14 Benefits Seniors Are Entitled to But Often Forget to Claim

Last updated Sept. 14, 2025 | By FinanceBuzz Editors

You could be missing out on $1,000s, and you might not even realize it.

Sure, you might know about some senior discounts at diners or retail stores. But what you might not know is there are a number of lesser-known programs that can help slash bills, reduce insurance costs, and unlock powerful financial perks — right now.

We pulled together some of the most valuable money moves for 2025. Cut expenses, boost your retirement, and recession-proof your finances. But act fast — we don't know how long these programs will last!

Get major discounts from top retailers


Rite Aid Wellness 65+ Program: Benefits such as 5x points on qualifying purchases on the first Wednesday of every month, a 10% off discount on Tuesdays, and a free consultation with a pharmacist. Enrollment is free.

Goodwill Senior Discount: Discounts ranging from 10% to 20% off on select days.

Kohl's Senior Day: 15% discount every Wednesday for customers aged 60 and above.

Walgreens Seniors Day: Walgreens offers a Seniors Day once a month where customers aged 55 and older can receive 20% off eligible, regular-price items. The specific day varies, so it's recommended to check with your local Walgreens for details.

Amazon Prime Senior Discount: Discounted Prime membership for seniors who are recipients of qualifying government assistance programs such as Medicaid or SSI. This membership provides access to all Prime benefits at a reduced monthly cost.

Tax Debt: Ask this company to help you pay off your late tax debt

Past-due tax debt is overwhelming.

It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.

Alleviate Tax is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.

While most tax companies just put you on a payment plan and file your taxes for you, Alleviate Tax talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Answer a few questions to get started

See if your credit card debt is eligible for this debt relief program

If you have a lot of credit card debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to resolve your debt once and for all?

ClearOne Advantage can help.1 If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives may be able to help you resolve your debt for less than you owe — with one low monthly program payment.

Best of all? There are zero upfront fees, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions and get connected with a caring representative. The consultation is completely free and only takes a few minutes to see if you qualify!

See if your $30k+ in credit card debt is eligible for ClearOne Advantage

Pay less when you stay at hotels and dine out


Best Western Senior Discounts: Minimum 10% discount on room rates for guests aged 55 and over.

Denny's Senior Discount: Special discounted menu for guests aged 55 and above. Additionally, AARP members receive 15% off their total bill at participating locations.

AMC Theatres Senior Pricing: Discounted ticket prices for seniors aged 60 and above.

This plan protects select Ohio homes from many expensive appliance and home repairs (seniors, lock in your ultra-low rate)

Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. If you live in Ohio and own your home, Choice Home Warranty could make it so you don’t have to pay $1,000s on home repairs anymore.

They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down. Just make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.2

Choose a plan here and you could still lock in their ultra-low 2025 rates for a limited time. You could tap into immense savings for nearly any system or appliance in your home that’s covered.

Not everyone is eligible for this plan so here’s how to check:

  1. Click the link below and enter your zip code.
  2. Answer a few simple questions.
  3. See if your home qualifies and lock in your rate.

Choose a plan here and and see if you’re eligible for $50 off and 1 month free

P.S. We negotiated a special deal for FinanceBuzz readers who sign up using the link above. Use it this week to get $50 off and 1 month free. We don’t know how long it will last, so take advantage of it today before it disappears.

Scams and Fraud: People lost over $3 billion to scams that started online in 2024

That’s right. If you thought the internet was safer than ever before, you should know that people still lost over $3 billion to scams that started online in 2024 alone.

But you can safeguard your digital world and identity with this powerful browser extension + mobile app from Guardio. Fake sites that mimic trusted ones are more common than you think, especially when making online purchases. Guardio predicts, detects, and blocks them.

Plans start at $9.99 per month. Sign up, install the extension and mobile app, and Guardio will monitor the dark web 24/7 for exposed data. It sends clear and actionable insights in real time to safeguard your accounts, protect your sensitive data, and secure your SSN. And it works across all your devices.

