9 Things You Must Try When Your Savings Reach $50,000

Last updated Oct. 10, 2025 | By FinanceBuzz Editors

You've hit a major milestone — $50,000 saved! — but now the real challenge begins. The next moves you make could determine whether that money grows, stalls, or even slips away.

Unexpected expenses and missed opportunities can quietly erode the value of your hard-earned savings. But with the right strategies, your $50,000 could be a launchpad for more freedom, more security, and a stronger financial future.

Whether you're planning for retirement, saving for big goals, or just looking to make your money work harder, these offers from our partners could help you take it to the next level.

Get up to $1,000 in stock when you fund this account

Get up to $1,000 in stock1 when you open this SoFi® Active Invest2account and fund it with at least $50. It’s so easy I can’t believe more people aren’t doing this.

This account is one of the easiest ways to buy and sell stocks and ETFs with no commission.3You get access to fractional shares of stocks like Amazon, Netflix, and NVIDIA, letting you own a slice of huge companies for as little as $5.4

How to get up to $1,000 in free stock:

  1. Open a SoFi Active Invest account at the link below.
  2. Fund your account with at least $50 within 45 days of opening the account (important — don’t skip this step!).
  3. That’s it! You’re now eligible to get up to $1,000 in stock.

SoFi Active Invest is one of the top investing platforms on the market with an “Excellent” rating on TrustPilot based on over 9,000 reviews.

Open and fund your account with $50 here for your chance to get up to $1,000 in stock.

Earn up to a $500 bonus when you open and fund this account

If you have $50,000 that you’d like to place in a high-yield savings account but you haven’t heard about this account from Western Alliance, listen up.

Open and fund a Western Alliance high yield savings account here with at least $50,000 and you could earn a bonus of up to $500 with the code EASY.5Not only does this account offer this astounding bonus, but you’ll also be able to earn up to 4.10% APY6— that could be worth $1,000s more over the years.

Western Alliance is powered by Raisin, offering excellent rates with NO monthly fees. You can also enjoy a $1 minimum deposit, 24/7 online access. Open your account today, fund it, and you could enjoy a significant bonus plus powerful earnings on your saved cash. Member FDIC.

Open and fund a Western Alliance high yield savings account here with at least $50,000

P.S.: Use the code EASY when signing up and you could earn a bonus of up to $500.

Learn 7 ways to generate income with a $1,000,000 portfolio

If you have $1,000,000 saved up, this guide is for you. The last thing you want in retirement is to run out of money. Instead, you want your money to generate a real income while you enjoy your life.

Now you can learn the strategies wealthy retirees use to fund their retirement with $1,000,000 — and how you can, too — with this new guide: The Definitive Guide to Retirement Income from Fisher Investments.

Fisher Investments has helped tens of thousands of investors retire comfortably since 1979. With over $332 billion under management, they provide tailored money management to help achieve long-term goals. Download the guide today!

Get your guide here

Cancel your car insurance

Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.

This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.

I used Insurify and now I’m able to pay just $51 a month for two cars.7Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this tool and compare and potentially score same-day savings, here’s what to do:

  1. Click the link below and enter your zip code, date of birth, and phone number.
  2. Answer a few questions about your car’s make and model to get matched with top offers.
  3. Choose the best quote for you and lock it in before rates go up.

Compare rates now and see if you could score same-day savings today!

I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.

Save on auto insurance and get up to $1,025 back in your pocket

We could all use some extra cash these days. And with this company, getting it couldn’t be any easier. You hardly have to do any work.

Insurify is a company that could help you save up to $1,0258on your annual car insurance premiums. Their job is to connect you with insurance companies to beat your current rate or coverage. No catch, and no hidden fees.

It only takes about a minute or two. Enter a little bit of info like your zip code and year, make, and model, and then get as much as $1,025 back in your pocket.

They work with 100+ insurance companies so you know you’ll get a good rate. And they have 4.8/5 stars from 3,000 verified reviews. Even better, Insurify does not sell your information to spammers, and there are no annoying calls or texts.

Compare rates today and claim potentially instant savings of up to $1,025!

Save Instantly with Cash App Card: Save at places you already shop — in stores and online, and unlock access to exclusive events, presales, and more.

Get your free9Cash App Card. Choose a card style, then customize it with exclusive stamps, emojis, or even draw on it.

Get exclusive perks and instant discounts on everyday spending in person and online.

Say goodbye to hidden fees and overdraft fees.10

Cash App has 4.8/stars and is an Editor's Choice on the App Store!

Download Cash App for free today

Earn a $400 bonus with this checking account

This won't make you rich ... but it is an easy way to add cash to your retirement without much extra work.

New Truist checking clients can earn a $400 bonus when you open a new Truist One Checking account online between May 1, 2025 and October 29, 2025 using promo code TRUIST25AFL400. Terms apply.11

To earn the $400 bonus, your account needs to receive at least 2 qualifying direct deposits totaling $1,000 or more within 120 days of account opening.

This is a great way to supercharge your savings in retirement.

Plus, you can enjoy other benefits like no overdraft fee, security and fraud prevention tools, and automatic upgrades for access to growing perks. The monthly maintenance fee is also waived if you're 62 or older.

Open your new Truist One Checking account here

You could be overpaying for your retirement planning

Fees matter. High fees can cut into your returns and affect your overall nest egg. But the ways fees are levied vary. Some are “fee only,” charging a flat rate regardless of usage. Others take a percentage of all assets under management. Some earn commissions directly from mutual funds or other financial products, which presents a significant conflict of interest.

