:format(webp)/images/2025/01/28/adobestock_628402894_1.jpeg)
Retirement doesn't mean your money has to feel stretched thin. A few smart adjustments could go a long way — and many of them are easier than you think.
We put together a list of simple cutbacks that can free up more of your budget for the things that actually matter.
Check out these offers from our partners below to get started:
Car Insurance: Ohio Driver? Cancel your car insurance
Before you renew your current car insurance policy, you owe it to yourself to see what else is out there. Many drivers stick with the same provider for years without checking if they could pay less … and that's exactly how you could end up missing opportunities to save.
Getting a Farmers quote takes just a few minutes, and what you find could surprise you. People who make the switch could end up saving up to $550 on average.1 <p>Based on average nationwide annual savings of new customers surveyed, excluding HI, SC & Farmers GroupSelect℠, from 2/1/23 to 9/19/24 who switched their Auto insurance policy to a Farmers® branded policy, responded to the survey, and realized savings. Potential savings vary by customer and may vary by state and product.</p> That could be real money back in your pocket every single month.
If you want to see if you could be paying less with Farmers, here's what to do:
- Click the link below and enter your zip code.
- Answer a few quick questions about your car and driving history to get matched with a quote.
- If you find a better rate, switch your policy and start saving.
Get your quote now and see if you could pay less for the same coverage.
Lame Credit Card Bonuses: Try this one instead that lets you earn a $200 bonus + up to 5% cash back!
Apply for the Chase Freedom Unlimited®(Rates and fees) and you could earn a $200 bonus after spending an easy $500 in the first 3 months. This card is criminally underrated with one of the best spend-to-bonus ratios we've ever seen. The bonus is worth almost half the spend!
No additional work is required. Apply for the card, see if you're approved, spend $500 within 3 months, and earn a $200 bonus. Boom!
The Chase Freedom Unlimited®(Rates and fees) also lets you earn cash back on everything you buy: Earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.
Plus, if you want to finance large purchases or pay down high-interest debt, you can also do that with this card. Take advantage of 0% intro APR on purchases and balance transfers for 15 months. After the intro period, the APR is 18.24% - 27.74% Variable. Do not skip this card, it's a sleeper hit with insane value and NO annual fee.
Good or excellent credit (typically 670 or higher) is recommended.
Market Volatility: Diversify your hard-earned retirement savings with gold
GoldTrustGuide is actively helping Americans find greater retirement security with precious metal investments like gold. In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold increased by 25%.2 <p><a href="https://www.forbes.com/sites/conormurray/2026/01/28/gold-price-surpasses-record-5300-amid-weakening-dollar-fed-independence-concerns/">Source</a></p> They match you with top-rated providers offering physical gold and silver IRAs with a proven track record during unstable markets.3 <p>Investments carry risk, including loss of principal. Past performance is not a guarantee of future performance.</p>
Protect your savings today in 3 easy steps:
- Answer 4 quick questions on your goals and timeline.
- Get matched instantly with a top-rated provider suited to your goals.
- Speak to a specialist for a free, no-obligation consultation.
They hold a Top Rated designation from the Business Consumer Alliance and earn a 4.7-star rating on Trustpilot and 4.8 stars on Google. Get your free Gold IRA match today.
Credit Card Debt: Stop paying high interest on your credit card debt. Start paying it off.
If you're struggling to pay down high interest debt (or you're planning a major purchase this year), this might be the exact thing you need. There's a card that allows you to pause credit card interest into 2027 ... and it could have a bigger impact than you think.
Discover it® Cash Back (Rates and fees) is an extremely powerful card that gives you 0% intro APR for an astounding 15 months on purchases and balance transfers. (Then APR is 17.49% - 26.49% (Variable); Balance transfer fee applies.) That's right, you could finance large purchases you've been sitting on without paying massive interest. Or, transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges ... all with no annual fee.
But it doesn't end there. The Discover it® Cash Back card also lets you earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases. Plus, Discover will match all the cash back you’ve earned at the end of your first year.
Learn 7 ways to generate income with a $1,000,000 portfolio
If you have $1,000,000 saved up, this guide is for you. The last thing you want in retirement is to run out of money. Instead, you want your money to generate a real income while you enjoy your life.
Answer a few quick questions about your financial situation, and you'll get a personalized financial plan plus a free guide: The Complete Guide to Retirement Income.
FinanceBuzz has helped millions of readers make smarter money decisions since 2016. Our team researches over 600 financial products so you don't have to.
