19 Things to Cut When Money Gets Tight (Most People Ignore #11)

Last updated Aug. 17, 2026 | By FinanceBuzz Editors

Your money is getting tight. Prices are going up. And figuring out what to cut back on can feel overwhelming.

Here's what you can do:

Read our list of money-saving strategies below, and start with one or two today. Even doing just one can help you breathe a little easier:

Car Insurance: Ohio Driver? Cancel your car insurance

Before you renew your current car insurance policy, you owe it to yourself to see what else is out there. Many drivers stick with the same provider for years without checking if they could pay less … and that's exactly how you could end up missing opportunities to save.

Getting a Farmers quote takes just a few minutes, and what you find could surprise you. People who make the switch could end up saving up to $550 on average.¹ Based on average nationwide annual savings of new customers surveyed, excluding HI, SC & Farmers GroupSelect℠, from 2/1/23 to 9/19/24 who switched their Auto insurance policy to a Farmers® branded policy, responded to the survey, and realized savings. Potential savings vary by customer and may vary by state and product. That could be real money back in your pocket every single month.

If you want to see if you could be paying less with Farmers, here's what to do:

Click the link below and enter your zip code.
Answer a few quick questions about your car and driving history to get matched with a quote.
If you find a better rate, switch your policy and start saving.

Get your quote now and see if you could pay less for the same coverage.

Quick Tip

Don't forget to cancel your old policy so you're not paying double

Cut Credit Card Debt: Stop paying high interest

If you're struggling to pay down high interest debt (or you're planning a major purchase this year), this might be the exact thing you need. There's a card that allows you to pause credit card interest into 2027 ... and it could have a bigger impact than you think.

Discover it^® Cash Back (Rates and fees) is an extremely powerful card that gives you 0% intro APR for an astounding 15 months on purchases and balance transfers. (Then APR is 17.49% - 26.49% (Variable); Balance transfer fee applies.) That's right, you could finance large purchases you've been sitting on without paying massive interest. Or, transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges ... all with no annual fee.

But it doesn't end there. The Discover it^® Cash Back card also lets you earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases. Plus, Discover will match all the cash back you’ve earned at the end of your first year.

Apply now for the Discover it^® Cash Back card

Quick Tip

According to a U.S. News report using Experian data, the average American carrying a $6,735 credit card balance at a 22.25% APR could pay over $1,248 in interest just to pay it off. With an introductory 0% APR offer on eligible purchases or qualifying balance transfers, you help avoid interest charge during the intro period, allowing more of each payment to go toward the balance.

Sources: U.S. News Money (2025)

Spending $1,000s to Repair Water Damage: How Ohio homeowners are preventing roof rot, mold, and foundation damage for good

Most homeowners think of gutters as just a cleaning chore. The bigger risk is what happens when they clog. Overflowing gutters can lead to water damage, roof rot, mold, even foundation problems, the kind of repairs that run into the thousands.

If you own a home in Ohio, HomeBuddy offers a powerful, one-of-a-kind gutter guard built to prevent exactly that. Their micromesh filter keeps common debris out, so your gutters stay clear and your home stays protected. And because it actually works, you may be able to stop hiring gutter cleaners altogether. The company will even clean out and realign your gutters before they install.

Don't waste money on cheap, ineffective guards that claim to be clog-free. This one's built to last.

See if you qualify today: Click the link below, enter your ZIP code and home info, and a representative will reach out to schedule a free estimate.

See if you qualify

Lame Credit Card Bonuses: Try this one instead that lets you earn a $200 bonus + up to 5% cash back!

Apply for the Chase Freedom Unlimited^®(Rates and fees) and you could earn a $200 bonus after spending an easy $500 in the first 3 months. This card is criminally underrated with one of the best spend-to-bonus ratios we've ever seen. The bonus is worth almost half the spend!

No additional work is required. Apply for the card, see if you're approved, spend $500 within 3 months, and earn a $200 bonus. Boom!

The Chase Freedom Unlimited^®(Rates and fees) also lets you earn cash back on everything you buy: Earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.

Plus, if you want to finance large purchases or pay down high-interest debt, you can also do that with this card. Take advantage of 0% intro APR on purchases and balance transfers for 15 months. After the intro period, the APR is 18.24% - 27.74% Variable. Do not skip this card, it's a sleeper hit with insane value and NO annual fee.

Good or excellent credit (typically 670 or higher) is recommended.

Click here to Apply Now to the Chase Freedom Unlimited^®

Paying Now for Your Home Equity: Get up to $500,000 from your home equity with NO additional monthly payments

If you want cash from your home’s equity but don’t want a HELOC, hear me out. This company we found is doing something amazing. They let you access your equity without additional monthly payments.

