Best None Home Equity Rates for May 2025

Last updated May 19, 2025 | By FinanceBuzz Editors

Shop and compare rates for home equity options from our top trusted lending partners. Easily tap into your home's equity to potentially pay off debt, fund renovations, or cover major expenses

Rocket Mortgage: Compare None home equity rates

Home equity use is surging in popularity with homeowners with great credit to pay down high-interest debt quickly or make home improvements.

How to calculate your home equity rate with Rocket Mortgage:

  1. Check out the Rocket Mortgage Home Equity tool.1
  2. Answer a few questions about your home.
  3. Lock in your personalized rate and payment.

Compare today's home equity rates

LendingTree: Compare home equity rates and turn your home’s value into extra cash

If you need to pay a huge expense right now (credit card debt, for example), tapping into your home equity could be the perfect solution. And right now could be the perfect time to access the value you've built up, without giving up your current mortgage.

Use LendingTree’s simple matching tool2to compare home equity rates and find one that works for you.

Depending on what you need, you could choose from a variety of equity options — all backed by the equity in your home. Rates could be much lower than personal loans or credit cards, helping you save more over time.

How to compare home equity rates on LendingTree:

  1. Check out LendingTree’s home equity matching tool.
  2. Answer a few questions.
  3. Get matched with personalized offers for you.

Compare home equity rates now

New American Funding: Borrow from your home’s equity (even with a lower credit score)

You could get a good amount of money in your pocket from your home equity. You just need to know where and how to compare home equity loan rates. If your credit score is between 580 and 679, a company called New American Funding could help.

More and more homeowners are tapping into their home equity due to how helpful it can be. And even with a lower credit score, New American Funding helps you compare top home equity options to potentially get you out of crippling debt or fund home improvements. All without affecting your mortgage.

If you need money now, it couldn’t be easier to compare rates and see what you qualify for. Just go to New American Funding, answer a few questions, and check out their personalized options for you.

Calculate your home equity rate with New American Funding

Rocket Mortgage
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Rocket Mortgage Benefits

  • Get a cash-out refinance to access cash without a HELOC or second mortgage1
  • Use the money to consolidate high-interest debt
  • Might impact your monthly mortgage payment less than you think
  • Use the simple calculator to estimate what you could get out of your home
  • Great option for those with a 680+ credit score
See how much cash you could get