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Your money is getting tight. Prices are going up. And figuring out what to cut back on can feel overwhelming.
Here's what you can do:
Read our list of money-saving strategies below, and start with one or two today. Even doing just one can help you breathe a little easier:
Car Insurance: Ohio Driver? Cancel your car insurance
Before you renew your current car insurance policy, you owe it to yourself to see what else is out there. Many drivers stick with the same provider for years without checking if they could pay less … and that's exactly how you could end up missing opportunities to save.
Getting a Farmers quote takes just a few minutes, and what you find could surprise you. People who make the switch could end up saving up to $550 on average.1 <p>Based on average nationwide annual savings of new customers surveyed, excluding HI, SC & Farmers GroupSelect℠, from 2/1/23 to 9/19/24 who switched their Auto insurance policy to a Farmers® branded policy, responded to the survey, and realized savings. Potential savings vary by customer and may vary by state and product.</p> That could be real money back in your pocket every single month.
If you want to see if you could be paying less with Farmers, here's what to do:
- Click the link below and enter your zip code.
- Answer a few quick questions about your car and driving history to get matched with a quote.
- If you find a better rate, switch your policy and start saving.
Get your quote now and see if you could pay less for the same coverage.
Cut Credit Card Debt: Stop paying high interest
If you're struggling to pay down high interest debt (or you're planning a major purchase this year), this might be the exact thing you need. There's a card that allows you to pause credit card interest into 2027 ... and it could have a bigger impact than you think.
Discover it® Cash Back (Rates and fees) is an extremely powerful card that gives you 0% intro APR for an astounding 15 months on purchases and balance transfers. (Then APR is 17.49% - 26.49% (Variable); Balance transfer fee applies.) That's right, you could finance large purchases you've been sitting on without paying massive interest. Or, transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges ... all with no annual fee.
But it doesn't end there. The Discover it® Cash Back card also lets you earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases. Plus, Discover will match all the cash back you’ve earned at the end of your first year.
Apply now for the Discover it® Cash Back card
Spending $1,000s to Repair Water Damage: How Ohio homeowners are preventing roof rot, mold, and foundation damage for good
Most homeowners think of gutters as just a cleaning chore. The bigger risk is what happens when they clog. Overflowing gutters can lead to water damage, roof rot, mold, even foundation problems, the kind of repairs that run into the thousands.
If you own a home in Ohio, HomeBuddy offers a powerful, one-of-a-kind gutter guard built to prevent exactly that. Their micromesh filter keeps common debris out, so your gutters stay clear and your home stays protected. And because it actually works, you may be able to stop hiring gutter cleaners altogether. The company will even clean out and realign your gutters before they install.
Don't waste money on cheap, ineffective guards that claim to be clog-free. This one's built to last.
See if you qualify today: Click the link below, enter your ZIP code and home info, and a representative will reach out to schedule a free estimate.
Lame Credit Card Bonuses: Try this one instead that lets you earn a $200 bonus + up to 5% cash back!
Apply for the Chase Freedom Unlimited®(Rates and fees) and you could earn a $200 bonus after spending an easy $500 in the first 3 months. This card is criminally underrated with one of the best spend-to-bonus ratios we've ever seen. The bonus is worth almost half the spend!
No additional work is required. Apply for the card, see if you're approved, spend $500 within 3 months, and earn a $200 bonus. Boom!
The Chase Freedom Unlimited®(Rates and fees) also lets you earn cash back on everything you buy: Earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.
Plus, if you want to finance large purchases or pay down high-interest debt, you can also do that with this card. Take advantage of 0% intro APR on purchases and balance transfers for 15 months. After the intro period, the APR is 18.24% - 27.74% Variable. Do not skip this card, it's a sleeper hit with insane value and NO annual fee.
Good or excellent credit (typically 670 or higher) is recommended.
Learn 7 ways to generate income with a $1,000,000 portfolio
If you have $1,000,000 saved up, this guide is for you. The last thing you want in retirement is to run out of money. Instead, you want your money to generate a real income while you enjoy your life.
Answer a few quick questions about your financial situation, and you'll get a personalized financial plan plus a free guide: The Complete Guide to Retirement Income.
FinanceBuzz has helped millions of readers make smarter money decisions since 2016. Our team researches over 600 financial products so you don't have to.
Answer a few questions to get your free retirement income guide
High-Interest Debt: Ask this company to pay off your credit card debt
If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?