Answer a few questions to get your free retirement income guide
High-Interest Debt: See if your credit card debt is eligible for this debt relief program
If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it may get to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?
Accredited Debt Relief can help. If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives may be able to help you significantly reduce your debt — with one low monthly program payment.
Best of all? There are zero upfront fees, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions and get connected with a caring representative. The consultation is completely free and only takes a few minutes to see if you qualify!4 <p><i>© 2025 Accredited Debt Relief. Please note that all calls may be recorded or monitored for quality assurance and training purposes.</i></p> <p><i>Accredited Debt Relief is a DBA of Beyond Finance, LLC. Beyond Finance, LLC provides debt consolidation services. Our clients who make all monthly program payments pay approximately 55% of their enrolled debt upon successful program completion, before program fees. Fees are based on a percentage of your enrolled debt at the time of starting the program and range from 15%-25% of your enrolled debt. Programs range from 24-48 months. On average, clients must save approximately 40%-50% of each debt due to an enrolled creditor before a bona fide settlement offer will be made. On average, clients receive their first settlement within 4-6 months of enrollment and approximately every 3-6 months thereafter from when the prior debt was settled. Not all Clients complete the program. Estimates are based on prior results and may not match your results. We cannot guarantee that your debts will be resolved for a specific amount or percentage or within a specific timeframe. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting, legal advice or credit repair services. Program is not available in all states; fees may vary by state. The use of debt consolidation services will likely adversely affect your credit. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase from the accrual of fees and interest. Clients may withdraw from the program at any time without penalty and receive all funds from their dedicated account, other than funds earned by the company or fees paid to third-party service providers, as may be applicable. Read and understand all program materials prior to enrolling. Certain types of debts are not eligible for enrollment. Some creditors are not eligible for enrollment because they do not negotiate with debt consolidation companies.</i></p> <p><i>Testimonials reflect the individuals' opinions and may not be illustrative of all individual experiences.</i></p>
See if your $30k+ in credit card debt is eligible for Accredited Debt Relief
Expensive Home Repairs: This plan protects select Ohio homes from many expensive appliance and home repairs (lock in your ultra-low rate)
Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. If you live in Ohio and own your home, Choice Home Warranty could make it so you don’t have to pay $1,000s on home repairs anymore.
They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down. Just make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.5 <p>CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. In the event that CHW makes such payment, CHW will provide written notification of the basis for the amount of the payment. First Month Free with purchase of any single payment home warranty plan. The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.</p>
Choose a plan here and you could still lock in their ultra-low 2026 rates for a limited time. You could tap into immense savings for nearly any system or appliance in your home that’s covered.
Not everyone is eligible for this plan so here’s how to check:
- Click the link below and enter your zip code.
- Answer a few simple questions.
- See if your home qualifies and lock in your rate.
Choose a plan here and and see if you’re eligible for $50 off and 1 month free
P.S. We negotiated a special deal for FinanceBuzz readers who sign up using the link above. Use it this week to get $50 off and 1 month free. We don’t know how long it will last, so take advantage of it today before it disappears.
Innocent Daily Conveniences: Simple things that drain your bank account
Daily Coffee Runs: Fair to say it’s okay to get a little treat every once in a while. But a $6 latte every morning runs up to $2,000 a year. $2,000! You could buy a high-end espresso machine with that cash and still come out ahead.
The Lottery and Get-Rich-Quick Gimmicks: The lottery isn’t a financial plan, and no, that $1,500 online course won’t make you a millionaire. Focus on real wealth-building strategies.
Premium Gas for Cars That Don’t Need It: If your car doesn’t specifically require premium gas, you’re just wasting money. It won’t make your engine last longer or improve performance.
Interest: Stop getting ripped off by high interest debt payments
If you have credit card debt, you know that paying your bill each month is anxiety-inducing … and sometimes close to impossible with what you have in the bank.
If that’s you, a company called LendingTree6 <p>LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2026 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply. </p> wants to help. They can match you with loan providers that could help you pay off your debt quickly.
Think about it this way: For example, $30,000 in credit card debt at 25% APR will cost you $622.60 every single month in interest alone. But, with a rate as low as 6.50% APR (possible through LendingTree’s lenders), you’d only pay $160.69 interest.
That’s over $460 a month you’d get to keep for yourself in this scenario! Even better, you don’t need a perfect credit score, and checking for loans won’t affect your credit.
