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Your money is getting tight. Prices are going up. And figuring out what to cut back on can feel overwhelming.
Here's what you can do:
Read our list of money-saving strategies below, and start with one or two today. Even doing just one can help you breathe a little easier:
Car Insurance: Ohio Driver? Cancel your car insurance
Before you renew your current car insurance policy, you owe it to yourself to see what else is out there. Many drivers stick with the same provider for years without checking if they could pay less … and that's exactly how you could end up missing opportunities to save.
Getting a Farmers quote takes just a few minutes, and what you find could surprise you. People who make the switch could end up saving up to $550 on average.1 <p>Based on average nationwide annual savings of new customers surveyed, excluding HI, SC & Farmers GroupSelect℠, from 2/1/23 to 9/19/24 who switched their Auto insurance policy to a Farmers® branded policy, responded to the survey, and realized savings. Potential savings vary by customer and may vary by state and product.</p> That could be real money back in your pocket every single month.
If you want to see if you could be paying less with Farmers, here's what to do:
- Click the link below and enter your zip code.
- Answer a few quick questions about your car and driving history to get matched with a quote.
- If you find a better rate, switch your policy and start saving.
Get your quote now and see if you could pay less for the same coverage.
Credit Card Debt: Pay no interest into 2028 on purchases with this no annual fee card + earn $200
If you're struggling to pay down high interest debt (or you're planning a major purchase this year), this might be the exact thing you need. There's a card that allows you to pause credit card interest into 2028 ... and the best part is that it could be easier than you think.
Discover it® Cash Back (Rates and fees) is an extremely powerful card that gives you 0% intro APR for an astounding 15 months on purchases and balance transfers. (Then APR is 18.74% - 28.74% (Variable); Balance transfer fee applies.) That's right — you can now finance large purchases you've been sitting on without paying massive interest. Or, transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges — all with no annual fee.
But it doesn't end there. The Discover it® Cash Back card also lets you earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
Even better, you can now receive a $200 statement credit when you spend $500 on purchases in your first 3 months of account opening. Plus, Discover will match all the cash back you’ve earned at the end of your first year (terms apply).
Old Bank Accounts: Set up direct deposit - pocket up to $400
Set up an eligible direct deposit with SoFi Checking and Savings and you could earn a bonus of $50 or $400.2 <p>New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more) OR $400 (with at least $5,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more). Cash bonus amount will be based on the total amount of Eligible Direct Deposit received within 25 calendar days of your first Eligible Direct Deposit of $1 or more. If you have satisfied the Eligible Direct Deposit requirements but have not received a cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 5/15/2026 and will be available through 12/31/2026. Full terms at <a href="https://www.sofi.com/banking/">sofi.com/banking</a>. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC. SoFi members with Eligible Direct Deposit can earn 3.30% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.30% APY for savings (including Vaults). Members without Eligible Direct Deposit will earn 0.80% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 9/23/26. Fees may reduce earnings. Additional information can be found at <a href="https://d32ijn7u0aqfv4.cloudfront.net/wp/wp-content/uploads/raw/SoFi-Bank-Rate-Sheet-September-23-2026.pdf">http://www.sofi.com/legal/banking-rate-sheet</a>.</p> Make the switch, set up eligible direct deposit, earn the bonus. It basically takes no extra work at all other than following these steps.
Why people are switching: This account earns up to an insane 4.40% APY3 <p>Earn up to 4.40% Annual Percentage Yield (APY) on one SoFi Savings account with a 1.10% APY Boost (added to the 3.30% APY as of 10/20/26) for up to 6 months. Open your first SoFi Checking and Savings account and receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 12/31/27. Rates are variable, subject to change. Terms apply at <a href="https://www.sofi.com/banking/#4">sofi.com/banking#4</a>. SoFi Bank, N.A. Member FDIC.</p> on savings for up to six months on new accounts (3.30% APY standard + 1.10% APY boost; terms apply) on top of that $50 or $400 bonus.2 <p>New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more) OR $400 (with at least $5,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more). Cash bonus amount will be based on the total amount of Eligible Direct Deposit received within 25 calendar days of your first Eligible Direct Deposit of $1 or more. If you have satisfied the Eligible Direct Deposit requirements but have not received a cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 5/15/2026 and will be available through 12/31/2026. Full terms at <a href="https://www.sofi.com/banking/">sofi.com/banking</a>. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC. SoFi members with Eligible Direct Deposit can earn 3.30% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.30% APY for savings (including Vaults). Members without Eligible Direct Deposit will earn 0.80% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 9/23/26. Fees may reduce earnings. Additional information can be found at <a href="https://d32ijn7u0aqfv4.cloudfront.net/wp/wp-content/uploads/raw/SoFi-Bank-Rate-Sheet-September-23-2026.pdf">http://www.sofi.com/legal/banking-rate-sheet</a>.</p> That's way better than the measly 0.38% APY (as of 06/15/26)4 <p>Based on <a href="https://www.fdic.gov/national-rates-and-rate-caps">this</a> FDIC data, as of 6/15/26.</p> national average savings accounts offer.