ClearOne Advantage could help.2 <p>ClearOne Advantage, LLC is a debt settlement company, not a lender, loan broker, creditor, credit services organization, or debt collector. ClearOne Advantage, LLC does not assume or pay any debts; receive, hold or control funds belonging to consumers; or provide bankruptcy, legal, accounting or tax advice. You should review full program terms and conditions before enrolling. To the extent that any aspect of the debt settlement services relies on or results in the consumer’s failure to make timely payments to the consumer’s creditors or debt collectors, the use of the debt settlement services: (1) Will likely adversely affect the consumer’s creditworthiness; (2) May result in the consumer being subject to collections or being sued by creditors or debt collectors; and (3) May increase the amount of money the consumer owes due to the accrual of fees and interest by creditors or debt collectors. Not available in all states. Some third-party fees may apply. C.P.D. Reg. No. T.S. 12-03822.</p> <p>ClearOne Advantage is not a credit services organization, and we do not make any claims regarding improvement of a consumer’s credit scores. Entering into a debt settlement program could adversely affect your credit score.</p> If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.
Best of all? There are zero fees until your debt is settled, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes a few minutes to see if you qualify.
after fees, according to a 2023 study by the Association for Consumer Debt Relief. The consultation costs nothing. People who enroll and complete the program could be debt-free in 24 to 48 months.
Expensive Loan Repayments: Tap your home equity before you ever get a loan
If you need cash, you do not need to get a personal or payday loan. If you’re a smart homeowner, use this tool instead before you do anything else. It finds companies offering homeowners reliable access to extra cash.
LendingTree's network of lenders specialize in HELOCs (home equity line of credit). A HELOC is like a credit card that lets you access cash from your home, possibly without crazy interest rates. No, it’s not for everyone. But it’s a 100% legit way to leverage the value of your home to get extra cash, with few downsides.
Get started by using LendingTree’s free simple HELOC matching tool. The key to making a HELOC work is comparing rates and terms, and this tool does that for you. Answer a few questions and you can compare options in a few minutes.3 <p>LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2026 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply. </p>
Getting quotes and checking rates doesn't affect your credit. You could qualify as long as your credit score is 620 or higher and you have equity in your home.
Advisor fees: You could be overpaying for your retirement planning
Fees matter. High fees can cut into your returns and affect your overall nest egg. But the ways fees are levied vary. Some are "fee only," charging a flat rate regardless of usage. Others take a percentage of all assets under management. Some earn commissions directly from mutual funds or other financial products, which presents a significant conflict of interest.
This free matching quiz helps Americans get matched with fiduciary advisors who serve their area, so they can compare and decide which advisor to work with.
Overpriced Roof Quotes: Ohio residents, see if this tool could lower the price of a new roof
It’s amazing this tool works. If you need to repair or replace your roof, answer a few quick questions here and you could pay less on the services, labor, and materials needed.
The tool connects you with trusted roofing pros in your area who have been vetted for licensing, insurance, and reputation. You’ll work with a local contractor offering fair pricing on materials and labor. Take a minute to check and you could put money back in your pocket.
Roof repairs and replacements don’t need to overwhelm you thanks to this tool. Plus, a new or repaired roof could increase the resale value of your home, while boosting your safety and protecting you from further damage.
Overpaying on a New Bathroom: Ohio residents could save big on a new bathroom
If your bathroom is outdated, not built for how you live, and feels dirty no matter how much you clean it, this is for you. If you live in Ohio and you want to finally have the bathroom of your dreams, it could save you $1,000s.
RemodelYourHome is actively helping homeowners score huge savings on your dream bathroom. They connect you with top local vendors who compete to offer their best deals without sacrificing quality, so you get great pricing and great results.
Slash the cost of a new bathroom by taking advantage of limited-time offers that make upgrading your bathroom surprisingly more affordable.
You might be eligible if you check these 3 boxes:
- You own your home.
- Your bathroom hasn’t been remodeled for 5+ years.
- Your ZIP code qualifies.
Bonus: For a limited time you could get up to 20% off your bathroom remodel when you fill out the form at the link below.
Innocent Daily Conveniences: Simple things that drain your bank account
Daily Coffee Runs: Fair to say it’s okay to get a little treat every once in a while. But a $6 latte every morning runs up to $2,000 a year. $2,000! You could buy a high-end espresso machine with that cash and still come out ahead.
The Lottery and Get-Rich-Quick Gimmicks: The lottery isn’t a financial plan, and no, that $1,500 online course won’t make you a millionaire. Focus on real wealth-building strategies.
Premium Gas for Cars That Don’t Need It: If your car doesn’t specifically require premium gas, you’re just wasting money. It won’t make your engine last longer or improve performance.
