22 Things To Cut When Living On Retirement (Many People Ignore #11)

Last updated May 15, 2026 | By Team FBZ

Retirement doesn't mean your money has to feel stretched thin. A few smart adjustments could go a long way — and many of them are easier than you think.

We put together a list of simple cutbacks that can free up more of your budget for the things that actually matter.

Check out these offers from our partners below to get started:

$10,000+ Home Elevators: Get a free stair lift estimate instead and stay in the home you love

If you or a loved one struggles with stairs, do not move to a new house or spend $10,000+ on a home elevator or renovation. An affordable custom stair lift could be a faster solution (and $1,000s cheaper) and this free in-home consultation can help you find one.

Leaf Home Safety Solutions is actively helping senior homeowners get custom stair lifts without spending a fortune. They offer straight, curved, and outdoor options, installed by pros and backed by a limited lifetime warranty. You could stay in the home you love without a renovation.

Skip the stress of researching stair lift companies on your own. Leaf Home brings trained local experts to your door for a free, no-pressure estimate.

You might be a good fit if: 1) You own your home, 2) You or a loved one has trouble with stairs, and 3) Your ZIP code qualifies.

Complete this short form to get started

Tax Debt: Ask this company to help you pay off your late tax debt

Past-due tax debt is overwhelming.

It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.

TaxRise is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.

While most tax companies just put you on a payment plan and file your taxes for you, TaxRise talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe. They have 4.7/5 stars on Google and an “Excellent” 4.4/5 stars on Trustpilot.

Important: Not everyone will qualify. To take advantage of this special program we recommend you owe more than $10,000 in past-due taxes.

Answer a few questions to get started

Skipping This Criminally Underrated Credit Card Bonus: Earn a $200 bonus + up to 5% cash back!

Apply for the Chase Freedom Unlimited^®(Rates and fees) and you could earn a $200 bonus after spending an easy $500 in the first 3 months. This card is criminally underrated with one of the best spend-to-bonus ratios we've ever seen. The bonus is worth almost half the spend!

No additional work is required. Apply for the card, see if you're approved, spend $500 within 3 months, and earn a $200 bonus. Boom!

The Chase Freedom Unlimited^®(Rates and fees) also lets you earn cash back on everything you buy: Earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.

Plus, if you want to finance large purchases or pay down high-interest debt, you can also do that with this card. Take advantage of 0% intro APR on purchases and balance transfers for 15 months. After the intro period, the APR is 18.24% - 27.74% Variable. Do not skip this card, it's a sleeper hit with insane value and NO annual fee.

Good or excellent credit (typically 670 or higher) is recommended.

Click here to Apply Now to the Chase Freedom Unlimited^®

High-Interest Debt: See if your credit card debt is eligible for this debt relief program

If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, National Debt Relief's certified debt specialists may be able to help you consolidate your debt into one low monthly program payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes a few minutes to see if you qualify!¹ Clients who complete the program and settle all debts typically save around 45% before fees or 20% including fees over 24–48 months, based on enrolled debts. “Debt-free” applies only to enrolled credit cards, personal loans, and medical bills. Not mortgages, car loans, or other debts. Average program completion time is 24–48 months; not all debts are eligible, and results vary as not all clients complete the program due to factors like insufficient savings. We do not guarantee specific debt reductions or timelines, nor do we assume debt, make payments to creditors, or offer legal, tax, bankruptcy, or credit repair services. Consult a tax professional or attorney as needed. Services are not available in all states. Participation may adversely affect your credit rating or score. Nonpayment of debt may result in increased finance and other charges, collection efforts, or litigation. Read all program materials before enrolling. National Debt Relief’s fees are based on a percentage of enrolled debt. All communications may be recorded or monitored for quality assurance. In certain states, additional disclosures and licensing apply. ©️ 2009–2025 National Debt Relief LLC. National Debt Relief (NMLS #1250950, CA CFL Lic. No. 60DBO-70443) is located at 180 Maiden Lane, 28th Floor, New York, NY 10038. All rights reserved. <a href="https://www.nationaldebtrelief.com/licenses/">Click here</a> for additional state-specific disclosures and licensing information.

See if your $30k+ in credit card debt is eligible for National Debt Relief

Home Insurance: Switch your home insurance and you could save a ton of money

If you have home insurance, you need to see the recent rates available to you. There’s a good chance you’ll want to switch your policy if you see a better rate.