Before you make your next online purchase, join over 2 million users on any device and protect what you’ve built for a fraction of what it could cost you if your data were compromised.

Get a free trial + 30% off when you install Guaridio today!

Hearing Aids: Get a 45-day no-risk trial for these revolutionary German-engineered hearing aids

Have you noticed voices sounding muffled or find yourself asking “what?” more often? Hearing conversations clearly makes all the difference, whether it’s sharing laughs with family or catching every word with friends. The good news? There’s a simple way to bring back the clarity.

Horizon IX hearing aids by hear.com offer crystal-clear speech understanding using advanced German technology. These nearly invisible, medical-grade devices provide twice the speech clarity of competitors, even in noisy places.

The aids connect to a simple smartphone app that makes them easy to set up and use. Plus, Horizon IX lasts up to 19 hours on a single charge, so no more dead batteries.

hear.com is trusted by over 500,000 customers worldwide, has an A+ rating with the Better Business Bureau and a 4.9/5 rating at Consumer Affairs, and is known for their award-winning customer service.

We don’t know how long this will last. If your credit score is 680+ you may qualify for a 45-day no-risk trial and flexible financing options. Click below, answer the questions, and enter your phone number at the end to secure your trial.

680+ Credit Score: Schedule a call to request a 45-day no-risk trial and flexible financing

Advisor Fees: You could be overpaying for your retirement planning

Fees matter. High fees can cut into your returns and affect your overall nest egg. But the ways fees are levied vary. Some are “fee only,” charging a flat rate regardless of usage. Others take a percentage of all assets under management. Some earn commissions directly from mutual funds or other financial products, which presents a significant conflict of interest.

This free matching quiz helps Americans get matched with up to three fiduciary advisors who serve their area so they can compare and decide which advisor to work with.

Get a guaranteed interest rate on your money at 5.40% APY

The stock market can be volatile. Why risk putting your money into it when this company lets you lock in a guaranteed interest rate on your contributions? Don’t settle for weak, unpredictable returns … enjoy risk-free growth at an impressive 5.40% APY3with FastBreak™.

FastBreak™ is a powerful annuity that can guarantee steady interest rates and support financial confidence. It aims to be a low stress approach to saving with guaranteed interest rates and commission-free earnings, so you can watch your money grow uninhibited and fully protected from market fluctuations.

Even better, there is no need for a large upfront contribution with FastBreak™. Start today with as little as $1,000. The guaranteed 5.40% APY gives you the power to grow your wealth with predictability. You never have to worry, just sign up and let your money grow.

Sign up for FastBreak™ and grow your wealth risk free

Lower the price of your travel costs


Greyhound Senior Discount: 5% discount on fares for passengers aged 62 and older. This discount is available on cross-border routes.

Amtrak Senior Discounts: 10% discount on most rail fares to travelers aged 65 and older.

National Park Service Senior Pass: For a one-time fee of $80, U.S. citizens or permanent residents aged 62 and older can obtain a lifetime Senior Pass. This pass grants access to over 2,000 federal recreation sites, including national parks and wildlife refuges.

AT&T Senior Nation Plan: AT&T offers the Senior Nation plan for customers aged 65 and older. This plan includes discounted rates on nationwide calls and is designed specifically for basic phones (not smartphones).

Overpaying on Windows: Ohio seniors could save a fortune on new windows

Old windows drive up your home's electric bill. But if you live in Ohio and your windows are 5+ years old, you could save $1,000s.

WindowsUSA is actively helping senior homeowners score huge savings on new windows. They bring top local vendors into a bidding war for your business, providing the best deals without sacrificing quality. This can drive the cost down for you by orders of magnitude.

Slash the cost of new windows by tapping into hidden rebates, unlisted discounts, and local incentives most homeowners don’t even know exist.