Truthfully, this company exists to help you get ahead in life. They have a 4.5/5 rating on TrustPilot with more than 15,000 verified reviews, and you can see your options in a matter of minutes. It’s certainly worth a shot if you’re feeling suffocated by debt.
See if your $30K+ credit card debt is eligible for options with LendingTree
Healthcare Costs: See Medicare Supplement Insurance options that may help with Original Medicare out-of-pocket costs
You might think you have most health bills covered with Original Medicare. But there are deductibles and copays that come with doctor visits and hospital stays that you have to pay out of pocket. That’s where a Medicare Supplement plan may help.7 <p><b>PLEASE NOTE: Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. </b></p> <p><b>The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company.</b></p> <p><b>Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.</b></p>
Original Medicare may leave you responsible for certain out-of-pocket costs, such as deductibles, copayments, coinsurance, and certain excess charges. It can add up fast. Especially with the Part A hospital deductible or Part B coinsurance.8 <p>Benefits, costs, and availability vary by plan, insurance company, and state. Savings are not guaranteed. Medicare Supplement plans do not cover everything and generally do not include prescription drug coverage.</p>
Use this site’s online tool to view plans in your area that may help cover certain out-of-pocket costs Original Medicare does not cover. Comparing available options may help you understand whether a Medicare Supplement plan is a good fit for your needs and budget. Here’s how to get started:
- Click the link below and enter your ZIP code.
- Answer a few questions about yourself (takes about 60 seconds).
- Compare available plans online, then apply over the phone with a licensed insurance agent.9 <p><i>Medicare Supplement plans may require answers to health questions in the application and medical underwriting. Depending on when you apply, acceptance is not guaranteed.</i></p>
Complete this questionnaire to compare Medicare Supplement insurance options
Tax Debt: Ask this company to help you pay off your late tax debt
Past-due tax debt is overwhelming.
It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.
Alleviate Tax is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.
While most tax companies just put you on a payment plan and file your taxes for you, Alleviate Tax talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.
Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.
Advisor Fees: You could be overpaying for your retirement planning
Fees matter. High fees can cut into your returns and affect your overall nest egg. But the ways fees are levied vary. Some are “fee only,” charging a flat rate regardless of usage. Others take a percentage of all assets under management. Some earn commissions directly from mutual funds or other financial products, which presents a significant conflict of interest.
This free matching quiz helps Americans get matched with up to three fiduciary advisors who serve their area so they can compare and decide which advisor to work with.
Services and Upgrades: Do you really need these things to be happy?
Sneaky Subscriptions: Netflix, Hulu, Disney+, Max, Apple TV, Paramount+ … chances are you’re not even watching half of these. Cut it out. Choose one or two and stop auto-renewing free trials you forgot about.
Upgrading to the Latest iPhone: Unless your phone is literally falling apart, there’s no reason to drop $1,000+ on a new one just because Apple added a slightly better camera. Your current phone is fine.
Designer Clothes and Sneakers: Dropping $300 on the latest sneakers or fast fashion trends just to keep up? You’re only filling your closet with overpriced clutter. Invest in quality, sure — but not hype and status.
Overpaying on Windows: Ohio residents save big on new windows
Old windows drive up your home's electric bill. But if you live in Ohio and your windows are 5+ years old, you could save $1,000s.
Renewal by Andersen is actively helping homeowners score these huge savings. Their certified experts install energy-efficient windows that can cut monthly bills and instantly upgrade your home’s comfort and value. If your windows are aging, this is one of the fastest ways to lock in huge savings.
Slash the cost of new windows by tapping into Renewal by Andersen’s seasonal promotions (see BONUS below), high-impact per-window discounts, special financing offers, and qualifying ENERGY STAR® tax credits most homeowners never even realize they can claim.
Get started now if you check these 3 boxes:
- You own your home.
- Your windows are 5+ years old.
- You live in an available ZIP code.
Complete this short form and access up to 40% off!