It’s called Splitero and they give you cash today for a share of your home's future value. It’s a Home Equity Agreement (HEA) not a HELOC. There’s no monthly payments, and no income requirements.

Instead, you repurchase your investment with a portion of your home’s future value when you sell, refinance, or reach the end of the agreement. That means you keep your existing low-rate mortgage and access cash now!

There are also NO employment requirements. You qualify based on your home equity. You also remain the owner and continue living in your home. Use the cash to pay off debt, fund renovations, retire, grow your family, and more.

Enter your home address here to pre-qualify in less than 2 minutes

High-Interest Debt: Born before 1989? Credit card holders could get $30K+ settled for less than they owe

If you owe $30,000+ in debt and were born before 1989, nobody can really stop you from doing this. And right now, it might be the #1 rule we think of to potentially resolve outstanding debt.

So … what is this rule?

If you owe $30,000+, it’s time to check if you qualify for this debt relief program. It’s called Americor, and it’s 100% free to check eligibility. And with credit card rates skyrocketing, Americans are taking advantage of it.

With the savings you could get, you could take a vacation, fund a business, pay for home renovations — almost anything. Too many people think debt relief programs are too good to be true, but Americor is one of the most effective and well-loved programs we’ve found. Over 30% of their clients receive their first settlement within one month!

They have an A+ with the Better Business Bureau, 4.8/5 on Google, and 4.7/5 on Trustpilot, and have had 500,000+ enrolled clients. In fact, for those who stay with the program and make all monthly program payments, their average client saves 45% on their total enrolled debt before fees.² Americor clients who make all monthly program payments save approximately 40 – 50% of their enrolled debt (average of 45%) upon successful program completion, before program fees. Fees are based on a percentage of your enrolled debt at the time of starting the program and range from 14%-29% of your enrolled debt. That’s like cutting your debt almost in half!

Answer a few questions at the link below to check your eligibility for free. If you’re eligible, claim your spot for this debt relief program immediately.

$30,000+ in debt and born before 1989: See if you qualify for this debt relief program

Old Bank Accounts: Set up direct deposit - pocket up to $400

Set up an eligible direct deposit with SoFi Checking and Savings and you could earn a bonus of $50 or $400. Make the switch, set up eligible direct deposit, earn the bonus. It basically takes no extra work at all other than following these steps.

Why people are switching: This account earns up to an insane 3.80% APY³ Earn up to 3.80% Annual Percentage Yield (APY) on SoFi Savings with a 0.70% APY Boost (added to the 3.10% APY) for up to 6 months. Open a new SoFi Checking & Savings account with Eligible Direct Deposit by 12/31/26. Rates variable, subject to change. Terms apply at sofi.com/banking#2. SoFi Bank, N.A. Member FDIC. on savings (3.10% APY standard + 0.70% APY boost for six months) on top of that $50 or $400 bonus.⁴ New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more) OR $400 (with at least $5,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more). Cash bonus amount will be based on the total amount of Eligible Direct Deposit received within 25 calendar days of your first Eligible Direct Deposit of $1 or more. If you have satisfied the Eligible Direct Deposit requirements but have not received a cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 5/15/2026 and will be available through 12/31/26. See full bonus and annual percentage yield (APY) terms at <a href="https://www.sofi.com/banking/checking-offer/">sofi.com/banking/checking-offer/</a> That's way better than the measly 0.38% APY (as of 06/15/26)⁵ Based on <a href="https://www.fdic.gov/national-rates-and-rate-caps">this</a> FDIC data, as of 6/15/26. national average savings accounts offer.

No monthly fees and no surprises. Open your account and earn up to a $400 bonus

Ask a pro: Is your $1M+ portfolio working as hard as it could?

A one percent fee sounds like nothing. But on a $1 million portfolio, that's around $10,000 a year, every year, whether your advisor earns it or not.

But here’s the thing: you know a good financial advisor could help you stretch your savings further with strategies around tax-efficient withdrawals, capital gains, and required minimum distributions, which could save you thousands.

You don’t want to overspend on fees. But you also don’t want to miss out on tax cuts and savings. The answer? You don’t need any financial advisor. You need the right financial advisor.

This free matching quiz connects people with $1M+ in investable assets with up to three fiduciary advisors who serve their area, so they compare and choose the one that fits.

Expensive Mortgage Payments: Save $28,000 over the life of your mortgage

Too many buyers overpay on their mortgage without even knowing it. Rates and fees vary wildly from lender to lender, but nobody has time to call around and compare, so they might just accept the first offer and hope for the best. Now there's a free service that does the hard part for you.

