20 Savings Hacks All Seniors Should Know About

Last updated Nov. 20, 2025 | By FinanceBuzz Editors

You could be missing out on $1,000s, and you might not even realize it.

Sure, you might know about some senior discounts at diners or retail stores. But what you might not know is there are a number of lesser-known programs that can help slash bills, reduce insurance costs, and unlock powerful financial perks — right now.

We pulled together some of the most valuable money moves for 2025. Cut expenses, boost your retirement, and recession-proof your finances. But act fast — we don't know how long these programs will last!

Get major discounts from top retailers


Goodwill Senior Discount:
Discounts ranging from 10% to 20% off on select days.

Kohl's Senior Day: 15% discount every Wednesday for customers aged 60 and above.

Walgreens Seniors Day: Walgreens offers a Seniors Day once a month where customers aged 55 and older can receive 20% off eligible, regular-price items. The specific day varies, so it's recommended to check with your local Walgreens for details.

Amazon Prime Senior Discount: Discounted Prime membership for seniors who are recipients of qualifying government assistance programs such as Medicaid or SSI. This membership provides access to all Prime benefits at a reduced monthly cost.

Pay less when you stay at hotels and dine out


Best Western Senior Discounts: Minimum 10% discount on room rates for guests aged 55 and over.

Denny's Senior Discount: Special discounted menu for guests aged 55 and above. Additionally, AARP members receive 15% off their total bill at participating locations.

AMC Theatres Senior Pricing: Discounted ticket prices for seniors aged 60 and above.

Lower the price of your travel costs


Greyhound Senior Discount: 5% discount on fares for passengers aged 62 and older. This discount is available on cross-border routes.

Amtrak Senior Discounts: 10% discount on most rail fares to travelers aged 65 and older.

National Park Service Senior Pass: For a one-time fee of $80, U.S. citizens or permanent residents aged 62 and older can obtain a lifetime Senior Pass. This pass grants access to over 2,000 federal recreation sites, including national parks and wildlife refuges.

AT&T Senior Nation Plan: AT&T offers the Senior Nation plan for customers aged 65 and older. This plan includes discounted rates on nationwide calls and is designed specifically for basic phones (not smartphones).


Special discounts and offers from our paid advertisers - terms & conditions apply:


Cancel your car insurance

Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.

This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.

I used Insurify and now I’m able to pay just $51 a month for two cars.1Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this tool and compare and potentially score same-day savings, here’s what to do:

  1. Click the link below and enter your zip code, date of birth, and phone number.
  2. Answer a few questions about your car’s make and model to get matched with top offers.
  3. Choose the best quote for you and lock it in before rates go up.

Compare rates now and see if you could score same-day savings today!

I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.

Hearing Aids: Get a 45-day no-risk trial for these revolutionary German-engineered hearing aids

Have you noticed voices sounding muffled or find yourself asking “what?” more often? Hearing conversations clearly makes all the difference, whether it’s sharing laughs with family or catching every word with friends. The good news? There’s a simple way to bring back the clarity.

Horizon IX hearing aids by hear.com offer crystal-clear speech understanding using advanced German technology. These nearly invisible, medical-grade devices provide twice the speech clarity of competitors, even in noisy places.

The aids connect to a simple smartphone app that makes them easy to set up and use. Plus, Horizon IX lasts up to 19 hours on a single charge, so no more dead batteries.

hear.com is trusted by over 500,000 customers worldwide, has an A+ rating with the Better Business Bureau and a 4.9/5 rating at Consumer Affairs, and is known for their award-winning customer service.

We don’t know how long this will last. If your credit score is 680+ you may qualify for a 45-day no-risk trial and flexible financing options. Click below, answer the questions, and enter your phone number at the end to secure your trial.

Schedule a call to request a 45-day no-risk trial and flexible financing

Weight Loss: Save as much as 80% on weight loss meds

If you’re finally ready to lose weight, FDA-approved GLP-1s — like Semaglutide & Tirzepatide — burn fat fast. And this company we found called MyStart gets them to you 80% cheaper!

