Do you shop at Costco? If so, you already understand the joy of saving money and finding a great deal. But you're probably overlooking some other simple ways to be smart with your money.
Don't worry, though. We compiled a list of genius money hacks that could help your hard-earned dollars go even further. It might not be as good as a $1.50 hot dog meal, but we're sure you'll find something helpful.
Member-Only Benefits You Might Not Know About
- Costco has updated its hours to give Executive members early access on select days. You can now start shopping an hour before other members — Monday through Friday from 9:00 a.m. to 10:00 a.m., and Saturday from 9:00 a.m. to 9:30 a.m.
- Love going to the movies? You can buy movie tickets at select Costco locations and at Costco.com, where you can enjoy a member-only price.
- You could score big savings on your next vacation with Costco. Costco Travel offers vacation packages, cruises, rental cars, hotel stays, and more to members at a great price. Plus, you could find gift cards for a variety of activities to save even more, from theme park tickets to city exploration passes.
- Buying and installing new tires at Costco has long-term benefits. The installation package includes lifetime maintenance services, including pressure checks, tire balancing and rotations, and flat repairs. Costco also uses nitrogen instead of compressed air for inflation, which retains better tire pressure over time.
- Your membership could qualify you for discounts with various Costco partners. For example, you could get 25% off a Budget Truck rental.
- With Costco Next, members can shop for products directly from third-party suppliers while enjoying Costco-level discounts.
Amazon Prime members: get a $250 Amazon Gift Card!
If you're an Amazon Prime member, apply for the Prime Visa(Rates and fees) credit card here and you can get a $250 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance upon approval (get an instant decision within 15 seconds).1 <p class="">If you respond via the Internet, the majority of applications are responded to in less than 15 seconds. Your actual response time may vary depending on the Internet connection and volume of submitted requests. We may not be able to give you an immediate answer in every instance.</p>
There is no extra work or spending requirement and no annual fee!
The Prime Visa credit card also lets you earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% on all other purchases.
If you spend a good amount on Amazon this card could be worth $100s in cash back every year. Don't delay — apply today!
Good or excellent credit (typically 670 or higher) is recommended.
Click here to apply for the Prime Visa credit card today and get an instant decision in 15 seconds
Diversify your hard-earned retirement savings with gold
You’ve spent your whole life building up your retirement savings, but market volatility and inflation could be threatening everything you’ve worked so hard for.
American Hartford Gold is actively helping Americans like you find greater retirement security with precious metal investments. They offer everything from physical ownership to IRAs in gold and silver that have a proven track record during unstable markets.
In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold actually increased by 25%.2 <p>Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses.</p>
Take control of your legacy today in 3 easy steps:
- Request your FREE Gold IRA guide.
- Speak to a dedicated specialist about the best option for you.
- Transfer or invest to better diversify your portfolio.
You're in good hands, as they boast an A+ rating with the BBB, are ranked #1 gold company on the Inc. 5000 list, and are exclusively endorsed by Bill O’Reilly. Take control of your savings and download your FREE Gold IRA Guide to get started.
Save potentially $1,000 or more on home insurance
If you want better or more affordable home insurance, there is ONE thing you should never skip in the process of finding a policy: Getting multiple options from a variety of home insurance providers.
Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house just by switching. And yes, you can switch your home insurance at any time.
Provide Home Insurance is a company that matches you with home insurance options from a variety of lenders to meet your home insurance needs … including lower overall cost or better overall coverage.
Just answer a few questions, and they will find options that are right for you. And heads up — the insurance company you choose may call you. Do NOT ignore the call, as they want to work with you to find the best rate possible.
This plan helps protect select Ohio homes from many expensive appliance and home repairs (see if you qualify)
Everyone talks about home insurance, but hardly anyone talks about this. If you live in Ohio and own your home, you could save $1,000s on home repairs without much work at all.