This free matching quiz helps Americans get matched with up to three fiduciary advisors who serve their area so they can compare and decide which advisor to work with.

Diversify your hard-earned retirement savings with gold

You’ve spent your whole life building up your retirement savings, but market volatility and inflation could be threatening everything you’ve worked so hard for.

American Hartford Gold is actively helping Americans like you find greater retirement security with precious metal investments. They offer everything from physical ownership to IRAs in gold and silver that have a proven track record during unstable markets.

In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold actually increased by 25%.12

Take control of your legacy today in 3 easy steps:

You're in good hands, as they boast an A+ rating with the BBB, are ranked #1 gold company on the Inc. 5000 list, and are exclusively endorsed by Bill O’Reilly. Take control of your savings and download your FREE Gold IRA Guide to get started.



Today's Top High-Yield Savings Accounts

Bank/InstitutionAPY infoOpen AccountBonus Offer
Financebuzz awards badge
2025 award winnerBest Checking and Savings Combo
SoFi Checking and Savings
5.0
info
4.50
%APY
With $0 min. balanceinfo
Learn More
on SoFi's secure website
Member FDIC
Limited-Time Offer: +0.70% boost to 4.50% APY on Savings for up to 6 months13 + up to $300 Bonus with direct deposit.14 Terms apply.
Discover® Online Savings
4.9
info
3.40
%APY
With $0 min. balance15
Learn More
on Discover's secure website
Member FDIC
Limited-Time Offer: Earn up to a $200 bonus info using code EC925 to open your first Discover® Online Savings account.16 See website for details.
CIT Bank Platinum Savings
4.3
info
3.85
%APY
With $5,000 min. balance17
Learn More
on CIT Bank's secure website
Member FDIC
Limited-Time Offer: Earn a $225 cash bonus when you deposit $25,000, or a $300 cash bonus when depositing $50,000 or more
Financebuzz awards badge
2025 award winnerBest for Customer Service
American Express® High Yield Savings
5.0
info
3.50
%APY
With $0 min. balance18
Learn More
on American Express' secure website
Member FDIC
-
Alliant Credit Union High-Rate Savings
4.3
info
3.10
%APY
With $100 min. balance19
Learn More
on Alliant's secure website
Insured by NCUA
-
Western Alliance Bank High-Yield Savings
4.3
info
4.10
%APY
With $1 min. balance20
Learn More
on Raisin's secure website
Member FDIC
Limited-Time Offer: Use code EASY to earn $75 for $10,000, $250 for $25,000, $500 for $50,000, or $1,000 for $100,000+ deposited21



Today's Top High-Yield CDs and Annuities

Special Offer
Learn Moreon Gainbridge's secure site
APY
5.25%info
Minimum Balance for APY
$1,000
Bonus Offer
N/A
Why We Like It
  • Grow your savings faster with a guaranteed 5.25% - 5.60% APY22 based on deposit amount and term
  • FastBreak™ is a powerful annuity that guarantees risk-free, steady returns
  • No need for a large upfront contribution — start today with as little as $1,000
Learn Moreon Gainbridge's secure site

4.4
info
Learn Moreon Synchrony's secure website, Member FDIC
APY
4.10%info
Minimum Balance for APY
$0
Bonus Offer
N/A
Why We Like It
  • Earn a competitive 4.10% APY23with this 6‑month Certificate of Deposit from Synchrony Bank.
  • Mobile App makes it easy to bank anywhere - and manage your accounts from a Smartphone or Tablet.
  • Savings Products with Competitive Rates and No Minimum Deposit.
Learn Moreon Synchrony's secure website, Member FDIC

4.5
info
Learn Moreon Discover's secure website, Member FDIC
APY
4.00%
Minimum Balance for APY
$0
Bonus Offer
N/A
Why We Like It
  • Lock in a guaranteed 4.00% APY24for 12 months with no minimum balance to open an account
  • No fees, period — you won't be charged an account fee on your CD account25
  • 24/7 Access to your account and funds with an intuitive, seamless mobile app
  • Real customer service from real people
Learn Moreon Discover's secure website, Member FDIC

4.3
info
Learn Moreon Raisin's secure website, Member FDIC
APY
3.65%info
Minimum Balance for APY
$1
Bonus Offer
Earn up to $1,000 with code EASY. Terms apply.info
Why We Like It
  • Earn a 3.65% (as of 10/8/25) APY26 with a 14-Month High-Yield CD from Sallie Mae (Member FDIC), powered by Raisin
  • Streamlined digital platform, simplified statements, and 24/7 access to manage funds
  • Excellent rates, no fees, and a low $1 minimum deposit
  • Limited-Time Offer: Use code EASY to earn $75 for $10K, $250 for $25K, $500 for $50K, or $1,000 for $100K+ deposited21
Learn Moreon Raisin's secure website, Member FDIC

4.4
info
Learn Moreon Raisin's secure website, Member FDIC
APY
3.50%info
Minimum Balance for APY
$1
Bonus Offer
Earn up to $1,000 with code EASY. Terms apply.info
Why We Like It
  • Earn a 3.50% (as of 09/25/25) APY27 with a 4 month CD from Western Alliance Bank (Member FDIC), powered by Raisin
  • Streamlined digital platform, simplified statements, and 24/7 access to manage funds
  • Excellent rates, no fees, and a low $1 minimum deposit
  • Limited-Time Offer: Use code EASY to earn $75 for $10K, $250 for $25K, $500 for $50K, or $1,000 for $100K+ deposited21
Learn Moreon Raisin's secure website, Member FDIC



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