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Your money is getting tight. Prices are going up. And figuring out what to cut back on can feel overwhelming.
Here's what you can do:
Read our list of money-saving strategies below, and start with one or two today. Even doing just one can help you breathe a little easier:
Car Insurance: Ohio Driver? Cancel your car insurance
Before you renew your current car insurance policy, you owe it to yourself to see what else is out there. Many drivers stick with the same provider for years without checking if they could pay less … and that's exactly how you could end up missing opportunities to save.
Getting a Farmers quote takes just a few minutes, and what you find could surprise you. People who make the switch could end up saving up to $550 on average.1 <p>Based on average nationwide annual savings of new customers surveyed, excluding HI, SC & Farmers GroupSelect℠, from 2/1/23 to 9/19/24 who switched their Auto insurance policy to a Farmers® branded policy, responded to the survey, and realized savings. Potential savings vary by customer and may vary by state and product.</p> That could be real money back in your pocket every single month.
If you want to see if you could be paying less with Farmers, here's what to do:
- Click the link below and enter your zip code.
- Answer a few quick questions about your car and driving history to get matched with a quote.
- If you find a better rate, switch your policy and start saving.
Get your quote now and see if you could pay less for the same coverage.
Credit Card Debt: Pay no interest into 2028 on purchases with this no annual fee card + earn $200
If you're struggling to pay down high interest debt (or you're planning a major purchase this year), this might be the exact thing you need. There's a card that allows you to pause credit card interest into 2028 ... and the best part is that it could be easier than you think.
Discover it® Cash Back (Rates and fees) is an extremely powerful card that gives you 0% intro APR for an astounding 15 months on purchases and balance transfers. (Then APR is 18.74% - 28.74% (Variable); Balance transfer fee applies.) That's right — you can now finance large purchases you've been sitting on without paying massive interest. Or, transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges — all with no annual fee.
But it doesn't end there. The Discover it® Cash Back card also lets you earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
Even better, you can now receive a $200 statement credit when you spend $500 on purchases in your first 3 months of account opening. Plus, Discover will match all the cash back you’ve earned at the end of your first year (terms apply).
Old Bank Accounts: Set up direct deposit - pocket up to $400
Set up an eligible direct deposit with SoFi Checking and Savings and you could earn a bonus of $50 or $400.2 <p>New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more) OR $400 (with at least $5,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more). Cash bonus amount will be based on the total amount of Eligible Direct Deposit received within 25 calendar days of your first Eligible Direct Deposit of $1 or more. If you have satisfied the Eligible Direct Deposit requirements but have not received a cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 5/15/2026 and will be available through 12/31/2026. Full terms at <a href="https://www.sofi.com/banking/">sofi.com/banking</a>. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC. SoFi members with Eligible Direct Deposit can earn 3.30% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.30% APY for savings (including Vaults). Members without Eligible Direct Deposit will earn 0.80% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 9/23/26. Fees may reduce earnings. Additional information can be found at <a href="https://d32ijn7u0aqfv4.cloudfront.net/wp/wp-content/uploads/raw/SoFi-Bank-Rate-Sheet-September-23-2026.pdf">http://www.sofi.com/legal/banking-rate-sheet</a>.</p> Make the switch, set up eligible direct deposit, earn the bonus. It basically takes no extra work at all other than following these steps.
Why people are switching: This account earns up to an insane 4.40% APY3 <p>Earn up to 4.40% Annual Percentage Yield (APY) on one SoFi Savings account with a 1.10% APY Boost (added to the 3.30% APY as of 10/20/26) for up to 6 months. Open your first SoFi Checking and Savings account and receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 12/31/27. Rates are variable, subject to change. Terms apply at <a href="https://www.sofi.com/banking/#4">sofi.com/banking#4</a>. SoFi Bank, N.A. Member FDIC.</p> on savings for up to six months on new accounts (3.30% APY standard + 1.10% APY boost; terms apply) on top of that $50 or $400 bonus.2 <p>New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more) OR $400 (with at least $5,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more). Cash bonus amount will be based on the total amount of Eligible Direct Deposit received within 25 calendar days of your first Eligible Direct Deposit of $1 or more. If you have satisfied the Eligible Direct Deposit requirements but have not received a cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 5/15/2026 and will be available through 12/31/2026. Full terms at <a href="https://www.sofi.com/banking/">sofi.com/banking</a>. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC. SoFi members with Eligible Direct Deposit can earn 3.30% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Eligible Direct Deposit amount required to qualify for the 3.30% APY for savings (including Vaults). Members without Eligible Direct Deposit will earn 0.80% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 9/23/26. Fees may reduce earnings. Additional information can be found at <a href="https://d32ijn7u0aqfv4.cloudfront.net/wp/wp-content/uploads/raw/SoFi-Bank-Rate-Sheet-September-23-2026.pdf">http://www.sofi.com/legal/banking-rate-sheet</a>.</p> That's way better than the measly 0.38% APY (as of 10/19/26)4 <p>Based on <a href="https://www.fdic.gov/national-rates-and-rate-caps">this</a> FDIC data, as of 6/15/26.</p> national average savings accounts offer.