The best way to check for up-to-date rates: Get multiple policy quotes from a variety of home insurance providers. Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house.

Provide Home Insurance is a company that matches you with a variety of home insurance options to meet your home insurance needs … including lower overall cost or better overall coverage.

Just answer a few questions, and they will find options that are right for you.

Enter your zip code to get started

Innocent Daily Conveniences: Simple things that drain your bank account

Daily Coffee Runs: Fair to say it’s okay to get a little treat every once in a while. But a $6 latte every morning runs up to $2,000 a year. $2,000! You could buy a high-end espresso machine with that cash and still come out ahead.

The Lottery and Get-Rich-Quick Gimmicks: The lottery isn’t a financial plan, and no, that $1,500 online course won’t make you a millionaire. Focus on real wealth-building strategies.

Premium Gas for Cars That Don’t Need It: If your car doesn’t specifically require premium gas, you’re just wasting money. It won’t make your engine last longer or improve performance.

Expensive Home Repairs: This plan helps protect select Ohio homes from many expensive appliance and home repairs (see if you qualify)

Everyone talks about home insurance, but hardly anyone talks about this. If you live in Ohio and own your home, you could save $1,000s on home repairs without much work at all.

American Home Shield is currently helping homeowners slash appliance repair bills. Instead of paying $1,000s, you pay for a monthly plan and a simple one-time service fee per covered repair.

Getting a monthly plan could help you tap into immense savings for nearly any system or appliance in your home that’s covered.

Not everyone is eligible for this plan so here’s how to check:

Click the link below and enter your name, address, phone number and email.
Hit the “Get Free Quote” button.
If you qualify, select a plan.

Complete this short form to see if you qualify

P.S. Use the link above, and you'll get 50% off your first year on select plans!² Discounts for individual consumers may vary between 30-50%. Pricing available to new members for first-year ShieldGold™ and ShieldSilver™️base plans only.

Home Equity: Tap your home equity before you ever get a loan

If you need cash, you do not need to get a personal or payday loan. If you’re a smart homeowner, use this tool instead before you do anything else. It finds companies offering homeowners reliable access to extra cash.

LendingTree's network of lenders specialize in HELOCs (home equity line of credit). A HELOC is like a credit card that lets you access cash from your home, possibly without crazy interest rates. No, it’s not for everyone. But it’s a 100% legit way to leverage the value of your home to get extra cash, with few downsides.

Get started by using LendingTree’s free simple HELOC matching tool. The key to making a HELOC work is comparing rates and terms, and this tool does that for you. Answer a few questions and you can compare options in a few minutes.³ LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2026 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply.

Getting quotes and checking rates doesn't affect your credit. You could qualify as long as your credit score is 620 or higher and you have equity in your home.

See how much cash you could get

Expensive Financial Plans: Get your personalized financial plan 100% free

Studies have found that individuals with a financial plan were 3.7x more likely to claim that they're very confident in reaching their goals.⁴ Source: Charles Schwab Modern Wealth Survey 2024

Our new tool builds you an intelligent, 100% free personalized financial plan that could help grow your net worth. You get instant access to a unique financial plan and exclusive offers that could help you grow financially.

Here's how to get started:

1. Click the link below.
2. You will be asked a few questions — enter your email, employment status, and phone number.
3. Verify your identity through Plaid (name, DOB, social security, etc).

From there answer a few questions related to your investable assets, retirement accounts, debts, and more to help customize your plan. This service costs nothing and it even tells you how much you can expect to see your net worth grow — down to the dollar — by implementing the suggestions.

Click here and enter your info to get your 100% free financial plan

Services and Upgrades: Do you really need these things to be happy?

Sneaky Subscriptions: Netflix, Hulu, Disney+, Max, Apple TV, Paramount+ … chances are you’re not even watching half of these. Cut it out. Choose one or two and stop auto-renewing free trials you forgot about.

Upgrading to the Latest iPhone: Unless your phone is literally falling apart, there’s no reason to drop $1,000+ on a new one just because Apple added a slightly better camera. Your current phone is fine.

Designer Clothes and Sneakers: Dropping $300 on the latest sneakers or fast fashion trends just to keep up? You’re only filling your closet with overpriced clutter. Invest in quality, sure — but not hype and status.