Expensive Home Repairs: This plan protects select Ohio homes from many expensive appliance and home repairs (lock in your ultra-low rate)
Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. If you live in Ohio and own your home, Choice Home Warranty could make it so you don’t have to pay $1,000s on home repairs anymore.
They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down. Just make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.4 <p>CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. In the event that CHW makes such payment, CHW will provide written notification of the basis for the amount of the payment. First Month Free with purchase of any single payment home warranty plan. The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.</p>
Choose a plan here and you could still lock in their ultra-low 2026 rates for a limited time. You could tap into immense savings for nearly any system or appliance in your home that’s covered.
Not everyone is eligible for this plan so here’s how to check:
- Click the link below and enter your zip code.
- Answer a few simple questions.
- See if your home qualifies and lock in your rate.
Choose a plan here and and see if you’re eligible for $50 off and 1 month free
P.S. We negotiated a special deal for FinanceBuzz readers who sign up using the link above. Use it this week to get $50 off and 1 month free. We don’t know how long it will last, so take advantage of it today before it disappears.
Overpaying by $1,000s on a New Shower: Ohio residents, see if you could save on a walk-in shower upgrade
Design your perfect shower without breaking the bank. If you live in Ohio and your bathroom is stuck in the past, it's time for an upgrade you'll actually use every day.
HomeBuddy connects you with pre-screened local pros who install modern walk-in showers built around your style, your space, and your needs.
Skip the runaround. Get matched with a contractor and secure a free estimate in minutes. No pressure. No hassle.
Get started now if you check these 3 boxes:
- You own your home.
- You're ready to ditch the old tub.
- You live in an available ZIP code.
Mindless Recurring Expenses: Don’t pay for what you don’t use
Storage Units: If you haven’t needed it in a year, why are you paying rent for it? Sell it, donate it, or admit you’re just hoarding junk in a different location.
Expensive Gym Memberships: If you’re not going at least twice a week, just cancel it already. Home workouts, outdoor runs, and basic weights could get you 90% of the same results for free.
Bottled Water: Can’t believe we even have to say this. But if you have access to clean tap water, you’re wasting money every time you buy a bottle. Get a reusable one and stop paying for something that’s essentially free.
Earn 75,000 bonus points — worth up to $1,125 towards travel
If you're planning a trip, apply for the Chase Sapphire Preferred® Card (Rates and fees) here and you can earn 75,000 bonus points after spending $5,000 in the first 3 months — that's worth up to $1,125 toward travel through Chase Travel℠!
Plus, earn 5X points on travel purchased through Chase Travel℠; 3X points on dining, vacation homes, gas & EV charging, top streaming services, and online groceries (excluding Walmart, Target, and wholesale clubs); 2X points on all other travel purchases, and 1X points on all other purchases — with an extremely low annual fee of $95 and no foreign transaction fee.
The card could pay for itself quickly: you'll earn up to $100 Chase Travel hotel credit each anniversary year, get a complimentary year of Apple TV (a $156 value, must activate by 12/31/26), and up to $120 toward Global Entry, TSA PreCheck, or NEXUS every four years.
If you travel even once a year, this card could net you $100s in rewards to use toward travel. Don't delay. Apply today!
Click here to apply for the Chase Sapphire Preferred® Card now
Market Volatility: Diversify your hard-earned retirement savings with gold
GoldTrustGuide is actively helping Americans find greater retirement security with precious metal investments like gold. In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold increased by 25%.5 <p><a href="https://www.forbes.com/sites/conormurray/2026/01/28/gold-price-surpasses-record-5300-amid-weakening-dollar-fed-independence-concerns/">Source</a></p> They match you with top-rated providers offering physical gold and silver IRAs with a proven track record during unstable markets.6 <p>Investments carry risk, including loss of principal. Past performance is not a guarantee of future performance.</p>
Protect your savings today in 3 easy steps:
- Answer 4 quick questions on your goals and timeline.
- Get matched instantly with a top-rated provider suited to your goals.
- Speak to a specialist for a free, no-obligation consultation.
They hold a Top Rated designation from the Business Consumer Alliance and earn a 4.7-star rating on Trustpilot and 4.8 stars on Google. Get your free Gold IRA match today.
Tax Debt: Ask this company to help you pay off your late tax debt
Past-due tax debt is overwhelming.
It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.
Alleviate Tax is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.
While most tax companies just put you on a payment plan and file your taxes for you, Alleviate Tax talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.
Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.