No monthly fees and no surprises. Open your account and earn up to a $400 bonus
Lame Credit Card Bonuses: Try this one instead that lets you earn a $200 bonus + up to 5% cash back!
Apply for the Chase Freedom Unlimited®(Rates and fees) and you could earn a $200 bonus after spending an easy $500 in the first 3 months. This card is criminally underrated with one of the best spend-to-bonus ratios we've ever seen. The bonus is worth almost half the spend!
No additional work is required. Apply for the card, see if you're approved, spend $500 within 3 months, and earn a $200 bonus. Boom!
The Chase Freedom Unlimited®(Rates and fees) also lets you earn cash back on everything you buy: Earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.
Plus, if you want to finance large purchases or pay down high-interest debt, you can also do that with this card. Take advantage of 0% intro APR on purchases and balance transfers for 15 months. After the intro period, the APR is 18.49% - 27.99% Variable. Do not skip this card, it's a sleeper hit with insane value and NO annual fee.
Good or excellent credit (typically 670 or higher) is recommended.
Click here to Apply Now to the Chase Freedom Unlimited®
Paying for Gutter Cleaning: Save $100s every year on gutter cleaning services!
Hiring a gutter cleaner multiple times per year can be expensive over the lifetime of your home, adding up to $1,000s of dollars. But with this service, homeowners may be able to get rid of that annoying yearly cost!
LeafFilter is a powerful, one-of-a-kind gutter guard that’s so effective you may be able to stop hiring gutter cleaners altogether. The best part is that this company will clean out and realign your gutters prior to installing.
LeafFilter micromesh filter provides durability and performance that keeps your gutters protected from common debris. Don’t waste your money on cheap, ineffective solutions that claim to be clog-free.
See if you qualify today: Click the link below and enter your ZIP code and home info to get a free estimate.
Offer Ending Soon: Earn a $250 Bonus with this no annual fee card
Right now the Chase Freedom Flex®(Rates and fees) lets you earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening (limited-time offer).
In addition to this welcome offer, this card lets you earn cash back on everything you buy. Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! Plus, earn 5% cash back on travel purchased through Chase Travel℠, 3% on dining and drugstores, and 1% on all other purchases.
And it gets better (really): This card also gives you 0% intro APR on purchases and balance transfers for 15 months. That means you could finance large purchases or pay down high-interest debt for over a year. After the intro period, the APR is 18.49% - 27.99% Variable. Oh, and the annual fee is $0.
It's almost a no-brainer to apply — this card might the best-in-class amongst similarly-featured credit cards, especially with the bonus.
Good or excellent credit (typically 670 or higher) is recommended.
Expensive Loans: Access up to $500,000 from your home equity
Too many homeowners have equity they've never put to work.5 <p>Actual accessible equity depends on your home's appraised value, outstanding mortgage balance, creditworthiness, and program eligibility. Home Equity Loan is a second standalone lien. Valid for loan amounts between $45,000 and $500,000 (minimum $10,000 for properties in Michigan). Not available on all products. Additional restrictions apply. Must meet qualification requirements. This is not a commitment to lend.</p> Tapping it seems complicated, so many keep overpaying on credit cards and personal loans instead. Now there's a simpler way.
It's called a Home Equity Loan from Rocket Mortgage,6 <p>Rocket Mortgage, LLC; NMLS #3030; <a href="https://www.nmlsconsumeraccess.org/">https://www.nmlsconsumeraccess.org/</a>. Equal Housing Lender. Licensed in 50 states.</p> and it lets you access up to $500,000 from your home's equity with a second loan alongside your current mortgage — so your existing mortgage and rate stay as they are.
Think about it this way: If your home is worth $400,000 and you owe $250,000, you could potentially access $70,000 to $110,000 in equity, depending on your credit score.7 <p>For illustration purposes only. Figures shown are not offers of credit.</p> 5 <p>Actual accessible equity depends on your home's appraised value, outstanding mortgage balance, creditworthiness, and program eligibility. Home Equity Loan is a second standalone lien. Valid for loan amounts between $45,000 and $500,000 (minimum $10,000 for properties in Michigan). Not available on all products. Additional restrictions apply. Must meet qualification requirements. This is not a commitment to lend.</p> That's cash you could use to consolidate high-interest debt, fund a renovation, or cover whatever matters most.
Rocket Mortgage's Home Equity Loans range from $45,000 to $500,000,5 <p>Actual accessible equity depends on your home's appraised value, outstanding mortgage balance, creditworthiness, and program eligibility. Home Equity Loan is a second standalone lien. Valid for loan amounts between $45,000 and $500,000 (minimum $10,000 for properties in Michigan). Not available on all products. Additional restrictions apply. Must meet qualification requirements. This is not a commitment to lend.</p> and it costs you absolutely nothing to find out if you qualify.
Getting your estimate is 100% free. See what you could qualify for at the link below before that equity sits unused another day.
