You could be missing out on $1,000s, and you might not even realize it.
Sure, you might know about some senior discounts at diners or retail stores. But what you might not know is there are a number of lesser-known programs that can help slash bills, reduce insurance costs, and unlock powerful financial perks — right now.
We pulled together some of the most valuable money moves for 2026. Cut expenses, boost your retirement, and recession-proof your finances. Check out these offers from our partners below!
Get major discounts from top retailers
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Goodwill Senior Discount: Discounts ranging from 10% to 20% off on select days.
Kohl's Senior Day: 15% discount every Wednesday for customers aged 60 and above.
Walgreens Seniors Day: Walgreens offers a Seniors Day once a month where customers aged 55 and older can receive 20% off eligible, regular-price items. The specific day varies, so it's recommended to check with your local Walgreens for details.
Amazon Prime Senior Discount: Discounted Prime membership for seniors who are recipients of qualifying government assistance programs such as Medicaid or SSI. This membership provides access to all Prime benefits at a reduced monthly cost.
Senior homeowners in Ohio could qualify for gutter guard discounts - right in time for summer storms
Seniors could score big savings on this simple home upgrade. Overflowing gutters lead to water damage, roof rot, mold, even foundation problems. It's the kind of repair that could cost you thousands. But smart homeowners are protecting their homes with gutter guards - and seniors could lock in big discounts ahead of damaging summer storms.
If you're a senior who owns a home in Ohio, HomeBuddy offers a powerful, one-of-a-kind gutter guard built to prevent exactly that. Their micromesh filter keeps common debris out, so your gutters stay clear and your home stays protected. And because it actually works, you may be able to stop hiring gutter cleaners altogether. The company will even clean out and realign your gutters before they install.
Don't waste money on cheap, ineffective guards that claim to be clog-free. This one's built to last.
See if you qualify today: Click the link below, enter your ZIP code and home info, and a representative will reach out to schedule a free estimate.
Try this free service helping seniors in Ohio get a roof replacement
Your roof is your home's first line of defense. But if it's more than 15 years old, has leaks, or shows signs of storm damage, it might be time to replace it. And a new roof does a lot more than just keep the weather out.
Here's what a new roof could do for you:
- Stop leaks and water damage before they reach your walls and ceilings
- Lower your energy bills, since modern roofing seals better in summer and winter
- Stand up to heavy rain, wind, and hail
- Add curb appeal and resale value
- Possibly earn you insurance benefits, since a lot of insurers reward homeowners who replace aging roofs
If you own a home in Ohio, HomeBuddymakes it easy to get started. Answer a few quick questions to see if you qualify, and get connected with vetted local roofing pros in your area.
Do you qualify? Check these 3 boxes:
- You own your home.
- Your roof is over 15 years old.
- You live in a qualifying ZIP code.
Use this card to pay no interest for 15 months (yes, it is kind of remarkable)
Imagine getting 15 months with 0% intro APR on purchases and balance transfers (APR then 17.49% - 26.49% (Variable); Balance transfer fee applies). Sounds great — right? You could dramatically change your financial picture with one of the industry-leading no-interest cards - the Discover it® Cash Back (Rates and fees) - and pay no interest into 2027 on purchases and balance transfers!
If you want to kick high-interest credit card debt to the curb, this is one of the leading cards available. Transfer high-interest debt to this card with a 0% intro APR for 15 months on balance transfers (APR then 17.49% - 26.49% (Variable)). Cardholders also get a generous intro APR of 0% for 15 months on purchases (APR then 17.49% - 26.49% (Variable)). Your payments can go directly to paying down your balance without incurring a pile of additional interest charges. That could save you hundreds of dollars in interest!
The best part? The Discover it® Cash Back is accepted by 99% of merchants (according to the February 2025 issue of the Nilson Report), boasts an exceptional cash back rewards rate, and has no annual fee.
Click here to apply now for the Discover it® Cash Back
According to a U.S. News report using Experian data, the average American carrying a $6,735 credit card balance at a 22.25% APR could pay over $1,248 in interest just to pay it off. With an introductory 0% APR offer on eligible purchases or qualifying balance transfers, you help avoid interest charge during the intro period, allowing more of each payment to go toward the balance.
Sources: U.S. News Money (2025)
Ask a pro: Is your $1M+ portfolio working as hard as it could?
A one percent fee sounds like nothing. But on a $1 million portfolio, that's around $10,000 a year, every year, whether your advisor earns it or not.
But here’s the thing: you know a good financial advisor could help you stretch your savings further with strategies around tax-efficient withdrawals, capital gains, and required minimum distributions, which could save you thousands.