No monthly fees and no surprises. Open your account and earn up to a $400 bonus
Lame Credit Card Bonuses: Try this one instead that lets you earn a $200 bonus + up to 5% cash back!
Apply for the Chase Freedom Unlimited®(Rates and fees) and you could earn a $200 bonus after spending an easy $500 in the first 3 months. This card is criminally underrated with one of the best spend-to-bonus ratios we've ever seen. The bonus is worth almost half the spend!
No additional work is required. Apply for the card, see if you're approved, spend $500 within 3 months, and earn a $200 bonus. Boom!
The Chase Freedom Unlimited®(Rates and fees) also lets you earn cash back on everything you buy: Earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.
Plus, if you want to finance large purchases or pay down high-interest debt, you can also do that with this card. Take advantage of 0% intro APR on purchases and balance transfers for 15 months. After the intro period, the APR is 18.49% - 27.99% Variable. Do not skip this card, it's a sleeper hit with insane value and NO annual fee.
Good or excellent credit (typically 670 or higher) is recommended.
Click here to Apply Now to the Chase Freedom Unlimited®
Spending $1,000s to Repair Water Damage: How Ohio homeowners are preventing roof rot, mold, and foundation damage for good
Most homeowners think of gutters as just a cleaning chore. The bigger risk is what happens when they clog. Overflowing gutters can lead to water damage, roof rot, mold, even foundation problems, the kind of repairs that run into the thousands.
If you own a home in Ohio, HomeBuddy offers a powerful, one-of-a-kind gutter guard built to prevent exactly that. Their micromesh filter keeps common debris out, so your gutters stay clear and your home stays protected. And because it actually works, you may be able to stop hiring gutter cleaners altogether. The company will even clean out and realign your gutters before they install.
Don't waste money on cheap, ineffective guards that claim to be clog-free. This one's built to last.
See if you qualify today: Click the link below, enter your ZIP code and home info, and a representative will reach out to schedule a free estimate.
Limited Time Offer: Earn a $250 Bonus with this no annual fee card
Right now the Chase Freedom Flex®(Rates and fees) lets you earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening (limited-time offer).
In addition to this welcome offer, this card lets you earn cash back on everything you buy. Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! Plus, earn 5% cash back on travel purchased through Chase Travel℠, 3% on dining and drugstores, and 1% on all other purchases.
And it gets better (really): This card also gives you 0% intro APR on purchases and balance transfers for 15 months. That means you could finance large purchases or pay down high-interest debt for over a year. After the intro period, the APR is 18.49% - 27.99% Variable. Oh, and the annual fee is $0.
It's almost a no-brainer to apply — this card might the best-in-class amongst similarly-featured credit cards, especially with the bonus.
Good or excellent credit (typically 670 or higher) is recommended.
Expensive Loans: Get up to $185,000 from your home equity affordably instead
Homeowners in 2025 hold a surprising amount of equity ... an average of $185,000 they can tap into! This popular program from Rocket Mortgage5 <p>Rocket Mortgage, LLC; NMLS #3030; <a href="https://www.nmlsconsumeraccess.org/">https://www.nmlsconsumeraccess.org/</a>. Equal Housing Lender. Licensed in 50 states.</p> lets you unlock cash from you home's equity by replacing your current mortgage with a new one and pocketing the difference.
Best for homeowners with a high mortgage rate looking to pull cash out from their equity. You keep a single loan and a single payment — no second bill stacked on top. And because it's your primary mortgage, the rate is typically lower than a HELOC or home equity loan, and fixed so it won't climb. Trustpilot Rating: "Excellent" 4.5/5, with over 41K reviews.
Get started by following three easy steps:
- Click below to check out Rocket Mortgage’s Home Equity tool.5 <p>Rocket Mortgage, LLC; NMLS #3030; <a href="https://www.nmlsconsumeraccess.org/">https://www.nmlsconsumeraccess.org/</a>. Equal Housing Lender. Licensed in 50 states.</p>
- Answer a few questions about your home.
- Once you qualify, lock in your personalized rate and payment.
Subscriptions You Don’t Need: Put an average of $378 back in your pocket by canceling services you don’t need
A chunk of your paycheck might be getting flushed down the drain. And the worst part is you probably won’t even catch it, unless you try this.