Not Realizing Your Phone Can Block Ads: Shut them off across your devices for as low as $1.59/month your first year
Advertisers spent more than $740 billion putting ads in front of you last year. Those ads cost you data, battery, and time. Not to mention many of them creepily tracking you across the internet.
These ads are engineered to move money out of your pocket. But you could shut them off for as little as $1.59/month your first year …
This tool called Total Adblock blocks pop-ups, banner ads, and autoplay videos before they ever load. It also blocks the third-party trackers and cookies advertisers use to follow you from site to site. And it even flags deceptive ads and dangerous links that lead to fraudulent sites.
Independent testing scored it 100 out of 100 for ad blocking. It works on your computer, phone, and tablet, and annual plans include a 30-day money-back guarantee.
Don't keep paying to be advertised to. Block the ads across your devices for as low as $1.59/month your first year today.
High-Interest Debt: Ask this company to pay off your credit card debt
If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?
ClearOne Advantage could help.8 <p>ClearOne Advantage, LLC is a debt settlement company, not a lender, loan broker, creditor, credit services organization, or debt collector. ClearOne Advantage, LLC does not assume or pay any debts; receive, hold or control funds belonging to consumers; or provide bankruptcy, legal, accounting or tax advice. You should review full program terms and conditions before enrolling. To the extent that any aspect of the debt settlement services relies on or results in the consumer’s failure to make timely payments to the consumer’s creditors or debt collectors, the use of the debt settlement services: (1) Will likely adversely affect the consumer’s creditworthiness; (2) May result in the consumer being subject to collections or being sued by creditors or debt collectors; and (3) May increase the amount of money the consumer owes due to the accrual of fees and interest by creditors or debt collectors. Not available in all states. Some third-party fees may apply. C.P.D. Reg. No. T.S. 12-03822.</p> <p>ClearOne Advantage is not a credit services organization, and we do not make any claims regarding improvement of a consumer’s credit scores. Entering into a debt settlement program could adversely affect your credit score.</p> If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.
Best of all? There are zero fees until your debt is settled, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes a few minutes to see if you qualify.
Expensive Timeshares: Timeshare owners could claim a cash refund. Check to see if your resort is on the list.
If you’re stuck in a timeshare contract, you’re not alone. The average timeshare owner pays roughly $1,200 a year in maintenance fees,9 <p>Based on American Resort Development Association (ARDA) industry data. National average annual timeshare maintenance fee estimated at approximately $1,120 to $1,200 per one-week ownership interval.</p> special assessments, and processing charges. But depending on how your contract was sold, it may be eligible for cancelation ... and you could be owed a cash refund and a possible way out of the contract.
The Stonegate Firm helps consumers seek to cancel their timeshare for good, and reviews whether any fees they paid may be recoverable, even if you’re behind on payments. Their attorneys look for potential violations in your contract, then negotiate directly with your resort.
Cancel your timeshare and possibly even get your money back!
- Answer a few questions about your timeshare and contract.
- A Stonegate Firm specialist reviews your case and contract.
- If you qualify, they pursue an exit strategy on your behalf, which may include a cash refund.
Every year you wait is another bill you may never get back. The Stonegate Firm is BBB Accredited with an A+ rating.
Overpaying on Subscriptions: Put an average of $378 back in your pocket by canceling services you don’t need
A chunk of your paycheck might be getting flushed down the drain. And the worst part is you probably won’t even catch it, unless you try this.
Rocket Money is an app that reviews your spending daily to find subscriptions to cancel and bills to cut. Rocket Money has helped users save an average of $378 a year10 <p>This annualized figure is based on members usage of Subscription Cancellation. Actual savings may vary and are not guaranteed.</p> by canceling unwanted subscriptions. They’ll even cancel subscriptions for you and negotiate bills on your behalf (see below).
Now, some insider info: Don’t go for the “free” version. Instead, choose the free trial of the Premium version. It unlocks the features that save you the most money possible, like “Cancellation Concierge,” that helps cancel subscriptions for you.
Once you have your free trial of Premium set up, Rocket Money connects to your bank in minutes and will identify bills that can be lowered and subscriptions you can cancel. Easy.
Start your free trial of Rocket Money Premium get back an average of $378
Not Having Enough in Retirement: Learn how you could generate income with a $500,000 portfolio
If you have $500,000 saved up, this is for you. The last thing you want in retirement is to run out of money. Instead, you want your money to generate a real income while you enjoy your life.
Answer a few quick questions about your financial situation, and this free service will match you with an advisor to build you a complete plan for retirement income tailored to your goals.
Answer a few questions. Get matched with a financial advisor today.
Paying $1,000s Extra on a New Shower: Try this free service helping homeowners in Ohio get a walk-in shower
Your shower should be easy to get in and out of. But if it’s outdated, has a tub that’s hard to step over, or hasn't been updated in years, it might be time to make a change. And a walk-in shower does a lot more than just modernize your bathroom.