It might sound crazy, but MyStart operates on a cash-only basis and does not accept insurance. This is how they’re able to provide up to 80% off the typical cost of weight-loss medications like Ozempic and Zepbound. (You can pay via credit cards, including Visa and Mastercard.)

Skip the surgeries, diets, and expensive costs of weight loss. Get real results with GLP-1s at 80% less than name brands! Plus, get access to U.S.-based doctors 24/7 when you go through MyStart. No insurance is required and there are no hidden fees.

Dr. Ritu Chopra (from the show "The Doctors") says this is the future of weight loss. Join now before prices go up! You could qualify in 5-minutes or less.

Take the quiz to get up to 80% off weight loss medications starting at $180/month ($6/day)

P.S. For limited time you can take $120 off + get free shipping on your first order, making your first shipment just $60!

Debt Help: Ask this company to pay off your credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $20,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 12-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!2

Try National Debt Relief

Use this card to pay no interest for 15 months (yes, it is kind of remarkable)

Imagine getting 15 months with 0% intro APR on purchases and balance transfers (APR then 17.74% - 26.74% Variable). Sounds great — right? You could dramatically change your financial picture with one of the industry-leading no-interest cards - the Discover it® Cash Back(Rates and fees) - and pay no interest into 2027 on purchases and balance transfers!

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer high-interest debt to this card with a 0% intro APR for 15 months on balance transfers (APR then 17.74% - 26.74% Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

The best part? The Discover it® Cash Back is accepted by 99% of merchants (according to the February 2025 issue of the Nilson Report), boasts an exceptional cash back rewards rate, and has no annual fee.

Click here to apply now for the Discover it® Cash Back

Set up direct deposit - pocket $300

If you aren't banking with SoFi®, you're missing out on a huge boost of extra cash just by following a few simple steps.

Earn a bonus of $50 or $3003when you open a SoFi Checking and Savings account and make an eligible direct deposit within the first 25 calendar days of the promotional period. Eligible direct deposits totaling $1,000-$4,999 unlock the $50 bonus, and $5,000 or more unlock the $300 bonus.3Easy.

This is practically passive income and a great way to supercharge your earnings. It basically takes no extra work at all other than following the steps above. Plus, your new account could earn up to 4.30% on Savings (3.60% APY3 with +0.70% APY Boost) for 6 Months on new accounts with eligible direct deposit. Terms Apply.4

Open your account and earn up to a $300 bonus

Home Insurance: Save potentially $1,000 or more on home insurance in Columbus

Most people don't even think twice about what they pay for home insurance. Huge mistake. Especially if you want more money in retirement. If you live in Columbus and you haven’t checked rates recently, you could save potentially $1,000s.

This tool is actively helping homeowners score huge savings on better home insurance. They bring top insurance providers together to compete for your business, potentially giving you a better deal. This could drive the cost down for you by orders of magnitude.

You could slash the cost of home insurance by tapping into potential discounts and incentives most homeowners probably don’t even know exist.

You might be eligible if you check these 3 boxes:

  1. You own your home.
  2. You are willing to switch providers to save money.
  3. Your ZIP code qualifies.

Complete this short questionnaire to see if you qualify

Advisor Fees: You could be overpaying for your retirement planning

Fees matter. High fees can cut into your returns and affect your overall nest egg. But the ways fees are levied vary. Some are “fee only,” charging a flat rate regardless of usage. Others take a percentage of all assets under management. Some earn commissions directly from mutual funds or other financial products, which presents a significant conflict of interest.

This free matching quiz helps Americans get matched with up to three fiduciary advisors who serve their area so they can compare and decide which advisor to work with.

Ohio homeowners borrow from your home’s equity

HELOCs are experiencing a resurgence among credit-worthy homeowners, who see them as a cost-effective way to eliminate high-interest debt or finance home improvements.

The best part is you can actually keep your current mortgage rate by getting a HELOC with this genius product! No hassle.

See if you qualify!5

How to get started:

  1. Check out Upstart Home Lending at the link below.
  2. Answer a few questions about your home.
  3. See if you qualify and get your personalized rate and payment.