You don’t want to overspend on fees. But you also don’t want to miss out on tax cuts and savings. The answer? You don’t need any financial advisor. You need the right financial advisor.
This free matching quiz connects people with $1M+ in investable assets with up to three fiduciary advisors who serve their area, so they compare and choose the one that fits.
See if your credit card debt is eligible for this debt relief program
If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it may get to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?
National Debt Relief could help. If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their certified debt specialists may be able to help you settle your debt for less than you owe — with one low monthly program payment.
Best of all? There are zero upfront fees, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions and get connected with a caring debt specialist. The consultation is completely free and only takes 30 seconds to see if you qualify!1 <p>Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. Clients who are able to stay with the program and get all their debt settled realize approximate savings of 45% before fees, or 20% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating. "Debt-Free" applies only to enrolled credit cards, personal loans, and medical bills. Not mortgages, car loans, or other debts. Results vary.</p>
See if your $30k+ in credit card debt is eligible for National Debt Relief
On average, debt settlement saves clients around 32% of their enrolled debt after fees, according to a 2023 study by the Association for Consumer Debt Relief. The consultation costs nothing. People who enroll and complete the program could be debt-free in 24 to 48 months.
Sources: Association for Consumer Debt Relief (2023)
Diversify your hard-earned retirement savings with gold
U.S. Gold Bureau offers everything from physical ownership to IRAs in gold and silver that have a proven track record during unstable markets. In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold actually increased by 25%.2 <p>Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses.</p>
Take control of your legacy today in 3 easy steps:
- Request your FREE IRA investor's guide and receive up to $20,000 in free gold.3 <p>This offer is valid with a minimum purchase of $30,000 in qualifying precious metals for a retirement account. For every $30,000 in eligible metals purchased, you will receive one (1) 1/10 oz Gold American Eagle bullion coin, up to a total maximum retail value of $20,000 in gold. The specific gold product may vary based on availability. If the advertised product is unavailable at the time of order, it will be substituted with a product of similar quality and value. Processing for retirement account funding may take approximately 2–3 weeks. Limit one time offer per household address. This offer cannot be combined with other promotions or discounts. It is valid for individuals only and eligibility is determined solely by USGB and is not guaranteed. This offer is subject to change or termination at any time without prior notice. Additional terms and exclusions may apply.</p>
- Speak to a dedicated specialist about the best option for you.
- Transfer or invest to better diversify your portfolio.
You're in good hands, as they boast an A+ rating with the BBB, are the U.S. Mint’s largest bulk purchaser, and share a facility with the nation's only state-administered precious metals depository.
If you have at least $30,000 to invest,take control of your savings now.
Get $30,000-$500,000 from your home (no monthly payments)
This is really cool. If you own a home and want to take equity out (to pay down debt or fund home renovations, for example) you can — but usually, you have to make payments each month. This company gets rid of that.
It sounds crazy, but it’s called Unison, and it lets you take money out of your home right now without making monthly payments. It's called an Equity Sharing Agreement (ESA), which is a partnership with you and Unison where you get money now in return for a portion of your home’s future appreciation in value.
Unison can give you access to $30,000-$500,000, but you can take what you need based on what you qualify for.4 <p>Sponsored by Unison. This is promotional content and not financial advice. Consult a qualified professional for personalized guidance.</p> <p>The Unison Equity Sharing Agreement is offered by Unison Agreement Corp. and is not a loan. Available in select states only (see unison.com for current details and eligibility). No monthly payments or interest charges, but origination fees and standard third-party closing costs apply (title, escrow, appraisal—fees vary by state). Initial estimate involves a soft credit check (no impact to your credit score). Full approval requires income verification, credit review (620+ mid-FICO welcome), property evaluation, and underwriting to ensure you can continue owning your home comfortably. Unison shares in your home’s future change in value (appreciation or depreciation)—not your existing equity—and both parties benefit if the home value rises or share in losses if it declines. Repayment occurs upon sale, buyout, refinance, or end of term. You can end the agreement anytime without penalty. Home values can fluctuate; consult a financial advisor. Terms subject to change.</p> You can also leave the partnership at any time by buying them out or selling your home. To get started, go to their website, enter your address, and instantly see how much you qualify for. It’s incredible.
Avoid Paying for Major Home Repairs: This plan helps protect seniors in select Ohio homes from many expensive appliance and home repairs (see if you qualify)
Everyone talks about home insurance, but hardly anyone talks about this. If you’re a senior, you live in Ohio, and you own your home, you could save $1,000s on home repairs without much work at all.