Here's what a walk-in shower could do for you:
- Remove the tripping hazard of stepping over a tub edge
- Lower your water bill, since showers use far less water than filling a tub
- Stand up to daily use with fewer parts that can break than a traditional tub setup
- Give your bathroom a cleaner, more modern look that makes the space feel bigger
- Possibly add resale appeal, since updated bathrooms are among the features buyers tend to look for
If you own a home in Ohio, HomeBuddy makes it easy to get started. Answer a few quick questions to see if you qualify, and get connected with pre-screened local contractors in your area.
Do you qualify? Check these 3 boxes:
- You own your home.
- Your tub or shower is outdated or hard to use.
- You live in a qualifying ZIP code.
Innocent Daily Conveniences: Simple things that drain your bank account
Daily Coffee Runs: Fair to say it’s okay to get a little treat every once in a while. But a $6 latte every morning runs up to $2,000 a year. $2,000! You could buy a high-end espresso machine with that cash and still come out ahead.
The Lottery and Get-Rich-Quick Gimmicks: The lottery isn’t a financial plan, and no, that $1,500 online course won’t make you a millionaire. Focus on real wealth-building strategies.
Premium Gas for Cars That Don’t Need It: If your car doesn’t specifically require premium gas, you’re just wasting money. It won’t make your engine last longer or improve performance.
Expensive Mortgage Payments: Save $28,000 over the life of your mortgage
Too many buyers overpay on their mortgage without even knowing it. Rates and fees vary wildly from lender to lender, but nobody has time to call around and compare, so they might just accept the first offer and hope for the best. Now there's a free service that does the hard part for you.
It's called Own Up, and it compares mortgage offers from a network of top-rated lenders so they compete for your business and you can pick a great deal.11 <p>Own Up is a mortgage lead-generation and comparison service. RateGravity, Inc. d/b/a Own Up arranges introductions to participating lenders but does not make loans or credit decisions. Own Up is compensated by participating lenders. Own Up matches you with participating lenders based on your profile. Lender participation varies and does not guarantee multiple offers or competitive bidding. Not all lenders, products, or shopping experiences are available, and availability may vary by consumer profile and loan program. Rates, terms, and availability vary. Lender ratings reflect consumer reviews and/or third-party data. RateGravity, Inc. d/b/a Own Up NMLS #1450805. For consumer information, visit <a href="https://www.nmlsconsumeraccess.org">www.nmlsconsumeraccess.org.</a></p> You fill out a quick 5-minute profile (no hard credit pull),12 <p>Exploring options with Own Up does not require a hard credit inquiry; however, a lender may require a hard inquiry and additional personal information, including a Social Security number, to proceed with an application.</p> get matched with top-rated lenders, and see the comparison side by side.13 <p>Shopping experiences is offered to select customers only, your interaction with Own Up might not include shopping experience. Not all lenders or products are available, and availability may vary by consumer profile and loan program. Rates, terms, and availability vary.</p>
Thnk about it this way: On a $400,000 mortgage at 7.00%, you'd pay over $558,000 in interest over 30 years. Drop that rate just half a percent to 6.50% and you'd pay around $510,000. That's $48,000 back in your pocket, just from shopping around for a better rate.14 <p>For illustration purposes only. Rates shown are not offers of credit.</p>
Own Up customers save on average $28,000 over the life of their loan,15 <p>Savings are not guaranteed. Results vary based on borrower qualifications, loan terms, fees, and market conditions. See <a href="https://www.ownup.com/methodology">ownup.com/methodology</a> to see how the savings were calculated. and it costs you absoloutely nothing to find out what you'd save.
Own Up is 100% free — there’s no direct consumer fee for Own Up’s service. Own Up is compensated by lenders, not consumers. See what you could qualify for at the link below before you lock in a rate you might regret.
Expensive Home Repairs: This plan protects select Ohio homes from many expensive appliance and home repairs (lock in your ultra-low rate)
Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. If you live in Ohio and own your home, Choice Home Warranty could make it so you don’t have to pay $1,000s on home repairs anymore.
They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down. Just make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.16 <p>CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. In the event that CHW makes such payment, CHW will provide written notification of the basis for the amount of the payment. First Month Free with purchase of any single payment home warranty plan. The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.</p>
Choose a plan here and you could still lock in their ultra-low 2026 rates for a limited time. You could tap into immense savings for nearly any system or appliance in your home that’s covered.
Not everyone is eligible for this plan so here’s how to check:
- Click the link below and enter your zip code.
- Answer a few simple questions.
- See if your home qualifies and lock in your rate.
Choose a plan here and and see if you’re eligible for $50 off and 1 month free
P.S. We negotiated a special deal for FinanceBuzz readers who sign up using the link above. Use it this week to get $50 off and 1 month free. We don’t know how long it will last, so take advantage of it today before it disappears.
Overpriced Roof Quotes: Try this service helping homeowners in Ohio get a roof replacement
Your roof is your home's first line of defense. But if it's more than 15 years old, has leaks, or shows signs of storm damage, it might be time to replace it. And a new roof does a lot more than just keep the weather out.