Weight Loss: Save as much as 80% on weight loss meds
If you’re finally ready to lose weight, GLP-1s — like Semaglutide & Tirzepatide — burn fat fast.7 <p>The FDA has not evaluated compounded medications for safety, quality, or efficacy. GLP-1 medications are prescription drugs that should be taken and monitored under the supervision of a licensed health care professional. GLP-1 medications carry serious risks, including risks of thyroid C-cell tumors (which includes thyroid cancer) and medullary thyroid carcinoma (MTC). Please visit the Remedy Meds website for more details.</p> And this company we found called Remedy Meds gets them to you 80% cheaper!
It might sound crazy, but Remedy Meds operates on a cash-only basis and does not accept insurance. This is how they’re able to provide up to 80% off the typical cost of weight-loss medications like Ozempic® and Zepbound®. (You can pay via credit cards, including Visa and Mastercard.)
Skip the surgeries, diets, and expensive costs of weight loss. Get real results with GLP-1s at 80% less than name brands! Plus, get access to U.S.-based doctors 24/7 when you go through Remedy Meds. No insurance is required and there are no hidden fees.
Dr. Ritu Chopra (from the show "The Doctors") says this is the future of weight loss. Join now before prices go up! You could get pre-approved in as little as 2 minutes.
Limited Time Offer: Right now you can get $120 off your first order!
Take the quiz to get up to 80% off weight loss medications starting at $179/month ($6/day)
Pricey Home Security Systems: Help protect your home for a fraction of what a break-in costs (perfect for Ohio residents)
Studies suggest a break-in happens about every 26 seconds in the U.S., and one average costs homeowners around $2,661.8 <p>Average break-in cost around $2,661: FBI 2019 burglary data (figure is dated, confirm current). Break-in about every 26 seconds: The Zebra. $100 gift card and free installation: subject to SafeStreets / Visa Reward Card terms (new customers, 36-month monitoring agreement).</p> But if you live in Ohio you could help protect it for a fraction of that cost.
SafeStreets is actively helping homeowners protect what matters most. Their security experts install a custom system with 24/7 monitoring that can help deter break-ins and give you peace of mind day and night.
Cut the cost of protecting your home by tapping into SafeStreets’ extremely low cost starting at just $49.99/month9 <p>$99-$299.00 Customer Installation Charge. 36-Month Monitoring Agreement required starting at $49.99 per month ($1,799.64). 24-Month Monitoring Agreement required per month for California ($1,199.76). Minimum $199 installation charge required for California. Form of payment must be by credit card or electronic charge to your checking or savings account. Early termination fees apply. Offer applies to homeowners only. Local permit fees may be required. Satisfactory credit history required. Certain restrictions may apply. Offer valid for new ADT Authorized Provider customers only and not on purchases from ADT LLC. Other rate plans available. Cannot be combined with any other offer.</p> with free professional installation, around-the-clock monitoring, and maintenance and extended warranty fully included.
Credit Card Debt: Pay no interest into 2027 with a no annual fee card
If you're struggling to pay down high-interest debt (or you're planning a major purchase this year), this might be the exact thing you need. There are cards that allow you to completely pause credit card interest into 2027... and the best part is that it could be easier than you think with this new tool.
These extremely powerful cards can give you 0% intro APR for up to an astounding 15 months on purchases and balance transfers. That's right - you can now finance large purchases you've been sitting on without paying massive interest. Or, transfer crippling high interest debt let your payments go directly to paying down your balance, without piling on additional interest charges - with no annual fee.
Answer a few quick questions, and we'll try to match you with a card that fits your situation.
Free, no commitment, and no impact on your credit score.
Expensive Timeshares: See if you’re eligible to cancel your money-draining timeshare contract
Are you stuck in a timeshare contract? The average timeshare owner pays roughly $1,200 a year in maintenance fees,10 <p><a href="https://aaronsonlawgroup.com/8-hidden-timeshare-fees-to-watch-for/">Source</a>: American Resort Development Association (ARDA), 2024 industry data, reporting average annual timeshare maintenance fees of $1,260.</p> and those fees tend to rise 5% or more annually, often for a property they no longer use.
The Stonegate Firm provides legal and advocacy services to help consumers pursue legitimate exit options from their timeshare contract. If your contract qualifies, their attorneys work to identify violations of federal consumer protection laws and negotiate directly with resorts.
See if your timeshare may be eligible:
- Answer a few questions about your timeshare and contract.
- A Stonegate Firm specialist will review your case.
- If you qualify, they walk you through the cancellation process.
You’re in good hands. The Stonegate Firm is BBB Accredited with an A+ rating.
