfers (APR then 16.99% - 27.74% (Variable)). Sounds great — right? You could dramatically change your financial picture with this industry-leading low-interest card - the Citi® Diamond Preferred® Card.
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 21 months from date of account opening, then a 16.99% - 27.74% (Variable) APR (balance transfers must be completed within 4 months of account opening). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!
It doesn't just stop with balance transfers, though. Cardholders also get a generous intro APR of 0% for 12 months from date of account opening on purchases. After the intro period for purchases and balance transfers, the APR is 16.99% - 27.74% (Variable).
The best part? There's no annual fee with the Citi® Diamond Preferred® Card(Rates and fees).
Click here to Apply Now to the Citi® Diamond Preferred® Card
Get up to $1,070 in year one estimated earnings with this incredible no annual fee card
This credit card is practically unbeatable for it's incredible welcome bonus and additional benefits. The Discover it® Cash Back(Rates and fees) card has no annual fee, and Discover will match all the cash back you’ve earned at the end of your first year. This generous welcome offer and the top-notch cash back could net you up $1,070 in estimated earnings in the first year! 1 <p class="">These values are based on the <a href="https://financebuzz.com/financebuzz-credit-card-valuation">FinanceBuzz Credit Card Rewards Valuation Model</a>, which takes a look at rewards earned via spending, the welcome offer, and the annual fee. We used a valuation of 1 cent/point unless otherwise stated above. These are estimated values - your actual earnings will depend on how much you spend and in what categories.<br></p>
Even better, earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, you'll earn 1% cash back on all other purchases automatically. The welcome offer combined with the up to 5% cash back reward rate could be worth up to 10% cash back in the first year!
This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 17.99% - 26.99% Variable. To top it all off, the Discover it® Cash Back is accepted by 99% of merchants (according to the February 2025 issue of the Nilson Report), and there's no annual fee.
Member-Only Benefits You Might Not Know About
- Costco has updated its hours to give Executive members early access on select days. You can now start shopping an hour before other members — Monday through Friday from 9:00 a.m. to 10:00 a.m., and Saturday from 9:00 a.m. to 9:30 a.m.
- Love going to the movies? You can buy movie tickets at select Costco locations and at Costco.com, where you can enjoy a member-only price.
- You could score big savings on your next vacation with Costco. Costco Travel offers vacation packages, cruises, rental cars, hotel stays, and more to members at a great price. Plus, you could find gift cards for a variety of activities to save even more, from theme park tickets to city exploration passes.
- Buying and installing new tires at Costco has long-term benefits. The installation package includes lifetime maintenance services, including pressure checks, tire balancing and rotations, and flat repairs. Costco also uses nitrogen instead of compressed air for inflation, which retains better tire pressure over time.
- Your membership could qualify you for discounts with various Costco partners. For example, you could get 25% off a Budget Truck rental.
- With Costco Next, members can shop for products directly from third-party suppliers while enjoying Costco-level discounts.
Don’t pay a CENT to contractors for home repairs until you do this
Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. Choice Home Warranty makes it so you might be able to save $100s in home repairs!
They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down from routine wear and tear.
Think of it like this: Say your air conditioning unit breaks down during a heatwave. Instead of paying $1,500 for repairs, you may only need to pay a $100 service fee with Choice Home Warranty, and their techs come and fix it ASAP. This could save you $1,400 almost instantly!
Choose a plan here and you can still lock in their ultra-low 2025 rates (for a limited time). Then, whenever a covered system in your home breaks down, all you have to do is make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.2 <p>CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. In the event that CHW makes such payment, CHW will provide written notification of the basis for the amount of the payment. First Month Free with purchase of any single payment home warranty plan. The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.</p>
Choose a plan from Choice Home Warranty here and lock in 2025 rates
P.S. Use the links above and you’ll get $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears.
Save potentially $1,000 or more on home insurance in Columbus
We have some unfortunate news: You might be throwing away $1,000s on expensive home insurance for no reason.
If you want better or more affordable home insurance, there is ONE thing you should never skip in the process of finding a policy: Getting multiple options from a variety of home insurance providers with our new home savings tool.
Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house just by switching. And yes, you can switch your home insurance at any time starting today.
The best part is it's free to check! Just answer a few questions and enter your zip, email, and phone number to see if a lower rate is in your future.
See if your credit card debt is eligible for this debt relief program
If you have a lot of credit card debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to resolve your debt once and for all?
ClearOne Advantage can help.3 <p>ClearOne Advantage, LLC is a debt settlement company, not a lender, loan broker, creditor, credit services organization, or debt collector. ClearOne Advantage, LLC does not assume or pay any debts; receive, hold or control funds belonging to consumers; or provide bankruptcy, legal, accounting or tax advice. You should review full program terms and conditions before enrolling. To the extent that any aspect of the debt settlement services relies on or results in the consumer’s failure to make timely payments to the consumer’s creditors or debt collectors, the use of the debt settlement services: (1) Will likely adversely affect the consumer’s creditworthiness; (2) May result in the consumer being subject to collections or being sued by creditors or debt collectors; and (3) May increase the amount of money the consumer owes due to the accrual of fees and interest by creditors or debt collectors. Not available in all states. Some third-party fees may apply. C.P.D. Reg. No. T.S. 12-03822.</p> <p>ClearOne Advantage is not a credit services organization, and we do not make any claims regarding improvement of a consumer’s credit scores. Entering into a debt settlement program could adversely affect your credit score.</p> If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives may be able to help you resolve your debt for less than you owe — with one low monthly program payment.
Best of all? There are zero upfront fees, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions and get connected with a caring representative. The consultation is completely free and only takes a few minutes to see if you qualify!
See if your $30k+ in credit card debt is eligible for ClearOne Advantage
Costco Shoppers Love These Hacks To Save More Money
- Invest in a vacuum sealer if you enjoy buying meat at Costco. You can easily seal extra portions and store them in the freezer for months, ensuring those initial savings don’t go to waste.
- If you have the space, a good chest freezer can help you make the most of your Costco hauls. Besides meat, you could store frozen fruit for smoothies, load it up with meal-prepped breakfast burritos, or stock up on muffins for a quick snack — they freeze great.
- Go shopping with friends, family, or a neighbor. Buy and split items you’ll both use to take advantage of the bulk savings, especially if you’re a small household or have limited storage space.
- For commonly used non-perishables like supplements or dry goods, stock up on items while they’re on sale. Some items go on sale in rotation, so take advantage of these deals to get what you need until the next sale happens.
- If you’re an Executive member, you can cash out your annual return check instead of using it towards your next purchase. This can help you earn more towards your next annual 2% reimbursement check.
Ohio homeowners, borrow from your home’s equity to pay down high-interest debt
Home equity loans are surging in popularity with homeowners with great credit to pay down high-interest debt quickly or make home improvements.
This popular program lets you tap into $70,000 or more fast, without affecting your mortgage rate or getting into more high interest debt. The best part is you can actually keep your current mortgage rate by getting a home equity loan with this genius program!
No hassle. No expensive fees.
Calculate your equity amount and lock in your rate today!
How to get started:
- Check out LendingTree’s Home Equity matching tool.4 <p>LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2024 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply. </p>
- Answer a few questions about your home.
- Lock in your personalized rate and payment.
Ohio Driver? If you have 2+ cars, cancel your car insurance
Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.
This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.
I used this tool and now I’m able to pay just $47 a month for 2 cars.5 <p>Actual savings and coverage options vary based on factors such as driving history, location, and insurer policies. The rates shown in this example may not reflect what every user will qualify for.</p> Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this tool and compare and potentially score same-day savings, here’s what to do:
- Click the link below and enter your zip code, date of birth, and phone number.
- Answer a few questions about the make and model of your 2 cars to get matched with top offers.
- Choose the best quote for you and lock it in before rates go up.
Compare rates now and see if you could score same-day savings today!
There are no calls and the process to get matched with an offer is 100% online. I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes to get matched with top offers. Super fast. You have to trust me on this. Just try it out.
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