Here's what a new roof could do for you:
- Stop leaks and water damage before they reach your walls and ceilings
- Lower your energy bills, since modern roofing seals better in summer and winter
- Stand up to heavy rain, wind, and hail
- Add curb appeal and resale value
- Possibly earn you insurance benefits, since a lot of insurers reward homeowners who replace aging roofs
If you own your home, your roof is over 15 years old, and you live in a qualifying ZIP code, you may qualify.
Getting started only takes a few minutes:
- Enter your zip code at the link below and click "get estimate"
- Complete the questionnaire about your roof and home (takes just a few minutes)
- Enter your name, email, and phone number and submit your request
Complete the short questionnaire to start the process
Answer a few quick questions about your roof and home.
You're connected with vetted roofing pros serving your area.
A rep schedules your free estimate. You decide if you move forward.
Paying Full Price on Travel and Restaurants: Not retired? You can still join AARP for massive discounts and your first year is just $15
Think AARP is only for retirees? It isn't. Anyone 18 or older can join, and your first year costs just $15 (about $1.25 a month)! An AARP membership gets you massive discounts on:
- Restaurants (save up to $450 per year!)
- Airfare, hotels, cruises and rental cars
- Meal deliveries
- UPS shipping
- Eyeglasses and even prescriptions that aren't covered by insurance
Plus you'll also get insider info on health and wellness and you can add a partner for free. That’s twice the perks and potentially hundreds saved for just $15. It basically pays for itself.
Joining takes about two minutes:
- Click the link below, choose your free welcome gift, and select "Join Today"
- Create your account by answering a few quick questions
- Start enjoying your discounts and perks!
Join AARP for only $15 your first year (renews at $20/yr). Start saving today.
Mindless Recurring Expenses: Don’t pay for what you don’t use
Storage Units: If you haven’t needed it in a year, why are you paying rent for it? Sell it, donate it, or admit you’re just hoarding junk in a different location.
Expensive Gym Memberships: If you’re not going at least twice a week, just cancel it already. Home workouts, outdoor runs, and basic weights could get you 90% of the same results for free.
Bottled Water: Can’t believe we even have to say this. But if you have access to clean tap water, you’re wasting money every time you buy a bottle. Get a reusable one and stop paying for something that’s essentially free.
Cut the Wait to Get Your Paycheck: Access up to $150 per day of your paycheck
If you need a few dollars in between paychecks, a little daily cushion can go a long way.
With the EarnIn app you can access up to $150 per day of your paycheck and with a max of $1,000 per pay period period.17 <p>EarnIn is not a bank. Access limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Visit <a href="https://www.earnin.com/">EarnIn.com</a> for full details</p>
Yes, you read that correctly. You have the option to access your pay as you work and not have EarnIn charge you at all.
You even have the option to access the money within minutes for a small fee.18 <p>Lightning Speed is an optional service that allows you to expedite the transfer of funds for a fee. Depending on the product, the fee may be charged by EarnIn or its banking partner. See the <a href="https://www.earnin.com/privacyandterms/terms-of-service/fees">LS Fee table</a> for details.</p>
The best news? There is no credit check, no interest, no late fees – ever.
How to get started:
- Visit EarnIn and create an account.
- Link your bank and employment info.
- EarnIn will verify your paycheck and you’re all set!
Losing Money Due to Old Windows: Find out how this free service is helping Ohio homeowners replace old windows
New windows could save you more money than you realize. This is because old windows drive up your home's electric bill. But if you live in Ohio and your windows are 5+ years old, you could save now. New windows could help you:
- Lower your energy bill, since energy-efficient windows let less heat escape than older ones
- Possibly add resale appeal, since energy-efficient windows are among the features buyers tend to look for
- Give your home a cleaner, more modern look that makes rooms feel brighter
HomeBuddy connects Ohio homeowners with pre-screened local contractors who install energy-efficient windows. Answer a few quick questions to see if you qualify.
You can get started now if: You own a home in Ohio, your windows are 5+ years old, and you live in an available ZIP code.
Earn 75,000 bonus points — worth up to $1,125 towards travel
If you're planning a trip, apply for the Chase Sapphire Preferred® Card (Rates and fees) here and you can earn 75,000 bonus points after spending $5,000 in the first 3 months — that's worth up to $1,125 toward travel through Chase Travel℠!
Plus, earn 5X points on travel purchased through Chase Travel℠; 3X points on dining, vacation homes at top brands, gas & EV charging, top streaming services, and online groceries (excluding Walmart, Target, and wholesale clubs); 2X points on all other travel purchases, and 1X points on all other purchases — with a low annual fee of $95 and no foreign transaction fee.
The card could pay for itself quickly: you'll earn up to $100 Chase Travel hotel credit each anniversary year, get a complimentary year of Apple TV (a $180 value, must activate by 12/31/26), and up to $120 toward Global Entry, TSA PreCheck, or NEXUS every four years.
If you travel even once a year, this card could net you $100s in rewards to use toward travel. Don't delay. Apply today!
Click here to apply for the Chase Sapphire Preferred® Card now
Interest: Stop getting ripped off by high interest debt payments
If you have credit card debt, you know that paying your bill each month is anxiety-inducing … and sometimes close to impossible with what you have in the bank.