Check Your Cancellation Eligibility Free - 30 Second Assessment
Paying Now for Your Home Equity: Get up to $500,000 from your home equity with NO additional monthly payments
If you want cash from your home’s equity but don’t want a HELOC, hear me out. This company we found is doing something amazing. They let you access your equity without additional monthly payments.
It’s called Splitero and they give you cash today for a share of your home's future value. It’s a Home Equity Agreement (HEA) not a HELOC. There’s no monthly payments, and no income requirements.
Instead, you repurchase your investment with a portion of your home’s future value when you sell, refinance, or reach the end of the agreement. That means you keep your existing low-rate mortgage and access cash now!
There are also NO employment requirements. You qualify based on your home equity. You also remain the owner and continue living in your home. Use the cash to pay off debt, fund renovations, retire, grow your family, and more.
Enter your home address here to pre-qualify in less than 2 minutes
High Electric Bills: Ohio residents could save a fortune
Old windows drive up your home's electric bill. But if you live in Ohio and your windows are 5+ years old, you could save $1,000s.
WindowsUSA is actively helping homeowners score huge savings on new windows that could bring down your electric bill. They bring top local vendors into a bidding war for your business, providing the best deals without sacrificing quality. This can drive the cost down for you by orders of magnitude.
Slash the cost of new windows by tapping into hidden rebates, unlisted discounts, and local incentives most homeowners don’t even know exist.
You might be eligible if you check these 3 boxes:
- You own your home.
- Your windows are 5+ years old.
- Your ZIP code qualifies.
Expensive Debt Payments: Find out if this could help you tackle your credit card debt
For many people, the plan was always to reach retirement debt-free. Then life happens. Don’t let the overwhelm of debt stop you from enjoying your hard-earned retirement.
ClearOne Advantage offers a debt relief program for people with $30,000 or more in credit card debt, medical bills, collections, or personal loans.2 <p>ClearOne Advantage, LLC is a debt settlement company, not a lender, loan broker, creditor, credit services organization, or debt collector. ClearOne Advantage, LLC does not assume or pay any debts; receive, hold or control funds belonging to consumers; or provide bankruptcy, legal, accounting or tax advice. You should review full program terms and conditions before enrolling. To the extent that any aspect of the debt settlement services relies on or results in the consumer’s failure to make timely payments to the consumer’s creditors or debt collectors, the use of the debt settlement services: (1) Will likely adversely affect the consumer’s creditworthiness; (2) May result in the consumer being subject to collections or being sued by creditors or debt collectors; and (3) May increase the amount of money the consumer owes due to the accrual of fees and interest by creditors or debt collectors. Not available in all states. Some third-party fees may apply. C.P.D. Reg. No. T.S. 12-03822.</p> <p>ClearOne Advantage is not a credit services organization, and we do not make any claims regarding improvement of a consumer’s credit scores. Entering into a debt settlement program could adversely affect your credit score.</p> Their representatives may be able to resolve your debt for less than you owe, with one manageable monthly program payment.
No upfront fees. The free consultation takes just a few minutes, and you may be able to complete the program within 24 to 48 months.
See if your $30k+ in credit card debt qualifies for ClearOne Advantage
Expensive Mortgage Payments: Save $28,000 over the life of your mortgage
Too many buyers overpay on their mortgage without even knowing it. Rates and fees vary wildly from lender to lender, but nobody has time to call around and compare, so they might just accept the first offer and hope for the best. Now there's a free service that does the hard part for you.
It's called Own Up, and it compares mortgage offers from a network of top-rated lenders so they compete for your business and you can pick a great deal.11 <p>Own Up is a mortgage lead-generation and comparison service. RateGravity, Inc. d/b/a Own Up arranges introductions to participating lenders but does not make loans or credit decisions. Own Up is compensated by participating lenders. Own Up matches you with participating lenders based on your profile. Lender participation varies and does not guarantee multiple offers or competitive bidding. Not all lenders, products, or shopping experiences are available, and availability may vary by consumer profile and loan program. Rates, terms, and availability vary. Lender ratings reflect consumer reviews and/or third-party data. RateGravity, Inc. d/b/a Own Up NMLS #1450805. For consumer information, visit <a href="https://www.nmlsconsumeraccess.org">www.nmlsconsumeraccess.org.</a></p> You fill out a quick 5-minute profile (no hard credit pull),12 <p>Exploring options with Own Up does not require a hard credit inquiry; however, a lender may require a hard inquiry and additional personal information, including a Social Security number, to proceed with an application.</p> get matched with top-rated lenders, and see the comparison side by side.13 <p>Shopping experiences is offered to select customers only, your interaction with Own Up might not include shopping experience. Not all lenders or products are available, and availability may vary by consumer profile and loan program. Rates, terms, and availability vary.</p>
Thnk about it this way: On a $400,000 mortgage at 7.00%, you'd pay over $558,000 in interest over 30 years. Drop that rate just half a percent to 6.50% and you'd pay around $510,000. That's $48,000 back in your pocket, just from shopping around for a better rate.14 <p>For illustration purposes only. Rates shown are not offers of credit.</p>
Own Up customers save on average $28,000 over the life of their loan,15 <p>Savings are not guaranteed. Results vary based on borrower qualifications, loan terms, fees, and market conditions. See <a href="https://www.ownup.com/methodology">ownup.com/methodology</a> to see how the savings were calculated. and it costs you absoloutely nothing to find out what you'd save.