American Home Shield is currently helping homeowners slash appliance repair bills. Instead of paying $1,000s, you pay for a monthly plan and a simple one-time service fee per covered repair.
Getting a monthly plan could help you tap into immense savings for nearly any system or appliance in your home that’s covered.
Not everyone is eligible for this plan so here’s how to check:- Click the link below and enter your name, address, phone number and email.
- Hit the “Get Free Quote” button.
- If you qualify, select a plan.
P.S. Use the link above, and you’ll get $150 off. This only lasts until 12/31/25, so take advantage of it today before it disappears.
Cancel your car insurance
If you cancel your car insurance and drive without it, you’re technically breaking the law. But if you do this first to find a cheaper plan to replace it, you’ll be 100% in the clear.
This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what I was going to have to pay. I thought that was the best price, don’t even look anywhere else. Right? Wrong.
I used Insurify and now I’m able to pay just $51 a month for two cars.3 <p>Actual savings and coverage options vary based on factors such as driving history, location, and insurer policies. The rates shown in this example may not reflect what every user will qualify for.</p> If you want to try this tool and compare and potentially score same-day savings, here’s what to do:
- Click the link below and enter your zip code, date of birth, and phone number.
- Answer a few questions about your car’s make and model to get matched with top offers.
- Choose the best quote for you and lock it in before rates go up.
Compare rates now and see if you could score same-day savings today!
I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.
Make Sure You’re Always Getting The Best Deals at Costco
- If you see an asterisk on a price sign at a Costco warehouse, that typically means the item will not be replenished once it’s sold out. If the item caught your eye, you’ll probably want to snag it now while you can.
- Each Costco warehouse carries around 4,000 items, allowing them to buy in large quantities and passing the savings down to you. But you can find even more items at Costco.com, which also offers online-only savings.
- All members have access to the Costco Savings booklet, which contains savings on a large variety of items. The best part? There is no coupon clipping required — savings are applied directly at checkout.
- Pay attention to prices! Prices ending in .79 typically have been marked down from regular-priced items, which end in .99. Odd pricing, such as .79, .49, or .89 could indicate items Costco got a deal on from the manufacturer. Prices ending in .88 or .00 typically mean managers have reduced the price to clear out inventory. This could also mean the item is discontinued or won’t be restocked.
See if your credit card debt is eligible for this debt relief program
If you have a lot of debt, getting rid of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it may get to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get rid of unsecured debt?
Freedom Debt Relief could help. If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their certified debt specialists may be able to help you resolve your debt for less than you owe — with one low monthly deposit.
Best of all? There are zero upfront settlement fees, and you could reduce debt in as little as 24-48 months4 <p>Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states, including New Jersey, and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.</p> . To get started, just answer a few simple questions and get connected with a Certified Debt Consultant. It only takes a few minutes to see if you qualify, and the consultation is completely free!
See if your $30k+ in credit card debt is eligible for Freedom Debt Relief
Pay no interest on balance transfers well into 2027 with this no annual fee card
If you're struggling to pay down high interest debt, this might be the exact thing you need. There's a card that allows you to completely pause the interest on balance transfers well into 2027 ... and the best part is that it could be easier than you think.
The Citi® Diamond Preferred® Card(Rates and fees) is an extremely powerful card that gives you 0% intro APR for an astounding 21 months from date of account opening on balance transfers (then 16.49% - 27.24% (Variable); balance transfers must be completed within 4 months of account opening). That's right — you can now transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges — all with no annual fee.
But it doesn't end there, because this card comes with an additional perk: If you have a large purchase coming up, finance it easily with 0% intro APR for 12 months from date of account opening on purchases. After the intro period, the APR for balance transfers and purchases is 16.49% - 27.24% (Variable). Don't delay — apply for the Citi® Diamond Preferred® Card, finance the large purchases you been waiting on, and pay down crippling high interest debt!