BONUS: For a limited time, buy one get one 40% OFF.10 <p>DETAILS OF OFFER: Offer expires 12/31/2025. Not valid with other offers or prior purchases. Buy one (1) window or entry/patio door, get one (1) window or entry/patio door 40% off, and 12 months no money down, no monthly payments, no interest when you purchase four (4) or more windows or entry/patio doors between 9/30/2025 and 12/31/2025. 40% off windows and entry/patio doors are less than or equal to lowest cost window or entry/patio door in the order. Additional $200 off your entire purchase, minimum purchase of 4 required, taken after initial discount(s), when you purchase by 12/31/2025. Subject to credit approval. 12-month Promo Period: while no payments are due, interest accrues but is waived if the loan is paid in full before the Promo Period expires. Any unpaid balance owed after the Promo Period, plus accrued interest, will be paid in installments based on the terms disclosed in the customer's loan agreement. Financing is provided by various financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Savings comparison based on purchase of a single unit at list price. Available at participating locations and offer applies throughout the service area. See your local Renewal by Andersen location for details. License numbers available at renewalbyandersen.com/license. Some Renewal by Andersen locations are independently owned and operated. See Renewal by Andersen® Products and Installation Transferable Limited Warranty for detail "Renewal by Andersen" and all other marks where denoted are trademarks of Andersen Corporation. ©2025 Andersen Corporation. All rights reserved.</p> Plus, get $200 off your purchase!10 <p>DETAILS OF OFFER: Offer expires 12/31/2025. Not valid with other offers or prior purchases. Buy one (1) window or entry/patio door, get one (1) window or entry/patio door 40% off, and 12 months no money down, no monthly payments, no interest when you purchase four (4) or more windows or entry/patio doors between 9/30/2025 and 12/31/2025. 40% off windows and entry/patio doors are less than or equal to lowest cost window or entry/patio door in the order. Additional $200 off your entire purchase, minimum purchase of 4 required, taken after initial discount(s), when you purchase by 12/31/2025. Subject to credit approval. 12-month Promo Period: while no payments are due, interest accrues but is waived if the loan is paid in full before the Promo Period expires. Any unpaid balance owed after the Promo Period, plus accrued interest, will be paid in installments based on the terms disclosed in the customer's loan agreement. Financing is provided by various financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Savings comparison based on purchase of a single unit at list price. Available at participating locations and offer applies throughout the service area. See your local Renewal by Andersen location for details. License numbers available at renewalbyandersen.com/license. Some Renewal by Andersen locations are independently owned and operated. See Renewal by Andersen® Products and Installation Transferable Limited Warranty for detail "Renewal by Andersen" and all other marks where denoted are trademarks of Andersen Corporation. ©2025 Andersen Corporation. All rights reserved.</p>
Not Having Enough in Retirement: Learn 7 ways to generate income with a $500,000 portfolio
If you have $500,000 saved up, this is for you. The last thing you want in retirement is to run out of money. Instead, you want your money to generate a real income while you enjoy your life.
Answer a few quick questions about your financial situation, and this free service will match you with an advisor to build you a Complete Plan for Retirement Income.
Answer a few questions. Get matched with a financial advisor today.
Home Equity: Tap the equity in your home without adding another monthly payment (home must be worth at least $200,000)
If you own the home you live in but don't want to go for a traditional HELOC, Splitero could be perfect.
How it works: Splitero is a Home Equity Investment product that bets on your home's future value going up. They give you cash now, and when you sell, refinance, or pay Splitero back in cash, you give them a small portion based on how much your home is worth then.
(By the way, if your home value decreases, the value of the percentage Splitero is entitled to also decreases. That could be a lot safer for you.)
Splitero is rated "A" by the BBB and works with single family homes, condos, townhomes, and 2 to 4 unit properties. No mobile or manufactured homes. Use the money however you like. Pay off debt, renovate, invest … all without worrying about additional monthly payments.
You may qualify if you:
- Have 30% or more equity in your home. (Not sure how much equity you have? Click below and Splitero can help show you.)
- Have a home worth at least $200,000.
- Have a credit score of 500+.
Enter your home address here to see if you pre-qualify in less than 2 minutes
Expensive Mortgage Payments: Save $28,000 over the life of your mortgage
Too many buyers overpay on their mortgage without even knowing it. Rates and fees vary wildly from lender to lender, but nobody has time to call around and compare, so they might just accept the first offer and hope for the best. Now there's a free service that does the hard part for you.