If that’s you, a company called LendingTree19 <p>Terms and conditions apply. Rates subject to change. LendingTree, LLC. NMLS# 1136.</p> wants to help. They can match you with loan providers that could help you pay off your debt quickly.
Think about it this way: For example, $30,000 in credit card debt at 25% APR will cost you $622.60 every single month in interest alone. But, with a rate as low as 6.50% APR (possible through LendingTree’s lenders), you’d only pay $160.69 interest.
That’s over $460 a month you’d get to keep for yourself in this scenario! Even better, you don’t need a perfect credit score, and checking for loans won’t affect your credit.
Truthfully, this company exists to help you get ahead in life. They have a 4.5/5 rating on TrustPilot with more than 15,000 verified reviews, and you can see your options in a matter of minutes. It’s certainly worth a shot if you’re feeling suffocated by debt.
See if your $30K+ credit card debt is eligible for options with LendingTree
Market Volatility: Diversify your hard-earned retirement savings with gold
GoldTrustGuide is actively helping Americans find greater retirement security with precious metal investments like gold. In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold increased by 25%.20 <p><a href="https://www.forbes.com/sites/conormurray/2026/01/28/gold-price-surpasses-record-5300-amid-weakening-dollar-fed-independence-concerns/">Source</a></p> They match you with top-rated providers offering physical gold and silver IRAs with a proven track record during unstable markets.21 <p>Investments carry risk, including loss of principal. Past performance is not a guarantee of future performance.</p>
Protect your savings today in 3 easy steps:
- Answer 4 quick questions on your goals and timeline.
- Get matched instantly with a top-rated provider suited to your goals.
- Speak to a specialist for a free, no-obligation consultation.
They hold a Top Rated designation from the Business Consumer Alliance and earn a 4.7-star rating on Trustpilot and 4.8 stars on Google. Get your free Gold IRA match today.
Weight Loss: Save as much as 80% on weight loss meds
If you're finally ready to lose weight, GLP-1s, like Semaglutide and Tirzepatide, could help you shed up to 14.9% of your body weight.22 <p><a href="https://www.nejm.org/doi/full/10.1056/NEJMoa2032183">Source</a>. Based on a mean result from the STEP 1 clinical trial (Wilding et al., NEJM 2021) of semaglutide 2.4 mg over 68 weeks, used alongside diet and exercise. Individual results will vary. GLP-1 medications require a prescription.</p> And this company we found called ReadyRX gets them to you at around 80% less than name brands.
It might sound crazy, but ReadyRX operates on a cash-only basis and no insurance is required. This is one of the ways they’re able to provide up to 80% off the typical cost of weight-loss medications like Ozempic® and Zepbound®. (You can pay via credit cards, including Visa and Mastercard.)
Skip the surgeries, diets, and expensive costs of weight loss. Start your journey with GLP-1s at around 80% less than name-brand prices. Plus, your plan is guided by board-certified doctors, 100% online. No insurance required and no hidden fees.
ReadyRX has 5,000+ members and holds a 4.8/5 rating on Trustpilot. They even back their plans with a 28-week weight loss guarantee. All medications are compounded in the USA through FDA-registered pharmacies and 3rd party lab tested.
Limited time offer: Right now, get $100 off your first month with code LMS26.
Take the quiz to get up to 80% off weight loss medications starting at $179/month ($6/day)
Overpaying on a New Bathroom: Ohio residents could save big on a new bathroom
If your bathroom is outdated, not built for how you live, and feels dirty no matter how much you clean it, this is for you. If you live in Ohio and you want to finally have the bathroom of your dreams, it could save you $1,000s.
RemodelYourHome is actively helping homeowners score huge savings on your dream bathroom. They connect you with top local vendors who compete to offer their best deals without sacrificing quality, so you get great pricing and great results.
Slash the cost of a new bathroom by taking advantage of limited-time offers that make upgrading your bathroom surprisingly more affordable.
You might be eligible if you check these 3 boxes:
- You own your home.
- Your bathroom hasn’t been remodeled for 5+ years.
- Your ZIP code qualifies.
Bonus: For a limited time you could get up to 20% off your bathroom remodel when you fill out the form at the link below.
Credit Card Debt: Pay no interest into 2027 with a no annual fee card
If you're struggling to pay down high-interest debt (or you're planning a major purchase this year), this might be the exact thing you need. There are cards that allow you to completely pause credit card interest into 2027... and the best part is that it could be easier than you think with this new tool.
These extremely powerful cards can give you 0% intro APR for up to an astounding 15 months on purchases and balance transfers. That's right - you can now finance large purchases you've been sitting on without paying massive interest. Or, transfer crippling high interest debt let your payments go directly to paying down your balance, without piling on additional interest charges - with no annual fee.
Answer a few quick questions, and we'll try to match you with a card that fits your situation.
Free, no commitment, and no impact on your credit score.