Rocket Money is an app that reviews your spending daily to find subscriptions to cancel and bills to cut. Rocket Money has helped users save an average of $378 a year6 <p>This annualized figure is based on members usage of Subscription Cancellation. Actual savings may vary and are not guaranteed.</p> by canceling unwanted subscriptions. They’ll even cancel subscriptions for you and negotiate bills on your behalf (see below).
Now, some insider info: Don’t go for the “free” version. Instead, choose the free trial of the Premium version. It unlocks the features that save you the most money possible, like “Cancellation Concierge,” that helps cancel subscriptions for you.
Once you have your free trial of Premium set up, Rocket Money connects to your bank in minutes and will identify bills that can be lowered and subscriptions you can cancel. Easy.
Start your free trial of Rocket Money Premium get back an average of $378
High-Interest Debt: See if your credit card debt is eligible for this debt relief program
If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it may get to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?
National Debt Relief could help. If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their certified debt specialists may be able to help you settle your debt for less than you owe — with one low monthly program payment.
Best of all? There are zero upfront fees, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions and get connected with a caring debt specialist. The consultation is completely free and only takes 30 seconds to see if you qualify!7 <p>Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. Clients who are able to stay with the program and get all their debt settled realize approximate savings of 45% before fees, or 20% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating. "Debt-Free" applies only to enrolled credit cards, personal loans, and medical bills. Not mortgages, car loans, or other debts. Results vary.</p>
See if your $30k+ in credit card debt is eligible for National Debt Relief
Expensive Timeshares: Timeshare owners could claim a cash refund. Check to see if your resort is on the list.
If you’re stuck in a timeshare contract, you’re not alone. The average timeshare owner pays roughly $1,200 a year in maintenance fees,8 <p>Based on American Resort Development Association (ARDA) industry data. National average annual timeshare maintenance fee estimated at approximately $1,120 to $1,200 per one-week ownership interval.</p> special assessments, and processing charges. But depending on how your contract was sold, it may be eligible for cancelation ... and you could be owed a cash refund and a possible way out of the contract.
The Stonegate Firm helps consumers seek to cancel their timeshare for good, and reviews whether any fees they paid may be recoverable, even if you’re behind on payments. Their attorneys look for potential violations in your contract, then negotiate directly with your resort.
Cancel your timeshare and possibly even get your money back!
- Answer a few questions about your timeshare and contract.
- A Stonegate Firm specialist reviews your case and contract.
- If you qualify, they pursue an exit strategy on your behalf, which may include a cash refund.
Every year you wait is another bill you may never get back. The Stonegate Firm is BBB Accredited with an A+ rating.
Pricey Home Security Systems: Help protect your home for a fraction of what a break-in costs (perfect for Ohio residents)
Studies suggest a break-in happens about every 26 seconds in the U.S., and one average costs homeowners around $2,661.9 <p>Average break-in cost around $2,661: FBI 2019 burglary data (figure is dated, confirm current). Break-in about every 26 seconds: The Zebra. $100 gift card and free installation: subject to SafeStreets / Visa Reward Card terms (new customers, 36-month monitoring agreement).</p> But if you live in Ohio you could help protect it for a fraction of that cost.
SafeStreets is actively helping homeowners protect what matters most. Their security experts install a custom system with 24/7 monitoring that can help deter break-ins and give you peace of mind day and night.
Cut the cost of protecting your home by tapping into SafeStreets’ extremely low cost starting at just $49.99/month10 <p>$99-$299.00 Customer Installation Charge. 36-Month Monitoring Agreement required starting at $49.99 per month ($1,799.64). 24-Month Monitoring Agreement required per month for California ($1,199.76). Minimum $199 installation charge required for California. Form of payment must be by credit card or electronic charge to your checking or savings account. Early termination fees apply. Offer applies to homeowners only. Local permit fees may be required. Satisfactory credit history required. Certain restrictions may apply. Offer valid for new ADT Authorized Provider customers only and not on purchases from ADT LLC. Other rate plans available. Cannot be combined with any other offer.</p> with free professional installation, around-the-clock monitoring, and maintenance and extended warranty fully included.
Innocent Daily Conveniences: Simple things that drain your bank account
Daily Coffee Runs: Fair to say it’s okay to get a little treat every once in a while. But a $6 latte every morning runs up to $2,000 a year. $2,000! You could buy a high-end espresso machine with that cash and still come out ahead.
The Lottery and Get-Rich-Quick Gimmicks: The lottery isn’t a financial plan, and no, that $1,500 online course won’t make you a millionaire. Focus on real wealth-building strategies.
Premium Gas for Cars That Don’t Need It: If your car doesn’t specifically require premium gas, you’re just wasting money. It won’t make your engine last longer or improve performance.