Set up direct deposit and complete qualifying activities - pocket $400

If you aren't banking with Truist, you're missing out on a boost of extra cash just by following a few simple steps.

Earn a bonus of $400 after you open a new Truist One Checking account online between March 26, 2026 and July 9, 2026 using promo code AFL400TR1Q226.⁵ Terms and Conditions for Truist One Checking Affiliate $400 Online Offer Q2 2026: AFL400TR1Q226 Offer Information: Open a new Truist One Checking account online from 3/26/26 through 7/9/26, complete the following activities within 120 days of the account opening and earn $400. You must open the account online and enter the promo code to be eligible to participate in the promotion. • Receive at least two qualifying direct deposits* totaling $2,000 or more AND • Complete at least 20 qualifying debit card purchases** within 120 days of account opening. All debit purchases must be posted to your account to qualify. Account must be opened online. Enrollment in the promotion is required at the time of account opening using promo code AFL400TR1Q226. Please refer to the Account Opening and Enrollment section below for full instructions. *A qualifying direct deposit is an electronic credit (greater than $5.00) deposited into your new checking account via ACH. Person to person payments (such as Zelle®), Real Time Payments (RTP), pre-authorized transfers made from one account to another, or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits. **Qualifying debit card purchases include any purchase made with a Truist debit card and posted to the new checking account within 120 days of account opening. ATM withdrawals using your debit card are not qualifying transactions. Zelle® transactions are not qualifying transactions. Bank fees are not included. Offer Eligibility: Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 3/26/25 are not eligible to participate. Offer valid for Truist One Checking accounts only. Primary account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer available only to US residents with a valid US taxpayer identification number. The qualifying checking account must be opened online and have a physical address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC. Reward Processing: The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. Promotion is only applicable once per checking account and per client. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient. Reward Forfeiture: Reward forfeiture will occur if: (1) the new checking account is changed to an account type not included in this client offer (2) the new checking account has a $0.00 or negative available balance or is restricted at the time Truist verifies the qualification requirements have been met or (3) the new checking account is closed at the time of payout. An account is considered restricted if it has a temporary or permanent block that prevents credits from posting to the account. Truist verification will occur one time after the qualification requirements are initially met. Other Terms: Minimum opening deposit is $50. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. Truist reserves the right, in its sole discretion: 1) to prohibit a reward payout for any offers claimed through third-party websites with no affiliation or prior authorization from Truist; and 2) to disqualify any account if Truist suspects accounts are being opened for the purpose of exploiting this promotional offer. All standard account terms and conditions apply. Account Opening & Enrollment Instructions: To open and enroll your new account in the promotion, visit the offer website and click on “Open an account online.” Enter AFL400TR1Q226 into the promo code field provided, review the offer Terms and Conditions, and then select “Accept this offer”. Accounts opened without the promo code applied will not be eligible to participate in the offer. Once enrolled in the promotion, clients may receive promotional updates via the email address provided or by calling 800.709.8700. Version 3 02182026 AFL400TR1Q226 ©2026 Truist Financial Corporation. TRUIST, the Truist logo and Truist Purple are service marks of Truist Financial Corporation.  All rights reserved. Truist Bank, 214 N Tryon St., Charlotte, NC 28202 To earn the $400 bonus, your account needs to receive at least 2 qualifying direct deposits totaling $2,000 or more and complete 20 qualifying debit card purchase transactions within 120 days of account opening. The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. Terms apply.

This is a great way to supercharge your earnings. It basically takes no extra work at all other than following the steps above. Plus, your new account offers benefits like no overdraft fee and options to avoid a monthly maintenance fee on top of the bonus.

Open your account and earn a $400 bonus

Skipping This Credit Card Bonus: Earn a bonus worth $250 to use toward your next flight or hotel

If you're planning a trip, apply for the Bank of America^® Travel Rewards credit card here and you can earn 25,000 bonus points after spending $1,000 in the first 90 days of account opening. That's worth $250 toward travel!

There is no extra work beyond the spending requirement to earn the early spend bonus, no annual fee, and no foreign transaction fee. The Bank of America^® Travel Rewards credit card also lets you earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center and 1.5 points per $1 spent on everyday purchases.