American Home Shield is currently helping homeowners slash appliance repair bills. Instead of paying $1,000s, you pay for a monthly plan and a simple one-time service fee per covered repair.
Getting a monthly plan could help you tap into immense savings for nearly any system or appliance in your home that’s covered.
Not everyone is eligible for this plan so here’s how to check:- Click the link below and enter your name, address, phone number and email.
- Hit the “Get Free Quote” button.
- If you qualify, select a plan.
Check if you qualify to settle your credit card debt for less than you owe
Let’s be so for real - growing credit card debt feels like drowning. But there’s nothing you can do about it, right? Wrong.
If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, National Debt Relief might be able to assist you.
Best part? It sounds crazy but there are zero upfront fees, and you could be debt-free in 24-48 months.
All you have to do to get started is answer a few simple questions. It only takes 30 seconds to see if you qualify!
On average, debt settlement saves clients around 32% of their enrolled debt after fees, according to a 2023 study by the Association for Consumer Debt Relief. The consultation costs nothing. People who enroll and complete the program could be debt-free in 24 to 48 months.
Sources: Association for Consumer Debt Relief (2023)
Get a free stair lift estimate before you sink $10,000s into renovating your home
If you or a loved one struggles with stairs, do not move to a new house or spend $10,000+ on a home elevator or renovation. An affordable custom stair lift could be a faster solution (and $1,000s cheaper) and this free in-home consultation can help you find one.
Leaf Home Safety Solutions is actively helping senior homeowners get custom stair lifts without spending a fortune. They offer straight, curved, and outdoor options, installed by pros and backed by a limited lifetime warranty. You could stay in the home you love without a renovation.
Skip the stress of researching stair lift companies on your own. Leaf Home brings trained local experts to your door for a free, no-pressure estimate.
You might be a good fit if: 1) You own your home, 2) You or a loved one has trouble with stairs, and 3) Your ZIP code qualifies.
Pay less when you stay at hotels and dine out
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Best Western Senior Discounts: Minimum 10% discount on room rates for guests aged 55 and over.
Denny's Senior Discount: Special discounted menu for guests aged 55 and above. Additionally, AARP members receive 15% off their total bill at participating locations.
AMC Theatres Senior Pricing: Discounted ticket prices for seniors aged 60 and above.
Restaurants & Meal Delivery: Take advantage of massive discounts at restaurants and meal delivery companies
Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on:
- Restaurants (save up to $450 per year!)
- Meal deliveries
- Airfare, Hotels, Cruises and Rental Cars
- Eyeglasses and even prescriptions that aren’t covered by insurance
Plus you’ll also get insider info on retirement planning, job listings, caregiving.
How to become a member today:
- Click the link below, select your free gift, and click “Join Today”
- Create your account (important!) by answering a few simple questions
- Start enjoying your discounts and perks!
Get 25% off your AARP membership, making it just $15 the first year with auto-renewal
Tax Debt: Ask this company to help you pay off your late tax debt
Past-due tax debt is overwhelming.
It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.
Alleviate Tax is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.
While most tax companies just put you on a payment plan and file your taxes for you, Alleviate Tax talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.
Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.
Lower the price of your travel costs
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Greyhound Senior Discount: 5% discount on fares for passengers aged 62 and older. This discount is available on cross-border routes.
Amtrak Senior Discounts: 10% discount on most rail fares to travelers aged 65 and older.
National Park Service Senior Pass: For a one-time fee of $80, U.S. citizens or permanent residents aged 62 and older can obtain a lifetime Senior Pass. This pass grants access to over 2,000 federal recreation sites, including national parks and wildlife refuges.
AT&T Senior Nation Plan: AT&T offers the Senior Nation plan for customers aged 65 and older. This plan includes discounted rates on nationwide calls and is designed specifically for basic phones (not smartphones).
Last Chance: Earn 100,000 bonus points — worth up to $1,500 towards travel
Offer Ending July 30, 2026: If you're planning a trip, apply for the Chase Sapphire Preferred® Card (Rates and fees) here and you can earn 100,000 bonus points after spending $5,000 in the first 3 months — that's worth up to $1,500 toward travel through Chase Travel℠!
Plus, earn 5X points on travel purchased through Chase Travel℠; 3X points on dining, vacation homes, gas & EV charging, top streaming services, and online groceries (excluding Walmart, Target, and wholesale clubs); 2X points on all other travel purchases, and 1X points on all other purchases — with an extremely low annual fee of $95 and no foreign transaction fee.
The card could pay for itself quickly: you'll earn up to $100 Chase Travel hotel credit each anniversary year, get a complimentary year of Apple TV (a $156 value, must activate by 12/31/26), and up to $120 toward Global Entry, TSA PreCheck, or NEXUS every four years.