Paying too Much on Your Mortgage: Save an average of $28,000 over the life of your loan (including refinancing)
Too many homeowners overpay on a mortgage they could have easily refinanced. You don’t have time to call around and compare, so you stay with the loan you have. But now a free service will do it all for you — and it could put an average of $28,000 back in your pocket.
It's called Own Up. It compares refinance offers from top-rated lenders, so they compete for your business and could help you find a good refinance deal.11 <p>Own Up is a mortgage lead-generation and comparison service. RateGravity, Inc. d/b/a Own Up arranges introductions to participating lenders but does not make loans or credit decisions. Own Up is compensated by participating lenders. Own Up matches you with participating lenders based on your profile. Lender participation varies and does not guarantee multiple offers or competitive bidding. Not all lenders, products, or shopping experiences are available, and availability may vary by consumer profile and loan program. Rates, terms, and availability vary. Lender ratings reflect consumer reviews and/or third-party data. RateGravity, Inc. d/b/a Own Up NMLS #1450805. For consumer information, visit <a href="https://www.nmlsconsumeraccess.org">www.nmlsconsumeraccess.org.</a></p> There’s no hard credit pull12 <p>Exploring options with Own Up does not require a hard credit inquiry; however, a lender may require a hard inquiry and additional personal information, including a Social Security number, to proceed with an application.</p> and you get to compare options side by side, almost instantly.13 <p>Shopping experiences is offered to select customers only, your interaction with Own Up might not include shopping experience. Not all lenders or products are available, and availability may vary by consumer profile and loan program. Rates, terms, and availability vary.</p>
Think about it this way: On a hypothetical $400,000 mortgage at 7.00% APR, you'd pay over $558,000 in interest over 30 years. Drop that rate just half a percent to 6.50% APR and you'd pay around $510,000. That's about $48,000 back in your pocket, just from shopping around for a better rate.14 <p>For illustration purposes only. Rates shown are not offers of credit.</p>
Own Up customers save on average $28,000 over the life of their loan,15 <p>Savings are not guaranteed. Results vary based on borrower qualifications, loan terms, fees, and market conditions. See <a href="https://www.ownup.com/methodology">ownup.com/methodology</a> to see how the savings were calculated. and it costs you absolutely nothing to find out how much you'd save by refinancing. See what you could qualify for at the link below before you make another payment at your current rate.
Expensive Home Repairs: This plan protects select Ohio homes from many expensive appliance and home repairs (lock in your ultra-low rate)
Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. If you live in Ohio and own your home, Choice Home Warranty could make it so you don’t have to pay $1,000s on home repairs anymore.
They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down. Just make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.16 <p>CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. In the event that CHW makes such payment, CHW will provide written notification of the basis for the amount of the payment. First Month Free with purchase of any single payment home warranty plan. The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.</p>
Choose a plan here and you could still lock in their ultra-low 2026 rates for a limited time. You could tap into immense savings for nearly any system or appliance in your home that’s covered.
Not everyone is eligible for this plan so here’s how to check:
- Click the link below and enter your zip code.
- Answer a few simple questions.
- See if your home qualifies and lock in your rate.
Choose a plan here and and see if you’re eligible for $50 off and 1 month free
P.S. We negotiated a special deal for FinanceBuzz readers who sign up using the link above. Use it this week to get $50 off and 1 month free. We don’t know how long it will last, so take advantage of it today before it disappears.
Not Realizing Your Phone Can Block Ads: Shut them off across your devices for as low as $1.59/month your first year
Advertisers spent more than $740 billion putting ads in front of you last year. Those ads cost you data, battery, and time. Not to mention many of them creepily tracking you across the internet.
These ads are engineered to move money out of your pocket. But you could shut them off for as little as $1.59/month your first year …
This tool called Total Adblock blocks pop-ups, banner ads, and autoplay videos before they ever load. It also blocks the third-party trackers and cookies advertisers use to follow you from site to site. And it even flags deceptive ads and dangerous links that lead to fraudulent sites.
Independent testing scored it 100 out of 100 for ad blocking. It works on your computer, phone, and tablet, and annual plans include a 30-day money-back guarantee.
Don't keep paying to be advertised to. Block the ads across your devices for as low as $1.59/month your first year today.
Mindless Recurring Expenses: Don’t pay for what you don’t use
Storage Units: If you haven’t needed it in a year, why are you paying rent for it? Sell it, donate it, or admit you’re just hoarding junk in a different location.
Expensive Gym Memberships: If you’re not going at least twice a week, just cancel it already. Home workouts, outdoor runs, and basic weights could get you 90% of the same results for free.
Bottled Water: Can’t believe we even have to say this. But if you have access to clean tap water, you’re wasting money every time you buy a bottle. Get a reusable one and stop paying for something that’s essentially free.
Home Insurance: Switch your home insurance and you could save a ton of money
If you have home insurance, you need to see the recent rates available to you. There’s a good chance you’ll want to switch your policy if you see a better rate.