Redeem points for a statement credit toward travel and dining purchases, gift cards, cash back, or merchandise. If you travel even once a year this card could be worth it and could net you $100s in rewards to use toward travel. Don't delay - apply today!

Recommended for good or excellent credit.

Click here to apply for the Bank of America^® Travel Rewards credit card now

Help protect your retirement if the U.S. dollar weakens with this

The U.S. dollar has been volatile — but recently, gold quietly surged past $5,300 per ounce.⁶ <a href="https://www.forbes.com/sites/conormurray/2026/01/28/gold-price-surpasses-record-5300-amid-weakening-dollar-fed-independence-concerns/">Source</a> Good reminder of why investors often turn to hard assets when confidence in paper currency slips.

If most of your retirement savings are still tied to stocks or the dollar alone, shifts like this could be very volatile. Priority Gold can help you diversify your retirement portfolio with physical gold and silver, including precious metals IRAs designed to help weather inflation, market volatility, and economic uncertainty.

Gold has a long history of moving independently from stocks and, in past downturns, has helped preserve purchasing power when traditional assets struggled. If you have at least $20,000 in savings, IRAs, or your 401k, start by requesting a free Wealth Preservation Guide at the link below and see whether adding gold makes sense for your long-term plan.

Learn how gold could fit into your strategy and request your FREE Wealth Preservation Guide today

Interest: Stop getting ripped off by high interest debt payments

If you have credit card debt, you know that paying your bill each month is anxiety-inducing … and sometimes close to impossible with what you have in the bank.

If that’s you, a company called LendingTree³ LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2026 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply. wants to help. They can match you with loan providers that could help you pay off your debt quickly.

Think about it this way: For example, $30,000 in credit card debt at 25% APR will cost you $622.60 every single month in interest alone. But, with a rate as low as 6.50% APR (possible through LendingTree’s lenders), you’d only pay $160.69 interest.

That’s over $460 a month you’d get to keep for yourself in this scenario! Even better, you don’t need a perfect credit score, and checking for loans won’t affect your credit.

Truthfully, this company exists to help you get ahead in life. They have a 4.5/5 rating on TrustPilot with more than 15,000 verified reviews, and you can see your options in a matter of minutes. It’s certainly worth a shot if you’re feeling suffocated by debt.

See if your $30K+ credit card debt is eligible for options with LendingTree

Advisor fees: You could be overpaying for your retirement planning

Not all advisor fees are created equal. Some advisors charge a flat annual retainer, like $5,000 a year regardless of how much you have invested. Others can bill hourly, around $250 per hour, only when you need them. And some earn commissions on the products they recommend. For example, they may earn a cut of insurance premiums or mutual fund fees, which can quietly work against your interests. Knowing how your advisor gets paid can make a real difference in what you keep.

This free matching quiz pairs you with vetted fiduciary advisors in your area, so you can compare options and pick the one that fits.

Earn 10% cash back on your next Walmart purchase

If you're still using an account that charges monthly fees and you earn next to nothing on your savings, you need to try OnePay. When you bank through OnePay, you get a mobile banking app and secured credit card with no monthly fees, no minimum balances, and no overdraft fees.⁷ OnePay is a financial technology company, not a bank. Builder Cards through OneProgress Services LLC (NMLS 2460509) are issued by banking partners Coastal Community Bank or Lead Bank, Members FDIC, pursuant to a license by Mastercard® International Incorporated