If you travel even once a year, this card could net you $100s in rewards to use toward travel. Don't delay. This offer ends on Thursday, July 30, 2026 at 3:00 PM EST. Apply today!
Click here to apply for the Chase Sapphire Preferred® Card now
Get $15,000-$500,000 from your home (no monthly payments)
This is really cool. If you own a home and want to take equity out (to pay down debt or fund home renovations, for example) you can — but usually, you have to make payments each month. This company gets rid of that.
It sounds crazy, but it's called Unlock, and it lets you take money out of your home right now without making monthly payments. It's called a Home Equity Agreement (HEA), which is a partnership between you and Unlock where you get money now in return for a portion of your home's future appreciation in value.
Unlock can give you access to $15,000–$500,000, but you can take what you need based on what you qualify for.5 <p>Terms and Conditions Apply. Not all homeowners will qualify. Not available in all states. Home equity agreements are offered by Unlock Home Equity Solutions Inc. In certain states NMLS #2657081 — <a href="https://nmlsconsumeraccess.org/">nmlsconsumeraccess.org</a> for more info</p> You can also leave the partnership at any time by buying them out or selling your home. To get started, go to their website, enter your address, and see how much you could qualify for in two minutes. It's incredible.
Earn 10% cash back on your next Walmart purchase
If you're still using an account that charges monthly fees and you earn next to nothing on your savings, you need to try OnePay. When you bank through OnePay, you get a mobile banking app and secured credit card with no monthly fees, no minimum balances, and no overdraft fees.6 <p>OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. The secured OnePay Builder Mastercard® is issued by banking partners pursuant to a license by Mastercard® International Incorporated.</p>
Sign up for OnePay here and you can earn 3% cash back on Walmart, gas, or dining on up to $150 spent per month, with eligible deposits.7 <p>Only available to customers who either (i) received $500+ in direct deposits or (ii) had a total balance of $5,000+ at the end of the previous month. Cash back is earned as OnePay Points, redeemable into a OnePay deposit account or other available options. You must select your cash back category in the OnePay app monthly and you begin earning on the date it is selected. Eligible purchases are based on MCC. Individual reward details can be found in the OnePay app. For certain reward offers utilizing the OnePay CashRewards Card, and third-party cards linked in the OnePay Wallet, purchases must be made using the physical card. See terms at <a href="https://www.onepay.com/legal/onepay-rewards-terms?%24web_only=true&_branch_match_id=1558140187896023793&utm_medium=marketing&_branch_referrer=H4sIAAAAAAAAAwXBQQqAMAwEwBfZ3AXx4EOk4moLbRM2gd58uzMlwnwVKWhNkw6kbCbEzLx9CbD7%2FhEPyDre86JOB7ejUDt%2B8XOCZz0AAAA%3D">onepay.com/rewards-terms</a>.</p> On top of that, you can earn 3.35% APY on your savings with eligible deposits8 <p>3.35% annual percentage yield (APY) applies to the Savings balance of OnePay deposit accounts that have either (i) received $500+ of Direct Deposits in the current or previous month or (ii) have a balance of $5,000+ at the end of the previous month. 3.35% APY is also earned on Pay Autosave balances without deposit or balance requirements. 3.35% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY. APYs are as of 5/13/2026, but may change at any time before or after account opening.</p> and get paid up to 2 days early when you set up direct deposit.9 <p>Direct Deposit is required. Funds may be available up to 2 days in advance, depending on when your employer sends paycheck data</p> And you can earn 25¢/gallon extra cash back on your first gas purchase.10 <p>Bonus Term 10/27/2025 – 12/31/2026. Bonus applied to your first purchase of gas using an Upside Offer for gas (“Gas Offer”). Use of a Gas Offer must be made during the Bonus Term to earn the Bonus. Limit of one per customer. Cash back is provided as OnePay Points, which can be redeemed as a deposit into a OnePay deposit account, or other available options. Gas Offers are not available in New Jersey or Wisconsin. Cash back amounts and caps vary by gas station and are subject to change at any time. Any gallon or spend caps applicable to a Gas Offer will also be applicable to the Bonus. See <a href="https://www.onepay.com/legal/onepay-rewards-terms?%24web_only=true&_branch_match_id=1207782460763901308&utm_medium=marketing&_branch_referrer=H4sIAAAAAAAAAwXBQQqAMAwEwBfZ3AXx4EOk4moLbRM2gd58uzMlwnwVKWhNkw6kbCbEzLx9CbD7%2FhEPyDre86JOB7ejUDt%2B8XOCZz0AAAA%3D">onepay.com/rewards-terms</a>.</p>