It's called Own Up, and it compares mortgage offers from a network of top-rated lenders so they compete for your business and you can pick a great deal.⁶ Own Up is a mortgage lead-generation and comparison service. RateGravity, Inc. d/b/a Own Up arranges introductions to participating lenders but does not make loans or credit decisions. Own Up is compensated by participating lenders. Own Up matches you with participating lenders based on your profile. Lender participation varies and does not guarantee multiple offers or competitive bidding. Not all lenders, products, or shopping experiences are available, and availability may vary by consumer profile and loan program. Rates, terms, and availability vary. Lender ratings reflect consumer reviews and/or third-party data. RateGravity, Inc. d/b/a Own Up NMLS #1450805. For consumer information, visit <a href="https://www.nmlsconsumeraccess.org">www.nmlsconsumeraccess.org.</a> You fill out a quick 5-minute profile (no hard credit pull),⁷ Exploring options with Own Up does not require a hard credit inquiry; however, a lender may require a hard inquiry and additional personal information, including a Social Security number, to proceed with an application. get matched with top-rated lenders, and see the comparison side by side.⁸ Shopping experiences is offered to select customers only, your interaction with Own Up might not include shopping experience. Not all lenders or products are available, and availability may vary by consumer profile and loan program. Rates, terms, and availability vary.

Thnk about it this way: On a $400,000 mortgage at 7.00%, you'd pay over $558,000 in interest over 30 years. Drop that rate just half a percent to 6.50% and you'd pay around $510,000. That's $48,000 back in your pocket, just from shopping around for a better rate.⁹ For illustration purposes only. Rates shown are not offers of credit.

Own Up customers save on average $28,000 over the life of their loan,¹⁰ Savings are not guaranteed. Results vary based on borrower qualifications, loan terms, fees, and market conditions. See <a href="https://www.ownup.com/methodology">ownup.com/methodology</a> to see how the savings were calculated. and it costs you absoloutely nothing to find out what you'd save.

Own Up is 100% free — there’s no direct consumer fee for Own Up’s service. Own Up is compensated by lenders, not consumers. See what you could qualify for at the link below before you lock in a rate you might regret.

Check your rate in 5 minutes (free)

Set up direct deposit and complete qualifying activities - pocket $500

If you aren't banking with Truist, you're missing out on a boost of extra cash just by following a few simple steps.

Earn a bonus of $500 after you open a new Truist One Checking account online, in a branch, or by phone between July 14, 2026 and February 2, 2027 using a valid promo code.¹¹ Terms and Conditions: Truist Checking $500 Offer: Offer Information: Open a new Truist One Checking account or Truist Marquee Checking account online, in a branch or by phone from 7/14/26 through 2/2/27 and earn $500 after you complete the following qualifying activities within 120 days of the account opening (the day after your account is opened is considered day 1). All required transactions for qualifying activities must post to the enrolled account within the 120-day qualification period. <ul> <li>Receive at least two qualifying direct deposits* totaling $2,000 or more, AND</li> <li>Complete at least 20 qualifying debit card purchases**</li> </ul> Enrollment in the promotion is required (see Enrollment Instructions). A valid promo code must be applied at account opening to enroll in the promotion and cannot be added after the account is opened. Promo codes are single-use only, should not be shared, and once redeemed, the promo code will no longer be valid. *A qualifying direct deposit is an electronic credit (greater than $5.00) deposited into your new checking account via ACH. Person-to-person payments (such as Zelle®), Real Time Payments (RTP), pre-authorized transfers made from one account to another, or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits. **Qualifying debit card purchases include any purchase made with a Truist debit card and posted to the new checking account within 120 days of account opening. ATM withdrawals using your debit card are not qualifying transactions. Zelle® transactions are not qualifying transactions. Bank fees are not included. Offer Eligibility: Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 7/14/25 are not eligible to participate. Offer valid for Truist One Checking accounts and Truist Marquee Checking accounts only. The new checking account cannot be changed to an account type not included in this client offer. Primary account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer is available only to U.S. residents with a valid U.S. taxpayer identification number. The client must have a physical address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC. Reward Processing: The reward will be deposited to the new checking account within 10 business days after the qualification requirements have been met. The Promotion is only applicable once per checking account and per client. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient. Reward forfeiture will occur if at the time of attempted payout the new checking account: (1) has a $0.00 or negative current balance or (2) is restricted or closed. An account is considered restricted if it has a temporary or permanent block that prevents credits from posting to the account. Other Terms: The minimum opening deposit for Truist One Checking is $50. The minimum opening deposit for Truist Marquee Checking is $100. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. Truist reserves the right, in its sole discretion: 1) to prohibit a reward payout for any offers claimed through third-party websites with no affiliation or prior authorization from Truist; and 2) to disqualify any account if Truist suspects accounts are being opened for the purpose of exploiting this promotional offer. For Truist Marquee Checking, the Annual Percentage Yield (APY) is 0.01% for all balances $0.01 and above. The APY is accurate as of 7/14/26 and subject to change at any time, including after account opening. Fees may reduce earnings. All standard account terms and conditions apply. Enrollment Instructions: Online: A valid promo code must be entered in the promo code field during account opening and the offer must be accepted when presented. By Phone or In Person: Request enrollment in the promotion using a valid promo code during account opening. Once enrolled in the promotion, progress updates are available through Truist Online and Mobile Banking or by calling 800-423-0948. Version 2 06032026 Truist Bank, Member FDIC. ©2026, Truist Financial Corporation. Truist, Truist Purple and the Truist Logo are service marks of Truist Financial Corporation. To earn the $500 bonus, your account needs to receive at least 2 qualifying direct deposits totaling $2,000 or more and complete 20 qualifying debit card purchase transactions within 120 days of account opening. The reward will be deposited to the new checking account within 10 business days after the qualification requirements have been met and verified. Terms apply.