Sign up for OnePay here and you can earn 3% cash back on Walmart, gas, or dining on up to $150 spent per month, with eligible deposits.⁸ Only available to customers who either (i) received $500+ in direct deposits or (ii) had a total balance of $5,000+ at the end of the previous month. Cash back is earned as OnePay Points, redeemable into a OnePay deposit account or other available options. You must select your cash back category in the OnePay app monthly and you begin earning on the date it is selected. Eligible purchases are based on MCC. Individual reward details can be found in the OnePay app. For certain reward offers utilizing the OnePay CashRewards Card, and third-party cards linked in the OnePay Wallet, purchases must be made using the physical card. See terms at <a href="https://www.onepay.com/legal/onepay-rewards-terms?%24web_only=true&_branch_match_id=1558140187896023793&utm_medium=marketing&_branch_referrer=H4sIAAAAAAAAAwXBQQqAMAwEwBfZ3AXx4EOk4moLbRM2gd58uzMlwnwVKWhNkw6kbCbEzLx9CbD7%2FhEPyDre86JOB7ejUDt%2B8XOCZz0AAAA%3D">onepay.com/rewards-terms</a>. On top of that, you can earn 3.35% APY on your savings with eligible deposits⁹ 3.35% annual percentage yield (APY) applies to the Savings balance of OnePay deposit accounts that have either (i) received $500+ of Direct Deposits in the current or previous month or (ii) have a balance of $5,000+ at the end of the previous month. 3.35% APY is also earned on Pay Autosave balances without deposit or balance requirements. 3.35% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY. APYs are as of 5/13/2026, but may change at any time before or after account opening. and get paid up to 2 days early when you set up direct deposit.¹⁰ Direct Deposit is required. Funds may be available up to 2 days in advance, depending on when your employer sends paycheck data And you can earn 25¢/gallon extra cash back on your first gas purchase.¹¹ Bonus Term 10/27/2025 – 12/31/2026. Bonus applied to your first purchase of gas using an Upside Offer for gas (“Gas Offer”). Use of a Gas Offer must be made during the Bonus Term to earn the Bonus. Limit of one per customer. Cash back is provided as OnePay Points, which can be redeemed as a deposit into a OnePay deposit account, or other available options. Gas Offers are not available in New Jersey or Wisconsin. Cash back amounts and caps vary by gas station and are subject to change at any time. Any gallon or spend caps applicable to a Gas Offer will also be applicable to the Bonus. See <a href="https://www.onepay.com/legal/onepay-rewards-terms?%24web_only=true&_branch_match_id=1207782460763901308&utm_medium=marketing&_branch_referrer=H4sIAAAAAAAAAwXBQQqAMAwEwBfZ3AXx4EOk4moLbRM2gd58uzMlwnwVKWhNkw6kbCbEzLx9CbD7%2FhEPyDre86JOB7ejUDt%2B8XOCZz0AAAA%3D">onepay.com/rewards-terms</a>.

You also get fee-free overdraft with eligible deposits,¹² Fee-Free Overdraft is available to OnePay deposit accounts that have either (i) received Direct Deposits totaling $500+ in the current or previous month, or (ii) have a balance of $5,000+ at the end of the previous month. You must be 18 or older. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance is due right away. Eligible transactions are at the discretion of OnePay and may exclude certain transactions (e.g., bill pay, global transfers). <a href="https://support.one.app/hc/en-us/articles/360052260773-Savings-Backup-and-Overdraft-Protection">See details</a>. fee-free cash withdrawals at 55,000+ Allpoint ATMs worldwide,¹³ For all other ATM transactions, the Cash Out fee will apply and third-party ATM fees may be incurred. and free bill pay with eligible deposits.¹⁴ Only applies to OnePay deposit accounts that have either (i) received Direct Deposits totaling $500+ in the current or previous month, or (ii) have a balance of $5,000+ at the end of the previous month. For all other accounts the $3 Bill Pay Fee applies for each bill paid.

Limited time offer: earn 10% cash back on your first Walmart purchase made within your first month, on up to $200 spent.¹⁵ Only available to customers who initiate their account application through certain channels from 3/21/25 - 9/30/26. Cash back earned as OnePay Points. See terms at <a href="https://static.one.app/terms-and-conditions/t/5210c05b/10firstpurchasefulllongformterms43026.html?%24web_only=true&_branch_match_id=1558140187896023793&utm_medium=marketing&_branch_referrer=H4sIAAAAAAAAAwXBQQqAMAwEwB%2B1ehXEQx8iWrY2qGnYRrz5dmequ%2FUpxqYIm1m4RM84DgZmqBdhd3uY6%2FIRBaTose5sbwfnVNlu%2FPhynH5CAAAA">OnePay.com/10percent</a>.

Open a OnePay deposit account today

Market Volatility: Help protect your savings from stock market volatility with gold

The economy feels more fragile by the day. Debt, tariffs, and general instability have investors on edge. But now, JPMorgan projects gold could surge to $4,000/ounce.¹⁶ Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses. That could mean trouble for traditional portfolios, but potential for you if you position yourself ahead of the curve.