Save as much as 80% on weight loss meds
If you’re finally ready to lose weight, FDA-approved GLP-1s — like Semaglutide & Tirzepatide — burn fat fast. And this company we found called MyStart gets them to you 80% cheaper!
It might sound crazy, but MyStart operates on a cash-only basis and does not accept insurance. This is how they’re able to provide up to 80% off the typical cost of weight-loss medications like Ozempic and Zepbound. (You can pay via credit cards, including Visa and Mastercard.)
Skip the surgeries, diets, and expensive costs of weight loss. Get real results with GLP-1s at 80% less than name brands! Plus, get access to U.S.-based doctors 24/7 when you go through MyStart. No insurance is required and there are no hidden fees.
Dr. Ritu Chopra (from the show "The Doctors") says this is the future of weight loss. Join now before prices go up! You could qualify in 5-minutes or less.
Limited Time Offer: From now until December 31st, get $150 off your first order + lifetime 25% off!
Take the quiz to get up to 80% off weight loss medications starting at $180/month ($6/day)
Finally feel in control of your money with this 100% free financial plan
Research shows that people with a clear monthly money plan feel significantly less stress and are 3.7x more confident in their financial decisions.5 <p>Source: Charles Schwab Modern Wealth Survey 2024</p>
Our new tool builds a simple, 100% free personalized plan that shows exactly where your money is going — and how to regain control without strict budgeting or spreadsheets. You’ll get clarity, smart recommendations, and a monthly roadmap that’s easy to follow.
Here’s how to get started:
- Click the link below.
- Answer a few quick questions: your goals, income, and spending habits.
- Securely link your accounts through Plaid (checking, savings, cards, etc.).
- Receive your personalized money plan instantly, including recommended spending ranges, savings targets, and simple steps to feel more in control.
The tool analyzes your real spending patterns and gives you a clear breakdown of where your money should go each month, without guilt or guesswork. It’s 100% free, and you’ll finally know exactly what to do next with your money.
Click here to get your free financial plan and feel confident again
Unlock up to $1,070 value over the next year with this incredible card
There's a credit card that's making waves with its amazing welcome bonus and benefits. The Discover it® Cash Back(Rates and fees) card has no annual fee, and Discover will match all the cash back you’ve earned at the end of your first year. This generous welcome offer and the top-notch cash back rewards provides an estimated $1,070 value in the first year! 6 <p class="">These values are based on the <a href="https://financebuzz.com/financebuzz-credit-card-valuation">FinanceBuzz Credit Card Rewards Valuation Model</a>, which takes a look at rewards earned via spending, the welcome offer, and the annual fee. We used a valuation of 1 cent/point unless otherwise stated above. These are estimated values - your actual earnings will depend on how much you spend and in what categories.<br></p>
The excellent $1,070 first-year value is estimated through the FinanceBuzz Credit Card Rewards Valuation Model based on spending, the welcome bonus, and the annual fee. The actual value will be determined by how much and in which categories you spend, but this card makes racking up valuable rewards easy! Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, you'll earn 1% cash back on all other purchases automatically. The welcome offer combined with the up to 5% cash back reward rate could be worth up to 10% cash back in the first year!
This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 17.74% - 26.74% Variable *Rates as of December 15, 2025. To top it all off, the Discover it® Cash Back is accepted by 99% of merchants (according to the February 2025 issue of the Nilson Report), and there's no annual fee.
Access your home equity to cover debt — no monthly payments for 10 years
Struggling with debt? If you want to utilize your home equity to help pay it down, you’re probably frustrated right now. The strict qualifications of the traditional financial system have left many unable to.
But there’s another option you may not have heard of, a home equity agreement (HEA) from Unlock.
With Unlock, you could tap into up to $500,000 of your home equity and make no payments for ten years.
Unlike a home equity loan, HELOC, cash-out refinance, or reverse mortgage, an Unlock HEA gives you cash today in exchange for a share of your home’s future value:
- Access up to $500,000 of your home’s equity.