It's called Own Up, and it compares mortgage offers from a network of top-rated lenders so they compete for your business and you can pick a great deal.11 <p>Own Up is a mortgage lead-generation and comparison service. RateGravity, Inc. d/b/a Own Up arranges introductions to participating lenders but does not make loans or credit decisions. Own Up is compensated by participating lenders. Own Up matches you with participating lenders based on your profile. Lender participation varies and does not guarantee multiple offers or competitive bidding. Not all lenders, products, or shopping experiences are available, and availability may vary by consumer profile and loan program. Rates, terms, and availability vary. Lender ratings reflect consumer reviews and/or third-party data. RateGravity, Inc. d/b/a Own Up NMLS #1450805. For consumer information, visit <a href="https://www.nmlsconsumeraccess.org">www.nmlsconsumeraccess.org.</a></p> You fill out a quick 5-minute profile (no hard credit pull),12 <p>Exploring options with Own Up does not require a hard credit inquiry; however, a lender may require a hard inquiry and additional personal information, including a Social Security number, to proceed with an application.</p> get matched with top-rated lenders, and see the comparison side by side.13 <p>Shopping experiences is offered to select customers only, your interaction with Own Up might not include shopping experience. Not all lenders or products are available, and availability may vary by consumer profile and loan program. Rates, terms, and availability vary.</p>
Thnk about it this way: On a $400,000 mortgage at 7.00%, you'd pay over $558,000 in interest over 30 years. Drop that rate just half a percent to 6.50% and you'd pay around $510,000. That's $48,000 back in your pocket, just from shopping around for a better rate.14 <p>For illustration purposes only. Rates shown are not offers of credit.</p>
Own Up customers save on average $28,000 over the life of their loan,15 <p>Savings are not guaranteed. Results vary based on borrower qualifications, loan terms, fees, and market conditions. See <a href="https://www.ownup.com/methodology">ownup.com/methodology</a> to see how the savings were calculated. and it costs you absoloutely nothing to find out what you'd save.
Own Up is 100% free — there’s no direct consumer fee for Own Up’s service. Own Up is compensated by lenders, not consumers. See what you could qualify for at the link below before you lock in a rate you might regret.
Applying for the Wrong Card: Let's find you a better credit card ... or help you save on the debt you already have
If your credit has taken some hits, getting approved for a new card isn't always a sure thing. But that doesn't mean you're out of options.
Answer a few quick questions and we'll try to match you with a card that fits your situation. And if a new card isn't the right move right now, we may still be able to help you lower the interest you're paying on existing balances — which could save you real money every month.
Free, no commitment, and no impact to your credit score.
Overpaying on a New Bathroom: Get the best price on your bathroom remodel with free quotes
Looking to remodel your bathroom? Get your free quote and compare prices from top local pros in your area. Homeowners in available ZIP codes could find great deals on their bathroom renovation.
Modernize connects you with local remodeling pros who compete for your business, which could help you get a better price. Take a minute to compare quotes and see what your bathroom remodel could cost.
If your bathroom is outdated, remodeling could improve the resale value of your home and your everyday comfort. Every homeowner should compare quotes to see what a new bathroom could cost.
Pricey Home Security Systems: Help protect your home for a fraction of what a break-in costs (perfect for Ohio seniors)
Studies suggest a break-in happens about every 26 seconds in the U.S., and one average costs homeowners around $2,661.16 <p>Average break-in cost around $2,661: FBI 2019 burglary data (figure is dated, confirm current). Break-in about every 26 seconds: The Zebra. $100 gift card and free installation: subject to SafeStreets / Visa Reward Card terms (new customers, 36-month monitoring agreement).</p> But if you live in Ohio you could help protect it for a fraction of that cost.
SafeStreets is actively helping senior homeowners protect what matters most. Their security experts install a custom system with 24/7 monitoring that can help deter break-ins and give you peace of mind day and night.
Cut the cost of protecting your home by tapping into SafeStreets’ extremely low cost starting at just $49.99/month17 <p>$99-$299.00 Customer Installation Charge. 36-Month Monitoring Agreement required starting at $49.99 per month ($1,799.64). 24-Month Monitoring Agreement required per month for California ($1,199.76). Minimum $199 installation charge required for California. Form of payment must be by credit card or electronic charge to your checking or savings account. Early termination fees apply. Offer applies to homeowners only. Local permit fees may be required. Satisfactory credit history required. Certain restrictions may apply. Offer valid for new ADT Authorized Provider customers only and not on purchases from ADT LLC. Other rate plans available. Cannot be combined with any other offer.</p> with free professional installation, around-the-clock monitoring, and maintenance and extended warranty fully included.
$10,000+ Home Elevators: Get a free stair lift estimate instead and stay in the home you love
If you or a loved one struggles with stairs, do not move to a new house or spend $10,000+ on a home elevator or renovation. An affordable custom stair lift could be a faster solution (and $1,000s cheaper) and this free in-home consultation can help you find one.