The best way to check for up-to-date rates: Get multiple policy quotes from a variety of home insurance providers. Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house.
Provide Home Insurance is a company that matches you with a variety of home insurance options to meet your home insurance needs … including lower overall cost or better overall coverage.
Just answer a few questions, and they will find options that are right for you.
High Electric Bills: Ohio residents could save big
Old windows drive up your home's electric bill. But if you live in Ohio and your windows are 5+ years old, you could save big.
Renewal by Andersen is actively helping homeowners score huge savings. Their certified master professionals install high-quality, energy-efficient windows that could help reduce energy bills and improve comfort.
They make it extremely easy to upgrade your windows with financing options available and special limited-time offers. The entire process is hassle free.
Get started now if you check these 3 boxes:
- You own your home.
- Your windows are 5+ years old.
- You live in an available ZIP code.
Complete this short questionnaire to get started
BONUS: For a limited time, buy one get one 40% OFF.17 <p>DETAILS OF OFFER: Offer expires 12/31/2025. Not valid with other offers or prior purchases. Buy one (1) window or entry/patio door, get one (1) window or entry/patio door 40% off, and 12 months no money down, no monthly payments, no interest when you purchase four (4) or more windows or entry/patio doors between 9/30/2025 and 12/31/2025. 40% off windows and entry/patio doors are less than or equal to lowest cost window or entry/patio door in the order. Additional $200 off your entire purchase, minimum purchase of 4 required, taken after initial discount(s), when you purchase by 12/31/2025. Subject to credit approval. 12-month Promo Period: while no payments are due, interest accrues but is waived if the loan is paid in full before the Promo Period expires. Any unpaid balance owed after the Promo Period, plus accrued interest, will be paid in installments based on the terms disclosed in the customer's loan agreement. Financing is provided by various financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Savings comparison based on purchase of a single unit at list price. Available at participating locations and offer applies throughout the service area. See your local Renewal by Andersen location for details. License numbers available at renewalbyandersen.com/license. Some Renewal by Andersen locations are independently owned and operated. See Renewal by Andersen® Products and Installation Transferable Limited Warranty for detail "Renewal by Andersen" and all other marks where denoted are trademarks of Andersen Corporation. ©2025 Andersen Corporation. All rights reserved.</p> Plus, get $200 off your purchase!17 <p>DETAILS OF OFFER: Offer expires 12/31/2025. Not valid with other offers or prior purchases. Buy one (1) window or entry/patio door, get one (1) window or entry/patio door 40% off, and 12 months no money down, no monthly payments, no interest when you purchase four (4) or more windows or entry/patio doors between 9/30/2025 and 12/31/2025. 40% off windows and entry/patio doors are less than or equal to lowest cost window or entry/patio door in the order. Additional $200 off your entire purchase, minimum purchase of 4 required, taken after initial discount(s), when you purchase by 12/31/2025. Subject to credit approval. 12-month Promo Period: while no payments are due, interest accrues but is waived if the loan is paid in full before the Promo Period expires. Any unpaid balance owed after the Promo Period, plus accrued interest, will be paid in installments based on the terms disclosed in the customer's loan agreement. Financing is provided by various financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Savings comparison based on purchase of a single unit at list price. Available at participating locations and offer applies throughout the service area. See your local Renewal by Andersen location for details. License numbers available at renewalbyandersen.com/license. Some Renewal by Andersen locations are independently owned and operated. See Renewal by Andersen® Products and Installation Transferable Limited Warranty for detail "Renewal by Andersen" and all other marks where denoted are trademarks of Andersen Corporation. ©2025 Andersen Corporation. All rights reserved.</p>
Earn 75,000 bonus points — worth up to $1,125 towards travel
If you're planning a trip, apply for the Chase Sapphire Preferred® Card (Rates and fees) here and you can earn 75,000 bonus points after spending $5,000 in the first 3 months — that's worth up to $1,125 toward travel through Chase Travel℠!
Plus, earn 5X points on travel purchased through Chase Travel℠; 3X points on dining, vacation homes at top brands, gas & EV charging, top streaming services, and online groceries (excluding Walmart, Target, and wholesale clubs); 2X points on all other travel purchases, and 1X points on all other purchases — with a low annual fee of $95 and no foreign transaction fee.
The card could pay for itself quickly: you'll earn up to $100 Chase Travel hotel credit each anniversary year, get a complimentary year of Apple TV (a $180 value, must activate by 12/31/26), and up to $120 toward Global Entry, TSA PreCheck, or NEXUS every four years.
If you travel even once a year, this card could net you $100s in rewards to use toward travel. Don't delay. Apply today!