This is a great way to supercharge your earnings. It basically takes no extra work at all other than following the steps above. Plus, your new account offers benefits like no overdraft fee and options to avoid a monthly maintenance fee on top of the bonus.

Open your account and earn a $500 bonus

Innocent Daily Conveniences: Simple things that drain your bank account

Daily Coffee Runs: Fair to say it’s okay to get a little treat every once in a while. But a $6 latte every morning runs up to $2,000 a year. $2,000! You could buy a high-end espresso machine with that cash and still come out ahead.

The Lottery and Get-Rich-Quick Gimmicks: The lottery isn’t a financial plan, and no, that $1,500 online course won’t make you a millionaire. Focus on real wealth-building strategies.

Premium Gas for Cars That Don’t Need It: If your car doesn’t specifically require premium gas, you’re just wasting money. It won’t make your engine last longer or improve performance.

Paying Full Price on Travel and Restaurants: Not retired? You can still join AARP for massive discounts and your first year is just $15

Think AARP is only for retirees? It isn't. Anyone 18 or older can join, and your first year costs just $15 (about $1.25 a month)! An AARP membership gets you massive discounts on:

Restaurants (save up to $450 per year!)
Airfare, hotels, cruises and rental cars
Meal deliveries
UPS shipping
Eyeglasses and even prescriptions that aren't covered by insurance

Plus you'll also get insider info on health and wellness and you can add a partner for free. That’s twice the perks and potentially hundreds saved for just $15. It basically pays for itself.

Joining takes about two minutes:

Click the link below, choose your free welcome gift, and select "Join Today"
Create your account by answering a few quick questions
Start enjoying your discounts and perks!

Join AARP for only $15 your first year (renews at $20/yr). Start saving today.

Mindless Recurring Expenses: Don’t pay for what you don’t use

Storage Units: If you haven’t needed it in a year, why are you paying rent for it? Sell it, donate it, or admit you’re just hoarding junk in a different location.

Expensive Gym Memberships: If you’re not going at least twice a week, just cancel it already. Home workouts, outdoor runs, and basic weights could get you 90% of the same results for free.

Bottled Water: Can’t believe we even have to say this. But if you have access to clean tap water, you’re wasting money every time you buy a bottle. Get a reusable one and stop paying for something that’s essentially free.

Earn 75,000 bonus points — worth up to $1,125 towards travel

If you're planning a trip, apply for the Chase Sapphire Preferred^® Card (Rates and fees) here and you can earn 75,000 bonus points after spending $5,000 in the first 3 months — that's worth up to $1,125 toward travel through Chase Travel℠!

Plus, earn 5X points on travel purchased through Chase Travel℠; 3X points on dining, vacation homes, gas & EV charging, top streaming services, and online groceries (excluding Walmart, Target, and wholesale clubs); 2X points on all other travel purchases, and 1X points on all other purchases — with an extremely low annual fee of $95 and no foreign transaction fee.

The card could pay for itself quickly: you'll earn up to $100 Chase Travel hotel credit each anniversary year, get a complimentary year of Apple TV (a $156 value, must activate by 12/31/26), and up to $120 toward Global Entry, TSA PreCheck, or NEXUS every four years.

If you travel even once a year, this card could net you $100s in rewards to use toward travel. Don't delay. Apply today!

Click here to apply for the Chase Sapphire Preferred^® Card now

Recommended Credit Score

Good

670-739

Excellent

740-850

Interest: Stop getting ripped off by high interest debt payments

If you have credit card debt, you know that paying your bill each month is anxiety-inducing … and sometimes close to impossible with what you have in the bank.

If that’s you, a company called LendingTree¹² LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2026 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply. wants to help. They can match you with loan providers that could help you pay off your debt quickly.

Think about it this way: For example, $30,000 in credit card debt at 25% APR will cost you $622.60 every single month in interest alone. But, with a rate as low as 6.50% APR (possible through LendingTree’s lenders), you’d only pay $160.69 interest.