You also get fee-free overdraft with eligible deposits,11 <p>Fee-Free Overdraft is available to OnePay deposit accounts that have either (i) received Direct Deposits totaling $500+ in the current or previous month, or (ii) have a balance of $5,000+ at the end of the previous month. You must be 18 or older. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance is due right away. Eligible transactions are at the discretion of OnePay and may exclude certain transactions (e.g., bill pay, global transfers). <a href="https://support.one.app/hc/en-us/articles/360052260773-Savings-Backup-and-Overdraft-Protection">See details</a>.</p> fee-free cash withdrawals at 55,000+ Allpoint ATMs worldwide,12 <p>For all other ATM transactions, the Cash Out fee will apply and third-party ATM fees may be incurred.</p> and free bill pay with eligible deposits.13 <p>Only applies to OnePay deposit accounts that have either (i) received Direct Deposits totaling $500+ in the current or previous month, or (ii) have a balance of $5,000+ at the end of the previous month. For all other accounts the $3 Bill Pay Fee applies for each bill paid.</p>
Limited time offer: earn up to $350 cash back with direct deposits when signing up to bank through OnePay with a FinanceBuzz link through 8/31.14 <p class="">Bonus Term: July 1, 2026 - August 31, 2026. This Bonus (as defined below) is only available to new customers who open a OnePay deposit account through a link on one of the websites or apps listed in the full terms. Your period to participate in the Bonus starts on the first day of the month after you open your OnePay deposit account and runs for two consecutive calendar months ("Starter Bonus Term"). For example, if you open your account on July 20, your Starter Bonus Term runs from August 1 through September 30, and you must make eligible direct deposits for 2 consecutive months to receive the bonus. Cash back is earned as OnePay Points, redeemable as a deposit into a OnePay deposit account or other available options pursuant to the <a href="http://onepay.com/rewards-terms">OnePay Rewards Terms</a>. It is not transferable and is limited to one per customer. Eligible customers must receive at least $500 in Direct Deposits in both months of their Starter Bonus Term to earn any cash back. The actual amount of cash back earned is based on the Direct Deposits received in each month of their Starter Bonus Term. <a href="https://hello.one.app/350AffiliateDDTieredBonus71startdate611">See full terms</a>.</p> Plus, new members earn 10% cash back on your first Walmart purchase made within your first month, on up to $200 spent.15 <p>Only available to customers who initiate their account application through certain channels from 3/21/25 - 9/30/26. Cash back earned as OnePay Points. See terms at <a href="https://static.one.app/terms-and-conditions/t/5210c05b/10firstpurchasefulllongformterms43026.html?%24web_only=true&_branch_match_id=1558140187896023793&utm_medium=marketing&_branch_referrer=H4sIAAAAAAAAAwXBQQqAMAwEwB%2B1ehXEQx8iWrY2qGnYRrz5dmequ%2FUpxqYIm1m4RM84DgZmqBdhd3uY6%2FIRBaTose5sbwfnVNlu%2FPhynH5CAAAA">OnePay.com/10percent</a>.</p>
See if you’re eligible to cancel your money-draining timeshare contract
Are you stuck in a timeshare contract? The average timeshare owner pays roughly $1,200 a year in maintenance fees,16 <p><a href="https://aaronsonlawgroup.com/8-hidden-timeshare-fees-to-watch-for/">Source</a>: American Resort Development Association (ARDA), 2024 industry data, reporting average annual timeshare maintenance fees of $1,260.</p> and those fees tend to rise 5% or more annually, often for a property they no longer use.
The Stonegate Firm provides legal and advocacy services to help consumers pursue legitimate exit options from their timeshare contract. If your contract qualifies, their attorneys work to identify violations of federal consumer protection laws and negotiate directly with resorts.
See if your timeshare may be eligible:
- Answer a few questions about your timeshare and contract.
- A Stonegate Firm specialist will review your case.
- If you qualify, they walk you through the cancellation process.
You’re in good hands. The Stonegate Firm is BBB Accredited with an A+ rating.
Check Your Cancellation Eligibility Free - 30 Second Assessment
Ohio seniors could save big on a new bathroom
If your bathroom is outdated, not built for how you live, and feels dirty no matter how much you clean it, this is for you. If you live in Ohio and you want to finally have the bathroom of your dreams, it could save you $1,000s.
RemodelYourHome is actively helping senior homeowners score huge savings on a new bathroom. They connect you with top local vendors who compete to offer their best deals without sacrificing quality, so you get great pricing and great results.