Click here to apply for the Chase Sapphire Preferred® Card now
Debt: Let banks compete to help you get out of debt
If you really want to get out of debt, you can let banks compete against each other to help you out. It can be nearly impossible and anxiety-inducing to make debt payments all on your own, but this clever site lets banks compete to assist you.
It’s called LendingTree18 <p>Terms and conditions apply. Rates subject to change. LendingTree, LLC. NMLS# 1136.</p> , and they can match you with loan providers that compete to give you personalized rates and offers for your situation and could help you pay off your debt quickly.
Think about it this way: For example, $30,000 in credit card debt at 25% APR will cost you $622.60 every single month in interest alone. But, with a rate as low as 6.50% APR (possible through LendingTree’s lenders that compete for your business), you’d only pay $160.69 interest.
That’s over $460 a month you’d get to keep for yourself in this scenario!19 <p>This example shows how lower rates could reduce monthly interest costs.</p> Even better, you don’t necessarily need a perfect credit score (credit requirements vary by lender) and checking for loans won’t affect your credit.
Truthfully, this company exists to help you get ahead in life. They have a 4.5/5 rating on TrustPilot with more than 15,000 verified reviews, and you can see your options quickly. It’s certainly worth a shot if you’re feeling suffocated by debt.
See if your $30K+ credit card debt is eligible for options with LendingTree
Market Volatility: Diversify your hard-earned retirement savings with gold
GoldTrustGuide is actively helping Americans find greater retirement security with precious metal investments like gold. In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold increased by 25%.20 <p><a href="https://www.forbes.com/sites/conormurray/2026/01/28/gold-price-surpasses-record-5300-amid-weakening-dollar-fed-independence-concerns/">Source</a></p> They match you with top-rated providers offering physical gold and silver IRAs with a proven track record during unstable markets.21 <p>Investments carry risk, including loss of principal. Past performance is not a guarantee of future performance.</p>
Protect your savings today in 3 easy steps:
- Answer 4 quick questions on your goals and timeline.
- Get matched instantly with a top-rated provider suited to your goals.
- Speak to a specialist for a free, no-obligation consultation.
They hold a Top Rated designation from the Business Consumer Alliance and earn a 4.7-star rating on Trustpilot and 4.8 stars on Google. Get your free Gold IRA match today.
Weight Loss: Save as much as 80% on weight loss meds
If you're finally ready to lose weight, GLP-1s, like Semaglutide and Tirzepatide, could help you shed up to 14.9% of your body weight.22 <p><a href="https://www.nejm.org/doi/full/10.1056/NEJMoa2032183">Source</a>. Based on a mean result from the STEP 1 clinical trial (Wilding et al., NEJM 2021) of semaglutide 2.4 mg over 68 weeks, used alongside diet and exercise. Individual results will vary. GLP-1 medications require a prescription.</p> And this company we found called ReadyRX gets them to you at around 80% less than name brands.
It might sound crazy, but ReadyRX operates on a cash-only basis and no insurance is required. This is one of the ways they’re able to provide up to 80% off the typical cost of weight-loss medications like Ozempic® and Zepbound®. (You can pay via credit cards, including Visa and Mastercard.)
Skip the surgeries, diets, and expensive costs of weight loss. Start your journey with GLP-1s at around 80% less than name-brand prices. Plus, your plan is guided by board-certified doctors, 100% online. No insurance required and no hidden fees.
ReadyRX has 5,000+ members and holds a 4.8/5 rating on Trustpilot. They even back their plans with a 28-week weight loss guarantee. All medications are compounded in the USA through FDA-registered pharmacies and 3rd party lab tested.
Limited time offer: Right now, get $100 off your first month with code LMS26.
Take the quiz to get up to 80% off weight loss medications starting at $179/month ($6/day)
Tax Debt: See if your tax debt is eligible for this debt relief program
While most tax companies just put you on a payment plan and file your taxes for you, Tax Relief Advocates is designed specifically to help you get out of tax debt faster.
Tax Relief Advocates even talks to the IRS directly, potentially reducing what you owe.
Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.
Applying for the Wrong Card: Let's find you a better credit card ... or help you save on the debt you already have
If your credit has taken some hits, getting approved for a new card isn't always a sure thing. But that doesn't mean you're out of options.
Answer a few quick questions and we'll try to match you with a card that fits your situation. And if a new card isn't the right move right now, we may still be able to help you lower the interest you're paying on existing balances — which could save you real money every month.
Free, no commitment, and no impact to your credit score.
Missing This Limited Time Offer: Earn 75,000 miles + $300 Capital One Travel credit — worth over $1,000 toward travel
Limited time offer: If you're planning a trip, apply for the Capital One Venture Rewards Credit Card (Rates and fees) here and you can earn 75,000 miles after spending $4,000 in the first 3 months — plus for a limited time, a $300 Capital One Travel stays credit. That's worth over $1,000 toward travel!