That’s over $460 a month you’d get to keep for yourself in this scenario! Even better, you don’t need a perfect credit score, and checking for loans won’t affect your credit.

Truthfully, this company exists to help you get ahead in life. They have a 4.5/5 rating on TrustPilot with more than 15,000 verified reviews, and you can see your options in a matter of minutes. It’s certainly worth a shot if you’re feeling suffocated by debt.

See if your $30K+ credit card debt is eligible for options with LendingTree

Market Volatility: Diversify your hard-earned retirement savings with gold

GoldTrustGuide is actively helping Americans find greater retirement security with precious metal investments like gold. In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold increased by 25%.¹³ <a href="https://www.forbes.com/sites/conormurray/2026/01/28/gold-price-surpasses-record-5300-amid-weakening-dollar-fed-independence-concerns/">Source</a> They match you with top-rated providers offering physical gold and silver IRAs with a proven track record during unstable markets.¹⁴ Investments carry risk, including loss of principal. Past performance is not a guarantee of future performance.

Protect your savings today in 3 easy steps:

Answer 4 quick questions on your goals and timeline.
Get matched instantly with a top-rated provider suited to your goals.
Speak to a specialist for a free, no-obligation consultation.

They hold a Top Rated designation from the Business Consumer Alliance and earn a 4.7-star rating on Trustpilot and 4.8 stars on Google. Get your free Gold IRA match today.

Hefty Debt Payments: Check if you qualify to settle your credit card debt for less than you owe

Your budget is tight as it is without worrying about hefty credit card debt. Not to mention how you could ever retire on it.

Put your mind to rest. National Debt Relief's program is available to people with $30,000 or more in credit card debt, medical bills, collections, or personal loans. Their certified debt specialists could negotiate with your creditors, and you may be able to settle your debt for less than you owe.

No upfront fees. Free consultation. It takes just 30 seconds to see if you qualify.

See if your $30k+ in credit card debt qualifies for National Debt Relief

Did You Know?

On average, debt settlement saves clients around 32% of their enrolled debt after fees, according to a 2023 study by the Association for Consumer Debt Relief. The consultation costs nothing. People who enroll and complete the program could be debt-free in 24 to 48 months.

Sources: Association for Consumer Debt Relief (2023)

Weight Loss: Save as much as 80% on weight loss meds

If you’re finally ready to lose weight, GLP-1s — like Semaglutide & Tirzepatide — burn fat fast.¹⁵ The FDA has not evaluated compounded medications for safety, quality, or efficacy. GLP-1 medications are prescription drugs that should be taken and monitored under the supervision of a licensed health care professional. GLP-1 medications carry serious risks, including risks of thyroid C-cell tumors (which includes thyroid cancer) and medullary thyroid carcinoma (MTC). Please visit the Remedy Meds website for more details. And this company we found called Remedy Meds gets them to you 80% cheaper!

It might sound crazy, but Remedy Meds operates on a cash-only basis and does not accept insurance. This is how they’re able to provide up to 80% off the typical cost of weight-loss medications like Ozempic® and Zepbound®. (You can pay via credit cards, including Visa and Mastercard.)

Skip the surgeries, diets, and expensive costs of weight loss. Get real results with GLP-1s at 80% less than name brands! Plus, get access to U.S.-based doctors 24/7 when you go through Remedy Meds. No insurance is required and there are no hidden fees.

Dr. Ritu Chopra (from the show "The Doctors") says this is the future of weight loss. Join now before prices go up! You could get pre-approved in as little as 2 minutes.

Limited Time Offer: Right now you can get $120 off your first order!

Take the quiz to get up to 80% off weight loss medications starting at $179/month ($6/day)

Skipping This Credit Card Bonus: Earn a bonus worth $200 to use toward your next flight or hotel

If you're planning a trip, apply for the Capital One VentureOne Rewards Credit Card (Rates and fees) here and you can earn 20,000 bonus points after spending $500 in the first 3 months — that's worth $200 toward travel!

There is no extra work beyond the spending requirement to earn the early spend bonus, no annual fee, and no foreign transaction fee. The Capital One VentureOne Rewards Credit Card also lets you earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.

Redeem miles for flights, hotels, and car rentals, OR statement credits, gift cards, and transfers to over 15 airline or hotel partners! If you travel even once a year this card could be worth it and could net you $100s in rewards to use toward travel. Don't delay — apply today!

Recommended for good or excellent credit.

Purchase and Transfer APR: 18.49% - 28.49% (Variable)

Click here to apply for the Capital One VentureOne Rewards Credit Card now

Credit Card Debt: Pay no interest into 2027 with a no annual fee card

If you're struggling to pay down high-interest debt (or you're planning a major purchase this year), this might be the exact thing you need. There are cards that allow you to completely pause credit card interest into 2027... and the best part is that it could be easier than you think with this new tool.