Slash the cost of a new bathroom by taking advantage of limited-time offers that make upgrading your bathroom surprisingly more affordable.
You might be eligible if you check these 3 boxes:
- You own your home.
- Your bathroom hasn’t been remodeled for 5+ years.
- Your ZIP code qualifies.
Bonus: For a limited time you could get up to 20% off your bathroom remodel when you fill out the form at the link below.
Turn your home’s value into extra cash
If you want to pay a large expense now, like a home improvement project or credit card debt, you may have considered using your home equity as leverage to borrow a large sum of money.
But with interest rates rising in recent years, a cash-out refinance or home equity loan may not make financial sense.
Here’s a potential solution: Get a home equity line of credit (HELOC) instead.
Using LendingTree’s simple HELOC matching tool17 <p>LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2026 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply. </p> (yes, the company from the commercials), you can compare rates and see what works for you.
How a home equity line of credit is different: Your line of credit acts similar to a credit card, where you can withdraw funds when you need them, and you’re only responsible for minimum monthly payments for what’s called the “draw period,” which is usually 10 years. After this borrowing period ends, you pay off the rest of your balance during an extended repayment period, which is usually 20 years.
Plus, as a revolving line of credit, rates are usually variable, so you won’t be locked into a fixed rate if they ever go lower.
To get started:
- Check out LendingTree’s HELOC matching tool.
- Answer a few questions.
- Be matched with personalized offers for you.
Overpaying on Windows: Ohio seniors could save big on new windows
Old windows drive up your home's electric bill. But if you live in Ohio and your windows are 5+ years old, you could save $1,000s.
Renewal by Andersen is actively helping senior homeowners score these huge savings. Their certified experts install energy-efficient windows that can cut monthly bills and instantly upgrade your home’s comfort and value. If your windows are aging, this is one of the fastest ways to lock in huge savings.
Slash the cost of new windows by tapping into Renewal by Andersen’s seasonal promotions (see BONUS below), high-impact per-window discounts, special financing offers, and qualifying ENERGY STAR® tax credits most homeowners never even realize they can claim.
Get started now if you check these 3 boxes:
- You own your home.
- Your windows are 5+ years old.
- You live in an available ZIP code.
Complete this short form and access up to 40% off!
BONUS: For a limited time, buy one get one 40% OFF.18 <p>DETAILS OF OFFER: Offer expires 12/31/2025. Not valid with other offers or prior purchases. Buy one (1) window or entry/patio door, get one (1) window or entry/patio door 40% off, and 12 months no money down, no monthly payments, no interest when you purchase four (4) or more windows or entry/patio doors between 9/30/2025 and 12/31/2025. 40% off windows and entry/patio doors are less than or equal to lowest cost window or entry/patio door in the order. Additional $200 off your entire purchase, minimum purchase of 4 required, taken after initial discount(s), when you purchase by 12/31/2025. Subject to credit approval. 12-month Promo Period: while no payments are due, interest accrues but is waived if the loan is paid in full before the Promo Period expires. Any unpaid balance owed after the Promo Period, plus accrued interest, will be paid in installments based on the terms disclosed in the customer's loan agreement. Financing is provided by various financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Savings comparison based on purchase of a single unit at list price. Available at participating locations and offer applies throughout the service area. See your local Renewal by Andersen location for details. License numbers available at renewalbyandersen.com/license. Some Renewal by Andersen locations are independently owned and operated. See Renewal by Andersen® Products and Installation Transferable Limited Warranty for detail "Renewal by Andersen" and all other marks where denoted are trademarks of Andersen Corporation. ©2025 Andersen Corporation. All rights reserved.</p> Plus, get $200 off your purchase!18 <p>DETAILS OF OFFER: Offer expires 12/31/2025. Not valid with other offers or prior purchases. Buy one (1) window or entry/patio door, get one (1) window or entry/patio door 40% off, and 12 months no money down, no monthly payments, no interest when you purchase four (4) or more windows or entry/patio doors between 9/30/2025 and 12/31/2025. 40% off windows and entry/patio doors are less than or equal to lowest cost window or entry/patio door in the order. Additional $200 off your entire purchase, minimum purchase of 4 required, taken after initial discount(s), when you purchase by 12/31/2025. Subject to credit approval. 12-month Promo Period: while no payments are due, interest accrues but is waived if the loan is paid in full before the Promo Period expires. Any unpaid balance owed after the Promo Period, plus accrued interest, will be paid in installments based on the terms disclosed in the customer's loan agreement. Financing is provided by various financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Savings comparison based on purchase of a single unit at list price. Available at participating locations and offer applies throughout the service area. See your local Renewal by Andersen location for details. License numbers available at renewalbyandersen.com/license. Some Renewal by Andersen locations are independently owned and operated. See Renewal by Andersen® Products and Installation Transferable Limited Warranty for detail "Renewal by Andersen" and all other marks where denoted are trademarks of Andersen Corporation. ©2025 Andersen Corporation. All rights reserved.</p>
Overpaying for ED Meds: Seniors can get ED meds as low as $0.87/pill
The cost of name brand ED meds (like Viagra) can be as high as $3,000 a month without insurance. Ouch. But this company we found makes it easy for seniors to get practically the exact same medication — for as low as $0.87/pill. That’s significantly cheaper!