- No monthly payments for 10 years
- Recommended credit score: 600+.
You can verify your property value and equity in 60 seconds — and with no impact on your credit score: Start by entering your property address here.
And don’t worry — Unlock has an A+ rating from the BBB. So see what you’re eligible for, and you could have the funds you need to end your toxic debt loop sooner than you think.
Turn your home’s value into extra cash
If you want to pay a large expense now, like a home improvement project or credit card debt, you may have considered using your home equity as leverage to borrow a large sum of money.
But with interest rates rising in recent years, a cash-out refinance or home equity loan may not make financial sense.
Here’s a potential solution: Get a home equity line of credit (HELOC) instead.
Using LendingTree’s simple HELOC matching tool7 <p>LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2024 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply. </p> (yes, the company from the commercials), you can compare rates and see what works for you.
How a home equity line of credit is different: Your line of credit acts similar to a credit card, where you can withdraw funds when you need them, and you’re only responsible for minimum monthly payments for what’s called the “draw period,” which is usually 10 years. After this borrowing period ends, you pay off the rest of your balance during an extended repayment period, which is usually 20 years.
Plus, as a revolving line of credit, rates are usually variable, so you won’t be locked into a fixed rate if they ever go lower.
To get started:
- Check out LendingTree’s HELOC matching tool.
- Answer a few questions.
- Be matched with personalized offers for you.
Stop getting ripped off by credit card companies
If you have credit card debt, you know that paying your bill each month is anxiety-inducing … and sometimes close to impossible with what you have in the bank.
If that’s you, a company called LendingTree7 <p>LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2024 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply. </p> wants to help.They can match you with loan providers that could help you pay off your debt quickly.
Think about it this way: For example, $25,000 in credit card debt at 25% APR will cost you $518.83 every single month in interest alone. But, with a rate as low as 6.99% APR (possible through LendingTree’s lenders), you’d only pay $144.03 interest.
That’s over $350 a month you’d get to keep for yourself in this scenario! Even better, you don’t need a perfect credit score, and checking for loans won’t affect your credit.
Truthfully, this company exists to help you get ahead in life. They have a 4.5/5 rating on TrustPilot with more than 15,000 verified reviews, and you can see your options in a matter of minutes. It’s certainly worth a shot if you’re feeling suffocated by debt.
See if your $25K+ credit card debt is eligible for options with LendingTreeLearn 7 ways to generate income with a $1,000,000 portfolio
If you have $1,000,000 saved up, this guide is for you. The last thing you want in retirement is to run out of money. Instead, you want your money to generate a real income while you enjoy your life.
Now you can learn the strategies wealthy retirees use to fund their retirement with $1,000,000 — and how you can, too — with this new guide: The 7 Secrets of High Net Worth Investors from Fisher Investments.
Fisher Investments has helped tens of thousands of investors retire comfortably since 1979. With over $332 billion under management, they provide tailored money management to help achieve long-term goals. Download the guide today!
Limited-Time Offer: Amazon Prime members get a $250 Amazon Gift Card + up to 5% back!
If you regularly shop at Amazon or Whole Foods, this is one of the best offers you're going to see all year. Apply for the Prime Visa(Rates and fees) credit card here — you can get a $250 Amazon Gift Card loaded directly onto your Amazon account's Gift Card Balance upon approval.
There's no annual fee for this card, no extra work or spending requirement to get the $250 bonus, and you could get an approval decision extremely fast. Get an instant decision within 15 seconds1 <p class="">If you respond via the Internet, the majority of applications are responded to in less than 15 seconds. Your actual response time may vary depending on the Internet connection and volume of submitted requests. We may not be able to give you an immediate answer in every instance.</p> and you could use this gift card immediately if approved.
Plus, earn up to 5% back on Amazon.com, Amazon Fresh, Whole Foods Market, and Chase Travel purchases with an eligible Prime membership Recommended credit: Good or excellent (typically 670 or higher).