These extremely powerful cards can give you 0% intro APR for up to an astounding 15 months on purchases and balance transfers. That's right - you can now finance large purchases you've been sitting on without paying massive interest. Or, transfer crippling high interest debt let your payments go directly to paying down your balance, without piling on additional interest charges - with no annual fee.

Answer a few quick questions, and we'll try to match you with a card that fits your situation.

Free, no commitment, and no impact on your credit score.

See my options (no credit impact)

Overpaying on a New Bathroom: Ohio residents could save big on a new bathroom

If your bathroom is outdated, not built for how you live, and feels dirty no matter how much you clean it, this is for you. If you live in Ohio and you want to finally have the bathroom of your dreams, it could save you $1,000s.

RemodelYourHome is actively helping homeowners score huge savings on your dream bathroom. They connect you with top local vendors who compete to offer their best deals without sacrificing quality, so you get great pricing and great results.

Slash the cost of a new bathroom by taking advantage of limited-time offers that make upgrading your bathroom surprisingly more affordable.

You might be eligible if you check these 3 boxes:

You own your home.
Your bathroom hasn’t been remodeled for 5+ years.
Your ZIP code qualifies.

Bonus: For a limited time you could get up to 20% off your bathroom remodel when you fill out the form at the link below.

Complete this short questionnaire to see if you qualify

Cut the Wait to Get Your Paycheck: Access up to $150 per day of your paycheck

If you need a few dollars in between paychecks, a little daily cushion can go a long way.

With the EarnIn app you can access up to $150 per day of your paycheck and with a max of $1,000 per pay period period.¹⁶ EarnIn is not a bank. Access limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Visit <a href="https://www.earnin.com/">EarnIn.com</a> for full details

Yes, you read that correctly. You have the option to access your pay as you work and not have EarnIn charge you at all.

You even have the option to access the money within minutes for a small fee.¹⁷ Lightning Speed is an optional service that allows you to expedite the transfer of funds for a fee. Depending on the product, the fee may be charged by EarnIn or its banking partner. See the <a href="https://www.earnin.com/privacyandterms/terms-of-service/fees">LS Fee table</a> for details.

The best news? There is no credit check, no interest, no late fees – ever.

How to get started:

Visit EarnIn and create an account.
Link your bank and employment info.
EarnIn will verify your paycheck and you’re all set!

Get started with EarnIn here

Learn 7 ways to generate income with a $1,000,000 portfolio

If you have $1,000,000 saved up, this guide is for you. The last thing you want in retirement is to run out of money. Instead, you want your money to generate a real income while you enjoy your life.

Answer a few quick questions about your financial situation, and you'll get a personalized financial plan plus a free guide: The Complete Guide to Retirement Income.

FinanceBuzz has helped millions of readers make smarter money decisions since 2016. Our team researches over 600 financial products so you don't have to.

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Expensive Timeshares: See if you’re eligible to cancel your money-draining timeshare contract

Are you stuck in a timeshare contract? The average timeshare owner pays roughly $1,200 a year in maintenance fees,¹⁸ <a href="https://aaronsonlawgroup.com/8-hidden-timeshare-fees-to-watch-for/">Source</a>: American Resort Development Association (ARDA), 2024 industry data, reporting average annual timeshare maintenance fees of $1,260. and those fees tend to rise 5% or more annually, often for a property they no longer use.

The Stonegate Firm provides legal and advocacy services to help consumers pursue legitimate exit options from their timeshare contract. If your contract qualifies, their attorneys work to identify violations of federal consumer protection laws and negotiate directly with resorts.

See if your timeshare may be eligible:

Answer a few questions about your timeshare and contract.
A Stonegate Firm specialist will review your case.
If you qualify, they walk you through the cancellation process.

You’re in good hands. The Stonegate Firm is BBB Accredited with an A+ rating.

Check Your Cancellation Eligibility Free - 30 Second Assessment

Overpaying on Subscriptions: Put an average of $378 back in your pocket by canceling services you don’t need

A chunk of your paycheck might be getting flushed down the drain. And the worst part is you probably won’t even catch it, unless you try this.

Rocket Money is an app that reviews your spending daily to find subscriptions to cancel and bills to cut. Rocket Money has helped users save an average of $378 a year¹⁹ This annualized figure is based on members usage of Subscription Cancellation. Actual savings may vary and are not guaranteed. by canceling unwanted subscriptions. They’ll even cancel subscriptions for you and negotiate bills on your behalf (see below).

Now, some insider info: Don’t go for the “free” version. Instead, choose the free trial of the Premium version. It unlocks the features that save you the most money possible, like “Cancellation Concierge,” that helps cancel subscriptions for you.