You might be eligible if you check these 3 boxes:

  1. You own your home.
  2. Your windows are 5+ years old.
  3. Your ZIP code qualifies.

Complete this short questionnaire to see if you qualify 

Earn a lovely $400 bonus with this checking account

We hate to tell you this, really. But if you aren’t banking with Truist Bank, you’re missing out on extra cash. Don’t worry though … it’s easy to fix.

New checking clients can earn a $400 bonus when you open a new Truist One Checking account online between May 1, 2025 and October 29, 2025 using promo code TRUIST25AFL400. Terms apply.4

To earn the $400 bonus, your account needs to receive at least 2 qualifying direct deposits totaling $1,000 or more within 120 days of account opening.

This is a great way to supercharge your earnings.

Plus, you can enjoy other benefits like no overdraft fee, a Balance Buffer for eligible clients,5 and automatic upgrades for access to growing perks.

Open your new Truist One Checking account here

Restaurants & Meal Delivery: Take advantage of massive discounts at restaurants and meal delivery companies

Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on:

  • Restaurants (save up to $450 per year!)
  • Meal deliveries
  • Airfare, Hotels, Cruises and Rental Cars
  • Eyeglasses and even prescriptions that aren’t covered by insurance

Plus you’ll also get insider info on social security, job listings, caregiving, and retirement planning.

How to become a member today:

  • Click the link below, select your free gift, and click “Join Today”
  • Create your account (important!) by answering a few simple questions
  • Start enjoying your discounts and perks!

Get 25% off your AARP membership, making it just $15 the first year with auto-renewal

Overpaying for ED Meds: Seniors can get ED meds as low as $0.87/pill

The cost of name brand ED meds (like Viagra) can be as high as $3,000 a month without insurance. Ouch. But this company we found makes it easy for seniors to get practically the exact same medication — for as low as $0.87/pill. That’s significantly cheaper!

This new company does not accept insurance and operates on a “cash pay” basis, which is how they keep costs so low, even for seniors. (You can still pay via credit card.) Pharmacies are U.S.- based and dispense only FDA-approved ED medication for your safety and peace of mind. They are trusted by 41,933+ customers.

To get started: Take a short assessment to get matched with the right medication for your needs. It takes about 60 seconds. No in-person visits needed, and medications are prescribed by licensed doctors. Shipping is also free and discreet on any prescription.

BONUS: New customers get an extra $10 off their first purchase using the link below.

Get ED meds here for as low as $0.87/pill

Save On Car Insurance: Seniors, cancel your insurance to potentially save up to $600 a year

Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.

This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.

I used this tool and now I’m able to pay just $47 a month for two cars.6Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this tool and compare and potentially score same-day savings, here’s what to do:

  1. Click the link below and enter your zip code, date of birth, and phone number.
  2. Answer a few questions about your car’s make and model to get matched with top offers.
  3. Choose the best quote for you and lock it in before rates go up.

Compare rates now and see if you could score same-day savings today!

I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.

Home Insurance: Save potentially $1,000 or more on home insurance in Columbus

Most people don't even think twice about what they pay for home insurance. Huge mistake. Especially if you want more money in retirement. If you live in Columbus and you haven’t checked rates recently, you could save potentially $1,000s.

This tool is actively helping homeowners score huge savings on better home insurance. They bring top insurance providers together to compete for your business, potentially giving you a better deal. This could drive the cost down for you by orders of magnitude.

You could slash the cost of home insurance by tapping into potential discounts and incentives most homeowners probably don’t even know exist.

You might be eligible if you check these 3 boxes:

  1. You own your home.
  2. You are willing to switch providers to save money.
  3. Your ZIP code qualifies.

Complete this short questionnaire to see if you qualify

Weight Loss: Save as much as 80% on weight loss meds

If you’re finally ready to lose weight, FDA-approved GLP-1s — like Semaglutide & Tirzepatide — burn fat fast. And this company we found called MyStart gets them to you 80% cheaper!