Leaf Home Safety Solutions is actively helping senior homeowners get custom stair lifts without spending a fortune. They offer straight, curved, and outdoor options, installed by pros and backed by a limited lifetime warranty. You could stay in the home you love without a renovation.
Skip the stress of researching stair lift companies on your own. Leaf Home brings trained local experts to your door for a free, no-pressure estimate.
You might be a good fit if: 1) You own your home, 2) You or a loved one has trouble with stairs, and 3) Your ZIP code qualifies.
Help protect your retirement if the U.S. dollar weakens with this
The U.S. dollar has been volatile — but recently, gold quietly surged past $5,300 per ounce.18 <p><a href="https://www.forbes.com/sites/conormurray/2026/01/28/gold-price-surpasses-record-5300-amid-weakening-dollar-fed-independence-concerns/">Source</a></p> Good reminder of why investors often turn to hard assets when confidence in paper currency slips.
If most of your retirement savings are still tied to stocks or the dollar alone, shifts like this could be very volatile. Priority Gold can help you diversify your retirement portfolio with physical gold and silver, including precious metals IRAs designed to help weather inflation, market volatility, and economic uncertainty.
Gold has a long history of moving independently from stocks and, in past downturns, has helped preserve purchasing power when traditional assets struggled. If you have at least $20,000 in savings, IRAs, or your 401k, start by requesting a free Wealth Preservation Guide at the link below and see whether adding gold makes sense for your long-term plan.
Learn how gold could fit into your strategy and request your FREE Wealth Preservation Guide today
Check if you qualify to settle your credit card debt for less than you owe
Let’s be so for real - growing credit card debt feels like drowning. But there’s nothing you can do about it, right? Wrong.
If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, National Debt Relief might be able to assist you.
Best part? It sounds crazy but there are zero upfront fees, and you could be debt-free in 24-48 months.
All you have to do to get started is answer a few simple questions. It only takes 30 seconds to see if you qualify!
Home Insurance: Switch your home insurance and you could save a ton of money
If you have home insurance, you need to see the recent rates available to you. There’s a good chance you’ll want to switch your policy if you see a better rate.
The best way to check for up-to-date rates: Get multiple policy quotes from a variety of home insurance providers. Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house.
Provide Home Insurance is a company that matches you with a variety of home insurance options to meet your home insurance needs … including lower overall cost or better overall coverage.
Just answer a few questions, and they will find options that are right for you.
Paying $1,000s Extra on a Roof Replacement: A free service connects Ohio homeowners with vetted local roofing pros (check your eligibility)
Your roof is your home's first line of defense. But if it's more than 15 years old, has leaks, or shows signs of storm damage, it might be time to replace it. And a new roof does a lot more than just keep the weather out.
Here's what a new roof could do for you:
- Stop leaks and water damage before they reach your walls and ceilings
- Lower your energy bills, since modern roofing seals better in summer and winter
- Stand up to heavy rain, wind, and hail
- Add curb appeal and resale value
- Possibly earn you insurance benefits, since a lot of insurers reward homeowners who replace aging roofs
If you own a home in Ohio, HomeBuddy makes it easy to get started. Answer a few quick questions to see if you qualify, and get connected with vetted local roofing pros in your area.
Do you qualify? Check these 3 boxes:
- You own your home.
- Your roof is over 15 years old.
- You live in a qualifying ZIP code.
Expensive Timeshares: See if you’re eligible to cancel your money-draining timeshare contract
Are you stuck in a timeshare contract? The average timeshare owner pays roughly $1,200 a year in maintenance fees,19 <p><a href="https://aaronsonlawgroup.com/8-hidden-timeshare-fees-to-watch-for/">Source</a>: American Resort Development Association (ARDA), 2024 industry data, reporting average annual timeshare maintenance fees of $1,260.</p> and those fees tend to rise 5% or more annually, often for a property they no longer use.
The Stonegate Firm provides legal and advocacy services to help consumers pursue legitimate exit options from their timeshare contract. If your contract qualifies, their attorneys work to identify violations of federal consumer protection laws and negotiate directly with resorts.
See if your timeshare may be eligible:
- Answer a few questions about your timeshare and contract.
- A Stonegate Firm specialist will review your case.
- If you qualify, they walk you through the cancellation process.
You’re in good hands. The Stonegate Firm is BBB Accredited with an A+ rating.