Once you have your free trial of Premium set up, Rocket Money connects to your bank in minutes and will identify bills that can be lowered and subscriptions you can cancel. Easy.

Start your free trial of Rocket Money Premium get back an average of $378

Home Insurance: Switch your home insurance and you could save a ton of money

If you have home insurance, you need to see the recent rates available to you. There’s a good chance you’ll want to switch your policy if you see a better rate.

The best way to check for up-to-date rates: Get multiple policy quotes from a variety of home insurance providers. Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house.

Provide Home Insurance is a company that matches you with a variety of home insurance options to meet your home insurance needs … including lower overall cost or better overall coverage.

Just answer a few questions, and they will find options that are right for you.

Enter your zip code to get started

Expensive Loan Repayments: Tap your home equity before you ever get a loan

If you need cash, you do not need to get a personal or payday loan. If you’re a smart homeowner, use this tool instead before you do anything else. It finds companies offering homeowners reliable access to extra cash.

LendingTree's network of lenders specialize in HELOCs (home equity line of credit). A HELOC is like a credit card that lets you access cash from your home, possibly without crazy interest rates. No, it’s not for everyone. But it’s a 100% legit way to leverage the value of your home to get extra cash, with few downsides.

Get started by using LendingTree’s free simple HELOC matching tool. The key to making a HELOC work is comparing rates and terms, and this tool does that for you. Answer a few questions and you can compare options in a few minutes.¹² LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2026 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply.

Getting quotes and checking rates doesn't affect your credit. You could qualify as long as your credit score is 620 or higher and you have equity in your home.

See how much cash you could get

Pricey Home Security Systems: Help protect your home for a fraction of what a break-in costs (perfect for Ohio residents)

Studies suggest a break-in happens about every 26 seconds in the U.S., and one average costs homeowners around $2,661.²⁰ Average break-in cost around $2,661: FBI 2019 burglary data (figure is dated, confirm current). Break-in about every 26 seconds: The Zebra. $100 gift card and free installation: subject to SafeStreets / Visa Reward Card terms (new customers, 36-month monitoring agreement). But if you live in Ohio you could help protect it for a fraction of that cost.

SafeStreets is actively helping homeowners protect what matters most. Their security experts install a custom system with 24/7 monitoring that can help deter break-ins and give you peace of mind day and night.

Cut the cost of protecting your home by tapping into SafeStreets’ extremely low cost starting at just $49.99/month²¹ $99-$299.00 Customer Installation Charge. 36-Month Monitoring Agreement required starting at $49.99 per month ($1,799.64). 24-Month Monitoring Agreement required per month for California ($1,199.76). Minimum $199 installation charge required for California. Form of payment must be by credit card or electronic charge to your checking or savings account. Early termination fees apply. Offer applies to homeowners only. Local permit fees may be required. Satisfactory credit history required. Certain restrictions may apply. Offer valid for new ADT Authorized Provider customers only and not on purchases from ADT LLC. Other rate plans available. Cannot be combined with any other offer. with free professional installation, around-the-clock monitoring, and maintenance and extended warranty fully included.

Complete this short form to get a free quote

$10,000+ Home Elevators: Get a free stair lift estimate instead and stay in the home you love

If you or a loved one struggles with stairs, do not move to a new house or spend $10,000+ on a home elevator or renovation. An affordable custom stair lift could be a faster solution (and $1,000s cheaper) and this free in-home consultation can help you find one.

Leaf Home Safety Solutions is actively helping senior homeowners get custom stair lifts without spending a fortune. They offer straight, curved, and outdoor options, installed by pros and backed by a limited lifetime warranty. You could stay in the home you love without a renovation.

Skip the stress of researching stair lift companies on your own. Leaf Home brings trained local experts to your door for a free, no-pressure estimate.

You might be a good fit if: 1) You own your home, 2) You or a loved one has trouble with stairs, and 3) Your ZIP code qualifies.

Complete this short form to get started

High Electric Bills: Ohio residents could save big

Old windows drive up your home's electric bill. But if you live in Ohio and your windows are 5+ years old, you could save big.

Renewal by Andersen is actively helping homeowners score huge savings. Their certified master professionals install high-quality, energy-efficient windows that could help reduce energy bills and improve comfort.

They make it extremely easy to upgrade your windows with financing options available and special limited-time offers. The entire process is hassle free.

Get started now if you check these 3 boxes:

You own your home.
Your windows are 5+ years old.
You live in an available ZIP code.