Own Up is 100% free — there’s no direct consumer fee for Own Up’s service. Own Up is compensated by lenders, not consumers. See what you could qualify for at the link below before you lock in a rate you might regret.
Strengthen your portfolio even if the U.S. dollar declines
The U.S. dollar has been under pressure, but gold recently climbed past $5,300 per ounce.16 <p><a href="https://www.forbes.com/sites/conormurray/2026/01/28/gold-price-surpasses-record-5300-amid-weakening-dollar-fed-independence-concerns/">Source</a></p> It's a pattern worth paying attention to — when confidence in paper currency fades, hard assets can help protect smart investors.
If your retirement savings are largely tied to stocks or dollar assets, that kind of shift could hit hard. Priority Gold helps Americans diversify with physical gold and silver, including precious metals IRAs which could hold up better through inflation, market swings, and economic uncertainty.
Hard assets like gold have historically often held their value when traditional investments struggled. Priority Gold has earned an A+ rating with the BBB and 4.8/5 stars on Trustpilot — so you can invest with confidence. If you have at least $20,000 in savings, IRAs, or your 401k take control of your savings now and get your FREE Wealth Preservation Guide today.
Home Insurance: Switch your home insurance and you could save a ton of money
If you have home insurance, you need to see the recent rates available to you. There’s a good chance you’ll want to switch your policy if you see a better rate.
The best way to check for up-to-date rates: Get multiple policy quotes from a variety of home insurance providers. Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house.
Provide Home Insurance is a company that matches you with a variety of home insurance options to meet your home insurance needs … including lower overall cost or better overall coverage.
Just answer a few questions, and they will find options that are right for you.
Set up qualifying direct deposit - pocket $350
Set up a qualifying direct deposit with Chime®17 <p class="">Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The secured Chime Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your Card for its issuing bank.<br></p> and you could pocket a bonus of up to $350.18 <p>Limited time only. Terms apply, must open the new account and complete qualifying activities to earn up to $350.00 in rewards. Link to full terms can be found at <a href="https://www.chime.com/join/promos/intro-offer-v2b/#terms">https://www.chime.com/join/promos/intro-offer-v2b/#terms</a></p> Make the switch, set up direct deposit, and complete qualifying activities to earn the bonus. It basically takes no extra work at all other than following these steps.
Why people are switching: On top of the incredible $350 bonus, the Chime® Checking Account has no monthly fees, and no minimum balance requirement. You could even access your paycheck up to two days early with direct deposit.19 <p>Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.</p>
No monthly fees and no surprises. Open your account and earn a bonus of up to $350.
Unnecessary Spending: See if AI can fix your budget (and answer the money questions you've been avoiding)
Ever look at your bank account and wonder where your paycheck went? *Poof,* it's gone... and you have NO idea how you spent it all so quickly.
A budgeting app like SuperMoney could end this problem for you. Trusted by 2 million members since 2013, SuperMoney is designed to help real people achieve financial calm.
Now, some insider info: They *do* have a free 7-day trial... but the real money-saving power kicks in once you connect your accounts and let the Sense AI go to work. (Monthly plans start at just $19.99, but you can save $90/year with the annual plan!).20 <p>The 7-day free trial requires a payment method at signup. Subscription auto-renews at $19.99/month unless cancelled before the trial ends. Cancel anytime in the app.</p>
Start your free trial when you sign up, and you'll unlock features that actually help you save the most money possible. Like a budget that builds itself from your real spending, plus Sense AI you can ask personalized money questions like "Why was last month so expensive?" or "Can I afford this trip?"
You'll also be able to track your net worth, monitor your credit, and see every account in one place, so you can stop guessing about your money and start actually getting ahead.