This new company does not accept insurance and operates on a “cash pay” basis, which is how they keep costs so low, even for seniors. (You can still pay via credit card.) Pharmacies are U.S.- based and dispense only FDA-approved ED medication for your safety and peace of mind. They are trusted by 41,933+ customers.
To get started: Take a short assessment to get matched with the right medication for your needs. It takes about 60 seconds. No in-person visits needed, and medications are prescribed by licensed doctors. Shipping is also free and discreet on any prescription.
BONUS: New customers get an extra $10 off their first purchase using the link below.
Weight Loss: Save as much as 80% on weight loss meds
If you’re finally ready to lose weight, GLP-1s — like Semaglutide & Tirzepatide — burn fat fast.19 <p>The FDA has not evaluated compounded medications for safety, quality, or efficacy. GLP-1 medications are prescription drugs that should be taken and monitored under the supervision of a licensed health care professional. GLP-1 medications carry serious risks, including risks of thyroid C-cell tumors (which includes thyroid cancer) and medullary thyroid carcinoma (MTC). Please visit the Remedy Meds website for more details.</p> And this company we found called Remedy Meds gets them to you 80% cheaper!
It might sound crazy, but Remedy Meds operates on a cash-only basis and does not accept insurance. This is how they’re able to provide up to 80% off the typical cost of weight-loss medications like Ozempic® and Zepbound®. (You can pay via credit cards, including Visa and Mastercard.)
Skip the surgeries, diets, and expensive costs of weight loss. Get real results with GLP-1s at 80% less than name brands! Plus, get access to U.S.-based doctors 24/7 when you go through Remedy Meds. No insurance is required and there are no hidden fees.
Dr. Ritu Chopra (from the show "The Doctors") says this is the future of weight loss. Join now before prices go up! You could get pre-approved in as little as 2 minutes.
Limited Time Offer: Right now you can get $120 off your first order!
Take the quiz to get up to 80% off weight loss medications starting at $179/month ($6/day)
Stop getting ripped off by high-interest debt payments
If you have credit card debt, you know that paying your bill each month is anxiety-inducing … and sometimes close to impossible with what you have in the bank.
If that's you, a company called Freedom Debt Relief wants to help. They could help negotiate with your creditors to settle your unsecured debt for less than you owe.
Think about it this way: $30,000 in credit card debt at 25% APR will cost you $622.60 every single month in interest alone. But Freedom Debt Relief’s representatives may be able to help you resolve that debt for less than you owe.
That’s more money you'd get to keep for yourself while you continue to resolve your debt. Even better, you don’t need a perfect credit score, and there are no settlement fees until your unsecured debt is settled.
Truthfully, this company exists to help you get ahead in life. They have a 4.6/5 rating on Trustpilot with more than 48,000 verified reviews, and they've already served over 1 million clients and settled more than $20 billion in debt.20 <p>Statistics reflect the results of the members we and our affiliates have served since 2002 (as of January 2026).</p> It's certainly worth a shot if you're feeling suffocated by debt.
See if your $30K+ credit card debt qualifies for options with Freedom Debt Relief
Ohio Driver? Cancel your car insurance
Before you renew your current car insurance policy, you owe it to yourself to see what else is out there. Many drivers stick with the same provider for years without checking if they could pay less … and that's exactly how you could end up missing opportunities to save.
Getting a Farmers quote takes just a few minutes, and what you find could surprise you. People who make the switch could end up saving up to $550 on average.21 <p>Based on average nationwide annual savings of new customers surveyed, excluding HI, SC & Farmers GroupSelect℠, from 2/1/23 to 9/19/24 who switched their Auto insurance policy to a Farmers® branded policy, responded to the survey, and realized savings. Potential savings vary by customer and may vary by state and product.</p> That could be real money back in your pocket every single month.
If you want to see if you could be paying less with Farmers, here's what to do:
- Click the link below and enter your zip code.
- Answer a few quick questions about your car and driving history to get matched with a quote.
- If you find a better rate, switch your policy and start saving.