Check Your Cancellation Eligibility Free - 30 Second Assessment
Scams and Fraud: People lost over $3 billion to scams that started online in 2025
That’s right. If you thought the internet was safer than ever before, you should know that people still lost over $3 billion to scams that started online in 2025 alone.
But you can safeguard your digital world and identity with this powerful browser extension + mobile app from Guardio. Fake sites that mimic trusted ones are more common than you think, especially when making online purchases. Guardio predicts, detects, and blocks them.
Plans start at $9.99 per month. Sign up, install the extension and mobile app, and Guardio will monitor the dark web 24/7 for exposed data. It sends clear and actionable insights in real time to safeguard your accounts, protect your sensitive data, and secure your SSN. And it works across all your devices.
Before you make your next online purchase, join over 2 million users on any device and protect what you’ve built for a fraction of what it could cost you if your data were compromised.
Hearing Aids: Thousands are ditching their hearing aids for this game-changer
Hearing aids could improve your life. But if the price tag is what's keeping you from better hearing, there's a lower-risk way to see if they're right for you.
The Horizon IX from hear.com is a medical-grade, nearly invisible, rechargeable 19+ hour hearing aid specially tuned for hearing voices. And right now, qualifying customers in Ohio can request a 45-day no-risk trial of this technology with a 100% money-back guarantee.
Start with a free consultation with no cost or commitment. If you move forward, flexible financing may be available, so the cost can spread into manageable monthly payments. hear.com holds an A+ rating with the Better Business Bureau and reports a 92% customer success rate.
Set up your free consultation for a 45-day no-risk trial in Ohio
Set up direct deposit and complete qualifying activities - pocket $500
If you aren't banking with Truist, you're missing out on a boost of extra cash just by following a few simple steps.
Earn a bonus of $500 after you open a new Truist One Checking account online, in a branch, or by phone between July 14, 2026 and February 2, 2027 using a valid promo code.20 <p><u><b>Terms and Conditions: Truist Checking $500 Offer: </b></u></p><br> <p><b><u>Offer Information</u></b>: Open a new Truist One Checking account or Truist Marquee Checking account online, in a branch or by phone from 7/14/26 through 2/2/27 and earn $500 after you complete the following qualifying activities within 120 days of the account opening (the day after your account is opened is considered day 1). All required transactions for qualifying activities must post to the enrolled account within the 120-day qualification period.</p><br> <ul> <li>Receive at least two qualifying direct deposits* totaling $2,000 or more, <b>AND</b></li> <li>Complete at least 20 qualifying debit card purchases**</li> </ul> <p>Enrollment in the promotion is required (see Enrollment Instructions). A valid promo code must be applied at account opening to enroll in the promotion and cannot be added after the account is opened. Promo codes are single-use only, should not be shared, and once redeemed, the promo code will no longer be valid.</p><br> <p>*A qualifying direct deposit is an electronic credit (greater than $5.00) deposited into your new checking account via ACH. Person-to-person payments (such as Zelle®), Real Time Payments (RTP), pre-authorized transfers made from one account to another, or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits.</p><br> <p>**Qualifying debit card purchases include any purchase made with a Truist debit card and posted to the new checking account within 120 days of account opening. ATM withdrawals using your debit card are not qualifying transactions. Zelle® transactions are not qualifying transactions. Bank fees are not included.</p><br> <p><b><u>Offer Eligibility</u></b>: Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 7/14/25 are not eligible to participate. Offer valid for Truist One Checking accounts and Truist Marquee Checking accounts only. The new checking account cannot be changed to an account type not included in this client offer. Primary account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer is available only to U.S. residents with a valid U.S. taxpayer identification number. The client must have a physical address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.</p><br> <p> </p> <p><b><u>Reward Processing</u></b>: The reward will be deposited to the new checking account within 10 business days after the qualification requirements have been met. The Promotion is only applicable once per checking account and per client. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient. Reward forfeiture will occur if at the time of attempted payout the new checking account: (1) has a $0.00 or negative current balance or (2) is restricted or closed. An account is considered restricted if it has a temporary or permanent block that prevents credits from posting to the account. </p><br> <p><b><u>Other Terms</u></b>: The minimum opening deposit for Truist One Checking is $50. The minimum opening deposit for Truist Marquee Checking is $100. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. Truist reserves the right, in its sole discretion: 1) to prohibit a reward payout for any offers claimed through third-party websites with no affiliation or prior authorization from Truist; and 2) to disqualify any account if Truist suspects accounts are being opened for the purpose of exploiting this promotional offer. For Truist Marquee Checking, the Annual Percentage Yield (APY) is 0.01% for all balances $0.01 and above. The APY is accurate as of 7/14/26 and subject to change at any time, including after account opening. Fees may reduce earnings. All standard account terms and conditions apply.</p><br> <p><b><u>Enrollment Instructions</u></b>: Online: A valid promo code must be entered in the promo code field during account opening and the offer must be accepted when presented. <b>By Phone or In Person</b>: Request enrollment in the promotion using a valid promo code during account opening. Once enrolled in the promotion, progress updates are available through Truist Online and Mobile Banking or by calling 800-423-0948.</p><br> <p>Version 2 06032026</p><br> <p class="">Truist Bank, Member FDIC. ©2026, Truist Financial Corporation. Truist, Truist Purple and the Truist Logo are service marks of Truist Financial Corporation.</p> To earn the $500 bonus, your account needs to receive at least 2 qualifying direct deposits totaling $2,000 or more and complete 20 qualifying debit card purchase transactions within 120 days of account opening. The reward will be deposited to the new checking account within 10 business days after the qualification requirements have been met and verified. Terms apply.