Complete this short questionnaire to get started

BONUS: For a limited time, buy one get one 40% OFF.²² DETAILS OF OFFER: Offer expires 12/31/2025. Not valid with other offers or prior purchases. Buy one (1) window or entry/patio door, get one (1) window or entry/patio door 40% off, and 12 months no money down, no monthly payments, no interest when you purchase four (4) or more windows or entry/patio doors between 9/30/2025 and 12/31/2025. 40% off windows and entry/patio doors are less than or equal to lowest cost window or entry/patio door in the order. Additional $200 off your entire purchase, minimum purchase of 4 required, taken after initial discount(s), when you purchase by 12/31/2025. Subject to credit approval. 12-month Promo Period: while no payments are due, interest accrues but is waived if the loan is paid in full before the Promo Period expires. Any unpaid balance owed after the Promo Period, plus accrued interest, will be paid in installments based on the terms disclosed in the customer's loan agreement. Financing is provided by various financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Savings comparison based on purchase of a single unit at list price. Available at participating locations and offer applies throughout the service area. See your local Renewal by Andersen location for details. License numbers available at renewalbyandersen.com/license. Some Renewal by Andersen locations are independently owned and operated. See Renewal by Andersen® Products and Installation Transferable Limited Warranty for detail "Renewal by Andersen" and all other marks where denoted are trademarks of Andersen Corporation. ©2025 Andersen Corporation. All rights reserved. Plus, get $200 off your purchase!²² DETAILS OF OFFER: Offer expires 12/31/2025. Not valid with other offers or prior purchases. Buy one (1) window or entry/patio door, get one (1) window or entry/patio door 40% off, and 12 months no money down, no monthly payments, no interest when you purchase four (4) or more windows or entry/patio doors between 9/30/2025 and 12/31/2025. 40% off windows and entry/patio doors are less than or equal to lowest cost window or entry/patio door in the order. Additional $200 off your entire purchase, minimum purchase of 4 required, taken after initial discount(s), when you purchase by 12/31/2025. Subject to credit approval. 12-month Promo Period: while no payments are due, interest accrues but is waived if the loan is paid in full before the Promo Period expires. Any unpaid balance owed after the Promo Period, plus accrued interest, will be paid in installments based on the terms disclosed in the customer's loan agreement. Financing is provided by various financial institutions without regard to age, race, color, religion, national origin, gender, or familial status. Savings comparison based on purchase of a single unit at list price. Available at participating locations and offer applies throughout the service area. See your local Renewal by Andersen location for details. License numbers available at renewalbyandersen.com/license. Some Renewal by Andersen locations are independently owned and operated. See Renewal by Andersen® Products and Installation Transferable Limited Warranty for detail "Renewal by Andersen" and all other marks where denoted are trademarks of Andersen Corporation. ©2025 Andersen Corporation. All rights reserved.

Tax Debt: Born before 1989? See if you could get $10K+ in tax debt forgiven or eliminated

If you owe $10,000 or more in tax debt, nobody can really stop you from trying this. And right now, it might be the #1 thing we can think of to potentially resolve outstanding tax debt. You could significantly lower the amount you owe or even eliminate your tax debt completely!

It’s called Guardian Tax and it’s 100% free to check eligibility. If you were born before 1989 and owe $10,000 or more in past-due taxes and have some income to make small payments each month, you could most likely qualify.

No more anxiety or being emotionally or physically drained from tax debt. And no more worrying if the IRS will threaten wage garnishment and huge fines. Guardian Tax could help you get everything settled faster than you thought possible.

They hold an A+ BBB rating with a fantastic 4.16/5 stars from customer reviews. The IRS settled $192 million in 2024. See if you could be next by scheduling a fast, free consultation at the link below.

$10,000+ in tax debt: See if you qualify for this tax debt relief program

Pay no interest on balance transfers into 2027

Imagine getting 15 months with 0% intro APR on balance transfers (APR then 18.24% - 27.74% Variable). Sounds great — right? You could dramatically change your financial picture with this industry-leading low-interest card - the Chase Freedom Unlimited^®(Rates and fees).

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 15 months. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest! After the intro period, the APR is 18.24% - 27.74% Variable.

The best part? The annual fee is $0.

Click here to Apply Now to the Chase Freedom Unlimited^®

Not earning up to 5% cash back at gas stations, transportation (including airlines), and drug stores when you activate this incredible offer

There's a credit card that's making waves with its amazing welcome bonus and benefits. Apply for the Discover it^® Cash Back (Rates and fees) and you can earn up to 5% cash back at gas stations, transportation (including airlines), and drug stores now to September 30th, 2026, on up to $1,500 in purchases when you activate.

There's no annual fee — plus, you'll earn 1% cash back on all other purchases automatically. The generous welcome offer provides top-notch cash back rewards since Discover will match all the cash back you’ve earned at the end of your first year.

This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 17.49% - 26.49% (Variable) (balance transfer fee applies). That means you could use this card to fund large purchases or even help tackle your debt. If you're traveling this summer or want to earn more on beauty essentials, this card is practically a no-brainer!

Click here to apply now for the Discover it^® Cash Back.