It might sound crazy, but MyStart operates on a cash-only basis and does not accept insurance. This is how they’re able to provide up to 80% off the typical cost of weight-loss medications like Ozempic and Zepbound. (You can pay via credit cards, including Visa and Mastercard.)

Skip the surgeries, diets, and expensive costs of weight loss. Get real results with GLP-1s at 80% less than name brands! Plus, get access to U.S.-based doctors 24/7 when you go through MyStart. No insurance is required and there are no hidden fees.

Dr. Ritu Chopra (from the show "The Doctors") says this is the future of weight loss. Join now before prices go up! You could qualify in 5-minutes or less.

Take the quiz to get up to 80% off weight loss medications starting at $180/month ($6/day)

P.S. For limited time you can take $120 off + get free shipping on your first order, making your first shipment just $60!

Home Equity: Access a credit limit from $5,000-$250,000 (without touching your mortgage)

If you need cash, you do not need a cash advance or personal loan — get a HELOC instead.

Access the equity in your home with Aven for a fraction of the time and cost of a traditional HELOC. With a 100% online process, you could get approved in as fast as 15 minutes and access funds as soon as 3 business days after closing!

The best part? The Aven HELOC gives you options. Access cash upfront with a full draw at a low fixed rate APR or use a standard revolving credit line with a variable APR.7Repay that full draw with a fixed monthly payment that works for your budget.

How to get started:

  1. Visit Aven and provide a few pieces of information.
  2. Check your offer with no impact on your credit score.
  3. Accept your personalized rate.
  4. Close 100% online with a digital notarization flow.

680+ Credit Score: Check your offer for $0

Use this card to pay no interest for 15 months (yes, it is kind of remarkable)

Imagine getting 15 months with 0% intro APR on purchases and balance transfers (APR then 18.24% - 27.24% Variable). Sounds great — right? You could dramatically change your financial picture with one of the industry-leading no-interest cards - the Discover it® Cash Back(Rates and fees) - and pay no interest until nearly 2027 on purchases and balance transfers!

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer high-interest debt to this card with a 0% intro APR for 15 months on balance transfers (APR then 18.24% - 27.24% Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

The best part? The Discover it® Cash Back is accepted by 99% of merchants, boasts an exceptional cash back rewards rate, and has no annual fee.

Click here to apply now for the Discover it® Cash Back

Learn 7 ways to generate income with a $1,000,000 portfolio

If you have $1,000,000 saved up, this guide is for you. The last thing you want in retirement is to run out of money. Instead, you want your money to generate a real income while you enjoy your life.

Now you can learn the strategies wealthy retirees use to fund their retirement with $1,000,000 — and how you can, too — with this new guide: The Definitive Guide to Retirement Income from Fisher Investments.

Fisher Investments has helped tens of thousands of investors retire comfortably since 1979. With over $332 billion under management, they provide tailored money management to help achieve long-term goals. Download the guide today!

Get your guide here

Earn up to a $1,000 bonus when you open and fund this account

If you have $100,000 that you’d like to place in a high-yield savings account but you haven’t heard about this account from Western Alliance, listen up.

Open a Western Alliance high yield savings account here and you could earn a bonus of up to $1,000 with the code EASY.8Not only does this account offer this astounding bonus, but you’ll also be able to earn up to 4.30% APY9— that could be worth $1,000s more over the years.

Western Alliance is powered by Raisin, offering excellent rates with NO monthly fees. You can also enjoy a $1 minimum deposit, 24/7 online access. Open your account today, fund it, and you could enjoy a significant bonus plus powerful earnings on your saved cash. Member FDIC.

Open a Western Alliance high yield savings account here

P.S.: Use the code EASY when signing up and you could earn a bonus of up to $1,000.

O&O Auto Insurance
  • You could save up to $600 with some companies
  • Compare dozens of providers in under 5 minutes
  • Fast, free and easy way to shop for insurance
  • Quickly find the perfect rate for you