Paying Full Price on Travel and Restaurants: Not retired? You can still join AARP for massive discounts and your first year is just $15
Think AARP is only for retirees? It isn't. Anyone 18 or older can join, and your first year costs just $15 (about $1.25 a month)! An AARP membership gets you massive discounts on:
- Restaurants (save up to $450 per year!)
- Airfare, hotels, cruises and rental cars
- Meal deliveries
- UPS shipping
- Eyeglasses and even prescriptions that aren't covered by insurance
Plus you'll also get insider info on health and wellness and you can add a partner for free. That’s twice the perks and potentially hundreds saved for just $15. It basically pays for itself.
Joining takes about two minutes:
- Click the link below, choose your free welcome gift, and select "Join Today"
- Create your account by answering a few quick questions
- Start enjoying your discounts and perks!
Join AARP for only $15 your first year (renews at $20/yr). Start saving today.
Cut the Wait to Get Your Paycheck: Access up to $150 per day of your paycheck
If you need a few dollars in between paychecks, a little daily cushion can go a long way.
With the EarnIn app you can access up to $150 per day of your paycheck and with a max of $1,000 per pay period period.21 <p>EarnIn is not a bank. Access limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Visit <a href="https://www.earnin.com/">EarnIn.com</a> for full details</p>
Yes, you read that correctly. You have the option to access your pay as you work and not have EarnIn charge you at all.
You even have the option to access the money within minutes for a small fee.22 <p>Lightning Speed is an optional service that allows you to expedite the transfer of funds for a fee. Depending on the product, the fee may be charged by EarnIn or its banking partner. See the <a href="https://www.earnin.com/privacyandterms/terms-of-service/fees">LS Fee table</a> for details.</p>
The best news? There is no credit check, no interest, no late fees – ever.
How to get started:
- Visit EarnIn and create an account.
- Link your bank and employment info.
- EarnIn will verify your paycheck and you’re all set!
Skipping This Credit Card Bonus: Earn a bonus worth $200 to use toward your next flight or hotel
If you're planning a trip, apply for the Capital One VentureOne Rewards Credit Card (Rates and fees) here and you can earn 20,000 bonus points after spending $500 in the first 3 months — that's worth $200 toward travel!
There is no extra work beyond the spending requirement to earn the early spend bonus, no annual fee, and no foreign transaction fee. The Capital One VentureOne Rewards Credit Card also lets you earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.
Redeem miles for flights, hotels, and car rentals, OR statement credits, gift cards, and transfers to over 15 airline or hotel partners! If you travel even once a year this card could be worth it and could net you $100s in rewards to use toward travel. Don't delay — apply today!
Recommended for good or excellent credit.
Purchase and Transfer APR: 18.49% - 28.49% (Variable)
Click here to apply for the Capital One VentureOne Rewards Credit Card now
Set up direct deposit and complete qualifying activities - pocket $500
If you aren't banking with Truist, you're missing out on a boost of extra cash just by following a few simple steps.
Earn a bonus of $500 after you open a new Truist One Checking account online, in a branch, or by phone between July 14, 2026 and February 2, 2027 using a valid promo code.23 <p><u><b>Terms and Conditions: Truist Checking $500 Offer: </b></u></p><br> <p><b><u>Offer Information</u></b>: Open a new Truist One Checking account or Truist Marquee Checking account online, in a branch or by phone from 7/14/26 through 2/2/27 and earn $500 after you complete the following qualifying activities within 120 days of the account opening (the day after your account is opened is considered day 1). All required transactions for qualifying activities must post to the enrolled account within the 120-day qualification period.</p><br> <ul> <li>Receive at least two qualifying direct deposits* totaling $2,000 or more, <b>AND</b></li> <li>Complete at least 20 qualifying debit card purchases**</li> </ul> <p>Enrollment in the promotion is required (see Enrollment Instructions). A valid promo code must be applied at account opening to enroll in the promotion and cannot be added after the account is opened. Promo codes are single-use only, should not be shared, and once redeemed, the promo code will no longer be valid.</p><br> <p>*A qualifying direct deposit is an electronic credit (greater than $5.00) deposited into your new checking account via ACH. Person-to-person payments (such as Zelle®), Real Time Payments (RTP), pre-authorized transfers made from one account to another, or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits.</p><br> <p>**Qualifying debit card purchases include any purchase made with a Truist debit card and posted to the new checking account within 120 days of account opening. ATM withdrawals using your debit card are not qualifying transactions. Zelle® transactions are not qualifying transactions. Bank fees are not included.