Plus, earn 2 miles per dollar on every purchase, every day, 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel and 5 miles per dollar on Capital One Entertainment purchases — with a low annual fee of $95 and no foreign transaction fee.
The card could help you offset the annual fee: You'll get a $300 stays credit towards hotel and vacation rental bookings through Capital One Travel in your first cardholder year, a $50 experience credit on every Lifestyle Collection hotel or vacation rental stay, up to $120 toward Global Entry or TSA PreCheck every four years, and complimentary Hertz Five Star status.23 <p class="">Upon enrollment, accessible through the Capital One website or mobile app, eligible cardholders will remain at that status level through the duration of the offer. Please note, enrolling through the normal Hertz Gold Plus Rewards enrollment process (e.g. at Hertz.com) will not automatically detect a cardholder as being eligible for the program and cardholders will not be automatically upgraded to the applicable status tier. Additional terms apply<br></p>
This card could help you earn $100s in rewards to use toward travel. Don't delay — this limited time offer won't last forever. Apply today!
Click here to apply for the Capital One Venture Rewards Credit Card now
Not Having Enough in Retirement: Have $2M saved for retirement? What can you actually spend per year?
It's one of the most common retirement questions out there - and honestly, there's no simple answer. The right number depends on your tax situation, Social Security timing, investment mix, healthcare costs, and other things many people don't think about until it's too late.
The smart move? Ask a pro.
Advisor.com free tool matches you with vetted financial advisors who serve your area and are legally required to act in your best interest - not their own. You can have a free introductory call with each match before you commit to anything.
Here's how it works:
- Answer a few quick questions to find a match near you
- Get connected with vetted fiduciary advisors in minutes
- Chat with them for free and choose who you actually want to work with
No pressure, no strings - just a clearer picture of what your retirement can actually look like.
Paying Full Price on Travel and Restaurants: Not retired? You can still join AARP for massive discounts and your first year is just $15
Think AARP is only for retirees? It isn't. Anyone 18 or older can join, and your first year costs just $15 (about $1.25 a month)! An AARP membership gets you massive discounts on:
- Restaurants (save up to $450 per year!)
- Airfare, hotels, cruises and rental cars
- Meal deliveries
- UPS shipping
- Eyeglasses and even prescriptions that aren't covered by insurance
Plus you'll also get insider info on health and wellness and you can add a partner for free. That’s twice the perks and potentially hundreds saved for just $15. It basically pays for itself.
Joining takes about two minutes:
- Click the link below, choose your free welcome gift, and select "Join Today"
- Create your account by answering a few quick questions
- Start enjoying your discounts and perks!
Join AARP for only $15 your first year (renews at $20/yr). Start saving today.
Home Equity: Tap the equity in your home without adding another monthly payment (home must be worth at least $200,000)
If you own the home you live in but don't want to touch your mortgage rate or go for a traditional HELOC, a Home Equity Investment Product, or HEI, could be perfect.
How it works: A HEI bets that your home's value will go up. They give you cash now, and when you sell, refinance, or pay back in cash, you give them a small portion based on how much your home is worth then.
(By the way, if your home value decreases, the value of the percentage home equity investor is entitled to also decreases. That could be a lot safer for you.)
They work with single family homes, condos, townhomes, and 2- to 4-unit properties. No mobile or manufactured homes. Use the money however you like. Pay off debt, renovate, invest … all without worrying about additional monthly payments OR touching your current mortgage.
Why choose a HEI?
- Cash Payment Now: You can qualify to get between $15,000 to $500,000 in one lump-sum cash payment.
- Have a home worth at least $200,000.
- No income requirements.
- Don’t want to affect your current mortgage.
- Don’t want monthly payments.
Cut the Wait to Get Your Paycheck: Access up to $150 per day of your paycheck
If you need a few dollars in between paychecks, a little daily cushion can go a long way.
With the EarnIn app you can access up to $150 per day of your paycheck and with a max of $1,000 per pay period period.24 <p>EarnIn is not a bank. Access limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Visit <a href="https://www.earnin.com/">EarnIn.com</a> for full details</p>
Yes, you read that correctly. You have the option to access your pay as you work and not have EarnIn charge you at all.
You even have the option to access the money within minutes for a small fee.25 <p>Lightning Speed is an optional service that allows you to expedite the transfer of funds for a fee. Depending on the product, the fee may be charged by EarnIn or its banking partner. See the <a href="https://www.earnin.com/privacyandterms/terms-of-service/fees">LS Fee table</a> for details.</p>
The best news? There is no credit check, no interest, no late fees – ever.
How to get started:
- Visit EarnIn and create an account.