Skipping This Credit Card Bonus: Earn a bonus worth $200 to use toward your next flight or hotel
If you're planning a trip, apply for the Capital One VentureOne Rewards Credit Card (Rates and fees) here and you can earn 20,000 bonus points after spending $500 in the first 3 months — that's worth $200 toward travel!
There is no extra work beyond the spending requirement to earn the early spend bonus, no annual fee, and no foreign transaction fee. The Capital One VentureOne Rewards Credit Card also lets you earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.
Redeem miles for flights, hotels, and car rentals, OR statement credits, gift cards, and transfers to over 15 airline or hotel partners! If you travel even once a year this card could be worth it and could net you $100s in rewards to use toward travel. Don't delay — apply today!
Recommended for good or excellent credit.
Purchase and Transfer APR: 18.74% - 28.74% (Variable)
Click here to apply for the Capital One VentureOne Rewards Credit Card now
Pricey Home Security Systems: Help protect your home for a fraction of what a break-in costs (perfect for Ohio residents)
Studies suggest a break-in happens about every 26 seconds in the U.S., and one average costs homeowners around $2,661.23 <p>Average break-in cost around $2,661: FBI 2019 burglary data (figure is dated, confirm current). Break-in about every 26 seconds: The Zebra. $100 gift card and free installation: subject to SafeStreets / Visa Reward Card terms (new customers, 36-month monitoring agreement).</p> But if you live in Ohio you could help protect it for a fraction of that cost.
SafeStreets is actively helping homeowners protect what matters most. Their security experts install a custom system with 24/7 monitoring that can help deter break-ins and give you peace of mind day and night.
Cut the cost of protecting your home by tapping into SafeStreets’ extremely low cost starting at just $49.99/month24 <p>$99-$299.00 Customer Installation Charge. 36-Month Monitoring Agreement required starting at $49.99 per month ($1,799.64). 24-Month Monitoring Agreement required per month for California ($1,199.76). Minimum $199 installation charge required for California. Form of payment must be by credit card or electronic charge to your checking or savings account. Early termination fees apply. Offer applies to homeowners only. Local permit fees may be required. Satisfactory credit history required. Certain restrictions may apply. Offer valid for new ADT Authorized Provider customers only and not on purchases from ADT LLC. Other rate plans available. Cannot be combined with any other offer.</p> with free professional installation, around-the-clock monitoring, and maintenance and extended warranty fully included.
Home Insurance: Switch your home insurance and you could save a ton of money
If you have home insurance, you need to see the recent rates available to you. There’s a good chance you’ll want to switch your policy if you see a better rate.
The best way to check for up-to-date rates: Get multiple policy quotes from a variety of home insurance providers. Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house.
Provide Home Insurance is a company that matches you with a variety of home insurance options to meet your home insurance needs … including lower overall cost or better overall coverage.
Just answer a few questions, and they will find options that are right for you.
Not Having Enough in Retirement: Learn 7 ways to generate income with a $1,000,000 portfolio
If you have $1,000,000 saved up, this is for you. The last thing you want in retirement is to run out of money. Instead, you want your money to generate a real income while you enjoy your life.
Answer a few quick questions about your financial situation, and this free service will match you with an advisor to build you a Complete Plan for Retirement Income.
Answer a few questions. Get matched with a financial advisor today.
Bad Credit Holding You Back? Grow your credit score with this no annual fee card (plus earn unlimited 5% cash back rewards at grocery stores)
If you have bad or no credit and you aren't using the SoFi Smart Card, you could be missing out on the chance to grow your credit score just by following a few simple steps.
The SoFi Smart Card could be a perfect option if you feel held back by a poor credit score. Even if your credit score is low, this card allows you to potentially grow your credit score by making on-time payments.25 <p>Grow your credit score: On-time payment history may have a positive impact on your credit score. Late payment may negatively impact your credit score. SoFi will report your Smart Card activity to Experian®. Impact on your credit may vary, as credit scores are independently determined by credit bureaus based on a number of factors, including the financial decisions you make with other financial services organizations.</p> You also won't overspend with this card, because it's a secure card funded with money you already have.
Even better, this card lets you earn unlimited 5% cash back rewards at grocery stores. That could be worth $100s in cash back for something you spend money on every single month.
If you're exhausted from the pain of a low (or no) credit score and you want to earn cash back on groceries at the same time, this card is practically a no brainer to help with both.
Expensive Debt Payments: Find out if this could help you tackle your credit card debt
For many people, the plan was always to reach retirement debt-free. Then life happens. Don’t let the overwhelm of debt stop you from enjoying your hard-earned retirement.