U.S. Gold Bureau helps Americans protect and grow their retirement savings with gold and silver. They’ve delivered 2 billion+ in precious metals, earned an A+ BBB rating, and offer a BuyBack Guarantee — they buy back any metals they sell at transparent prices.

With a Gold IRA, you can roll over part of your retirement account (like a 401(k) or IRA) into physical gold tax and penalty-free. You'll even receive up to $20,000 in FREE gold with qualifying purchases.¹⁷ This offer is valid with a minimum purchase of $30,000 in qualifying precious metals for a retirement account. For every $30,000 in eligible metals purchased, you will receive one (1) 1/10 oz Gold American Eagle bullion coin, up to a total maximum retail value of $20,000 in gold. The specific gold product may vary based on availability. If the advertised product is unavailable at the time of order, it will be substituted with a product of similar quality and value. Processing for retirement account funding may take approximately 2–3 weeks. Limit one time offer per household address. This offer cannot be combined with other promotions or discounts. It is valid for individuals only and eligibility is determined solely by USGB and is not guaranteed. This offer is subject to change or termination at any time without prior notice. Additional terms and exclusions may apply.

Get started with gold: Download U.S. Gold Bureau’s IRA investors kit. There's no cost to request it, but doing so could help protect everything you've worked for. (Minimums apply: You should have at least $30,000 to invest.)

Take control of your savings now

Credit Card Debt: Stop paying high interest on your credit card debt. Start paying it off.

If you're struggling to pay down high interest debt (or you're planning a major purchase this year), this might be the exact thing you need. There's a card that allows you to completely pause credit card interest into 2027 ... and it could have a bigger impact than you think.

Discover it^® Cash Back (Rates and fees) is an extremely powerful card that gives you 0% intro APR for an astounding 15 months on purchases and balance transfers. (Then APR is 17.49% - 26.49% Variable.) That's right, you could finance large purchases you've been sitting on without paying massive interest. Or, transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges ... all with no annual fee.

But it doesn't end there. The Discover it^® Cash Back card also lets you earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases. Plus, Discover will match all the cash back you’ve earned at the end of your first year. This practically doubles its value at the end of your first year.

Apply now for the Discover it^® Cash Back card

BONUS: Pay no interest into 2028 with this no annual fee card

If you're struggling to pay down high interest debt (or you're planning a major purchase this year), this might be the exact thing you need. There's a card that allows you to completely pause credit card interest into 2028 ... and the best part is that it could be easier than you think.

BankAmericard^® credit card is an extremely powerful card that gives you 0% intro APR for an astounding 21 billing cycles on purchases and balance transfers. (Then APR is 14.99% - 25.99% Variable.) That's right — you could finance large purchases you've been sitting on without paying massive interest. Or, transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges.

And here's what makes it even better — there's no annual fee. So every dollar you're saving on interest stays right where it belongs: in your pocket. If you've been waiting for the right moment to tackle your debt or pull the trigger on a big purchase, this card is hard to beat.

Apply now for the BankAmericard^® credit card

Not earning up to 5% cash back at restaurants and home improvement stores: Unlock up to $1,070 in value over the next year with this incredible card!

There's a credit card that's making waves with its amazing welcome bonus and benefits. Apply for the Discover it^® Cash Back (Rates and fees) and you can earn up to 5% cash back at restaurants and home improvement stores now to June 30, 2026, on up to $1,500 in purchases when you activate.

There's no annual fee, and Discover will match all the cash back you’ve earned at the end of your first year. This generous welcome offer and the top-notch cash back rewards provides an estimated $1,070 value in the first year!¹⁸ These values are based on the <a href="https://financebuzz.com/financebuzz-credit-card-valuation">FinanceBuzz Credit Card Rewards Valuation Model</a>, which takes a look at rewards earned via spending, the welcome offer, and the annual fee. We used a valuation of 1 cent/point unless otherwise stated above. These are estimated values - your actual earnings will depend on how much you spend and in what categories. Plus, you'll earn 1% cash back on all other purchases automatically. The welcome offer combined with the up to 5% cash back reward rate could be worth up to 10% cash back in the first year!

This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 17.49% - 26.49% Variable. That means you could use this card to fund large purchases or even potentially get out of debt. If you dine out or shop at home improvement stores even once a month, this card is practically a no-brainer!

Click here to apply now for the Discover it^® Cash Back.