This is a great way to supercharge your earnings. It basically takes no extra work at all other than following the steps above. Plus, your new account offers benefits like no overdraft fee and options to avoid a monthly maintenance fee on top of the bonus.
Spending $1,000s to Repair Water Damage: How Ohio homeowners are preventing roof rot, mold, and foundation damage for good
Most homeowners think of gutters as just a cleaning chore. The bigger risk is what happens when they clog. Overflowing gutters can lead to water damage, roof rot, mold, even foundation problems, the kind of repairs that run into the thousands.
If you own a home in Ohio, HomeBuddy offers a powerful, one-of-a-kind gutter guard built to prevent exactly that. Their micromesh filter keeps common debris out, so your gutters stay clear and your home stays protected. And because it actually works, you may be able to stop hiring gutter cleaners altogether. The company will even clean out and realign your gutters before they install.
Don't waste money on cheap, ineffective guards that claim to be clog-free. This one's built to last.
See if you qualify today: Click the link below, enter your ZIP code and home info, and a representative will reach out to schedule a free estimate.
Skipping This Credit Card Bonus: Earn a bonus worth $200 to use toward your next flight or hotel
If you're planning a trip, apply for the Capital One VentureOne Rewards Credit Card (Rates and fees) here and you can earn 20,000 bonus points after spending $500 in the first 3 months — that's worth $200 toward travel!
There is no extra work beyond the spending requirement to earn the early spend bonus, no annual fee, and no foreign transaction fee. The Capital One VentureOne Rewards Credit Card also lets you earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.
Redeem miles for flights, hotels, and car rentals, OR statement credits, gift cards, and transfers to over 15 airline or hotel partners! If you travel even once a year this card could be worth it and could net you $100s in rewards to use toward travel. Don't delay — apply today!
Recommended for good or excellent credit.
Purchase and Transfer APR: 18.49% - 28.49% (Variable)
Click here to apply for the Capital One VentureOne Rewards Credit Card now
Pay no interest on balance transfers into 2027
Imagine getting 15 months with 0% intro APR on balance transfers (APR then 18.24% - 27.74% Variable). Sounds great — right? You could dramatically change your financial picture with this industry-leading low-interest card - the Chase Freedom Unlimited®(Rates and fees).
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 15 months. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest! After the intro period, the APR is 18.24% - 27.74% Variable.
The best part? The annual fee is $0.
Not earning up to 5% cash back at gas stations, transportation (including airlines), and drug stores when you activate this incredible offer
There's a credit card that's making waves with its amazing welcome bonus and benefits. Apply for the Discover it® Cash Back (Rates and fees) and you can earn up to 5% cash back at gas stations, transportation (including airlines), and drug stores now to September 30th, 2026, on up to $1,500 in purchases when you activate.
There's no annual fee — plus, you'll earn 1% cash back on all other purchases automatically. The generous welcome offer provides top-notch cash back rewards since Discover will match all the cash back you’ve earned at the end of your first year.
This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 17.49% - 26.49% (Variable) (balance transfer fee applies). That means you could use this card to fund large purchases or even help tackle your debt. If you're traveling this summer or want to earn more on beauty essentials, this card is practically a no-brainer!