See if you qualify

Restaurants & Meal Delivery: Take advantage of massive discounts at restaurants and meal delivery companies

Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on:

  • Restaurants (save up to $450 per year!)
  • Meal deliveries
  • Airfare, Hotels, Cruises and Rental Cars
  • Eyeglasses and even prescriptions that aren’t covered by insurance

Plus you’ll also get insider info on social security, job listings, caregiving, and retirement planning.

How to become a member today:

  • Click the link below, select your free gift, and click “Join Today”
  • Create your account (important!) by answering a few simple questions
  • Start enjoying your discounts and perks!

Get 25% off your AARP membership, making it just $15 the first year with auto-renewal

Scams and Fraud: People lost over $3 billion to scams that started online in 2024

That’s right. If you thought the internet was safer than ever before, you should know that people still lost over $3 billion to scams that started online in 2024 alone.

But you can safeguard your digital world and identity with this powerful browser extension + mobile app from Guardio. Fake sites that mimic trusted ones are more common than you think, especially when making online purchases. Guardio predicts, detects, and blocks them.

Plans start at $9.99 per month. Sign up, install the extension and mobile app, and Guardio will monitor the dark web 24/7 for exposed data. It sends clear and actionable insights in real time to safeguard your accounts, protect your sensitive data, and secure your SSN. And it works across all your devices.

Before you make your next online purchase, join over 2 million users on any device and protect what you’ve built for a fraction of what it could cost you if your data were compromised.

Get a free trial + 30% off when you install Guaridio today!

Tax Debt: Ask this company to help you pay off $10,000+ in late tax debt

Past-due tax debt is overwhelming. It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.

Tax Relief Experts is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.

While most tax companies just put you on a payment plan and file your taxes for you, Tax Relief Experts talk to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Complete this short form to see if you qualify

Overpaying for ED Meds: Seniors can get ED meds as low as $0.87/pill

The cost of name brand ED meds (like Viagra) can be as high as $3,000 a month without insurance. Ouch. But this company we found makes it easy for seniors to get practically the exact same medication — for as low as $0.87/pill. That’s significantly cheaper!

This new company does not accept insurance and operates on a “cash pay” basis, which is how they keep costs so low, even for seniors. (You can still pay via credit card.) Pharmacies are U.S.- based and dispense only FDA-approved ED medication for your safety and peace of mind. They are trusted by 41,933+ customers.

To get started: Take a short assessment to get matched with the right medication for your needs. It takes about 60 seconds. No in-person visits needed, and medications are prescribed by licensed doctors. Shipping is also free and discreet on any prescription.

BONUS: New customers get an extra $10 off their first purchase using the link below.

Get ED meds here for as low as $0.87/pill

Overpaying on Windows: Ohio seniors could save a fortune on new windows

Old windows drive up your home's electric bill. But if you live in Ohio and your windows are 5+ years old, you could save $1,000s.

WindowsUSA is actively helping senior homeowners score huge savings on new windows. They bring top local vendors into a bidding war for your business, providing the best deals without sacrificing quality. This can drive the cost down for you by orders of magnitude.

Slash the cost of new windows by tapping into hidden rebates, unlisted discounts, and local incentives most homeowners don’t even know exist.

You might be eligible if you check these 3 boxes:

  1. You own your home.
  2. Your windows are 5+ years old.
  3. Your ZIP code qualifies.

Complete this short questionnaire to see if you qualify 

BONUS: Diversify your hard-earned retirement savings with gold

You’ve spent your whole life building up your retirement savings, but market volatility and inflation could be threatening everything you’ve worked so hard for.

American Hartford Gold is actively helping Americans like you find greater retirement security with precious metal investments. They offer everything from physical ownership to IRAs in gold and silver that have a proven track record during unstable markets.

In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold actually increased by 25%.6

Take control of your legacy today in 3 easy steps:

You're in good hands, as they boast an A+ rating with the BBB, are ranked #1 gold company on the Inc. 5000 list, and are exclusively endorsed by Bill O’Reilly. Take control of your savings and download your FREE Gold IRA Guide to get started.

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