- Link your bank and employment info.
- EarnIn will verify your paycheck and you’re all set!
Hefty Debt Payments: Americans could get 30K+ debt settled for less than what they owe
Not trying to be dramatic, but $30,000 in credit card debt is a weight that gets heavier every single month. But you could get it settled for less than what you owe.
A company called Freedom Debt Relief could negotiate directly with your credit card companies to reduce the amount you owe in as little as 24 to 48 months.They've already served over 1 million people and resolved more than $20 billion in debt since 2002.26 <p>Statistics reflect the results of the members we and our affiliates have served since 2002 (as of January 2026).</p>
Plus, they carry an A+ rating from the BBB and an “Excellent” Trustpilot rating with 50,000+ reviews. Why not see if they could help? The consultation is completely free and it only takes a few minutes to see if you’re eligible.
Expensive Loan Repayments: Compare home equity offers before taking on high-interest debt
If you’re a homeowner, a HELOC may be one option to compare. Use this tool to find companies offering homeowners access to funding.
LendingTree's network of lenders specialize in HELOCs (home equity line of credit). A HELOC is like a credit card that lets you access funds from your home, possibly without crazy interest rates. No, it’s not for everyone. But it’s a way to leverage the value of your home to get funding.
Get started by using LendingTree’s free simple HELOC matching tool. The key to making a HELOC work is comparing rates and terms, and this tool does that for you. Answer a few questions and you can compare options in a few minutes.18 <p>Terms and conditions apply. Rates subject to change. LendingTree, LLC. NMLS# 1136.</p>
Getting quotes and checking rates doesn't affect your credit.
Bad Credit Holding You Back? Grow your credit score with this no annual fee card (plus earn unlimited 5% cash back rewards at grocery stores)
If you have bad or no credit and you aren't using the SoFi Smart Card, you could be missing out on the chance to grow your credit score just by following a few simple steps.
The SoFi Smart Card could be a perfect option if you feel held back by a poor credit score. Even if your credit score is low, this card allows you to potentially grow your credit score by making on-time payments.27 <p>Grow your credit score: On-time payment history may have a positive impact on your credit score. Late payment may negatively impact your credit score. SoFi will report your Smart Card activity to Experian®. Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors, including the financial decisions you make with other financial services organizations.</p> You also won't overspend with this card, because it's a secure card funded with money you already have.
Even better, this card lets you earn unlimited 5% cash back rewards at grocery stores. That could be worth $100s in cash back for something you spend money on every single month.
If you're exhausted from the pain of a low (or no) credit score and you want to earn cash back on groceries at the same time, this card is practically a no brainer to help with both.
$10,000+ Home Elevators: Ohio residents, save big on stair lifts
Struggling with the stairs at home could put your independence at risk. But if you live in Ohio and have difficulty on the stairs, you might qualify for a free stair lift estimate.
Leaf Home is actively helping homeowners keep their independence with safer, more accessible homes. That means you might not have to move or complete a $10,000 renovation to match your changing needs. Their certified professionals install high-quality stair lifts that could help reduce fall risk and improve your day-to-day comfort, without upending your life.
They make it easy to get started with financing options available and a limited lifetime warranty included. The entire process is hassle free.
See if you qualify if you check these 3 boxes:
- You own your home.
- You have difficulty using the stairs.
- You live in an available ZIP code.
See if you qualify for a free estimate
Quick Tip: Ask about financing options and factory-direct pricing on your custom stair lift.
Pay no interest on balance transfers into 2028
Imagine getting 15 months with 0% intro APR on balance transfers (APR then 18.49% - 27.99% Variable). Sounds great — right? You could dramatically change your financial picture with this industry-leading low-interest card - the Chase Freedom Unlimited®(Rates and fees).
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 15 months. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest! After the intro period, the APR is 18.49% - 27.99% Variable.
The best part? The annual fee is $0.
Not earning up to 5% cash back at restaurants and on entertainment and utilities when you activate this incredible offer
There's a credit card that's making waves with its amazing welcome bonus and benefits. Apply for the Discover it® Cash Back (Rates and fees) and you can earn up to 5% cash back at restaurants and on entertainment and utilities now to December 31, 2026, on up to $1,500 in purchases when you activate.
There's no annual fee — plus, you'll earn 1% cash back on all other purchases automatically. The generous welcome offer provides top-notch rewards since you can receive a $200 statement credit when you spend $500 on purchases in your first 3 months of account opening. Plus, Discover will match all the cash back you’ve earned at the end of your first year (terms apply).
This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 18.74% - 28.74% (Variable) (balance transfer fee applies). That means you could use this card to fund large purchases or even help tackle your debt. If you're traveling this summer or want to earn more on beauty essentials, this card is practically a no-brainer!