</p><br> <p><b><u>Offer Eligibility</u></b>: Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 7/14/25 are not eligible to participate. Offer valid for Truist One Checking accounts and Truist Marquee Checking accounts only. The new checking account cannot be changed to an account type not included in this client offer. Primary account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer is available only to U.S. residents with a valid U.S. taxpayer identification number. The client must have a physical address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.</p><br> <p> </p> <p><b><u>Reward Processing</u></b>: The reward will be deposited to the new checking account within 10 business days after the qualification requirements have been met. The Promotion is only applicable once per checking account and per client. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient. Reward forfeiture will occur if at the time of attempted payout the new checking account: (1) has a $0.00 or negative current balance or (2) is restricted or closed. An account is considered restricted if it has a temporary or permanent block that prevents credits from posting to the account. </p><br> <p><b><u>Other Terms</u></b>: The minimum opening deposit for Truist One Checking is $50. The minimum opening deposit for Truist Marquee Checking is $100. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. Truist reserves the right, in its sole discretion: 1) to prohibit a reward payout for any offers claimed through third-party websites with no affiliation or prior authorization from Truist; and 2) to disqualify any account if Truist suspects accounts are being opened for the purpose of exploiting this promotional offer. For Truist Marquee Checking, the Annual Percentage Yield (APY) is 0.01% for all balances $0.01 and above. The APY is accurate as of 7/14/26 and subject to change at any time, including after account opening. Fees may reduce earnings. All standard account terms and conditions apply.</p><br> <p><b><u>Enrollment Instructions</u></b>: Online: A valid promo code must be entered in the promo code field during account opening and the offer must be accepted when presented. <b>By Phone or In Person</b>: Request enrollment in the promotion using a valid promo code during account opening. Once enrolled in the promotion, progress updates are available through Truist Online and Mobile Banking or by calling 800-423-0948.</p><br> <p>Version 2 06032026</p><br> <p class="">Truist Bank, Member FDIC. ©2026, Truist Financial Corporation. Truist, Truist Purple and the Truist Logo are service marks of Truist Financial Corporation.</p> To earn the $500 bonus, your account needs to receive at least 2 qualifying direct deposits totaling $2,000 or more and complete 20 qualifying debit card purchase transactions within 120 days of account opening. The reward will be deposited to the new checking account within 10 business days after the qualification requirements have been met and verified. Terms apply.
This is a great way to supercharge your earnings. It basically takes no extra work at all other than following the steps above. Plus, your new account offers benefits like no overdraft fee and options to avoid a monthly maintenance fee on top of the bonus.
$10,000+ Home Elevators: Get a free stair lift estimate instead and stay in the home you love
If you or a loved one struggles with stairs, do not move to a new house or spend $10,000+ on a home elevator or renovation. An affordable custom stair lift could be a faster solution (and $1,000s cheaper) and this free in-home consultation can help you find one.
Leaf Home Safety Solutions is actively helping senior homeowners get custom stair lifts without spending a fortune. They offer straight, curved, and outdoor options, installed by pros and backed by a limited lifetime warranty. You could stay in the home you love without a renovation.
Skip the stress of researching stair lift companies on your own. Leaf Home brings trained local experts to your door for a free, no-pressure estimate.
You might be a good fit if: 1) You own your home, 2) You or a loved one has trouble with stairs, and 3) Your ZIP code qualifies.
Pay no interest on balance transfers into 2027
Imagine getting 15 months with 0% intro APR on balance transfers (APR then 18.24% - 27.74% Variable). Sounds great — right? You could dramatically change your financial picture with this industry-leading low-interest card - the Chase Freedom Unlimited®(Rates and fees).
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 15 months. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest! After the intro period, the APR is 18.24% - 27.74% Variable.
The best part? The annual fee is $0.
Not earning up to 5% cash back at gas stations, transportation (including airlines), and drug stores when you activate this incredible offer
There's a credit card that's making waves with its amazing welcome bonus and benefits. Apply for the Discover it® Cash Back (Rates and fees) and you can earn up to 5% cash back at gas stations, transportation (including airlines), and drug stores now to September 30th, 2026, on up to $1,500 in purchases when you activate.
There's no annual fee — plus, you'll earn 1% cash back on all other purchases automatically. The generous welcome offer provides top-notch cash back rewards since Discover will match all the cash back you’ve earned at the end of your first year.
This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 17.49% - 26.49% (Variable) (balance transfer fee applies). That means you could use this card to fund large purchases or even help tackle your debt. If you're traveling this summer or want to earn more on beauty essentials, this card is practically a no-brainer!