Get your quote now and see if you could pay less for the same coverage.
Don't forget to cancel your old policy so you're not paying double
Hearing Aids: Get a 45-day no-risk trial for these revolutionary German-engineered hearing aids
Have you noticed voices sounding muffled or find yourself asking “what?” more often? Hearing conversations clearly makes all the difference, whether it’s sharing laughs with family or catching every word with friends. The good news? There’s a simple way to bring back the clarity.
Horizon IX hearing aids by hear.com offer crystal-clear speech understanding using advanced German technology. These nearly invisible, medical-grade devices provide twice the speech clarity of competitors, even in noisy places.
The aids connect to a simple smartphone app that makes them easy to set up and use. Plus, Horizon IX lasts up to 19 hours on a single charge, so no more dead batteries.
hear.com is trusted by over 500,000 customers worldwide, has an A+ rating with the Better Business Bureau and a 4.9/5 rating at Consumer Affairs, and is known for their award-winning customer service.
We recommend at least a 680+ credit score in order to qualify for flexible financing. Click below and enter some information including your phone number. They will contact you via phone and take care of getting everything set up.
Get a 45-day no-risk trial and see if you qualify for flexible financing
Home Insurance: Save potentially $1,000 or more on home insurance in Columbus
Most people don't even think twice about what they pay for home insurance. Huge mistake. Especially if you want more money in retirement. If you live in Columbus and you haven’t checked rates recently, you could save potentially $1,000s.
This tool is actively helping homeowners score huge savings on better home insurance. They bring top insurance providers together to compete for your business, potentially giving you a better deal. This could drive the cost down for you by orders of magnitude.
You could slash the cost of home insurance by tapping into potential discounts and incentives most homeowners probably don’t even know exist.
You might be eligible if you check these 3 boxes:
- You own your home.
- You are willing to switch providers to save money.
- Your ZIP code qualifies.
Get chef-designed meal kits for as low as $20/week (half of what some competitors charge)
If you're finally ready to stop overpaying for dinner, Home Chef delivers fresh, pre-portioned meal kits to your door for as low as $20 per week22 <p>Valid only for new customers. Meals offer applies as follows: 50% off reg. price of 1st box ($41 max discount/box), and 17% off reg. price of next 4 boxes ($14 max discount/box on Home Chef standard orders only. Customer who purchases 6-8 meals/week will pay promotional price of $4.99/serving for their first box. Unused box discounts expire 10 weeks after signup. Dessert offer is 1 free dessert item/box while customer active. Offer ends if customer skips 6 straight weeks or if subscription cancelled or paused. No reinstatement upon reactivation. Dessert offer may be limited or modified any time. Shipping fee applies on deliveries after first box. Limit 1 per household. May not be combined with gift cards or other offers. No cash value. Not valid in all states. Void where prohibited. Click here for additional details.</p> — nearly half what some of the competition charges!
It might sound too good to be true, but Home Chef is backed by Kroger and ships directly to you. You pick your meals online and they arrive pre-portioned, labeled, and ready to cook.
Skip the grocery runs, the takeout bills, and the food waste. Get real, chef-designed dinners at up to 50% off! Users of leading meal kits rank Home Chef #1 in customer satisfaction, convenience, and value. Plus, you get to access exclusive celebrity chef collab recipes.
Limited Time Offer: Right now, get meals for just $20 per week and free dessert for life! Sign up before this offer ends and pick your first week of meals in just minutes.
Pick your meals and get started at $20/week - up to 50% off the regular price
Earn a bonus worth $200 to use toward your next flight or hotel
If you're planning a trip, apply for the Capital One VentureOne Rewards Credit Card (Rates and fees) here and you can earn 20,000 bonus points after spending $500 in the first 3 months — that's worth $200 toward travel!
There is no extra work beyond the spending requirement to earn the early spend bonus, no annual fee, and no foreign transaction fee. The Capital One VentureOne Rewards Credit Card also lets you earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.
Redeem miles for flights, hotels, and car rentals, OR statement credits, gift cards, and transfers to over 15 airline or hotel partners! If you travel even once a year this card could is worth it and could net you with $100s in rewards to use toward travel. Don't delay — apply today!
Recommended for good or excellent credit.
Click here to apply for the Capital One VentureOne Rewards Credit Card now
0%, 15 months
0%, 15 months;
- Get a 0% intro APR for 15 months on purchases and balance transfers; balance transfer fee applies. Then 17.49% to 26.49% Standard Variable Purchase APR applies, based on credit worthiness
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases
- Redeem cash back for any amount. No annual fee
- Terms and conditions apply
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