ClearOne Advantage offers a debt relief program for people with $30,000 or more in credit card debt, medical bills, collections, or personal loans.8 <p>ClearOne Advantage, LLC is a debt settlement company, not a lender, loan broker, creditor, credit services organization, or debt collector. ClearOne Advantage, LLC does not assume or pay any debts; receive, hold or control funds belonging to consumers; or provide bankruptcy, legal, accounting or tax advice. You should review full program terms and conditions before enrolling. To the extent that any aspect of the debt settlement services relies on or results in the consumer’s failure to make timely payments to the consumer’s creditors or debt collectors, the use of the debt settlement services: (1) Will likely adversely affect the consumer’s creditworthiness; (2) May result in the consumer being subject to collections or being sued by creditors or debt collectors; and (3) May increase the amount of money the consumer owes due to the accrual of fees and interest by creditors or debt collectors. Not available in all states. Some third-party fees may apply. C.P.D. Reg. No. T.S. 12-03822.</p> <p>ClearOne Advantage is not a credit services organization, and we do not make any claims regarding improvement of a consumer’s credit scores. Entering into a debt settlement program could adversely affect your credit score.</p> Their representatives may be able to resolve your debt for less than you owe, with one manageable monthly program payment.
No upfront fees. The free consultation takes just a few minutes, and you may be able to complete the program within 24 to 48 months.
See if your $30k+ in credit card debt qualifies for ClearOne Advantage
Home Equity: Tap the equity in your home without adding another monthly payment (home must be worth at least $200,000)
If you own the home you live in but don't want to touch your mortgage rate or go for a traditional HELOC, a Home Equity Investment Product, or HEI, could be perfect.
How it works: A HEI bets that your home's value will go up. They give you cash now, and when you sell, refinance, or pay back in cash, you give them a small portion based on how much your home is worth then.
(By the way, if your home value decreases, the value of the percentage home equity investor is entitled to also decreases. That could be a lot safer for you.)
They work with single family homes, condos, townhomes, and 2- to 4-unit properties. No mobile or manufactured homes. Use the money however you like. Pay off debt, renovate, invest … all without worrying about additional monthly payments OR touching your current mortgage.
Why choose a HEI?
- Cash Payment Now: You can qualify to get between $15,000 to $500,000 in one lump-sum cash payment.
- Have a home worth at least $200,000.
- No income requirements.
- Don’t want to affect your current mortgage.
- Don’t want monthly payments.
$10,000+ Home Elevators: Get a free stair lift estimate instead and stay in the home you love
If you or a loved one struggles with stairs, do not move to a new house or spend $10,000+ on a home elevator or renovation. An affordable custom stair lift could be a faster solution (and $1,000s cheaper) and this free in-home consultation can help you find one.
Leaf Home Safety Solutions is actively helping senior homeowners get custom stair lifts without spending a fortune. They offer straight, curved, and outdoor options, installed by pros and backed by a limited lifetime warranty. You could stay in the home you love without a renovation.
Skip the stress of researching stair lift companies on your own. Leaf Home brings trained local experts to your door for a free, no-pressure estimate.
You might be a good fit if: 1) You own your home, 2) You or a loved one has trouble with stairs, and 3) Your ZIP code qualifies.
Expensive Loan Repayments: Compare home equity offers before taking on high-interest debt
If you’re a homeowner, a HELOC may be one option to compare. Use this tool to find companies offering homeowners access to funding.
LendingTree's network of lenders specialize in HELOCs (home equity line of credit). A HELOC is like a credit card that lets you access funds from your home, possibly without crazy interest rates. No, it’s not for everyone. But it’s a way to leverage the value of your home to get funding.
Get started by using LendingTree’s free simple HELOC matching tool. The key to making a HELOC work is comparing rates and terms, and this tool does that for you. Answer a few questions and you can compare options in a few minutes.19 <p>Terms and conditions apply. Rates subject to change. LendingTree, LLC. NMLS# 1136.</p>
Getting quotes and checking rates doesn't affect your credit.
Tax Debt: See if your tax debt is eligible for this debt relief program
While most tax companies just put you on a payment plan and file your taxes for you, Tax Relief Advocates is designed specifically to help you get out of tax debt faster.
Tax Relief Advocates even talks to the IRS directly, potentially reducing what you owe.
Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.
Pay no interest on balance transfers into 2028
Imagine getting 15 months with 0% intro APR on balance transfers (APR then 18.49% - 27.99% Variable). Sounds great — right? You could dramatically change your financial picture with this industry-leading low-interest card - the Chase Freedom Unlimited®(Rates and fees).
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 15 months. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest! After the intro period, the APR is 18.49% - 27.99% Variable.
The best part? The annual fee is $0.
Not earning up to 5% cash back at restaurants and on entertainment and utilities when you activate this incredible offer
There's a credit card that's making waves with its amazing welcome bonus and benefits. Apply for the Discover it® Cash Back (Rates and fees) and you can earn up to 5% cash back at restaurants and on entertainment and utilities now to December 31, 2026, on up to $1,500 in purchases when you activate.
There's no annual fee — plus, you'll earn 1% cash back on all other purchases automatically. The generous welcome offer provides top-notch rewards since you can receive a $200 statement credit when you spend $500 on purchases in your first 3 months of account opening. Plus, Discover will match all the cash back you’ve earned at the end of your first year (terms apply).
This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 18.74% - 28.74% (Variable) (balance transfer fee applies). That means you could use this card to fund large purchases or even help tackle your debt. If you're traveling this summer or want to earn more on beauty essentials, this card is practically a no-brainer!